| Value | Category | Cases | |
|---|---|---|---|
| Agriculture brings development | 1 |
0.2%
|
|
| Am not aware of any other methods of keeping money | 1 |
0.2%
|
|
| Avoid misuse of money | 1 |
0.2%
|
|
| Avoiding wastage | 1 |
0.2%
|
|
| Banks stop respondent from using money recklessly | 1 |
0.2%
|
|
| Banks want a lot of money | 1 |
0.2%
|
|
| Because Chilimba helps me with finances whenever I needed help | 1 |
0.2%
|
|
| Because I can misuse the money and I trust h | 1 |
0.2%
|
|
| Because I can not withdraw the money at any time I want to. | 1 |
0.2%
|
|
| Because I don't have a job so it is way of having money | 1 |
0.2%
|
|
| Because I don't manage to have a lot money to keep elsewhere | 1 |
0.2%
|
|
| Because I only do piece work, I don't work in government to save at the bank. | 1 |
0.2%
|
|
| Because I want to avoid misusing money. | 1 |
0.2%
|
|
| Because I want to use the money for something later | 1 |
0.2%
|
|
| Because I won't be able to spend it often | 1 |
0.2%
|
|
| Because Of fixed deposit from government | 1 |
0.2%
|
|
| Because funds are insufficient to take to bank | 1 |
0.2%
|
|
| Because in this area there are no facilities likes banks for me to keep my savings | 1 |
0.2%
|
|
| Because it boosts me in needy times | 1 |
0.2%
|
|
| Because it is mandatory by law to do that. | 1 |
0.2%
|
|
| Because it's very little | 1 |
0.2%
|
|
| Because my husband choose it | 1 |
0.2%
|
|
| Because my source of income is not stable | 1 |
0.2%
|
|
| Because of difficult access to savings | 1 |
0.2%
|
|
| Because she can't manage to keep money by herself | 1 |
0.2%
|
|
| Because she earns little money which cannot sustain other saving measures | 1 |
0.2%
|
|
| Because the amount is little. | 1 |
0.2%
|
|
| Because there is no bank account | 1 |
0.2%
|
|
| Because we can't manage to put at the bank | 1 |
0.2%
|
|
| Chilimba pays lump sum | 1 |
0.2%
|
|
| Complications with ATMs | 1 |
0.2%
|
|
| Doesn't want to waste money like he did along time ago when he was saving from home | 1 |
0.2%
|
|
| Don't have a bank account | 1 |
0.2%
|
|
| Food | 1 |
0.2%
|
|
| For eventualities | 1 |
0.2%
|
|
| For farming inputs | 1 |
0.2%
|
|
| For future use | 3 |
0.5%
|
|
| For saving purposes | 1 |
0.2%
|
|
| For when I retire | 1 |
0.2%
|
|
| Have access to a loan in the future | 1 |
0.2%
|
|
| Having too little money | 1 |
0.2%
|
|
| He doesn't have enough money | 1 |
0.2%
|
|
| He only has insufficient funds | 1 |
0.2%
|
|
| He rarely withdraws | 1 |
0.2%
|
|
| Helping each other | 1 |
0.2%
|
|
| Helps me asset acquisation | 1 |
0.2%
|
|
| I am not able to spend the money | 1 |
0.2%
|
|
| I am tempted less to use the money that way. | 1 |
0.2%
|
|
| I avoid misusing the money | 1 |
0.2%
|
|
| I can't access the money anytime I want to but I can access my ATM anytime. and am not disciplined. | 1 |
0.2%
|
|
| I can't get any time I fill like. | 1 |
0.2%
|
|
| I can't manage bank charges | 1 |
0.2%
|
|
| I can't manage to have a bank account | 1 |
0.2%
|
|
| I can't take it to the bank it's not enough | 1 |
0.2%
|
|
| I can't take to the bank | 1 |
0.2%
|
|
| I can't use it anyhow | 2 |
0.3%
|
|
| I can't use it at home because it is with someone | 1 |
0.2%
|
|
| I can't withdraw at will | 1 |
0.2%
|
|
| I do get some interest | 1 |
0.2%
|
|
| I don't get a fair share in a group savings | 1 |
0.2%
|
|
| I don't have a bank account | 1 |
0.2%
|
|
| I don't have a bank account that's why I save in the house | 1 |
0.2%
|
|
| I don't have a bank account yet | 1 |
0.2%
|
|
| I don't have an account | 4 |
0.6%
|
|
| I don't have any means of keeping money | 1 |
0.2%
|
|
| I don't have ease access to money | 1 |
0.2%
|
|
| I don't have enough money that I can keep anywhere apart from home | 1 |
0.2%
|
|
| I don't have enough money to keep at a higher institution so I would rather keep my money on my own | 1 |
