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      <producer abbr="" affiliation="University of Cape Town" role="Metadata producer">DataFirst</producer>
      <prodDate date="2020-05-23">2020-05-23</prodDate>
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<stdyDscr>
  <citation>
    <titlStmt>
      <titl>RIA ICT Access Survey 2011-2012</titl>
      <subTitl/>
      <altTitl>RIAS 2011-2012</altTitl>
      <parTitl/>
      <IDNo>zaf-ria-rias-2011-2012-v1</IDNo>
    </titlStmt>
    <rspStmt>
      <AuthEnty affiliation="">Research ICT Africa</AuthEnty>
    </rspStmt>
    <prodStmt>
      <copyright/>
      <software version="5.0" date="2021-07-18">NADA</software>
      <grantNo/>
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    <distStmt>
      <contact affiliation="" URI="support.data1st.org" email="support@data1st.org">DataFirst Support</contact>
      <depDate date=""/>
      <distDate date=""/>
    </distStmt>
    <serStmt>
      <serName>Household Survey [hh]</serName>
      <serInfo>Research ICT Africa. RIA ICT Access Survey 2011-2012 [dataset]. Version 1. Cape Town: RIA [producer], 2013. Cape Town: DataFirst [distributor], 2015. DOI: https://doi.org/10.25828/mef4-3810</serInfo>
    </serStmt>
    <verStmt>
      <version date="2012">v1: Edited, anonymised dataset for public distribution</version>
      <verResp/>
      <notes>Version 1 of the dataset was received from Research ICT Africa in July 2015</notes>
    </verStmt>
    <biblCit format=""/>
    <notes/>
  </citation>
  <stdyInfo>
    <studyBudget/>
    <subject>
                  
                  
    </subject>
    <abstract>Research ICT Africa (RIA) is a non-profit, public interest, research entity which undertakes research on how information and communication technologies are being accessed and used in African countries. The aim is to measure the impact on lifestyles and livelihoods of people and households and to understand how informal businesses can prosper through the use of ICTs. This research can facilitate informed policy-making for improved access, use and application of ICT for social development and economic growth. RIA collects both supply-side and demand-side data. On the demand-side nationally representative surveys are conducted on ICT use and demand in African countries. This Survey delivers nationally representative indicators on household, individual and small business level. The survey uses national census sampling frames in co-operation with National Statistical Offices to deliver crucial data in a cost effective way.This survey dataset consists of data collected in thirteen African countries in 2011-2012.</abstract>
    <sumDscr>
      <collDate date="2011" event="start" cycle=""/>
      <collDate date="2012" event="end" cycle=""/>
      <nation abbr="">Africa</nation>
      <geogCover>The surveys had national coverage. Survey countries included Botswana, Cameroon, Ethiopia, Ghana, Kenya, Mozambique, Namibia, Nigeria, Rwanda, South Africa, Tanzania, Uganda, and Tunisia.</geogCover>
      <geogUnit/>
      <anlyUnit>Households and individuals</anlyUnit>
      <universe>This survey is nationally representative on household, individual and small business level.</universe>
      <dataKind>Sample survey data</dataKind>
    </sumDscr>
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     study. Note the standard name and producer and how the study complied with the standard. 
     Enter any additional quality statements in otherQualityStatements.
     
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    <qualityStatement>
      <standardsCompliance>
        <standard>
          <standardName/>
          <producer/>
        </standard>
        <complianceDescription/>
      </standardsCompliance>
      <otherQualityStatement/>
    </qualityStatement>
    <notes>Data collected on households includes: Dwelling type, household expenditure, access to electricity, ownership of goods, data on postal address and bank accounts, access to, use of, and expenditure on internet and landline, as well as household remittances. Data collected on household members includes: Age, sex, relationship to household head, marital status, highest education level, main economic activity, income and other earnings, and mobile phone ownership. A household member was selected at random to provide more detailed data. Data collected on the Randomly Selected Individual includes: Contribution to household expenses, literacy, language, ownership of CD/MP3 player/ipod, social networks, money and banking, use of TV, radio, public phones, work phone, internet, detailed data on mobile phone usage.

Apart from delivering ICT indicators required by international bodies the survey delivers data and analysis for several regulatory functions such as pricing regulation, number portability and universal access.</notes>
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    <dataColl>
      <timeMeth/>
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        Collector Training

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        compliance with standards etc. This is repeatable for language and to capture different aspects of the 
        training process. The type attribute allows specification of the type of training being described.
        
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      <collectorTraining type=""/>
      <frequenc/>
      <sampProc>The random sampling was performed in four steps for households and businesses, and five steps for individuals.
• Step 1: The national census sample frames was split into urban and rural Enumerator areas (EAs).
• Step 2: EAs were sampled for each stratum using probability proportional to size (PPS).
• Step 3: For each EA two listings were compiled, one for households and one for businesses. The listings serve as sample frame for the simple random sections.
• Step 4: 24 Households and 10 businesses were sampled using simple random sample for each selected EA.
• Step 5: From all household members 15 years or older or visitors staying the night at the house one was randomly selected based on simple random sampling.</sampProc>
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        <sampleFrameName/>
        <custodian/>
        <universe/>
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        </frameUnit>
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      <deviat/>
      <collMode>Face-to-face [f2f]</collMode>
      <resInstru/>
      <!-- instrumentDevelopment - DDI2.5             
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        -->
      <instrumentDevelopment type=""/>
      <collSitu/>
      <actMin/>
      <ConOps/>
      <weight>Three weights were constructed, for households, individuals and for small businesses. The weights are based on the inverse selection probabilities1 and gross up the data to national level when applied.</weight>
      <cleanOps/>
    </dataColl>
    <notes/>
    <anlyInfo>
      <respRate/>
      <EstSmpErr/>
      <dataAppr/>
    </anlyInfo>
    <stdyClas/>
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      <txt/>
      <command formalLanguage=""/>
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  </method>
  <dataAccs>
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      <origArch/>
      <avlStatus/>
      <collSize/>
      <complete/>
      <fileQnty/>
      <notes/>
    </setAvail>
    <useStmt>
      <restrctn/>
      <contact affiliation="University of Cape Town" URI="support.data1st.org" email="support@data1st.org">DataFirst</contact>
      <citReq>Research ICT Africa. RIA ICT Access Survey 2011-2012 [dataset]. Version 1. Cape Town: RIA [producer], 2013. Cape Town: DataFirst [distributor], 2015. DOI: https://doi.org/10.25828/mef4-3810</citReq>
      <deposReq/>
      <conditions>Public use files, available to all</conditions>
      <disclaimer/>
    </useStmt>
    <notes/>
  </dataAccs>
  <notes/>
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    <fileName>rias-2011-2012-business-v1</fileName>
    <fileCont></fileCont>
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      <varQnty>534</varQnty>
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  <notes></notes>
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  <fileTxt>
    <fileName>rias-2011-2012-household-v1</fileName>
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      <caseQnty>0</caseQnty>
      <varQnty>427</varQnty>
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<dataDscr>
<var ID="V1" name="Bweight" files="F1" intrvl="contin">
  <labl>Weight - to gross up to national level</labl>
  <imputation>Weight - to gross up to national level</imputation>
  <security>Weight - to gross up to national level</security>
  <embargo>Weight - to gross up to national level</embargo>
  <respUnit>Weight - to gross up to national level</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V2" name="RIA_ID" files="F1" intrvl="discrete">
  <labl>RIA ID</labl>
  <imputation>RIA ID</imputation>
  <security>RIA ID</security>
  <embargo>RIA ID</embargo>
  <respUnit>RIA ID</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V3" name="Serial_Id" files="F1" intrvl="contin">
  <labl>Serial ID</labl>
  <imputation>Serial ID</imputation>
  <security>Serial ID</security>
  <embargo>Serial ID</embargo>
  <respUnit>Serial ID</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V4" name="D_2" files="F1" intrvl="discrete">
  <labl>Description of business activity</labl>
  <imputation>Description of business activity</imputation>
  <security>Description of business activity</security>
  <embargo>Description of business activity</embargo>
  <respUnit>Description of business activity</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V5" name="D_1" files="F1" intrvl="discrete">
  <labl>Ownership</labl>
  <imputation>Ownership</imputation>
  <security>Ownership</security>
  <embargo>Ownership</embargo>
  <respUnit>Ownership</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Sole proprietor</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Partnership</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>CC</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Business (Pty limited)</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Other (Specify)</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V6" name="D_4" files="F1" intrvl="discrete">
  <labl>Business pay tax on its profit</labl>
  <imputation>Business pay tax on its profit</imputation>
  <security>Business pay tax on its profit</security>
  <embargo>Business pay tax on its profit</embargo>
  <respUnit>Business pay tax on its profit</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V7" name="D_6" files="F1" intrvl="discrete">
  <labl>Business registered for VAT or sales tax</labl>
  <imputation>Business registered for VAT or sales tax</imputation>
  <security>Business registered for VAT or sales tax</security>
  <embargo>Business registered for VAT or sales tax</embargo>
  <respUnit>Business registered for VAT or sales tax</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V8" name="D_15" files="F1" intrvl="contin">
  <labl>Number of employees with a written employment contract</labl>
  <imputation>Number of employees with a written employment contract</imputation>
  <security>Number of employees with a written employment contract</security>
  <embargo>Number of employees with a written employment contract</embargo>
  <respUnit>Number of employees with a written employment contract</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V9" name="D_16" files="F1" intrvl="discrete">
  <labl>Business strictly separate business finances from personal finances</labl>
  <imputation>Business strictly separate business finances from personal finances</imputation>
  <security>Business strictly separate business finances from personal finances</security>
  <embargo>Business strictly separate business finances from personal finances</embargo>
  <respUnit>Business strictly separate business finances from personal finances</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V10" name="D_18" files="F1" intrvl="discrete">
  <labl>Business keep financial records</labl>
  <imputation>Business keep financial records</imputation>
  <security>Business keep financial records</security>
  <embargo>Business keep financial records</embargo>
  <respUnit>Business keep financial records</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>None</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Simple bookkeeping</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Double entry bookkeeping</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>audit annual financial statements</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Other, specify:</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V11" name="ReD_1" files="F1" intrvl="contin">
  <labl>Ownership recoded</labl>
  <imputation>Ownership recoded</imputation>
  <security>Ownership recoded</security>
  <embargo>Ownership recoded</embargo>
  <respUnit>Ownership recoded</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V12" name="ReD_4" files="F1" intrvl="contin">
  <labl>Tax on profits recoded</labl>
  <imputation>Tax on profits recoded</imputation>
  <security>Tax on profits recoded</security>
  <embargo>Tax on profits recoded</embargo>
  <respUnit>Tax on profits recoded</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V13" name="ReD_6" files="F1" intrvl="discrete">
  <labl>VAT registration recoded</labl>
  <imputation>VAT registration recoded</imputation>
  <security>VAT registration recoded</security>
  <embargo>VAT registration recoded</embargo>
  <respUnit>VAT registration recoded</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V14" name="ReD_15" files="F1" intrvl="discrete">
  <labl>Written employment contract recoded</labl>
  <imputation>Written employment contract recoded</imputation>
  <security>Written employment contract recoded</security>
  <embargo>Written employment contract recoded</embargo>
  <respUnit>Written employment contract recoded</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V15" name="ReD_16" files="F1" intrvl="contin">
  <labl>Separation of finances recoded</labl>
  <imputation>Separation of finances recoded</imputation>
  <security>Separation of finances recoded</security>
  <embargo>Separation of finances recoded</embargo>
  <respUnit>Separation of finances recoded</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V16" name="ReD_18" files="F1" intrvl="contin">
  <labl>Financial records recoded</labl>
  <imputation>Financial records recoded</imputation>
  <security>Financial records recoded</security>
  <embargo>Financial records recoded</embargo>
  <respUnit>Financial records recoded</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V17" name="MM_1F_997" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money  - other</labl>
  <imputation>Means of sending and receiving money  - other</imputation>
  <security>Means of sending and receiving money  - other</security>
  <embargo>Means of sending and receiving money  - other</embargo>
  <respUnit>Means of sending and receiving money  - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>QMM1F. what means of sending and receiving does the business use  - Other - Others</notes>
  <varFormat type="character"/>
</var>
<var ID="V18" name="RIA" files="F1" intrvl="contin">
  <labl>RIA</labl>
  <imputation>RIA</imputation>
  <security>RIA</security>
  <embargo>RIA</embargo>
  <respUnit>RIA</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V19" name="A_6" files="F1" intrvl="discrete">
  <labl>Location</labl>
  <imputation>Location</imputation>
  <security>Location</security>
  <embargo>Location</embargo>
  <respUnit>Location</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Urban</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Rural</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V20" name="D_1_1" files="F1" intrvl="discrete">
  <labl>Other business ownership</labl>
  <imputation>Other business ownership</imputation>
  <security>Other business ownership</security>
  <embargo>Other business ownership</embargo>
  <respUnit>Other business ownership</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V21" name="D_3" files="F1" intrvl="discrete">
  <labl>Business registered with any local authority or municipality</labl>
  <imputation>Business registered with any local authority or municipality</imputation>
  <security>Business registered with any local authority or municipality</security>
  <embargo>Business registered with any local authority or municipality</embargo>
  <respUnit>Business registered with any local authority or municipality</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V22" name="D_5" files="F1" intrvl="discrete">
