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    Home / Data Portal / FSDZ / ZMB-FMT-FS-2009-V1 / variable [V861]
FSDZ

Zambia Finscope 2009

Zambia, 2009
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Reference ID
zmb-fmt-fs-2009-v1
Producer(s)
Finmark Trust
Collections
Financial Sector Deepening Zambia
Metadata
DDI/XML JSON
Created on
Jul 12, 2017
Last modified
Jun 11, 2020
Page views
172104
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  • Zambia Finscope
    2009 v1.0
    Stata11

S9Q2D.2: Reasons why people often do not have a bank account or use b (S9Q2D_2)

Data file: Zambia Finscope 2009 v1.0 Stata11

Overview

Valid: 0
Invalid: 0
Type: Discrete
Decimal: 0
loc_start_pos: 1724
loc_end_pos: 1725
Width: 2
Range: -9 - 19
Format: Numeric

Questions and instructions

Categories
Value Category
-9 Missing Data
1 Does not need it - Insufficient or no money coming it to justify it
2 Income coming in, but insufficient balance after expenses
3 Cannot maintain the minimum balance
4 Bank service charges are too high
5 Banks are too far away or transport too difficult
6 Banking hours are not convenient
7 Does not have an ID document or salary slip or letter from the Chief to be able to open an account
8 Does not understand how banks work
9 Does not understand the financial language used in banks
10 Does not know how to apply
11 Does not understand benefits from having a bank account
12 Does not trust banks
13 Bank accounts are not for people like 'me'
14 Fears embarrassment or refusals
15 Banks do not provide the products or services needed
16 Can get services needed elsewhere in the community
17 Need permission of someone else to open it
18 Other specify
19 Does not know
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
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