0.2%
|
|
| I don't have were to save | 1 |
0.2%
|
|
| I don't have were to save my money | 1 |
0.2%
|
|
| I don't have where to put that's why I save in the house | 1 |
0.2%
|
|
| I don't know where to start from | 1 |
0.2%
|
|
| I don't mis use the money | 1 |
0.2%
|
|
| I don't misuse it | 1 |
0.2%
|
|
| I don't misuse the money | 1 |
0.2%
|
|
| I don't spend it anyhow | 1 |
0.2%
|
|
| I don't spend money anyhow | 1 |
0.2%
|
|
| I don't want hunger at home | 1 |
0.2%
|
|
| I don't want to waste it | 1 |
0.2%
|
|
| I don't what the reason why you the banks | 1 |
0.2%
|
|
| I fear to finish | 1 |
0.2%
|
|
| I feel the money I save is little that's why I save in the house | 1 |
0.2%
|
|
| I feel to keep money in the house atlest it's safe there | 1 |
0.2%
|
|
| I get a good profit | 1 |
0.2%
|
|
| I have a budget. I don't want to spend it. | 1 |
0.2%
|
|
| I have an account but don't use it much because of insufficient funds | 1 |
0.2%
|
|
| I have little money | 1 |
0.2%
|
|
| I keep money through my phone to avoid the temptation of over withdrawing. | 1 |
0.2%
|
|
| I keep stock because I have seasonal businesses that I attend to | 1 |
0.2%
|
|
| I keep this money just in case one fell sick and the other money I want to buy cement so that I build a good house | 1 |
0.2%
|
|
| I make profit | 1 |
0.2%
|
|
| I only do piece work and I have to save | 1 |
0.2%
|
|
| I only save small amounts of money | 1 |
0.2%
|
|
| I save but they don't give us the money | 1 |
0.2%
|
|
| I trust my sister with my money | 1 |
0.2%
|
|
| I want to buy mattress for my children | 1 |
0.2%
|
|
| I want to keep it myself | 1 |
0.2%
|
|
| I want to raise some money so that. I can. open a bank account | 1 |
0.2%
|
|
| I was compelled when MTN were doing door to door registration | 1 |
0.2%
|
|
| I won't be spending money any how | 1 |
0.2%
|
|
| I wouldnt want to waste money. | 1 |
0.2%
|
|
| I'm doing mobile work so wh working from I can still access it | 1 |
0.2%
|
|
| Incase of an emergency I can rely and access my savings at any time | 1 |
0.2%
|
|
| Income is less | 1 |
0.2%
|
|
| Interest | 1 |
0.2%
|
|
| It comes in a lump sum | 1 |
0.2%
|
|
| It forces you to save | 1 |
0.2%
|
|
| It has no quick access as compared to savings at home this avoids complacency | 1 |
0.2%
|
|
| It helps her in household things and paying rent | 1 |
0.2%
|
|
| It is because money is deducted directly from my salary when I get paid. | 1 |
0.2%
|
|
| It is difficult for me to withdraw money at the bank, therefore once I deposit I know that I will keep the money for age | 1 |
0.2%
|
|
| It is required by law. | 1 |
0.2%
|
|
| It was required by law to have one in order to receive pension allowance | 1 |
0.2%
|
|
| It will be able to give me back interest when I finish building. | 1 |
0.2%
|
|
| It's like salary | 1 |
0.2%
|
|
| It's not easy to get it anyhow | 1 |
0.2%
|
|
| Its the account i use when my children send me money | 1 |
0.2%
|
|
| Lack of income. | 1 |
0.2%
|
|
| Money can not be used any how | 1 |
0.2%
|
|
| Money for safe keeping to avoid using it for unnecessary things | 1 |
0.2%
|
|
| Money is not easily accessible. | 2 |
0.3%
|
|
| Money is not enough hence, keeping it in my pockets | 1 |
0.2%
|
|
| Money saved is for future use | 1 |
0.2%
|
|
| My father keeps my money because he is the oldest | 1 |
0.2%
|
|
| No charges | 1 |
0.2%
|
|
| No deductions when am keeping from home | 1 |
0.2%
|
|
| No reason | 1 |
0.2%
|
|
| Not enough money | 1 |
0.2%
|
|
| Not knowledge about other saving options | 1 |
0.2%
|
|
| Respondent doesn't have a bank account | 1 |
0.2%
|
|
| Respondent joined to help finance his wedding | 1 |
0.2%
|
|
| SAVING INCASE SOMETHING GOES WRONG | 1 |
0.2%
|
|
| She has no better ways of savings | 1 |
0.2%
|
|
| She makes little money so its not possible to always be taking to the bank | 1 |