  <labl>Business pay local or municipal taxes (tax stamps etc)</labl>
  <imputation>Business pay local or municipal taxes (tax stamps etc)</imputation>
  <security>Business pay local or municipal taxes (tax stamps etc)</security>
  <embargo>Business pay local or municipal taxes (tax stamps etc)</embargo>
  <respUnit>Business pay local or municipal taxes (tax stamps etc)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V23" name="D_7" files="F1" intrvl="contin">
  <labl>Year business established</labl>
  <imputation>Year business established</imputation>
  <security>Year business established</security>
  <embargo>Year business established</embargo>
  <respUnit>Year business established</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V24" name="ReD_7" files="F1" intrvl="contin">
  <labl>Number of years business has been in existence</labl>
  <imputation>Number of years business has been in existence</imputation>
  <security>Number of years business has been in existence</security>
  <embargo>Number of years business has been in existence</embargo>
  <respUnit>Number of years business has been in existence</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V25" name="D_8" files="F1" intrvl="discrete">
  <labl>How start up capital financed</labl>
  <imputation>How start up capital financed</imputation>
  <security>How start up capital financed</security>
  <embargo>How start up capital financed</embargo>
  <respUnit>How start up capital financed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Own Savings</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Lending from Friends or Relatives</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Micro finance loan</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Bank</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>NGO</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>Pension</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V26" name="D_9_A" files="F1" intrvl="contin">
  <labl>Number of full-time employees (excl. owners)</labl>
  <imputation>Number of full-time employees (excl. owners)</imputation>
  <security>Number of full-time employees (excl. owners)</security>
  <embargo>Number of full-time employees (excl. owners)</embargo>
  <respUnit>Number of full-time employees (excl. owners)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V27" name="D_9_B" files="F1" intrvl="contin">
  <labl>Number of part-time employees (excl. owners)</labl>
  <imputation>Number of part-time employees (excl. owners)</imputation>
  <security>Number of part-time employees (excl. owners)</security>
  <embargo>Number of part-time employees (excl. owners)</embargo>
  <respUnit>Number of part-time employees (excl. owners)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V28" name="D_9_C" files="F1" intrvl="contin">
  <labl>Number of occasional employees (excl. owners)</labl>
  <imputation>Number of occasional employees (excl. owners)</imputation>
  <security>Number of occasional employees (excl. owners)</security>
  <embargo>Number of occasional employees (excl. owners)</embargo>
  <respUnit>Number of occasional employees (excl. owners)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V29" name="D_9_D" files="F1" intrvl="contin">
  <labl>Number of unpaid  employee family members (excl. owners)</labl>
  <imputation>Number of unpaid  employee family members (excl. owners)</imputation>
  <security>Number of unpaid  employee family members (excl. owners)</security>
  <embargo>Number of unpaid  employee family members (excl. owners)</embargo>
  <respUnit>Number of unpaid  employee family members (excl. owners)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>Unpaid  Family members: How many Employees does your business have (excl. owners)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V30" name="D_10" files="F1" intrvl="discrete">
  <labl>Gender of owner(s)</labl>
  <imputation>Gender of owner(s)</imputation>
  <security>Gender of owner(s)</security>
  <embargo>Gender of owner(s)</embargo>
  <respUnit>Gender of owner(s)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Male</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Female</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Both</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V31" name="D_10_A" files="F1" intrvl="contin">
  <labl>Number of business owners - men</labl>
  <imputation>Number of business owners - men</imputation>
  <security>Number of business owners - men</security>
  <embargo>Number of business owners - men</embargo>
  <respUnit>Number of business owners - men</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V32" name="D_10_B" files="F1" intrvl="contin">
  <labl>Number of business owners - women</labl>
  <imputation>Number of business owners - women</imputation>
  <security>Number of business owners - women</security>
  <embargo>Number of business owners - women</embargo>
  <respUnit>Number of business owners - women</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V33" name="D_11" files="F1" intrvl="discrete">
  <labl>Business premises have electricity</labl>
  <imputation>Business premises have electricity</imputation>
  <security>Business premises have electricity</security>
  <embargo>Business premises have electricity</embargo>
  <respUnit>Business premises have electricity</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V34" name="D_12" files="F1" intrvl="discrete">
  <labl>Who manages the business</labl>
  <imputation>Who manages the business</imputation>
  <security>Who manages the business</security>
  <embargo>Who manages the business</embargo>
  <respUnit>Who manages the business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>owner</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>full time manager</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>family member</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>The Cooperative</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V35" name="D_12_1" files="F1" intrvl="discrete">
  <labl>Other people who manages the business</labl>
  <imputation>Other people who manages the business</imputation>
  <security>Other people who manages the business</security>
  <embargo>Other people who manages the business</embargo>
  <respUnit>Other people who manages the business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V36" name="D_13" files="F1" intrvl="discrete">
  <labl>Highest formal educational level of the business owners</labl>
  <imputation>Highest formal educational level of the business owners</imputation>
  <security>Highest formal educational level of the business owners</security>
  <embargo>Highest formal educational level of the business owners</embargo>
  <respUnit>Highest formal educational level of the business owners</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Primary</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Secondary</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Tertiary</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Vocational</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Self educated</labl>
  </catgry>
  <notes>Highest formal educational level of the business owners? (if more than 1 owner, choose the owner with the highest educati</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V37" name="D_14" files="F1" intrvl="discrete">
  <labl>Highest formal educational level of the business manager</labl>
  <imputation>Highest formal educational level of the business manager</imputation>
  <security>Highest formal educational level of the business manager</security>
  <embargo>Highest formal educational level of the business manager</embargo>
  <respUnit>Highest formal educational level of the business manager</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Primary</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Secondary</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Tertiary</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Vocational</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Self educated</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V38" name="D_17" files="F1" intrvl="discrete">
  <labl>Main reasons to start a business</labl>
  <imputation>Main reasons to start a business</imputation>
  <security>Main reasons to start a business</security>
  <embargo>Main reasons to start a business</embargo>
  <respUnit>Main reasons to start a business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>My own business pays more than being employed / be my own boss</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>To make money additional to my salary</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Otherwise I would have been unemployed/ to make a living</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Job Creation</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V39" name="ReD_17" files="F1" intrvl="discrete">
  <labl>Push and pull classification</labl>
  <imputation>Push and pull classification</imputation>
  <security>Push and pull classification</security>
  <embargo>Push and pull classification</embargo>
  <respUnit>Push and pull classification</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Pull Factor</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Push Factor</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V40" name="D_17_1a" files="F1" intrvl="discrete">
  <labl>Other reasons to start a business</labl>
  <imputation>Other reasons to start a business</imputation>
  <security>Other reasons to start a business</security>
  <embargo>Other reasons to start a business</embargo>
  <respUnit>Other reasons to start a business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V41" name="D_17_1" files="F1" intrvl="discrete">
  <labl>Main reason - my own business pays more that being employed</labl>
  <imputation>Main reason - my own business pays more that being employed</imputation>
  <security>Main reason - my own business pays more that being employed</security>
  <embargo>Main reason - my own business pays more that being employed</embargo>
  <respUnit>Main reason - my own business pays more that being employed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not My own business pays more than being employed</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>My own business pays more than being employed</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WERE THE MAIN REASON TO START A BUSINESS FOR YOU? - My own business pays more than being employed</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V42" name="D_17_2" files="F1" intrvl="discrete">
  <labl>Main reason - to make money additional to my salary</labl>
  <imputation>Main reason - to make money additional to my salary</imputation>
  <security>Main reason - to make money additional to my salary</security>
  <embargo>Main reason - to make money additional to my salary</embargo>
  <respUnit>Main reason - to make money additional to my salary</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To make money additional to my salary</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To make money additional to my salary</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WERE THE MAIN REASON TO START A BUSINESS FOR YOU? - To make money additional to my salary</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V43" name="D_17_3" files="F1" intrvl="discrete">
  <labl>Main reason - otherwise I would have been unemployed</labl>
  <imputation>Main reason - otherwise I would have been unemployed</imputation>
  <security>Main reason - otherwise I would have been unemployed</security>
  <embargo>Main reason - otherwise I would have been unemployed</embargo>
  <respUnit>Main reason - otherwise I would have been unemployed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Otherwise I would have been unemployed</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Otherwise I would have been unemployed</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WERE THE MAIN REASON TO START A BUSINESS FOR YOU? - Otherwise I would have been unemployed</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V44" name="D_17_4" files="F1" intrvl="discrete">
  <labl>Main reason - other</labl>
  <imputation>Main reason - other</imputation>
  <security>Main reason - other</security>
  <embargo>Main reason - other</embargo>
  <respUnit>Main reason - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Other (please specify):</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Other (please specify):</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V45" name="D_17_101" files="F1" intrvl="discrete">
  <labl>Main reason - to add income from agri</labl>
  <imputation>Main reason - to add income from agri</imputation>
  <security>Main reason - to add income from agri</security>
  <embargo>Main reason - to add income from agri</embargo>
  <respUnit>Main reason - to add income from agri</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To add income from agriculture</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To add income from agriculture</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WERE THE MAIN REASON TO START A BUSINESS FOR YOU? - To add income from agriculture</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V46" name="D_18_1" files="F1" intrvl="discrete">
  <labl>Business keep financial records - other</labl>
  <imputation>Business keep financial records - other</imputation>
  <security>Business keep financial records - other</security>
  <embargo>Business keep financial records - other</embargo>
  <respUnit>Business keep financial records - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V47" name="D_19" files="F1" intrvl="discrete">
  <labl>Records for own planning or for the revenue authorities</labl>
  <imputation>Records for own planning or for the revenue authorities</imputation>
  <security>Records for own planning or for the revenue authorities</security>
  <embargo>Records for own planning or for the revenue authorities</embargo>
  <respUnit>Records for own planning or for the revenue authorities</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Own Planning</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Revenue Authorities</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Both</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V48" name="D_20" files="F1" intrvl="discrete">
  <labl>Business has a postal box or receive mail</labl>
  <imputation>Business has a postal box or receive mail</imputation>
  <security>Business has a postal box or receive mail</security>
  <embargo>Business has a postal box or receive mail</embargo>
  <respUnit>Business has a postal box or receive mail</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V49" name="D_21" files="F1" intrvl="discrete">
  <labl>Business has a website</labl>
  <imputation>Business has a website</imputation>
  <security>Business has a website</security>
  <embargo>Business has a website</embargo>
  <respUnit>Business has a website</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V50" name="D_22" files="F1" intrvl="discrete">
  <labl>Business provide email addresses to employees</labl>
  <imputation>Business provide email addresses to employees</imputation>
  <security>Business provide email addresses to employees</security>
  <embargo>Business provide email addresses to employees</embargo>
  <respUnit>Business provide email addresses to employees</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V51" name="D_23" files="F1" intrvl="discrete">
  <labl>Advertisement - radio</labl>
  <imputation>Advertisement - radio</imputation>
  <security>Advertisement - radio</security>
  <embargo>Advertisement - radio</embargo>
  <respUnit>Advertisement - radio</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>No info</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V52" name="D_24" files="F1" intrvl="discrete">
  <labl>Advertisement - TV</labl>
  <imputation>Advertisement - TV</imputation>
  <security>Advertisement - TV</security>
  <embargo>Advertisement - TV</embargo>
  <respUnit>Advertisement - TV</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>No info</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V53" name="D_25" files="F1" intrvl="discrete">
  <labl>Advertisement - newspapers</labl>
  <imputation>Advertisement - newspapers</imputation>
  <security>Advertisement - newspapers</security>
  <embargo>Advertisement - newspapers</embargo>
  <respUnit>Advertisement - newspapers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>No info</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V54" name="D_26" files="F1" intrvl="discrete">
