| Value |
Category |
| 1 |
Did not know where to go |
| 2 |
I do not have a bank account |
| 3 |
I did not think I would get a loan |
| 4 |
The loan terms did not meet my needs |
| 5 |
The bank is too far away |
| 6 |
It takes too long to get a loan |
| 7 |
Interest rates were too high |
| 8 |
I do not have security |
| 9 |
My business is not registered |
| 10 |
I found cheaper financing elsewhere |
| 11 |
I did not need the money |
| 12 |
I already had the money |
| 13 |
I would not be able to pay back |
| 14 |
I did not know where to start |
| 15 |
I am too young |
| 16 |
I never thought about it |
| 17 |
I am not member of any scheme |
| 18 |
It is not recommended by other people |
| 19 |
I prefer to save money |
| 20 |
Social segregation |
| 21 |
I am not eligible because my business is too small |
| 22 |
Unfavourable loan conditions |
| 23 |
I had to pay off another loan |
| 24 |
I do not like taking loans |
| 95 |
Others |
| 96 |
No reason |
| 99 |
Not specified |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.