0.2%
|
|
| So that I Top up | 1 |
0.2%
|
|
| So that I don't use it anyhow | 1 |
0.2%
|
|
| So that I may use it later when I need it | 1 |
0.2%
|
|
| So that you Can Purchase something valuable like furniture when your time to get paid approaches | 1 |
0.2%
|
|
| Stop her from spending it | 1 |
0.2%
|
|
| TO HAVE MONEY WHEN THINGS GO WRONG | 1 |
0.2%
|
|
| The amount is too small | 1 |
0.2%
|
|
| The bank is far away from our community, therefore it keeps me away from spending my money. | 1 |
0.2%
|
|
| The money is not enough to save somewhere | 1 |
0.2%
|
|
| The money is not enough. | 1 |
0.2%
|
|
| The money that I earn is not enough to keep somewhere else | 1 |
0.2%
|
|
| The money that I earn is too little I can't save it anywhere else | 1 |
0.2%
|
|
| There is loss saving money in livestock | 1 |
0.2%
|
|
| There is more profit | 1 |
0.2%
|
|
| There long ques at the bank as FBZ is the only bank and sometimes the services are bad | 1 |
0.2%
|
|
| There no charge | 1 |
0.2%
|
|
| They don't go bad | 1 |
0.2%
|
|
| They easily give loans if you save with them | 1 |
0.2%
|
|
| They give out a lump sum | 1 |
0.2%
|
|
| To avoid misusing the money. | 1 |
0.2%
|
|
| To avoid spending money anyhow. | 1 |
0.2%
|
|
| To avoid unnecessary expenses | 1 |
0.2%
|
|
| To avoid using it for unnecessary needs | 1 |
0.2%
|
|
| To finish building. | 1 |
0.2%
|
|
| To have money when I harvest my crops | 1 |
0.2%
|
|
| To help we need the money | 1 |
0.2%
|
|
| To keep away from using it unnecessarily | 1 |
0.2%
|
|
| To keep it safe from misuse | 1 |
0.2%
|
|
| To prepare for the farming inputs | 1 |
0.2%
|
|
| To raise business capital | 1 |
0.2%
|
|
| To save money and not spend recklessly | 1 |
0.2%
|
|
| To use for emergencies | 1 |
0.2%
|
|
| To utilise for big investments later | 1 |
0.2%
|
|
| Want to buy Furniture | 1 |
0.2%
|
|
| We don't have bank documents | 1 |
0.2%
|
|
| We realize little profit. Everything we get we take to household experiences | 1 |
0.2%
|
|
| Will sale cattle for children's school fees | 1 |
0.2%
|
|
| Will u use it in future when old | 1 |
0.2%
|
|
| You are compelled by law | 1 |
0.2%
|
|
| You can access your money's at a given time according to my bugdet | 1 |
0.2%
|
|
| access to the money is controlled | 1 |
0.2%
|
|
| afraid of wasting money.so it's better to buy stock material | 1 |
0.2%
|
|
| am a farmer and I invest in farming inputs | 1 |
0.2%
|
|
| am afraid of wasting hard cash | 1 |
0.2%
|
|
| amount is too small | 1 |
0.2%
|
|
| avoiding of misusing money | 1 |
0.2%
|
|
| bank | 1 |
0.2%
|
|
| bank is far from respondents resident so better there than in his wallet | 1 |
0.2%
|
|
| banks are far | 1 |
0.2%
|
|
| banks are very far | 1 |
0.2%
|
|
| because I don't have an account. | 1 |
0.2%
|
|
| because I don't have enough money to save | 1 |
0.2%
|
|
| because I don't have enough money to save elsewhere | 1 |
0.2%
|
|
| because I don't use the money when ever I want to it helps me save and maintain my budget | 1 |
0.2%
|
|
| because I don't want to use it | 1 |
0.2%
|
|
| because I get interest on my money daily as opposed to the bank | 1 |
0.2%
|
|
| because I have nowhere else to save | 1 |
0.2%
|
|
| because I manage to keep it there | 1 |
0.2%
|
|
| because I only save small amounts | 1 |
0.2%
|
|
| because I profit something when i harvest | 1 |
0.2%
|
|
| because I rarely remove money from it it's intact unlike. the one on my mobile phone that I withdraw sometimes | 1 |
0.2%
|
|
| because I save little money that's why I save in the house | 1 |
0.2%
|
|
| because amounts are too small to take to the bank | 1 |
0.2%
|
|
| because he earns little money | 1 |
0.2%
|
|
| because he has too little money | 1 |
0.2%
|
|
| because i can use the money | 1 |
0.2%
|
|
| because i don't have enough money to save | 2 |
0.3%
|
|