  <labl>Advertisement - mobile phone SMS</labl>
  <imputation>Advertisement - mobile phone SMS</imputation>
  <security>Advertisement - mobile phone SMS</security>
  <embargo>Advertisement - mobile phone SMS</embargo>
  <respUnit>Advertisement - mobile phone SMS</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>No info</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V55" name="D_27" files="F1" intrvl="discrete">
  <labl>Advertisement - twitter or facebook</labl>
  <imputation>Advertisement - twitter or facebook</imputation>
  <security>Advertisement - twitter or facebook</security>
  <embargo>Advertisement - twitter or facebook</embargo>
  <respUnit>Advertisement - twitter or facebook</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>No info</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V56" name="S_1" files="F1" intrvl="contin">
  <labl>Number of key suppliers</labl>
  <imputation>Number of key suppliers</imputation>
  <security>Number of key suppliers</security>
  <embargo>Number of key suppliers</embargo>
  <respUnit>Number of key suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V57" name="S_2" files="F1" intrvl="discrete">
  <labl>Location of the most important suppliers</labl>
  <imputation>Location of the most important suppliers</imputation>
  <security>Location of the most important suppliers</security>
  <embargo>Location of the most important suppliers</embargo>
  <respUnit>Location of the most important suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>within 50KM</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Between 50 and 150 km</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>150 km or more within the country</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>abroad</labl>
  </catgry>
  <notes>where are the most important suppliers located  (if more than one and they are at different locations take the furthest a</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V58" name="S_3" files="F1" intrvl="discrete">
  <labl>Size of the most important suppliers</labl>
  <imputation>Size of the most important suppliers</imputation>
  <security>Size of the most important suppliers</security>
  <embargo>Size of the most important suppliers</embargo>
  <respUnit>Size of the most important suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Informal business</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Small formal business</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Large formal business</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V59" name="S_4" files="F1" intrvl="discrete">
  <labl>Business have suppliers located in other countries</labl>
  <imputation>Business have suppliers located in other countries</imputation>
  <security>Business have suppliers located in other countries</security>
  <embargo>Business have suppliers located in other countries</embargo>
  <respUnit>Business have suppliers located in other countries</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V60" name="S_5" files="F1" intrvl="discrete">
  <labl>Length of time doing business with the most important suppliers</labl>
  <imputation>Length of time doing business with the most important suppliers</imputation>
  <security>Length of time doing business with the most important suppliers</security>
  <embargo>Length of time doing business with the most important suppliers</embargo>
  <respUnit>Length of time doing business with the most important suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Less than 6 months</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Less than 1 year</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Less than 2 years</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>2 to 3 years</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>more than 3 years</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V61" name="S_6" files="F1" intrvl="discrete">
  <labl>How reliable are the  suppliers</labl>
  <imputation>How reliable are the  suppliers</imputation>
  <security>How reliable are the  suppliers</security>
  <embargo>How reliable are the  suppliers</embargo>
  <respUnit>How reliable are the  suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>not reliable at all</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not really reliable</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>neither nor</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>reliable</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>very reliable</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V62" name="S_7_A" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - cash</labl>
  <imputation>How business transact financially with suppliers - cash</imputation>
  <security>How business transact financially with suppliers - cash</security>
  <embargo>How business transact financially with suppliers - cash</embargo>
  <respUnit>How business transact financially with suppliers - cash</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V63" name="S_7_B" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - check/cheque</labl>
  <imputation>How business transact financially with suppliers - check/cheque</imputation>
  <security>How business transact financially with suppliers - check/cheque</security>
  <embargo>How business transact financially with suppliers - check/cheque</embargo>
  <respUnit>How business transact financially with suppliers - check/cheque</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V64" name="S_7_C" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - credit card</labl>
  <imputation>How business transact financially with suppliers - credit card</imputation>
  <security>How business transact financially with suppliers - credit card</security>
  <embargo>How business transact financially with suppliers - credit card</embargo>
  <respUnit>How business transact financially with suppliers - credit card</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V65" name="S_7_D" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - bank account transfer</labl>
  <imputation>How business transact financially with suppliers - bank account transfer</imputation>
  <security>How business transact financially with suppliers - bank account transfer</security>
  <embargo>How business transact financially with suppliers - bank account transfer</embargo>
  <respUnit>How business transact financially with suppliers - bank account transfer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Bank account transfer: How does your business transact financially with SUPPLIERS</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V66" name="S_7_E" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - online banking</labl>
  <imputation>How business transact financially with suppliers - online banking</imputation>
  <security>How business transact financially with suppliers - online banking</security>
  <embargo>How business transact financially with suppliers - online banking</embargo>
  <respUnit>How business transact financially with suppliers - online banking</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V67" name="S_7_F" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - mobile money transfers</labl>
  <imputation>How business transact financially with suppliers - mobile money transfers</imputation>
  <security>How business transact financially with suppliers - mobile money transfers</security>
  <embargo>How business transact financially with suppliers - mobile money transfers</embargo>
  <respUnit>How business transact financially with suppliers - mobile money transfers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Mobile Money transfers: How does your business transact financially with SUPPLIERS</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V68" name="S_7_G" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - letter of credit</labl>
  <imputation>How business transact financially with suppliers - letter of credit</imputation>
  <security>How business transact financially with suppliers - letter of credit</security>
  <embargo>How business transact financially with suppliers - letter of credit</embargo>
  <respUnit>How business transact financially with suppliers - letter of credit</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V69" name="S_7_H" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - Western Union/Moneygram</labl>
  <imputation>How business transact financially with suppliers - Western Union/Moneygram</imputation>
  <security>How business transact financially with suppliers - Western Union/Moneygram</security>
  <embargo>How business transact financially with suppliers - Western Union/Moneygram</embargo>
  <respUnit>How business transact financially with suppliers - Western Union/Moneygram</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Western Union/Moneygram: How does your business transact financially with SUPPLIERS</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V70" name="S_7_I" files="F1" intrvl="discrete">
  <labl>How business transact financially with suppliers - send money with someone</labl>
  <imputation>How business transact financially with suppliers - send money with someone</imputation>
  <security>How business transact financially with suppliers - send money with someone</security>
  <embargo>How business transact financially with suppliers - send money with someone</embargo>
  <respUnit>How business transact financially with suppliers - send money with someone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Send money with someone:  How does your business transact financially with SUPPLIERS</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V71" name="S_8" files="F1" intrvl="discrete">
  <labl>Frequency of communication with most important suppliers</labl>
  <imputation>Frequency of communication with most important suppliers</imputation>
  <security>Frequency of communication with most important suppliers</security>
  <embargo>Frequency of communication with most important suppliers</embargo>
  <respUnit>Frequency of communication with most important suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Daily</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Weekly</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Monthly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Occasionally</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V72" name="S_9_A" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - mobile phone</labl>
  <imputation>Communication with most important supplier - mobile phone</imputation>
  <security>Communication with most important supplier - mobile phone</security>
  <embargo>Communication with most important supplier - mobile phone</embargo>
  <respUnit>Communication with most important supplier - mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Mobile Phone: Does the Business communicate with the most important supplier with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V73" name="S_9_B" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - land line</labl>
  <imputation>Communication with most important supplier - land line</imputation>
  <security>Communication with most important supplier - land line</security>
  <embargo>Communication with most important supplier - land line</embargo>
  <respUnit>Communication with most important supplier - land line</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Land Line: Does the Business communicate with the most important supplier with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V74" name="S_9_C" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - email</labl>
  <imputation>Communication with most important supplier - email</imputation>
  <security>Communication with most important supplier - email</security>
  <embargo>Communication with most important supplier - email</embargo>
  <respUnit>Communication with most important supplier - email</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Email: Does the Business communicate with the most important supplier with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V75" name="S_9_D" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - SMS</labl>
  <imputation>Communication with most important supplier - SMS</imputation>
  <security>Communication with most important supplier - SMS</security>
  <embargo>Communication with most important supplier - SMS</embargo>
  <respUnit>Communication with most important supplier - SMS</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>SMS: Does the Business communicate with the most important supplier with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V76" name="S_9_E" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - Fax</labl>
  <imputation>Communication with most important supplier - Fax</imputation>
  <security>Communication with most important supplier - Fax</security>
  <embargo>Communication with most important supplier - Fax</embargo>
  <respUnit>Communication with most important supplier - Fax</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Fax: Does the Business communicate with the most important supplier with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V77" name="S_9_F" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - in person</labl>
  <imputation>Communication with most important supplier - in person</imputation>
  <security>Communication with most important supplier - in person</security>
  <embargo>Communication with most important supplier - in person</embargo>
  <respUnit>Communication with most important supplier - in person</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>In person: Does the Business communicate with the most important supplier with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V78" name="S_10" files="F1" intrvl="discrete">
  <labl>Preferred mode of communication with suppliers</labl>
  <imputation>Preferred mode of communication with suppliers</imputation>
  <security>Preferred mode of communication with suppliers</security>
  <embargo>Preferred mode of communication with suppliers</embargo>
  <respUnit>Preferred mode of communication with suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Mobile Phone</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Land line</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Email</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>SMS</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Fax</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>in person</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>Others</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V79" name="S_10_1a" files="F1" intrvl="discrete">
  <labl>Others preferred mode of communication with suppliers</labl>
  <imputation>Others preferred mode of communication with suppliers</imputation>
  <security>Others preferred mode of communication with suppliers</security>
  <embargo>Others preferred mode of communication with suppliers</embargo>
  <respUnit>Others preferred mode of communication with suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V80" name="S_11" files="F1" intrvl="discrete">
  <labl>Business has a line of credit facility with suppliers</labl>
  <imputation>Business has a line of credit facility with suppliers</imputation>
  <security>Business has a line of credit facility with suppliers</security>
  <embargo>Business has a line of credit facility with suppliers</embargo>
  <respUnit>Business has a line of credit facility with suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V81" name="C_2" files="F1" intrvl="discrete">
  <labl>Location of most important customers</labl>
  <imputation>Location of most important customers</imputation>
  <security>Location of most important customers</security>
  <embargo>Location of most important customers</embargo>
  <respUnit>Location of most important customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>within 50KM</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Between 50 and 150 km</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>150 km or more within the country</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>abroad</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V82" name="C_3" files="F1" intrvl="discrete">
  <labl>Business has customers located in other countries</labl>
  <imputation>Business has customers located in other countries</imputation>
  <security>Business has customers located in other countries</security>
  <embargo>Business has customers located in other countries</embargo>
  <respUnit>Business has customers located in other countries</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V83" name="C_4" files="F1" intrvl="discrete">
  <labl>Type of customers</labl>
  <imputation>Type of customers</imputation>
