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RIA

RIA ICT Access Survey 2011-2012

Africa, 2011 - 2012
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zaf-ria-rias-2011-2012-v1
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Research ICT Africa
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Research ICT Africa
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Jul 29, 2015
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May 28, 2020
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Data file: rias-2011-2012-business-v1

Cases: 0
Variables: 534

Variables

b_7_3
If yes in b.6 why - other
B_7_01
If yes in B.6 why - credit risk
B_7_02
If yes in B.6 why - don't qualify for a loan
B_7_03
If yes in B.6 why - not given a reason
B_7_48
If yes in B.6 why - other
B_7_49
If yes in B.6 why - none
B_7_50
If yes in B.6 why - don't know
B_8
Ever decided not to accept a loan from a bank
B_9
Business has an overdraft with the bank
B_10
Frequency of communication with your bank
B_11
Purchased an insurance for your business
B_12
The bank used by the business offer internet banking services
B_13
The bank used by the business offer mobile banking services
B_14
Our bank understands our business needs and offers the financial facilities we n
B_16
We are unhappy with the services offered by my bank
B_17
We are considering changing to another bank
B_18
Our bank is expensive
B_19
Our banks services are slow
B_20
We spend too much time at our bank
B_20b
I dont understand the fees and charges
B_20c
The next branch is too far away
B_21_A
Reason for no business bank account - business does not need a bank account
B_21_B
Reason for no business bank account - banks would not provide my business with a
B_21_C
Reason for no business bank account - bank accounts are too expensive to maintai
B_21_E
Reason for no business bank account - other
B_21_Ecoded
Other reason for no business bank account
B_21_F
Reason for no business bank account
B_21_4_101
Reason for no business bank account - am likely to get one soon
B_21_4_102
Reason for no business bank account - banks are not available in my area
B_21_4_103
Reason for no business bank account - business is still new/just started
B_21_4_104
Reason for no business bank account - don't have enough money to save
B_21_4_105
Reason for no business bank account - don't know how it operates
B_21_4_106
Reason for no business bank account - don't understand/know benefits to business
B_21_4_107
Reason for no business bank account - for personal use/home use
B_21_4_108
Reason for no business bank account - I don't trust financial institutions
B_21_4_109
Reason for no business bank account - I haven't tried to get one/I see no use fo
B_21_4_110
Reason for no business bank account - my business is small
B_21_4_111
Reason for no business bank account - prefer keeping my money
B_21_4_112
Reason for no business bank account - their rates/charges are very high
B_21_4_113
Reason for no business bank account - to get a bank account I need to register m
B_21_4_114
Reason for no business bank account - use profits, gains, savings to restock bus
B_21_4_115
Reason for no business bank account - I use someone else's account
B_21_4_116
Reason for no business bank account - no time for banks
B_21_4_117
Reason for no business bank account - have a personal/private account
B_21_4_201
Reason for no business bank account - bank is too far/not available
B_21_4_202
Reason for no business bank account - business is small
B_21_4_203
Reason for no business bank account - business is still new to have an account
B_21_4_204
Reason for no business bank account - dont have enough money to save
B_21_4_205
Reason for no business bank account - use a personal account
B_21_4_206
Reason for no business bank account - will open one in future
B_21_4_301
Reason for no business bank account - bank is far/not available in my area
B_21_4_302
Reason for no business bank account - I am not qualified to open bank account
B_21_4_303
Reason for no business bank account - I am saving my money on my own
B_21_4_304
Reason for no business bank account - I am using mobile phone account
B_21_4_305
Reason for no business bank account - long time in the line
B_21_4_306
Reason for no business bank account - low business but I will use it later
B_21_4_307
Reason for no business bank account - low capital/not enough capital
B_21_4_308
Reason for no business bank account - providing loans to my fellows
B_21_4_401
Reason for no business bank account - I use a personal acount
B_21_4_402
Reason for no business bank account - planning on getting one
B_21_4_403
Reason for no business bank account - banks are far from my area
B_21_4_404
Reason for no business bank account - not enough money to save
B_21_4_405
Reason for no business bank account - no need
B_21_4_406
Reason for no business bank account - no knowledge about them
B_21_4_501
Reason for no business bank account - have little/less income to deposit
B_21_4_502
Reason for no business bank account - use a personal account
B_21_4_503
Reason for no business bank account - I dont know how to open an account
B_21_4_504
Reason for no business bank account - bank is far
B_21_4_505
Reason for no business bank account - recently established/newly opened
B_21_4_506
Reason for no business bank account - used as working money/capital
B_21_4_507