| because i don't have enough money to save with other groups | 1 |
0.2%
|
|
| because i don't have national registration card | 1 |
0.2%
|
|
| because i don't save enough money | 1 |
0.2%
|
|
| because i know the people who run the group in person, and the group helps me in so many ways. | 1 |
0.2%
|
|
| because it can take more time to convert it into cash | 1 |
0.2%
|
|
| because it compels u to save | 1 |
0.2%
|
|
| because it enables me to save small amount of money. | 1 |
0.2%
|
|
| because it sorts out atleast big problems at my lower levels economically | 1 |
0.2%
|
|
| because it's far and I know money is safe. | 1 |
0.2%
|
|
| because it's little money | 1 |
0.2%
|
|
| because its too little for me to give someone to keep for me | 1 |
0.2%
|
|
| because money is not usually tempered with | 1 |
0.2%
|
|
| because of the kind of business his doing | 1 |
0.2%
|
|
| because that's were we get most of the food we bring at home | 1 |
0.2%
|
|
| because the company said that we will be getting paid through the account but since then I have never gotten paid | 1 |
0.2%
|
|
| because the government now only helps people who are in groups so we also want to be helped | 1 |
0.2%
|
|
| because the money is little. | 1 |
0.2%
|
|
| because the money is not enough to keep at the bank | 1 |
0.2%
|
|
| because the money is to small so can't take any were else | 1 |
0.2%
|
|
| because the money that I have is little | 1 |
0.2%
|
|
| because there are no charges for the transactions | 1 |
0.2%
|
|
| because they allow me to borrow. | 1 |
0.2%
|
|
| because we were told to open an account | 1 |
0.2%
|
|
| because you can not go there and withdraw anytime | 1 |
0.2%
|
|
| because you can not interfere with it | 1 |
0.2%
|
|
| because you can save and not use the money after you retire and don't have any job. | 1 |
0.2%
|
|
| because you will use it in future and children will benefit | 1 |
0.2%
|
|
| believe if someone works they should have a pension | 1 |
0.2%
|
|
| better to save in a structure | 1 |
0.2%
|
|
| building | 1 |
0.2%
|
|
| building a is the most important thing in someones life | 1 |
0.2%
|
|
| building keeps money safe | 1 |
0.2%
|
|
| business | 1 |
0.2%
|
|
| buy things | 1 |
0.2%
|
|
| by buying farming inputs it assures respondent that money is safe and can generate interest | 1 |
0.2%
|
|
| can get my money borrow at the same time anytime i want | 1 |
0.2%
|
|
| can't afford formal banks | 1 |
0.2%
|
|
| can't easily spend money on iron sheets | 1 |
0.2%
|
|
| can't use it anyhow | 1 |
0.2%
|
|
| capital to start a small business or buy something significant | 1 |
0.2%
|
|
| cause i save little money | 1 |
0.2%
|
|
| company requirements | 1 |
0.2%
|
|
| development | 1 |
0.2%
|
|
| distance | 1 |
0.2%
|
|
| does not have access to the money so he knows it won't be drawn unnecessarily | 1 |
0.2%
|
|
| does not have an account anywhere | 1 |
0.2%
|
|
| does not have enough money | 1 |
0.2%
|
|
| don't get troubled by anyone compared to chilimba were I used to be pressured to pay | 1 |
0.2%
|
|
| don't have a bank account | 1 |
0.2%
|
|
| don't have a lot of money to keep with the bank or silimba | 1 |
0.2%
|
|
| don't have an account | 1 |
0.2%
|
|
| don't have enough money | 2 |
0.3%
|
|
| don't have enough money to save with other financial institutions. | 1 |
0.2%
|
|
| don't have enough money to save with other institutions or groups | 1 |
0.2%
|
|
| don't have enough money to save with other institutions. | 2 |
0.3%
|
|
| don't have enough money to use | 1 |
0.2%
|
|
| don't have. money | 1 |
0.2%
|
|
| don't know how to open an account | 1 |
0.2%
|
|
| don't work | 1 |
0.2%
|
|
| easy to claim | 1 |
0.2%
|
|
| education | 1 |
0.2%
|
|
| farming | 1 |
0.2%
|
|
| farming helps to feed families | 1 |
0.2%
|
|
| fast and efficient | 1 |
0.2%
|
|
| fear of missusing the money | 1 |
0.2%
|
|