  <security>Type of customers</security>
  <embargo>Type of customers</embargo>
  <respUnit>Type of customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>individuals mostly</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Small Enterprises mostly</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Big Enterprises mostly</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V84" name="C_6" files="F1" intrvl="discrete">
  <labl>Length of time doing business with the most important customers</labl>
  <imputation>Length of time doing business with the most important customers</imputation>
  <security>Length of time doing business with the most important customers</security>
  <embargo>Length of time doing business with the most important customers</embargo>
  <respUnit>Length of time doing business with the most important customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Less than 6 months</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Less than 1 year</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Less than 2 years</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>2 to 3 years</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>more than 3 years</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V85" name="C_7_A" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - cash</labl>
  <imputation>How business transact financially with customers - cash</imputation>
  <security>How business transact financially with customers - cash</security>
  <embargo>How business transact financially with customers - cash</embargo>
  <respUnit>How business transact financially with customers - cash</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V86" name="C_7_B" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - check/cheque</labl>
  <imputation>How business transact financially with customers - check/cheque</imputation>
  <security>How business transact financially with customers - check/cheque</security>
  <embargo>How business transact financially with customers - check/cheque</embargo>
  <respUnit>How business transact financially with customers - check/cheque</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V87" name="C_7_C" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - credit card</labl>
  <imputation>How business transact financially with customers - credit card</imputation>
  <security>How business transact financially with customers - credit card</security>
  <embargo>How business transact financially with customers - credit card</embargo>
  <respUnit>How business transact financially with customers - credit card</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V88" name="C_7_D" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - bank account transfer</labl>
  <imputation>How business transact financially with customers - bank account transfer</imputation>
  <security>How business transact financially with customers - bank account transfer</security>
  <embargo>How business transact financially with customers - bank account transfer</embargo>
  <respUnit>How business transact financially with customers - bank account transfer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>D: Bank account transfer How does the business transact financially with customers</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V89" name="C_7_E" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - online banking</labl>
  <imputation>How business transact financially with customers - online banking</imputation>
  <security>How business transact financially with customers - online banking</security>
  <embargo>How business transact financially with customers - online banking</embargo>
  <respUnit>How business transact financially with customers - online banking</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V90" name="C_7_F" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - mobile money transfers</labl>
  <imputation>How business transact financially with customers - mobile money transfers</imputation>
  <security>How business transact financially with customers - mobile money transfers</security>
  <embargo>How business transact financially with customers - mobile money transfers</embargo>
  <respUnit>How business transact financially with customers - mobile money transfers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>F: Mobile Money transfers How does the business transact financially with customers</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V91" name="C_7_G" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - letter of credit</labl>
  <imputation>How business transact financially with customers - letter of credit</imputation>
  <security>How business transact financially with customers - letter of credit</security>
  <embargo>How business transact financially with customers - letter of credit</embargo>
  <respUnit>How business transact financially with customers - letter of credit</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V92" name="C_7_H" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - Western Union/Moneygram</labl>
  <imputation>How business transact financially with customers - Western Union/Moneygram</imputation>
  <security>How business transact financially with customers - Western Union/Moneygram</security>
  <embargo>How business transact financially with customers - Western Union/Moneygram</embargo>
  <respUnit>How business transact financially with customers - Western Union/Moneygram</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>H: Western Union/Moneygram How does the business transact financially with customers</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V93" name="C_7_I" files="F1" intrvl="discrete">
  <labl>How business transact financially with customers - send money with someone</labl>
  <imputation>How business transact financially with customers - send money with someone</imputation>
  <security>How business transact financially with customers - send money with someone</security>
  <embargo>How business transact financially with customers - send money with someone</embargo>
  <respUnit>How business transact financially with customers - send money with someone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>I: send money with someone How does the business transact financially with customers</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V94" name="C_9_A" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - mobile phone</labl>
  <imputation>Communication with most important supplier - mobile phone</imputation>
  <security>Communication with most important supplier - mobile phone</security>
  <embargo>Communication with most important supplier - mobile phone</embargo>
  <respUnit>Communication with most important supplier - mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>A: Mobile Phone Does the Business communicate with the most important customers with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V95" name="C_9_B" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - land line</labl>
  <imputation>Communication with most important supplier - land line</imputation>
  <security>Communication with most important supplier - land line</security>
  <embargo>Communication with most important supplier - land line</embargo>
  <respUnit>Communication with most important supplier - land line</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>B:  Land Line Does the Business communicate with the most important customers with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V96" name="C_9_C" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - email</labl>
  <imputation>Communication with most important supplier - email</imputation>
  <security>Communication with most important supplier - email</security>
  <embargo>Communication with most important supplier - email</embargo>
  <respUnit>Communication with most important supplier - email</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>C: Email Does the Business communicate with the most important customers with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V97" name="C_9_D" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - SMS</labl>
  <imputation>Communication with most important supplier - SMS</imputation>
  <security>Communication with most important supplier - SMS</security>
  <embargo>Communication with most important supplier - SMS</embargo>
  <respUnit>Communication with most important supplier - SMS</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>D: SMS Does the Business communicate with the most important customers with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V98" name="C_9_E" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - Fax</labl>
  <imputation>Communication with most important supplier - Fax</imputation>
  <security>Communication with most important supplier - Fax</security>
  <embargo>Communication with most important supplier - Fax</embargo>
  <respUnit>Communication with most important supplier - Fax</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>E: Fax Does the Business communicate with the most important customers with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V99" name="C_9_F" files="F1" intrvl="discrete">
  <labl>Communication with most important supplier - in person</labl>
  <imputation>Communication with most important supplier - in person</imputation>
  <security>Communication with most important supplier - in person</security>
  <embargo>Communication with most important supplier - in person</embargo>
  <respUnit>Communication with most important supplier - in person</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>F: In person Does the Business communicate with the most important customers with any of the following:</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V100" name="A_5" files="F1" intrvl="discrete">
  <labl>Country</labl>
  <imputation>Country</imputation>
  <security>Country</security>
  <embargo>Country</embargo>
  <respUnit>Country</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Uganda</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Kenya</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Tanzania</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Rwanda</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Ethiopia</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>Ghana</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>Cameroon</labl>
  </catgry>
  <catgry>
    <catValu>8</catValu>
    <labl>Nigeria</labl>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>Namibia</labl>
  </catgry>
  <catgry>
    <catValu>10</catValu>
    <labl>South Africa</labl>
  </catgry>
  <catgry>
    <catValu>11</catValu>
    <labl>Botswana</labl>
  </catgry>
  <catgry>
    <catValu>12</catValu>
    <labl>Mozambique</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V101" name="C_10" files="F1" intrvl="discrete">
  <labl>Preferred mode of communication with customers</labl>
  <imputation>Preferred mode of communication with customers</imputation>
  <security>Preferred mode of communication with customers</security>
  <embargo>Preferred mode of communication with customers</embargo>
  <respUnit>Preferred mode of communication with customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Mobile Phone</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Land Line</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Email</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>SMS</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Fax</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>In person</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>Others ( please specify)</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V102" name="C_11" files="F1" intrvl="discrete">
  <labl>Offer customers a credit line facility</labl>
  <imputation>Offer customers a credit line facility</imputation>
  <security>Offer customers a credit line facility</security>
  <embargo>Offer customers a credit line facility</embargo>
  <respUnit>Offer customers a credit line facility</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To most of my customers</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Only trusted and creditworthy customers</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Only Family Members and friends</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Only lay buy</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V103" name="FI_1" files="F1" intrvl="discrete">
  <labl>Business has a working fixed-line telephone connection</labl>
  <imputation>Business has a working fixed-line telephone connection</imputation>
  <security>Business has a working fixed-line telephone connection</security>
  <embargo>Business has a working fixed-line telephone connection</embargo>
  <respUnit>Business has a working fixed-line telephone connection</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V104" name="FI_2" files="F1" intrvl="contin">
  <labl>Number of working fixed-line telephone connections</labl>
  <imputation>Number of working fixed-line telephone connections</imputation>
  <security>Number of working fixed-line telephone connections</security>
  <embargo>Number of working fixed-line telephone connections</embargo>
  <respUnit>Number of working fixed-line telephone connections</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V105" name="FI_3" files="F1" intrvl="contin">
  <labl>Number of working fax machines</labl>
  <imputation>Number of working fax machines</imputation>
  <security>Number of working fax machines</security>
  <embargo>Number of working fax machines</embargo>
  <respUnit>Number of working fax machines</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V106" name="FI_4" files="F1" intrvl="contin">
  <labl>Annual cost of fixed-line access and usage</labl>
  <imputation>Annual cost of fixed-line access and usage</imputation>
  <security>Annual cost of fixed-line access and usage</security>
  <embargo>Annual cost of fixed-line access and usage</embargo>
  <respUnit>Annual cost of fixed-line access and usage</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V107" name="FI_5" files="F1" intrvl="discrete">
  <labl>Importance of using a fixed-line phone for business activities</labl>
  <imputation>Importance of using a fixed-line phone for business activities</imputation>
  <security>Importance of using a fixed-line phone for business activities</security>
  <embargo>Importance of using a fixed-line phone for business activities</embargo>
  <respUnit>Importance of using a fixed-line phone for business activities</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Very important</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Important</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Neither/ nor</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>not important</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>not important at all</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V108" name="FI_6" files="F1" intrvl="discrete">
  <labl>Reason for no fixed-line phone</labl>
  <imputation>Reason for no fixed-line phone</imputation>
  <security>Reason for no fixed-line phone</security>
  <embargo>Reason for no fixed-line phone</embargo>
  <respUnit>Reason for no fixed-line phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Too expensive</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>No need</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Not available</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Not Relevant</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V109" name="FI_6_1" files="F1" intrvl="discrete">
  <labl>Other reason for no fixed-line phone</labl>
  <imputation>Other reason for no fixed-line phone</imputation>
  <security>Other reason for no fixed-line phone</security>
  <embargo>Other reason for no fixed-line phone</embargo>
  <respUnit>Other reason for no fixed-line phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V110" name="FI_7" files="F1" intrvl="discrete">
  <labl>Plan to use a fixed-line phone in the future</labl>
  <imputation>Plan to use a fixed-line phone in the future</imputation>
  <security>Plan to use a fixed-line phone in the future</security>
  <embargo>Plan to use a fixed-line phone in the future</embargo>
  <respUnit>Plan to use a fixed-line phone in the future</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V111" name="Fi_8" files="F1" intrvl="contin">
  <labl>Amount the business is willing and able to spend on a fixed-line phone - monthly</labl>
  <imputation>Amount the business is willing and able to spend on a fixed-line phone - monthly</imputation>
  <security>Amount the business is willing and able to spend on a fixed-line phone - monthly</security>