Reason for no business bank account - use profit for personal use/family use
B_21_4_508
Reason for no business bank account - our sales is small
B_21_4_509
Reason for no business bank account - I dont have the habit of using this servic
B_21_4_510
Reason for no business bank account - I don't need it at all
B_21_4_511
Reason for no business bank account - there is no service giver in our village
B_21_4_997
Reason for no business bank account - other
B_21_4_998
Reason for no business bank account - nothing
B_21_4_999
Reason for no business bank account - don’t know
MM_1a
Means of sending and receiving money - mobile money
MM_1b
Means of sending and receiving money - post office
MM_1c
Means of sending and receiving money - western union/moneygram etc
MM_1d
Means of sending and receiving money - bank
MM_1e
Means of sending and receiving money - send cash with someone
MM_1f
Means of sending and receiving money - other
MM_1fcoded
Other means of sending and receiving money
MM_1F_101
Means of sending and receiving money - in person/cash at hand
MM_1F_102
Means of sending and receiving money - customers bring money themselves
MM_1F_201
Means of sending and receiving money - cash in hand
MM_1F_202
Means of sending and receiving money - pay in person
MM_1F_203
Means of sending and receiving money - receive cash from customer
MM_1F_301
Means of sending and receiving money - payed myself
MM_1F_302
Means of sending and receiving money - Gong (upatu)
MM_1F_303
Means of sending and receiving money - saving money in small box
MM_1F_401
Means of sending and receiving money - in person/cash at hand
MM_1F_501
Means of sending and receiving money - in person
MM_1F_998
Means of sending and receiving money - nothing
MM_1F_999
Means of sending and receiving money - don’t know
MM_2
Most used means of sending and receiving money
MM_3
Business send or receive money via mobile phones
MM_4
Mobile money providers the business use
MM_4_01
Mobile money providers the business use
MM_4_02
Mobile money providers the business use - FNB
MM_4_03
Mobile money providers the business use - Barclays
MM_4_04
Mobile money providers the business use - Mascom
MM_4_05
Mobile money providers the business use - E wallet
MM_4_6
Mobile money providers the business use - TIGO
MM_4_7
Mobile money providers the business use - Z-PESA
MM_4_8
Mobile money providers the business use - ZAP
MM_4_9
Mobile money providers the business use - M-PESA
MM_4_10
Mobile money providers the business use - MTN mobile money
MM_4_11
Mobile money providers the business use - TIGO cash
MM_4_12
Mobile money providers the business use - M PESA
MM_4_13
Mobile money providers the business use - MTN mobile money
MM_4_14
Mobile money providers the business use - M SENTE mobile money
MM_4_15
Mobile money providers the business use - AIRTEL money
MM_4_16
Mobile money providers the business use - M PESA
MM_4_50
Mobile money providers the business use - other
MM_4_998
Mobile money providers the business use - nothing
MM_4_999
Mobile money providers the business use - don’t know
MM_5
Time business has been using mobile money transfers with suppliers
MM_6a
Time business has been using mobile money transfers with customers
MM_6b
Major reason for using mobile money
MM_6b_48
Major reason for using mobile money - 48
MM_6b_49
Major reason for using mobile money - 49
MM_6b_50
Major reason for using mobile money - no info
MM_6_B_7
Major reason for using mobile money - it is time saving/fast
MM_6_B_8
Major reason for using mobile money - reduction in movements
MM_6_B_9
Major reason for using mobile money - to make payments
MM_6_B_10
Major reason for using mobile money - to easily buy and sell the products
MM_6_B_11
Major reason for using mobile money - to make my work easier/it simplifies work
MM_6_B_12
Major reason for using mobile money - to receive money from customers
MM_6_B_13
Major reason for using mobile money - to save on or reduce on transport costs
MM_6_B_101
Major reason for using mobile money - cheap in money transaction
MM_6_B_102
Major reason for using mobile money - more safe/secure
MM_6_B_103
Major reason for using mobile money - alternative to hard cash
MM_6_B_104
Major reason for using mobile money - saves time/fast
MM_6_B_105
Major reason for using mobile money - convinient/easily available
MM_6_B_201
Major reason for using mobile money - a way of earning income
MM_6_B_202
Major reason for using mobile money - easy to use
MM_6_B_203
Major reason for using mobile money - easy to make payments
MM_6_B_204
Major reason for using mobile money - simple to receive money
MM_6_B_205
Major reason for using mobile money - simplify relationship with customers
MM_6_B_206
Major reason for using mobile money - simplify transportation costs and on time
MM_6_B_207
Major reason for using mobile money - to save money from my business
MM_6_B_301
Major reason for using mobile money - it is easy to use
MM_6_B_302
Major reason for using mobile money - most of my suppliers use it
MM_6_B_303
Major reason for using mobile money - to make payments easy
MM_6_B_304
Major reason for using mobile money - it is cheap
MM_6_B_305
Major reason for using mobile money - it is fast
MM_6_B_306
Major reason for using mobile money - it is safe
MM_6_B_307
Major reason for using mobile money - for business purpose
MM_6_B_308
Major reason for using mobile money - to send and receive money
MM_6_B_997