| fear of someone keeping my money | 1 |
0.2%
|
|
| for buying a plot | 1 |
0.2%
|
|
| for certain unexpected expenses | 1 |
0.2%
|
|
| for day to day use | 1 |
0.2%
|
|
| for emergence purposes | 1 |
0.2%
|
|
| for emergency | 3 |
0.5%
|
|
| for emergency purposes | 1 |
0.2%
|
|
| for farming | 1 |
0.2%
|
|
| for farming purposes | 1 |
0.2%
|
|
| for future purpose | 1 |
0.2%
|
|
| for future use | 18 |
2.7%
|
|
| for future use when i retire | 1 |
0.2%
|
|
| for gear of misusing | 1 |
0.2%
|
|
| for graduate | 1 |
0.2%
|
|
| for her children's education | 1 |
0.2%
|
|
| for keeping safe | 1 |
0.2%
|
|
| for me not to over send my money | 1 |
0.2%
|
|
| for safe keeping | 1 |
0.2%
|
|
| for safety | 2 |
0.3%
|
|
| for school | 2 |
0.3%
|
|
| for the children's school fees. | 1 |
0.2%
|
|
| for the purpose of getting pension | 1 |
0.2%
|
|
| for the sake of the children | 1 |
0.2%
|
|
| for use when I retire | 1 |
0.2%
|
|
| for use when I stop working | 1 |
0.2%
|
|
| for use when needed. | 1 |
0.2%
|
|
| future savings when retires | 1 |
0.2%
|
|
| future use | 20 |
3.1%
|
|
| future. use | 2 |
0.3%
|
|
| get pension when am old and can't work. | 1 |
0.2%
|
|
| get the money as a lampsom | 1 |
0.2%
|
|
| got interested after they offerer me a loan | 1 |
0.2%
|
|
| have assets | 1 |
0.2%
|
|
| have no bank account | 1 |
0.2%
|
|
| have not yet open an account | 1 |
0.2%
|
|
| have to prepare for next farming season | 1 |
0.2%
|
|
| he planing to build a house | 1 |
0.2%
|
|
| help do what you want | 1 |
0.2%
|
|
| help me in future | 1 |
0.2%
|
|
| helping me with unexpected household issues | 1 |
0.2%
|
|
| helps in future | 1 |
0.2%
|
|
| helps me discipline my money | 1 |
0.2%
|
|
| helps me not to misuse the money | 1 |
0.2%
|
|
| helps me to save | 1 |
0.2%
|
|
| household groceries | 1 |
0.2%
|
|
| i don't have it at my disposal | 1 |
0.2%
|
|
| i dont get to.misuse my money | 1 |
0.2%
|
|
| i dont have a bank account | 1 |
0.2%
|
|
| i feel that i might use the money if i keep it by my self | 1 |
0.2%
|
|
| i have little money | 1 |
0.2%
|
|
| i want to have a full package when i retire | 1 |
0.2%
|
|
| if I want to misuse is they can't give me | 1 |
0.2%
|
|
| if u keep money home up spend a lot then at a bank | 1 |
0.2%
|
|
| if you are in need of money you can sell the shares are get cash when in need or you use them as collateral to get a loa | 1 |
0.2%
|
|
| in case of any emergency | 1 |
0.2%
|
|
| in case of emergence | 1 |
0.2%
|
|
| in order to buy household things | 1 |
0.2%
|
|
| in order to have a good harvest | 1 |
0.2%
|
|
| in order to save | 1 |
0.2%
|
|
| income is inadequate | 1 |
0.2%
|
|
| intends to complete building project | 1 |
0.2%
|
|
| interest rates are low | 1 |
0.2%
|
|
| it accumulated from my former place of work | 1 |
0.2%
|
|
| it enables her to keep money safe and use it when need arises | 1 |
0.2%
|
|
| it forces me to save | 1 |
0.2%
|
|
| it gives you cushion for the future | 1 |
0.2%
|
|
| it helps her run away from spending it | 1 |
0.2%
|
|
| it helps in future | 2 |
0.3%
|
|
| it helps me not to use the money for other things | 1 |
0.2%
|
|
| it helps me to save money for my family | 1 |
0.2%
|
|
| it helps me when I am in need | 1 |
0.2%
|
|
| it is given when retired. | 1 |
0.2%
|
|
| it is govn't policy | 1 |
0.2%
|
|
| it is helpful to those who are in need | 1 |
0.2%
|
|
| it is law for government employees | 1 |
0.2%
|
|
| it is not always that I keep my savings with my friend | 1 |
0.2%
|
|
| it is the only available option | 1 |
0.2%
|
|
| it is the only way of saving | 1 |
0.2%
|
|
| it is too small | 1 |
0.2%
|
|
| it safe with her | 1 |
0.2%
|
|
| it stops me from misusing | 2 |
0.3%
|
|
| it stops you from spending | 1 |
0.2%
|
|
| it will help me in old age or help my children when I die | 1 |
0.2%
|
|
| it's a law. | 1 |
0.2%