  <embargo>Amount the business is willing and able to spend on a fixed-line phone - monthly</embargo>
  <respUnit>Amount the business is willing and able to spend on a fixed-line phone - monthly</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>How much would the business be willing and able to spend on a fixed-line phone in a month</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V112" name="M_1" files="F1" intrvl="discrete">
  <labl>Business use mobile phones for business purposes</labl>
  <imputation>Business use mobile phones for business purposes</imputation>
  <security>Business use mobile phones for business purposes</security>
  <embargo>Business use mobile phones for business purposes</embargo>
  <respUnit>Business use mobile phones for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V113" name="M_2" files="F1" intrvl="discrete">
  <labl>Business manager has a mobile phone</labl>
  <imputation>Business manager has a mobile phone</imputation>
  <security>Business manager has a mobile phone</security>
  <embargo>Business manager has a mobile phone</embargo>
  <respUnit>Business manager has a mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes private mobile</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Yes business mobile</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>both</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V114" name="M_3" files="F1" intrvl="discrete">
  <labl>Business send SMS or text messages for business purposes</labl>
  <imputation>Business send SMS or text messages for business purposes</imputation>
  <security>Business send SMS or text messages for business purposes</security>
  <embargo>Business send SMS or text messages for business purposes</embargo>
  <respUnit>Business send SMS or text messages for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V115" name="M_4" files="F1" intrvl="discrete">
  <labl>Business receive SMS or text messages for business purposes</labl>
  <imputation>Business receive SMS or text messages for business purposes</imputation>
  <security>Business receive SMS or text messages for business purposes</security>
  <embargo>Business receive SMS or text messages for business purposes</embargo>
  <respUnit>Business receive SMS or text messages for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V116" name="M_5" files="F1" intrvl="discrete">
  <labl>Main purposes the business  use SMS or text messages</labl>
  <imputation>Main purposes the business  use SMS or text messages</imputation>
  <security>Main purposes the business  use SMS or text messages</security>
  <embargo>Main purposes the business  use SMS or text messages</embargo>
  <respUnit>Main purposes the business  use SMS or text messages</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>communicate with colleagues</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>communicate with suppliers</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>communicate with customers</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>get information, e.g.  banking</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Other, please specify:</labl>
  </catgry>
  <notes>For  what main purposes does the business  use SMS or text messages (multiple response)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V117" name="M_5_1" files="F1" intrvl="discrete">
  <labl>Other main purposes the business  use SMS or text messages</labl>
  <imputation>Other main purposes the business  use SMS or text messages</imputation>
  <security>Other main purposes the business  use SMS or text messages</security>
  <embargo>Other main purposes the business  use SMS or text messages</embargo>
  <respUnit>Other main purposes the business  use SMS or text messages</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V118" name="M_6" files="F1" intrvl="contin">
  <labl>Monthly cost of mobile  access and usage</labl>
  <imputation>Monthly cost of mobile  access and usage</imputation>
  <security>Monthly cost of mobile  access and usage</security>
  <embargo>Monthly cost of mobile  access and usage</embargo>
  <respUnit>Monthly cost of mobile  access and usage</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V119" name="M_7" files="F1" intrvl="discrete">
  <labl>Importance of using mobile phone for business activities</labl>
  <imputation>Importance of using mobile phone for business activities</imputation>
  <security>Importance of using mobile phone for business activities</security>
  <embargo>Importance of using mobile phone for business activities</embargo>
  <respUnit>Importance of using mobile phone for business activities</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Very important</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Important</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Neither/ nor</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>not important</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>not important at all</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V120" name="M_7b" files="F1" intrvl="discrete">
  <labl>Business compensate its employees for airtime used for business purposes</labl>
  <imputation>Business compensate its employees for airtime used for business purposes</imputation>
  <security>Business compensate its employees for airtime used for business purposes</security>
  <embargo>Business compensate its employees for airtime used for business purposes</embargo>
  <respUnit>Business compensate its employees for airtime used for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Does the business compensate its employees for airtime used on personal phones for business purposes</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V121" name="M_7c" files="F1" intrvl="contin">
  <labl>Number of employees with a mobile phone</labl>
  <imputation>Number of employees with a mobile phone</imputation>
  <security>Number of employees with a mobile phone</security>
  <embargo>Number of employees with a mobile phone</embargo>
  <respUnit>Number of employees with a mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V122" name="M_8" files="F1" intrvl="discrete">
  <labl>Reason for not using mobiles for business purposes</labl>
  <imputation>Reason for not using mobiles for business purposes</imputation>
  <security>Reason for not using mobiles for business purposes</security>
  <embargo>Reason for not using mobiles for business purposes</embargo>
  <respUnit>Reason for not using mobiles for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Too Expensive</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>No Need</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Not Available</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Not Relevant</labl>
  </catgry>
  <notes>If your business does not use mobiles for business purposes, what is the main reason?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V123" name="M_8_1" files="F1" intrvl="discrete">
  <labl>Other reason for not using mobiles for business purposes</labl>
  <imputation>Other reason for not using mobiles for business purposes</imputation>
  <security>Other reason for not using mobiles for business purposes</security>
  <embargo>Other reason for not using mobiles for business purposes</embargo>
  <respUnit>Other reason for not using mobiles for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V124" name="M_9" files="F1" intrvl="discrete">
  <labl>Business planning to use mobile phones in future</labl>
  <imputation>Business planning to use mobile phones in future</imputation>
  <security>Business planning to use mobile phones in future</security>
  <embargo>Business planning to use mobile phones in future</embargo>
  <respUnit>Business planning to use mobile phones in future</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Maybe</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V125" name="M_10" files="F1" intrvl="discrete">
  <labl>Mode of communication preferred in conducting business</labl>
  <imputation>Mode of communication preferred in conducting business</imputation>
  <security>Mode of communication preferred in conducting business</security>
  <embargo>Mode of communication preferred in conducting business</embargo>
  <respUnit>Mode of communication preferred in conducting business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Fixed line phone</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Fax</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Internet café</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>In Person</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Mobile</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V126" name="M_10_1" files="F1" intrvl="discrete">
  <labl>Other mode of communication preferred in conducting business</labl>
  <imputation>Other mode of communication preferred in conducting business</imputation>
  <security>Other mode of communication preferred in conducting business</security>
  <embargo>Other mode of communication preferred in conducting business</embargo>
  <respUnit>Other mode of communication preferred in conducting business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V127" name="CO_1" files="F1" intrvl="discrete">
  <labl>Business own any computers</labl>
  <imputation>Business own any computers</imputation>
  <security>Business own any computers</security>
  <embargo>Business own any computers</embargo>
  <respUnit>Business own any computers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V128" name="CO_2" files="F1" intrvl="contin">
  <labl>Number of working computers</labl>
  <imputation>Number of working computers</imputation>
  <security>Number of working computers</security>
  <embargo>Number of working computers</embargo>
  <respUnit>Number of working computers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V129" name="CO_3" files="F1" intrvl="discrete">
  <labl>Business has a local area network (LAN)</labl>
  <imputation>Business has a local area network (LAN)</imputation>
  <security>Business has a local area network (LAN)</security>
  <embargo>Business has a local area network (LAN)</embargo>
  <respUnit>Business has a local area network (LAN)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V130" name="CO_4" files="F1" intrvl="discrete">
  <labl>Business has an intranet?</labl>
  <imputation>Business has an intranet?</imputation>
  <security>Business has an intranet?</security>
  <embargo>Business has an intranet?</embargo>
  <respUnit>Business has an intranet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V131" name="CO_5" files="F1" intrvl="discrete">
  <labl>Business has an extranet</labl>
  <imputation>Business has an extranet</imputation>
  <security>Business has an extranet</security>
  <embargo>Business has an extranet</embargo>
  <respUnit>Business has an extranet</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V132" name="CO_6" files="F1" intrvl="discrete">
  <labl>Company make use of inventory control software</labl>
  <imputation>Company make use of inventory control software</imputation>
  <security>Company make use of inventory control software</security>
  <embargo>Company make use of inventory control software</embargo>
  <respUnit>Company make use of inventory control software</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V133" name="CO_7" files="F1" intrvl="discrete">
  <labl>Company use anti-virus software</labl>
  <imputation>Company use anti-virus software</imputation>
  <security>Company use anti-virus software</security>
  <embargo>Company use anti-virus software</embargo>
  <respUnit>Company use anti-virus software</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V134" name="CO_8" files="F1" intrvl="contin">
  <labl>Persons employed who routinely used a computer at work</labl>
  <imputation>Persons employed who routinely used a computer at work</imputation>
  <security>Persons employed who routinely used a computer at work</security>
  <embargo>Persons employed who routinely used a computer at work</embargo>
  <respUnit>Persons employed who routinely used a computer at work</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V135" name="CO_8_1" files="F1" intrvl="discrete">
  <labl>Persons employed who routinely used a computer at work - number</labl>
  <imputation>Persons employed who routinely used a computer at work - number</imputation>
  <security>Persons employed who routinely used a computer at work - number</security>
  <embargo>Persons employed who routinely used a computer at work - number</embargo>
  <respUnit>Persons employed who routinely used a computer at work - number</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V136" name="CO_8_2" files="F1" intrvl="discrete">
  <labl>Persons employed who routinely used a computer at work - percent</labl>
  <imputation>Persons employed who routinely used a computer at work - percent</imputation>
  <security>Persons employed who routinely used a computer at work - percent</security>
  <embargo>Persons employed who routinely used a computer at work - percent</embargo>
  <respUnit>Persons employed who routinely used a computer at work - percent</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V137" name="CO_9A" files="F1" intrvl="discrete">
  <labl>Who can use it - owners</labl>
  <imputation>Who can use it - owners</imputation>
  <security>Who can use it - owners</security>
  <embargo>Who can use it - owners</embargo>
  <respUnit>Who can use it - owners</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V138" name="CO_9B" files="F1" intrvl="discrete">
  <labl>Who can use it - managers</labl>
  <imputation>Who can use it - managers</imputation>
  <security>Who can use it - managers</security>
  <embargo>Who can use it - managers</embargo>
  <respUnit>Who can use it - managers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V139" name="CO_9C" files="F1" intrvl="discrete">
  <labl>Who can use it - employees</labl>
  <imputation>Who can use it - employees</imputation>
  <security>Who can use it - employees</security>
  <embargo>Who can use it - employees</embargo>
  <respUnit>Who can use it - employees</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V140" name="CO_9D" files="F1" intrvl="discrete">
  <labl>Who can use it - customers</labl>
  <imputation>Who can use it - customers</imputation>
  <security>Who can use it - customers</security>
  <embargo>Who can use it - customers</embargo>
  <respUnit>Who can use it - customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V141" name="CO_9E" files="F1" intrvl="discrete">
  <labl>Who can use it - family and friends</labl>
  <imputation>Who can use it - family and friends</imputation>
  <security>Who can use it - family and friends</security>
  <embargo>Who can use it - family and friends</embargo>
  <respUnit>Who can use it - family and friends</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V142" name="CO_10" files="F1" intrvl="contin">
  <labl>Annual expenditure on hardware and software</labl>
  <imputation>Annual expenditure on hardware and software</imputation>
  <security>Annual expenditure on hardware and software</security>
  <embargo>Annual expenditure on hardware and software</embargo>
  <respUnit>Annual expenditure on hardware and software</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What is the Annual expenditure on Hardware and Software of the business? (local currency)</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V143" name="CO_11" files="F1" intrvl="discrete">
  <labl>Importance of using computers for business activities</labl>
  <imputation>Importance of using computers for business activities</imputation>
  <security>Importance of using computers for business activities</security>
  <embargo>Importance of using computers for business activities</embargo>
  <respUnit>Importance of using computers for business activities</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>very important</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>important</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>neither nor</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>not important</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>not important at all</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V144" name="CO_12B" files="F1" intrvl="discrete">
  <labl>CO11b__Plans to purchase more computers in 2012</labl>
  <imputation>CO11b__Plans to purchase more computers in 2012</imputation>
  <security>CO11b__Plans to purchase more computers in 2012</security>
  <embargo>CO11b__Plans to purchase more computers in 2012</embargo>
