Zambia Finscope 2009

Zambia, 2009

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Reference ID

zmb-fmt-fs-2009-v1

Producer(s)

Finmark Trust

Collections

Financial Sector Deepening Zambia

Metadata

DDI/XML JSON

Created on

Jul 12, 2017

Last modified

Jun 11, 2020

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199001

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S8Q3.10: Why have you not borrowed money? (S8Q3_10)

Data file: Zambia Finscope 2009 v1.0 Stata11

Overview

Valid: 0

Invalid: 0

Type: Discrete

Decimal: 0

loc_start_pos: 1452

loc_end_pos: 1453

Width: 2

Range: -9 - 20

Format: Numeric

Questions and instructions

Categories

Value	Category
-9	Missing Data
1	Fear of debts
2	I can pay my living expenses with what I have
3	I am worried that I would not be able to pay back the money
4	Interest charged on borrowed money is too high
5	I do not know where to borrow money
6	I do not want to become a defaulter or be known as a defaulter
7	I do not know how to apply for a loan
8	I do not believe in borrowing money
9	I do not have assets to give as security or collateral
10	I do not have a credit record
11	I do not have an ID document or salary slip
12	I do not trust banks or other lenders
13	I do not want to borrow from moneylenders
14	Borrowing money is shameful or embarrassing to me
15	I am not allowed to borrow money by spouse, by family or other
16	I tried, but have been refused
17	Had no one to borrow from
18	Other specify
19	No specific reason
20	Does not know

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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