|
|
| it's a way of preventing my from misusing money | 1 |
0.2%
|
|
| it's because each time we get money from other members, we are also forced to give to our fellow members when it's thei | 1 |
0.2%
|
|
| it's cheaper | 1 |
0.2%
|
|
| it's easier to buy when you save with chilimba | 1 |
0.2%
|
|
| it's good to buy in advance for quick action | 1 |
0.2%
|
|
| it's helps me to pay for my problem s | 1 |
0.2%
|
|
| it's inconvenient | 1 |
0.2%
|
|
| it's mandatory | 2 |
0.3%
|
|
| it's not easy to miss use money when its in the account | 1 |
0.2%
|
|
| it's not enough | 2 |
0.3%
|
|
| it's profitable in future | 1 |
0.2%
|
|
| it's safe and profitable | 1 |
0.2%
|
|
| it's safe that side | 1 |
0.2%
|
|
| it's the choice of the government | 1 |
0.2%
|
|
| it's the main business to me | 1 |
0.2%
|
|
| it's too little to be kept somewhere | 1 |
0.2%
|
|
| it's too little to be put(saved) elsewhere | 1 |
0.2%
|
|
| it's. far so u won't be forced to withdraw frequently | 1 |
0.2%
|
|
| its a long term so i can get a lump sum of money when i retire | 1 |
0.2%
|
|
| its an investment | 1 |
0.2%
|
|
| its becomes easy to get other goods such as fertilizer | 1 |
0.2%
|
|
| its easy attract business with the materials at hard | 1 |
0.2%
|
|
| its more secure | 1 |
0.2%
|
|
| its my choice number one | 1 |
0.2%
|
|
| its my way of saving | 1 |
0.2%
|
|
| just to help each others. | 1 |
0.2%
|
|
| just trying to see how it goes | 1 |
0.2%
|
|
| just want. | 1 |
0.2%
|
|
| keeping money | 1 |
0.2%
|
|
| kept safe from spending | 1 |
0.2%
|
|
| know my money is safe from misusing | 1 |
0.2%
|
|
| lost documents needed to open an account anywhere | 1 |
0.2%
|
|
| manageable | 1 |
0.2%
|
|
| money I save is too little to give someone to keep for me. I'd rather keep myself | 1 |
0.2%
|
|
| money comes from pension,mandatory to have account | 1 |
0.2%
|
|
| money coming in lump sum form | 1 |
0.2%
|
|
| money is hard to find | 1 |
0.2%
|
|
| money is little | 1 |
0.2%
|
|
| money is little. | 1 |
0.2%
|
|
| money is secure for future use I cannot withdraw from it | 1 |
0.2%
|
|
| money isn't enough | 1 |
0.2%
|
|
| money kept at home is too accessible | 1 |
0.2%
|
|
| money not enough | 4 |
0.6%
|
|
| money not enough to take to bank | 1 |
0.2%
|
|
| money to little | 1 |
0.2%
|
|
| money too little to take to the bank | 1 |
0.2%
|
|
| money too little to take to the bank. | 1 |
0.2%
|
|
| money too small to be saved elsewhere | 1 |
0.2%
|
|
| more profit | 1 |
0.2%
|
|
| most of the times I do that wen I don't 've the use for the money. | 1 |
0.2%
|
|
| mostly the money I have is just for food.and because we don't have storage facilities I save and buy food one by one | 1 |
0.2%
|
|
| my husband refuses me to take to the bank that we should wait until the money is a lot | 1 |
0.2%
|
|
| my money is too little to take to the bank | 1 |
0.2%
|
|
| need to buy food | 1 |
0.2%
|
|
| no account to save from | 1 |
0.2%
|
|
| no avoiding access to it | 1 |
0.2%
|
|
| no bank account | 2 |
0.3%
|
|
| no banks here | 1 |
0.2%
|
|
| no charge for book balance | 1 |
0.2%
|
|
| no expenses incurred to 'withdraw' money | 1 |
0.2%
|
|
| no groups where I can put my shavings | 1 |
0.2%
|
|
| no money | 1 |
0.2%
|
|
| no one will get it from there | 1 |
0.2%
|
|
| no other choice | 1 |
0.2%
|
|
| no other good means | 1 |
0.2%
|
|
| no other means of saving | 1 |
0.2%
|
|
| no other places one can keep money | 1 |
0.2%
|
|
| no reason | 5 |
0.8%
|
|
| no reasons | 1 |
0.2%
|
|
| no specific business | 1 |
0.2%
|
|
| no specific reason | 1 |
0.2%
|
|
| no specific reason bt help u in future | 1 |
0.2%
|
|
| no where to apart from home | 1 |
0.2%
|
|
| not certain whether the account is active since he has less money saved | 1 |
0.2%
|
|
| not easily spend it | 1 |
0.2%
|
|
| not enough money | 4 |
0.6%
|
|