  <respUnit>CO11b__Plans to purchase more computers in 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>CO11b. Do you have plans to purchase more computers in 2012?No=0.........Yes=1 ..No info=9</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V145" name="CO_13C" files="F1" intrvl="discrete">
  <labl>CO11c_If Yes, how many computers do you plan to buy in 2012</labl>
  <imputation>CO11c_If Yes, how many computers do you plan to buy in 2012</imputation>
  <security>CO11c_If Yes, how many computers do you plan to buy in 2012</security>
  <embargo>CO11c_If Yes, how many computers do you plan to buy in 2012</embargo>
  <respUnit>CO11c_If Yes, how many computers do you plan to buy in 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V146" name="CO_12_A" files="F1" intrvl="discrete">
  <labl>Reason why the business does not have computers - too expensive</labl>
  <imputation>Reason why the business does not have computers - too expensive</imputation>
  <security>Reason why the business does not have computers - too expensive</security>
  <embargo>Reason why the business does not have computers - too expensive</embargo>
  <respUnit>Reason why the business does not have computers - too expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V147" name="CO_12_B" files="F1" intrvl="discrete">
  <labl>Reason why the business does not have computers - no need</labl>
  <imputation>Reason why the business does not have computers - no need</imputation>
  <security>Reason why the business does not have computers - no need</security>
  <embargo>Reason why the business does not have computers - no need</embargo>
  <respUnit>Reason why the business does not have computers - no need</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V148" name="CO_12_C" files="F1" intrvl="discrete">
  <labl>Reason why the business does not have computers - other</labl>
  <imputation>Reason why the business does not have computers - other</imputation>
  <security>Reason why the business does not have computers - other</security>
  <embargo>Reason why the business does not have computers - other</embargo>
  <respUnit>Reason why the business does not have computers - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>No knowledge about it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>No Electricity</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>No Access</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Use a Personal Computer</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V149" name="CO_12_D" files="F1" intrvl="discrete">
  <labl>CO12a_Why the business does not have computers</labl>
  <imputation>CO12a_Why the business does not have computers</imputation>
  <security>CO12a_Why the business does not have computers</security>
  <embargo>CO12a_Why the business does not have computers</embargo>
  <respUnit>CO12a_Why the business does not have computers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>CO.12a    Why does the business not have computers?CO.12A: Too expensive, 0 = No 1 = Yes SKIP IF CO.1=1CO.12B: No need 0</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V150" name="CO_13" files="F1" intrvl="discrete">
  <labl>Business  plan to use a computer in the future</labl>
  <imputation>Business  plan to use a computer in the future</imputation>
  <security>Business  plan to use a computer in the future</security>
  <embargo>Business  plan to use a computer in the future</embargo>
  <respUnit>Business  plan to use a computer in the future</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V151" name="CO_14" files="F1" intrvl="contin">
  <labl>How much the business is willing and able to spend for a computer</labl>
  <imputation>How much the business is willing and able to spend for a computer</imputation>
  <security>How much the business is willing and able to spend for a computer</security>
  <embargo>How much the business is willing and able to spend for a computer</embargo>
  <respUnit>How much the business is willing and able to spend for a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V152" name="Bs_1" files="F1" intrvl="discrete">
  <labl>Ever attended formal training to improve business skills</labl>
  <imputation>Ever attended formal training to improve business skills</imputation>
  <security>Ever attended formal training to improve business skills</security>
  <embargo>Ever attended formal training to improve business skills</embargo>
  <respUnit>Ever attended formal training to improve business skills</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V153" name="Bs_2" files="F1" intrvl="discrete">
  <labl>Training organised by - NGO, non-for-profit organisation</labl>
  <imputation>Training organised by - NGO, non-for-profit organisation</imputation>
  <security>Training organised by - NGO, non-for-profit organisation</security>
  <embargo>Training organised by - NGO, non-for-profit organisation</embargo>
  <respUnit>Training organised by - NGO, non-for-profit organisation</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V154" name="Bs_3" files="F1" intrvl="discrete">
  <labl>Training organised by - government agency/municipality</labl>
  <imputation>Training organised by - government agency/municipality</imputation>
  <security>Training organised by - government agency/municipality</security>
  <embargo>Training organised by - government agency/municipality</embargo>
  <respUnit>Training organised by - government agency/municipality</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V155" name="Bs_4" files="F1" intrvl="discrete">
  <labl>Training organised by - community centre</labl>
  <imputation>Training organised by - community centre</imputation>
  <security>Training organised by - community centre</security>
  <embargo>Training organised by - community centre</embargo>
  <respUnit>Training organised by - community centre</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V156" name="Bs_5" files="F1" intrvl="discrete">
  <labl>Training organised by - trade Union</labl>
  <imputation>Training organised by - trade Union</imputation>
  <security>Training organised by - trade Union</security>
  <embargo>Training organised by - trade Union</embargo>
  <respUnit>Training organised by - trade Union</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V157" name="Bs_6" files="F1" intrvl="discrete">
  <labl>Training organised by - other</labl>
  <imputation>Training organised by - other</imputation>
  <security>Training organised by - other</security>
  <embargo>Training organised by - other</embargo>
  <respUnit>Training organised by - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V158" name="Bs_6coded" files="F1" intrvl="discrete">
  <labl>Other organisers of the training</labl>
  <imputation>Other organisers of the training</imputation>
  <security>Other organisers of the training</security>
  <embargo>Other organisers of the training</embargo>
  <respUnit>Other organisers of the training</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Myself</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Technical college/college</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>University</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Botocol</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Vocational</labl>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>Others</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V159" name="Bs_6_2" files="F1" intrvl="discrete">
  <labl>BS.2  training organised by - NGO, non-for-profit organisation 0 = No 1 = Yes</labl>
  <imputation>BS.2  training organised by - NGO, non-for-profit organisation 0 = No 1 = Yes</imputation>
  <security>BS.2  training organised by - NGO, non-for-profit organisation 0 = No 1 = Yes</security>
  <embargo>BS.2  training organised by - NGO, non-for-profit organisation 0 = No 1 = Yes</embargo>
  <respUnit>BS.2  training organised by - NGO, non-for-profit organisation 0 = No 1 = Yes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>BS.2 WHO ORGANISED THE  TRAINING?BS.2  NGO, non-for-profit organisation 0 = No 1 = YesBS.3 Government agency/Municipality</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V160" name="Bs_7" files="F1" intrvl="discrete">
  <labl>Rely on business centre/incubator/ommunity centre for tips and advice</labl>
  <imputation>Rely on business centre/incubator/ommunity centre for tips and advice</imputation>
  <security>Rely on business centre/incubator/ommunity centre for tips and advice</security>
  <embargo>Rely on business centre/incubator/ommunity centre for tips and advice</embargo>
  <respUnit>Rely on business centre/incubator/ommunity centre for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Business centre/Incubator/Community centre: Who do you rely on for tips and advises on how to run and improve your busine</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V161" name="Bs_8" files="F1" intrvl="discrete">
  <labl>Rely on local NGO/non-for-profit organisation for tips and advice</labl>
  <imputation>Rely on local NGO/non-for-profit organisation for tips and advice</imputation>
  <security>Rely on local NGO/non-for-profit organisation for tips and advice</security>
  <embargo>Rely on local NGO/non-for-profit organisation for tips and advice</embargo>
  <respUnit>Rely on local NGO/non-for-profit organisation for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Local NGO/Non-for-profit organisation: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V162" name="Bs_9" files="F1" intrvl="discrete">
  <labl>Rely on family &amp; friends for tips and advice</labl>
  <imputation>Rely on family &amp; friends for tips and advice</imputation>
  <security>Rely on family &amp; friends for tips and advice</security>
  <embargo>Rely on family &amp; friends for tips and advice</embargo>
  <respUnit>Rely on family &amp; friends for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Family &amp; Friends: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V163" name="Bs_10" files="F1" intrvl="discrete">
  <labl>Rely on TV for tips and advice</labl>
  <imputation>Rely on TV for tips and advice</imputation>
  <security>Rely on TV for tips and advice</security>
  <embargo>Rely on TV for tips and advice</embargo>
  <respUnit>Rely on TV for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>TV: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V164" name="Bs_11" files="F1" intrvl="discrete">
  <labl>Rely on radio for tips and advice</labl>
  <imputation>Rely on radio for tips and advice</imputation>
  <security>Rely on radio for tips and advice</security>
  <embargo>Rely on radio for tips and advice</embargo>
  <respUnit>Rely on radio for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Radio: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V165" name="Bs_12" files="F1" intrvl="discrete">
  <labl>Rely on internet for tips and advice</labl>
  <imputation>Rely on internet for tips and advice</imputation>
  <security>Rely on internet for tips and advice</security>
  <embargo>Rely on internet for tips and advice</embargo>
  <respUnit>Rely on internet for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Internet: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V166" name="Bs_13" files="F1" intrvl="discrete">
  <labl>Rely on other for tips and advice</labl>
  <imputation>Rely on other for tips and advice</imputation>
  <security>Rely on other for tips and advice</security>
  <embargo>Rely on other for tips and advice</embargo>
  <respUnit>Rely on other for tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>Other (please specify: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="character"/>
</var>
<var ID="V167" name="Bs_13coded" files="F1" intrvl="discrete">
  <labl>Other source of tips and advice</labl>
  <imputation>Other source of tips and advice</imputation>
  <security>Other source of tips and advice</security>
  <embargo>Other source of tips and advice</embargo>
  <respUnit>Other source of tips and advice</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Myself</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Staff meetings</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Customers</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>The bank</labl>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>Others</labl>
  </catgry>
  <notes>Other (please specify: Who do you rely on for tips and advises on how to run and improve your business?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V168" name="I_1" files="F1" intrvl="discrete">
  <labl>Business has internet access</labl>
  <imputation>Business has internet access</imputation>
  <security>Business has internet access</security>
  <embargo>Business has internet access</embargo>
  <respUnit>Business has internet access</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V169" name="I_1a" files="F1" intrvl="discrete">
  <labl>Type of internet access - narrow band (modem dial up, ADSL 256K or below)</labl>
  <imputation>Type of internet access - narrow band (modem dial up, ADSL 256K or below)</imputation>
  <security>Type of internet access - narrow band (modem dial up, ADSL 256K or below)</security>
  <embargo>Type of internet access - narrow band (modem dial up, ADSL 256K or below)</embargo>
  <respUnit>Type of internet access - narrow band (modem dial up, ADSL 256K or below)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V170" name="I_1b" files="F1" intrvl="discrete">
  <labl>Type of internet access - fixed broadband (eg ADSL above 256k speed)</labl>
  <imputation>Type of internet access - fixed broadband (eg ADSL above 256k speed)</imputation>
  <security>Type of internet access - fixed broadband (eg ADSL above 256k speed)</security>
  <embargo>Type of internet access - fixed broadband (eg ADSL above 256k speed)</embargo>
  <respUnit>Type of internet access - fixed broadband (eg ADSL above 256k speed)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V171" name="I_1c" files="F1" intrvl="discrete">
  <labl>Type of internet access - mobile broadband (3G, wireless)</labl>
  <imputation>Type of internet access - mobile broadband (3G, wireless)</imputation>
  <security>Type of internet access - mobile broadband (3G, wireless)</security>
  <embargo>Type of internet access - mobile broadband (3G, wireless)</embargo>
  <respUnit>Type of internet access - mobile broadband (3G, wireless)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V172" name="I_1d" files="F1" intrvl="discrete">
  <labl>Type of internet access - other</labl>
  <imputation>Type of internet access - other</imputation>
  <security>Type of internet access - other</security>
  <embargo>Type of internet access - other</embargo>
  <respUnit>Type of internet access - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V173" name="l_1e1" files="F1" intrvl="contin">
  <labl>Current typical Internet download speed</labl>
  <imputation>Current typical Internet download speed</imputation>
  <security>Current typical Internet download speed</security>
  <embargo>Current typical Internet download speed</embargo>
  <respUnit>Current typical Internet download speed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V174" name="l_1e2" files="F1" intrvl="contin">
  <labl>Current typical Internet download speed</labl>
  <imputation>Current typical Internet download speed</imputation>
  <security>Current typical Internet download speed</security>
  <embargo>Current typical Internet download speed</embargo>
  <respUnit>Current typical Internet download speed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V175" name="l_1f" files="F1" intrvl="discrete">
  <labl>Sufficient for needs</labl>
  <imputation>Sufficient for needs</imputation>
  <security>Sufficient for needs</security>
  <embargo>Sufficient for needs</embargo>
  <respUnit>Sufficient for needs</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V176" name="I_2" files="F1" intrvl="discrete">
  <labl>Business manager has an email address</labl>
  <imputation>Business manager has an email address</imputation>
  <security>Business manager has an email address</security>
  <embargo>Business manager has an email address</embargo>
  <respUnit>Business manager has an email address</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V177" name="I_3" files="F1" intrvl="contin">
  <labl>Number of employees who routinely use the internet at work</labl>
  <imputation>Number of employees who routinely use the internet at work</imputation>
  <security>Number of employees who routinely use the internet at work</security>
  <embargo>Number of employees who routinely use the internet at work</embargo>
  <respUnit>Number of employees who routinely use the internet at work</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V178" name="I_4a" files="F1" intrvl="discrete">
  <labl>Internet users - owners</labl>