Major reason for using mobile money - other
MM_6_B_998
Major reason for using mobile money - nothing
MM_6_B_999
Major reason for using mobile money - don’t know
MM_7_A
The business uses mobile money for paying employees
MM_7_B
The business uses mobile money for paying insurance
MM_7_C
The business uses mobile money for paying suppliers
MM_7_D
The business uses mobile money for paying bills
MM_7_E
The business uses mobile money for paying taxes
MM_7_F
The business uses mobile money for paying pension fund contributions
MM_7_G
The business uses mobile money for receiving payments from customers
MM_7_H
The business uses mobile money for other
MM_9
Largest amount sent with the mobile phone to settle business payment
MM_10
Largest amount received through the mobile phone for business purposes
MM_11
Would the business send higher mobile amounts if that was allowed
MM_12
Would the business receive higher mobile money amounts if that was allowed
MM_13
Amount the business send on average per business transaction
MM_14
Amount the business receive on average per business transaction
MM_15
How often the business make payments by mobile phone
MM_16
How often the business receive payments through the mobile phone
MM_17
Does mobile money transfer system responds to business needs
MM_18
Mobile money helps the business to save transport costs
MM_19
Mobile money helps the business get access to loans
MM_20
Mobile money helps the business better manage the cash flow
MM_21
Mobile money helps the business pay suppliers more easily
MM_22
Mobile money facilitates business
MM_23
Mobile money did not make any difference in the way we conduct business
MM_24
Mobile money helps the business recover money from customers much faster
MM_26
Sales increased since the business used mobile money
MM_27
Credit exposure to customers was reduced since the business started using mobile
MM_28
The business use mobile money to pay suppliers from outside my city
MM_29
Sending and receiving money with mobile money reduced banking transactions
MM_30
Mobile money helps the business to pay suppliers from other countries
MM_31
I trust that my business information are safe with the use of mobile money servi
MM_32
Agents capacity to hold cash and float are two main barriers for businesses
MM_33
Agents are far from my location
MM_34
Mobile money allows the business to reach more customers
MM_35
Mobile money has improved the efficiency of the business
MM_36
Agents opening hours are not convenient
MM_37
Agents only allow me to make small transactions
MM_38
Why the business does not use mobile money
MM_39
Is the business planning to use mobile money in future
BC_1
Rating of the current performance of your business (2011)
BC_2
Performance expectation of your business in 2012
BC_3
Plan to employ more or less in 2012
BC_4
Plan to invest more or less in 2012
BC_5
Major business obstacles
BC_5re
Major business obstacles - finance/funds
BC_5re2
Major business obstacles - second reason
BC_6
Major obstacle for using ICTs for business
BC_6_01
Major business obstacle for using ICTs for business - no need
BC_6_02
Major business obstacle for using ICTs for business - too expensive/lack of fund
BC_6_03
Major business obstacle for using ICTs for business - lack of skills/knowledge
BC_6_04
Major business obstacle for using ICTs for business - location/no permanent prem
BC_6_05
Major business obstacle for using ICTs for business - no electricity
BC_6_06
Major business obstacle for using ICTs for business - power failures/power cuts
BC_6_07
Major business obstacle for using ICTs for business - network problems
BC_6_08
Major business obstacle for using ICTs for business - business too small
BC_6_09
Major business obstacle for using ICTs for business - security/safety
BC_6_10
Major business obstacle for using ICTs for business - outdated ICT products/old
BC_6_11
Major business obstacle for using ICTs for business - don't know what ICT'S are
BC_6_12
Major business obstacle for using ICTs for business - internet is slow
BC_6_13
Major business obstacle for using ICTs for business - viruses
BC_6_14
Major business obstacle for using ICTs for business - customers don't use it
BC_6_15
Major business obstacle for using ICTs for business - in process of installing
BC_6_16
Major business obstacle for using ICTs for business - crime
BC_6_17
Major business obstacle for using ICTs for business - none
BC_6_18
Major business obstacle for using ICTs for business - other
BC_6_19
Major business obstacle for using ICTs for business - dont know
BC_6_20
Major business obstacle for using ICTs for business - none
BC_6_21
Major business obstacle for using ICTs for business
BC_6_22
Major business obstacle for using ICTs for business
BC_6_23
Major business obstacle for using ICTs for business
BC_6_24
Major business obstacle for using ICTs for business
BC_6_47
Major business obstacle for using ICTs for business - other
BC_6_48
Major business obstacle for using ICTs for business - don't know
BC_6_49
Major business obstacle for using ICTs for business - none
BC_6_50
Major business obstacle for using ICTs for business - none
filter__
Formality: filter = 1
B_7_8
If yes in B.6 why - turnover fluctuates
B_7_9
If yes in B.6 why - not given a reason
B_7_10
If yes in B.6 why - already had a loan
B_7_56
If yes in B.6 why - not answered
Total: 534
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