| not enough money to be taken to a bank | 1 |
0.2%
|
|
| not enough to be taken to a bank | 1 |
0.2%
|
|
| not enough to open an account | 1 |
0.2%
|
|
| not to spend it on something else | 1 |
0.2%
|
|
| nothing | 1 |
0.2%
|
|
| nothing. | 1 |
0.2%
|
|
| nowhere to keep | 1 |
0.2%
|
|
| one way of keeping money | 1 |
0.2%
|
|
| own safety | 1 |
0.2%
|
|
| pay school fees | 1 |
0.2%
|
|
| person does not put money there | 1 |
0.2%
|
|
| prefers to save in chilimba | 1 |
0.2%
|
|
| reduces the temptation of spending the money | 1 |
0.2%
|
|
| requirement by law | 1 |
0.2%
|
|
| requirement for government employees | 1 |
0.2%
|
|
| rising money for school | 1 |
0.2%
|
|
| safety | 1 |
0.2%
|
|
| save for future use | 1 |
0.2%
|
|
| save for one year | 1 |
0.2%
|
|
| savings | 1 |
0.2%
|
|
| savings at home is more convenient because she trust herself | 1 |
0.2%
|
|
| savings for rent | 1 |
0.2%
|
|
| scared to forget where she put it and safe from children's reach | 1 |
0.2%
|
|
| scared to use it | 1 |
0.2%
|
|
| school | 1 |
0.2%
|
|
| school fees | 1 |
0.2%
|
|
| security reasons | 1 |
0.2%
|
|
| she does not have bank account. | 1 |
0.2%
|
|
| she has no reason | 1 |
0.2%
|
|
| she is able to receive lump sum | 1 |
0.2%
|
|
| she just wanted to put money in the house | 1 |
0.2%
|
|
| she thinks its the best | 1 |
0.2%
|
|
| since I set a small amount aside I want it to increase with time | 1 |
0.2%
|
|
| so I do not misuse it | 1 |
0.2%
|
|
| so I have more when my turn comes | 1 |
0.2%
|
|
| so that I can buy shoes, books and the latest novel | 1 |
0.2%
|
|
| so that I collect more when it's my turn | 1 |
0.2%
|
|
| so that I do not have ease access | 1 |
0.2%
|
|
| so that I don't misuse my savings | 1 |
0.2%
|
|
| so that I don't misuse the money | 4 |
0.6%
|
|
| so that he makes capital to start a business | 1 |
0.2%
|
|
| so that i buy a maternity dress | 1 |
0.2%
|
|
| so that i save rather than keeping the money in my pocket or at home | 1 |
0.2%
|
|
| so that it does not get to be used any how | 1 |
0.2%
|
|
| so that money is not misused | 1 |
0.2%
|
|
| so that money will increase faster | 1 |
0.2%
|
|
| so that she can't touch it | 1 |
0.2%
|
|
| so that they give me fertilizer when I need it | 1 |
0.2%
|
|
| so that u don't chew the money | 1 |
0.2%
|
|
| so that you acquire more when your turn comes | 1 |
0.2%
|
|
| so that you don't use the money any how only you have an emergency | 1 |
0.2%
|
|
| something for school | 1 |
0.2%
|
|
| stops me from misusing | 2 |
0.3%
|
|
| that is the only way i know | 1 |
0.2%
|
|
| that is where I earn an income | 1 |
0.2%
|
|
| that's my easy way of saving | 1 |
0.2%
|
|
| that's my only way of saving | 1 |
0.2%
|
|
| the agent convinced me | 1 |
0.2%
|
|
| the bank account was for my late husband,I had to change it to my name when he died. But now it's difficult for me to sa | 1 |
0.2%
|
|
| the bank has no limit of how much you can save. | 1 |
0.2%
|
|
| the bank is too far | 1 |
0.2%
|
|
| the banks are very far | 1 |
0.2%
|
|
| the business I do does not allow me to go to the bank most of times | 1 |
0.2%
|
|
| the company deducts | 1 |
0.2%
|
|
| the company deficits from salary | 1 |
0.2%
|
|
| the money I save if I 've to is not Money I can take to the bank | 1 |
0.2%
|
|
| the money is Too small | 1 |
0.2%
|
|
| the money is not enough to save anywhere | 1 |
0.2%
|
|
| the money is not so it's better to keep it at home | 1 |
0.2%
|
|
| the money is safe as I can not withdraw whenever I want to | 1 |
0.2%
|
|
| the money is still little | 1 |
0.2%
|
|
| the money is too small | 1 |
0.2%
|
|
| the money is too small to be taken to the bank | 1 |
0.2%
|
|
| the money it's too little. l can take. it's bank | 1 |
0.2%
|
|
| the money that i keep is not enough for banking | 1 |
0.2%
|
|
| the money was to little put in account | 1 |
0.2%
|
|