  <imputation>Internet users - owners</imputation>
  <security>Internet users - owners</security>
  <embargo>Internet users - owners</embargo>
  <respUnit>Internet users - owners</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V179" name="I_4b" files="F1" intrvl="discrete">
  <labl>Internet users - managers</labl>
  <imputation>Internet users - managers</imputation>
  <security>Internet users - managers</security>
  <embargo>Internet users - managers</embargo>
  <respUnit>Internet users - managers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V180" name="I_4c" files="F1" intrvl="discrete">
  <labl>Internet users - employees</labl>
  <imputation>Internet users - employees</imputation>
  <security>Internet users - employees</security>
  <embargo>Internet users - employees</embargo>
  <respUnit>Internet users - employees</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V181" name="I_4d" files="F1" intrvl="discrete">
  <labl>Internet users - customers</labl>
  <imputation>Internet users - customers</imputation>
  <security>Internet users - customers</security>
  <embargo>Internet users - customers</embargo>
  <respUnit>Internet users - customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V182" name="I_4e" files="F1" intrvl="discrete">
  <labl>Internet users  - family and friends</labl>
  <imputation>Internet users  - family and friends</imputation>
  <security>Internet users  - family and friends</security>
  <embargo>Internet users  - family and friends</embargo>
  <respUnit>Internet users  - family and friends</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V183" name="I_5_A" files="F1" intrvl="discrete">
  <labl>Internet used for - sending and receiving email</labl>
  <imputation>Internet used for - sending and receiving email</imputation>
  <security>Internet used for - sending and receiving email</security>
  <embargo>Internet used for - sending and receiving email</embargo>
  <respUnit>Internet used for - sending and receiving email</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V184" name="I_5_B" files="F1" intrvl="discrete">
  <labl>Internet used for - telephoning over the internet/VoIP/skype</labl>
  <imputation>Internet used for - telephoning over the internet/VoIP/skype</imputation>
  <security>Internet used for - telephoning over the internet/VoIP/skype</security>
  <embargo>Internet used for - telephoning over the internet/VoIP/skype</embargo>
  <respUnit>Internet used for - telephoning over the internet/VoIP/skype</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V185" name="I_5_C" files="F1" intrvl="discrete">
  <labl>Internet used for - getting information about goods and services</labl>
  <imputation>Internet used for - getting information about goods and services</imputation>
  <security>Internet used for - getting information about goods and services</security>
  <embargo>Internet used for - getting information about goods and services</embargo>
  <respUnit>Internet used for - getting information about goods and services</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>C: Getting information about goods and services What do you use the Internet for :</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V186" name="I_5_D" files="F1" intrvl="discrete">
  <labl>Internet used for - getting information from government organisations</labl>
  <imputation>Internet used for - getting information from government organisations</imputation>
  <security>Internet used for - getting information from government organisations</security>
  <embargo>Internet used for - getting information from government organisations</embargo>
  <respUnit>Internet used for - getting information from government organisations</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>D: Getting information from government organisations What do you use the Internet for :</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V187" name="I_5_E" files="F1" intrvl="discrete">
  <labl>Internet used for - interacting with government organisations</labl>
  <imputation>Internet used for - interacting with government organisations</imputation>
  <security>Internet used for - interacting with government organisations</security>
  <embargo>Internet used for - interacting with government organisations</embargo>
  <respUnit>Internet used for - interacting with government organisations</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V188" name="I_5_F" files="F1" intrvl="discrete">
  <labl>Internet used for - internet banking</labl>
  <imputation>Internet used for - internet banking</imputation>
  <security>Internet used for - internet banking</security>
  <embargo>Internet used for - internet banking</embargo>
  <respUnit>Internet used for - internet banking</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V189" name="I_5_G" files="F1" intrvl="discrete">
  <labl>Internet used for - providing customer services</labl>
  <imputation>Internet used for - providing customer services</imputation>
  <security>Internet used for - providing customer services</security>
  <embargo>Internet used for - providing customer services</embargo>
  <respUnit>Internet used for - providing customer services</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V190" name="I_5_H" files="F1" intrvl="discrete">
  <labl>Internet used for - delivering products online</labl>
  <imputation>Internet used for - delivering products online</imputation>
  <security>Internet used for - delivering products online</security>
  <embargo>Internet used for - delivering products online</embargo>
  <respUnit>Internet used for - delivering products online</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V191" name="I_5_I" files="F1" intrvl="discrete">
  <labl>Internet used for - internal or external recruitment</labl>
  <imputation>Internet used for - internal or external recruitment</imputation>
  <security>Internet used for - internal or external recruitment</security>
  <embargo>Internet used for - internal or external recruitment</embargo>
  <respUnit>Internet used for - internal or external recruitment</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V192" name="I_5_J" files="F1" intrvl="discrete">
  <labl>Internet used for - staff training e-learning</labl>
  <imputation>Internet used for - staff training e-learning</imputation>
  <security>Internet used for - staff training e-learning</security>
  <embargo>Internet used for - staff training e-learning</embargo>
  <respUnit>Internet used for - staff training e-learning</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V193" name="I_6" files="F1" intrvl="discrete">
  <labl>Business received orders via the internet</labl>
  <imputation>Business received orders via the internet</imputation>
  <security>Business received orders via the internet</security>
  <embargo>Business received orders via the internet</embargo>
  <respUnit>Business received orders via the internet</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V194" name="I_7" files="F1" intrvl="discrete">
  <labl>Business purchased products/services via the internet</labl>
  <imputation>Business purchased products/services via the internet</imputation>
  <security>Business purchased products/services via the internet</security>
  <embargo>Business purchased products/services via the internet</embargo>
  <respUnit>Business purchased products/services via the internet</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V195" name="I_8" files="F1" intrvl="discrete">
  <labl>Potential obstacles to a wider use of the internet for business purposes</labl>
  <imputation>Potential obstacles to a wider use of the internet for business purposes</imputation>
  <security>Potential obstacles to a wider use of the internet for business purposes</security>
  <embargo>Potential obstacles to a wider use of the internet for business purposes</embargo>
  <respUnit>Potential obstacles to a wider use of the internet for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What are in your opinion the potential obstacles to a wider use of the Internet for business purposes ( e-commerce)?</notes>
  <varFormat type="character"/>
</var>
<var ID="V196" name="I_8_01" files="F1" intrvl="discrete">
  <labl>Potential obstacles - fraud/crime</labl>
  <imputation>Potential obstacles - fraud/crime</imputation>
  <security>Potential obstacles - fraud/crime</security>
  <embargo>Potential obstacles - fraud/crime</embargo>
  <respUnit>Potential obstacles - fraud/crime</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What are in your opinion the potential obstacles to a wider use of the internet for business purposes?Fraud/crime -</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V197" name="I_8_02" files="F1" intrvl="discrete">
  <labl>Potential obstacles - slow/delays</labl>
  <imputation>Potential obstacles - slow/delays</imputation>
  <security>Potential obstacles - slow/delays</security>
  <embargo>Potential obstacles - slow/delays</embargo>
  <respUnit>Potential obstacles - slow/delays</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V198" name="I_8_03" files="F1" intrvl="discrete">
  <labl>Potential obstacles - very expensive</labl>
  <imputation>Potential obstacles - very expensive</imputation>
  <security>Potential obstacles - very expensive</security>
  <embargo>Potential obstacles - very expensive</embargo>
  <respUnit>Potential obstacles - very expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V199" name="I_8_04" files="F1" intrvl="discrete">
  <labl>Potential obstacles - not safe</labl>
  <imputation>Potential obstacles - not safe</imputation>
  <security>Potential obstacles - not safe</security>
  <embargo>Potential obstacles - not safe</embargo>
  <respUnit>Potential obstacles - not safe</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V200" name="I_8_05" files="F1" intrvl="discrete">
  <labl>Potential obstacles - network failure</labl>
  <imputation>Potential obstacles - network failure</imputation>
  <security>Potential obstacles - network failure</security>
  <embargo>Potential obstacles - network failure</embargo>
  <respUnit>Potential obstacles - network failure</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V201" name="I_8_06" files="F1" intrvl="discrete">
  <labl>Potential obstacles - can't see goods properly</labl>
  <imputation>Potential obstacles - can't see goods properly</imputation>
  <security>Potential obstacles - can't see goods properly</security>
  <embargo>Potential obstacles - can't see goods properly</embargo>
  <respUnit>Potential obstacles - can't see goods properly</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V202" name="I_8_07" files="F1" intrvl="discrete">
  <labl>Potential obstacles - customers not used to it</labl>
  <imputation>Potential obstacles - customers not used to it</imputation>
  <security>Potential obstacles - customers not used to it</security>
  <embargo>Potential obstacles - customers not used to it</embargo>
  <respUnit>Potential obstacles - customers not used to it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V203" name="I_8_08" files="F1" intrvl="discrete">
  <labl>Potential obstacles - financial  constraits/too expensive</labl>
  <imputation>Potential obstacles - financial  constraits/too expensive</imputation>
  <security>Potential obstacles - financial  constraits/too expensive</security>
  <embargo>Potential obstacles - financial  constraits/too expensive</embargo>
  <respUnit>Potential obstacles - financial  constraits/too expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V204" name="I_8_09" files="F1" intrvl="discrete">
  <labl>Potential obstacles - competitors accessing your information</labl>
  <imputation>Potential obstacles - competitors accessing your information</imputation>
  <security>Potential obstacles - competitors accessing your information</security>
  <embargo>Potential obstacles - competitors accessing your information</embargo>
  <respUnit>Potential obstacles - competitors accessing your information</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V205" name="I_8_10" files="F1" intrvl="discrete">
  <labl>Potential obstacles - viruses in system/computer crashing</labl>
  <imputation>Potential obstacles - viruses in system/computer crashing</imputation>
  <security>Potential obstacles - viruses in system/computer crashing</security>
  <embargo>Potential obstacles - viruses in system/computer crashing</embargo>
  <respUnit>Potential obstacles - viruses in system/computer crashing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V206" name="I_8_11" files="F1" intrvl="discrete">
  <labl>Potential obstacles - others</labl>
  <imputation>Potential obstacles - others</imputation>
  <security>Potential obstacles - others</security>
  <embargo>Potential obstacles - others</embargo>
  <respUnit>Potential obstacles - others</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V207" name="I_8_12" files="F1" intrvl="discrete">
  <labl>Potential obstacles - none</labl>
  <imputation>Potential obstacles - none</imputation>
  <security>Potential obstacles - none</security>
  <embargo>Potential obstacles - none</embargo>
  <respUnit>Potential obstacles - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V208" name="I_8_13" files="F1" intrvl="discrete">
  <labl>Potential obstacles - don't know</labl>
  <imputation>Potential obstacles - don't know</imputation>
  <security>Potential obstacles - don't know</security>
  <embargo>Potential obstacles - don't know</embargo>
  <respUnit>Potential obstacles - don't know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V209" name="I_8_14" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 14</labl>
  <imputation>Potential obstacles - 14</imputation>
  <security>Potential obstacles - 14</security>
  <embargo>Potential obstacles - 14</embargo>
  <respUnit>Potential obstacles - 14</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V210" name="I_8_15" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 15</labl>
  <imputation>Potential obstacles - 15</imputation>
  <security>Potential obstacles - 15</security>
  <embargo>Potential obstacles - 15</embargo>
  <respUnit>Potential obstacles - 15</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V211" name="I_8_16" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 16</labl>
  <imputation>Potential obstacles - 16</imputation>
  <security>Potential obstacles - 16</security>
  <embargo>Potential obstacles - 16</embargo>
  <respUnit>Potential obstacles - 16</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V212" name="I_8_17" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 17</labl>
  <imputation>Potential obstacles - 17</imputation>
  <security>Potential obstacles - 17</security>
  <embargo>Potential obstacles - 17</embargo>
  <respUnit>Potential obstacles - 17</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V213" name="I_8_18" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 18</labl>
  <imputation>Potential obstacles - 18</imputation>
  <security>Potential obstacles - 18</security>
  <embargo>Potential obstacles - 18</embargo>
  <respUnit>Potential obstacles - 18</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V214" name="I_8_19" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 19</labl>
  <imputation>Potential obstacles - 19</imputation>
  <security>Potential obstacles - 19</security>
  <embargo>Potential obstacles - 19</embargo>
  <respUnit>Potential obstacles - 19</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V215" name="I_8_20" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 20</labl>
  <imputation>Potential obstacles - 20</imputation>
  <security>Potential obstacles - 20</security>
  <embargo>Potential obstacles - 20</embargo>
  <respUnit>Potential obstacles - 20</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V216" name="I_8_21" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 21</labl>
  <imputation>Potential obstacles - 21</imputation>
  <security>Potential obstacles - 21</security>
  <embargo>Potential obstacles - 21</embargo>
  <respUnit>Potential obstacles - 21</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V217" name="I_8_22" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 22</labl>
  <imputation>Potential obstacles - 22</imputation>
  <security>Potential obstacles - 22</security>
  <embargo>Potential obstacles - 22</embargo>
  <respUnit>Potential obstacles - 22</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V218" name="I_8_23" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 23</labl>
  <imputation>Potential obstacles - 23</imputation>
  <security>Potential obstacles - 23</security>
  <embargo>Potential obstacles - 23</embargo>
  <respUnit>Potential obstacles - 23</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V219" name="I_8_24" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 24</labl>