| the money. I save is too little. to put in a financial. institution. like a bank so it's better. to just give it to my p | 1 |
0.2%
|
|
| the wife is a key to my money | 1 |
0.2%
|
|
| there are no deductions for any transaction | 1 |
0.2%
|
|
| there is enough money from chilimba | 1 |
0.2%
|
|
| there is no serviceb charge | 1 |
0.2%
|
|
| there is no where to keep apart from home | 1 |
0.2%
|
|
| they are no charges | 1 |
0.2%
|
|
| they are the ones with a bank account | 1 |
0.2%
|
|
| through farming you can never go wrong in future | 1 |
0.2%
|
|
| to access fertilizer | 1 |
0.2%
|
|
| to acquire food ration and also to meet children's education | 1 |
0.2%
|
|
| to allow members to have money in form of lump sum | 1 |
0.2%
|
|
| to avoid misuse of money | 1 |
0.2%
|
|
| to avoid using it for something else | 1 |
0.2%
|
|
| to avoid using the money | 1 |
0.2%
|
|
| to be comfortable that I have the inputs in advance | 1 |
0.2%
|
|
| to be independent. | 1 |
0.2%
|
|
| to build a house | 1 |
0.2%
|
|
| to buy farming inputs | 1 |
0.2%
|
|
| to buy food | 1 |
0.2%
|
|
| to buy seeds | 1 |
0.2%
|
|
| to buy some shoes | 1 |
0.2%
|
|
| to buy something when I want it | 1 |
0.2%
|
|
| to complete the rental apartments | 1 |
0.2%
|
|
| to earn good interest | 1 |
0.2%
|
|
| to enable me to buy farming input without difficulties | 1 |
0.2%
|
|
| to ensure you have money for when things go wrong | 1 |
0.2%
|
|
| to have a good harvest | 1 |
0.2%
|
|
| to have better shelter | 1 |
0.2%
|
|
| to have enough food | 1 |
0.2%
|
|
| to have money for my farming business (capital) | 1 |
0.2%
|
|
| to have personal property | 1 |
0.2%
|
|
| to help me buy kitchen utensils | 1 |
0.2%
|
|
| to help me in emergencies like helping my mother when she needs help | 1 |
0.2%
|
|
| to help me in future | 1 |
0.2%
|
|
| to help me sort out certain issues when need arises | 1 |
0.2%
|
|
| to help others | 1 |
0.2%
|
|
| to help. me get what I want or when there is an emergency. I would use that money | 1 |
0.2%
|
|
| to keep for emergencies | 1 |
0.2%
|
|
| to keep it away from being abused | 1 |
0.2%
|
|
| to keep money safe and invest in farming to harvest in order to earn a profit | 1 |
0.2%
|
|
| to overcome unforseen circumstances | 1 |
0.2%
|
|
| to pay for school tuitions | 1 |
0.2%
|
|
| to pay school fees | 1 |
0.2%
|
|
| to safe money | 1 |
0.2%
|
|
| to save money | 1 |
0.2%
|
|
| to secure for future usage | 1 |
0.2%
|
|
| to secure my future | 1 |
0.2%
|
|
| to solve the problem at hand | 1 |
0.2%
|
|
| to stop from using it carelessly | 2 |
0.3%
|
|
| to stop her from using it | 1 |
0.2%
|
|
| to stop him from spending it | 1 |
0.2%
|
|
| to stop me from misusing | 6 |
0.9%
|
|
| to stop me from misusing it | 2 |
0.3%
|
|
| to stop respondent from using it | 1 |
0.2%
|
|
| to stop them from spending it unnecessarily | 1 |
0.2%
|
|
| to use for household things | 1 |
0.2%
|
|
| to use for school exepenses | 1 |
0.2%
|
|
| to use in futere | 1 |
0.2%
|
|
| to use it for emergency | 1 |
0.2%
|
|
| to use it for school daily expenses | 1 |
0.2%
|
|
| to use when problems arise | 1 |
0.2%
|
|
| tries to avoid spending the money and ensure food security when family is in need | 1 |
0.2%
|
|
| used to keeping money in the house | 1 |
0.2%
|
|
| want to be different from my parents | 1 |
0.2%
|
|
| want to invest in a business | 1 |
0.2%
|
|
| way of saving | 1 |
0.2%
|
|
| way of saving money | 1 |
0.2%
|
|
| we don't have a lot of money | 1 |
0.2%
|
|
| we don't have banks here so the money we have we put in businesses | 1 |
0.2%
|
|
| we want to build a house | 1 |
0.2%
|
|
| when am dead my son will use it. | 1 |
0.2%
|
|
| worked for it | 1 |
0.2%
|
|
| yet to open a bank account | 1 |
0.2%
|
|
| you can claim your money at the end | 1 |
0.2%
|
|
| you can withdraw your money anytime | 1 |
0.2%
|