  <imputation>Potential obstacles - 24</imputation>
  <security>Potential obstacles - 24</security>
  <embargo>Potential obstacles - 24</embargo>
  <respUnit>Potential obstacles - 24</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V220" name="I_8_25" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 25</labl>
  <imputation>Potential obstacles - 25</imputation>
  <security>Potential obstacles - 25</security>
  <embargo>Potential obstacles - 25</embargo>
  <respUnit>Potential obstacles - 25</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V221" name="I_8_26" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 26</labl>
  <imputation>Potential obstacles - 26</imputation>
  <security>Potential obstacles - 26</security>
  <embargo>Potential obstacles - 26</embargo>
  <respUnit>Potential obstacles - 26</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V222" name="I_8_27" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 27</labl>
  <imputation>Potential obstacles - 27</imputation>
  <security>Potential obstacles - 27</security>
  <embargo>Potential obstacles - 27</embargo>
  <respUnit>Potential obstacles - 27</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V223" name="I_8_28" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 28</labl>
  <imputation>Potential obstacles - 28</imputation>
  <security>Potential obstacles - 28</security>
  <embargo>Potential obstacles - 28</embargo>
  <respUnit>Potential obstacles - 28</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V224" name="I_8_29" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 29</labl>
  <imputation>Potential obstacles - 29</imputation>
  <security>Potential obstacles - 29</security>
  <embargo>Potential obstacles - 29</embargo>
  <respUnit>Potential obstacles - 29</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V225" name="I_8_30" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 30</labl>
  <imputation>Potential obstacles - 30</imputation>
  <security>Potential obstacles - 30</security>
  <embargo>Potential obstacles - 30</embargo>
  <respUnit>Potential obstacles - 30</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V226" name="I_8_31" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 31</labl>
  <imputation>Potential obstacles - 31</imputation>
  <security>Potential obstacles - 31</security>
  <embargo>Potential obstacles - 31</embargo>
  <respUnit>Potential obstacles - 31</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V227" name="I_8_32" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 32</labl>
  <imputation>Potential obstacles - 32</imputation>
  <security>Potential obstacles - 32</security>
  <embargo>Potential obstacles - 32</embargo>
  <respUnit>Potential obstacles - 32</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V228" name="I_8_33" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 33</labl>
  <imputation>Potential obstacles - 33</imputation>
  <security>Potential obstacles - 33</security>
  <embargo>Potential obstacles - 33</embargo>
  <respUnit>Potential obstacles - 33</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V229" name="I_8_34" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 34</labl>
  <imputation>Potential obstacles - 34</imputation>
  <security>Potential obstacles - 34</security>
  <embargo>Potential obstacles - 34</embargo>
  <respUnit>Potential obstacles - 34</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V230" name="I_8_35" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 35</labl>
  <imputation>Potential obstacles - 35</imputation>
  <security>Potential obstacles - 35</security>
  <embargo>Potential obstacles - 35</embargo>
  <respUnit>Potential obstacles - 35</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V231" name="I_8_36" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 36</labl>
  <imputation>Potential obstacles - 36</imputation>
  <security>Potential obstacles - 36</security>
  <embargo>Potential obstacles - 36</embargo>
  <respUnit>Potential obstacles - 36</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V232" name="I_8_37" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 37</labl>
  <imputation>Potential obstacles - 37</imputation>
  <security>Potential obstacles - 37</security>
  <embargo>Potential obstacles - 37</embargo>
  <respUnit>Potential obstacles - 37</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V233" name="I_8_38" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 38</labl>
  <imputation>Potential obstacles - 38</imputation>
  <security>Potential obstacles - 38</security>
  <embargo>Potential obstacles - 38</embargo>
  <respUnit>Potential obstacles - 38</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V234" name="I_8_39" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 39</labl>
  <imputation>Potential obstacles - 39</imputation>
  <security>Potential obstacles - 39</security>
  <embargo>Potential obstacles - 39</embargo>
  <respUnit>Potential obstacles - 39</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V235" name="I_8_40" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 40</labl>
  <imputation>Potential obstacles - 40</imputation>
  <security>Potential obstacles - 40</security>
  <embargo>Potential obstacles - 40</embargo>
  <respUnit>Potential obstacles - 40</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V236" name="I_8_41" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 41</labl>
  <imputation>Potential obstacles - 41</imputation>
  <security>Potential obstacles - 41</security>
  <embargo>Potential obstacles - 41</embargo>
  <respUnit>Potential obstacles - 41</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V237" name="I_8_42" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 42</labl>
  <imputation>Potential obstacles - 42</imputation>
  <security>Potential obstacles - 42</security>
  <embargo>Potential obstacles - 42</embargo>
  <respUnit>Potential obstacles - 42</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V238" name="I_8_43" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 43</labl>
  <imputation>Potential obstacles - 43</imputation>
  <security>Potential obstacles - 43</security>
  <embargo>Potential obstacles - 43</embargo>
  <respUnit>Potential obstacles - 43</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V239" name="I_8_44" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 44</labl>
  <imputation>Potential obstacles - 44</imputation>
  <security>Potential obstacles - 44</security>
  <embargo>Potential obstacles - 44</embargo>
  <respUnit>Potential obstacles - 44</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V240" name="I_8_45" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 45</labl>
  <imputation>Potential obstacles - 45</imputation>
  <security>Potential obstacles - 45</security>
  <embargo>Potential obstacles - 45</embargo>
  <respUnit>Potential obstacles - 45</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V241" name="I_8_46" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 46</labl>
  <imputation>Potential obstacles - 46</imputation>
  <security>Potential obstacles - 46</security>
  <embargo>Potential obstacles - 46</embargo>
  <respUnit>Potential obstacles - 46</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V242" name="I_8_47" files="F1" intrvl="discrete">
  <labl>Potential obstacles - 47</labl>
  <imputation>Potential obstacles - 47</imputation>
  <security>Potential obstacles - 47</security>
  <embargo>Potential obstacles - 47</embargo>
  <respUnit>Potential obstacles - 47</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.8 WHAT ARE IN YOUR OPINION THE POTENTIAL OBSTACLES TO A WIDER USE OF THE INTERNET FOR BUSINESS PURPOSES ( E-COMMERCE)?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V243" name="I_8_48" files="F1" intrvl="discrete">
  <labl>Potential obstacles - others</labl>
  <imputation>Potential obstacles - others</imputation>
  <security>Potential obstacles - others</security>
  <embargo>Potential obstacles - others</embargo>
  <respUnit>Potential obstacles - others</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V244" name="I_8_49" files="F1" intrvl="discrete">
  <labl>Potential obstacles - none</labl>
  <imputation>Potential obstacles - none</imputation>
  <security>Potential obstacles - none</security>
  <embargo>Potential obstacles - none</embargo>
  <respUnit>Potential obstacles - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V245" name="I_8_50" files="F1" intrvl="discrete">
  <labl>Potential obstacles - don't know</labl>
  <imputation>Potential obstacles - don't know</imputation>
  <security>Potential obstacles - don't know</security>
  <embargo>Potential obstacles - don't know</embargo>
  <respUnit>Potential obstacles - don't know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V246" name="I_9" files="F1" intrvl="discrete">
  <labl>The internet helps the businesses increase sales volume and customers</labl>
  <imputation>The internet helps the businesses increase sales volume and customers</imputation>
  <security>The internet helps the businesses increase sales volume and customers</security>
  <embargo>The internet helps the businesses increase sales volume and customers</embargo>
  <respUnit>The internet helps the businesses increase sales volume and customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>The Internet helps the businesses increase sales volume and customers What are the perceived benefits of Internet use for</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V247" name="I_9_01" files="F1" intrvl="discrete">
  <labl>The internet helps the businesses increase sales volume and customers</labl>
  <imputation>The internet helps the businesses increase sales volume and customers</imputation>
  <security>The internet helps the businesses increase sales volume and customers</security>
  <embargo>The internet helps the businesses increase sales volume and customers</embargo>
  <respUnit>The internet helps the businesses increase sales volume and customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What are the perceived benefits of internet use for you:The internet helps the bussiness increases sales volumes and cust</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V248" name="I_9_02" files="F1" intrvl="discrete">
  <labl>The Internet helps the business keep pace with competition</labl>
  <imputation>The Internet helps the business keep pace with competition</imputation>
  <security>The Internet helps the business keep pace with competition</security>
  <embargo>The Internet helps the business keep pace with competition</embargo>
  <respUnit>The Internet helps the business keep pace with competition</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What are the perceived benefits of internet use for you:The internet helps the bussiness keep pace with competition</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V249" name="I_9_03" files="F1" intrvl="discrete">
  <labl>The Internet helps Widen the supplier network</labl>
  <imputation>The Internet helps Widen the supplier network</imputation>
  <security>The Internet helps Widen the supplier network</security>
  <embargo>The Internet helps Widen the supplier network</embargo>
  <respUnit>The Internet helps Widen the supplier network</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What are the perceived benefits of interent use for you:The interent helps widen the supplier network</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V250" name="I_9_04" files="F1" intrvl="discrete">
  <labl>The Internet helps the business understand customers better</labl>
  <imputation>The Internet helps the business understand customers better</imputation>
  <security>The Internet helps the business understand customers better</security>
  <embargo>The Internet helps the business understand customers better</embargo>
  <respUnit>The Internet helps the business understand customers better</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What are the perceived benefits of interent use for you:The internet helps the bussiness understand customers better</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V251" name="I_10" files="F1" intrvl="discrete">
  <labl>The Internet helps the business keep pace with competition</labl>
  <imputation>The Internet helps the business keep pace with competition</imputation>
  <security>The Internet helps the business keep pace with competition</security>
  <embargo>The Internet helps the business keep pace with competition</embargo>
  <respUnit>The Internet helps the business keep pace with competition</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>The Internet helps the business keep pace with competition What are the perceived benefits of Internet use for you: I wil</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V252" name="I_11" files="F1" intrvl="discrete">
  <labl>The Internet helps Widen the supplier network</labl>
  <imputation>The Internet helps Widen the supplier network</imputation>
  <security>The Internet helps Widen the supplier network</security>
  <embargo>The Internet helps Widen the supplier network</embargo>
  <respUnit>The Internet helps Widen the supplier network</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>The Internet helps Widen the supplier network What are the perceived benefits of Internet use for you: I will read the fo</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V253" name="I_12" files="F1" intrvl="discrete">
  <labl>The Internet helps the business understand customers better</labl>
  <imputation>The Internet helps the business understand customers better</imputation>
  <security>The Internet helps the business understand customers better</security>
  <embargo>The Internet helps the business understand customers better</embargo>
  <respUnit>The Internet helps the business understand customers better</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>The Internet helps the business understand customers better What are the perceived benefits of Internet use for you: I wi</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V254" name="I_13" files="F1" intrvl="contin">
  <labl>Annual cost of internet access and usage</labl>
  <imputation>Annual cost of internet access and usage</imputation>
  <security>Annual cost of internet access and usage</security>
  <embargo>Annual cost of internet access and usage</embargo>
  <respUnit>Annual cost of internet access and usage</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V255" name="I_14" files="F1" intrvl="discrete">
  <labl>How important is the use of the internet for your business activities</labl>
  <imputation>How important is the use of the internet for your business activities</imputation>
  <security>How important is the use of the internet for your business activities</security>
  <embargo>How important is the use of the internet for your business activities</embargo>
  <respUnit>How important is the use of the internet for your business activities</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>very important</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>important</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>neither nor</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>not important</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>not important at all</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V256" name="I_15a" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - too expensive</labl>
  <imputation>Reason for no internet access - too expensive</imputation>
  <security>Reason for no internet access - too expensive</security>
  <embargo>Reason for no internet access - too expensive</embargo>
  <respUnit>Reason for no internet access - too expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V257" name="I_15b" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - no need</labl>
  <imputation>Reason for no internet access - no need</imputation>
  <security>Reason for no internet access - no need</security>
  <embargo>Reason for no internet access - no need</embargo>
  <respUnit>Reason for no internet access - no need</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V258" name="I_15c" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - not available</labl>
  <imputation>Reason for no internet access - not available</imputation>
  <security>Reason for no internet access - not available</security>
  <embargo>Reason for no internet access - not available</embargo>
  <respUnit>Reason for no internet access - not available</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V259" name="I_15d" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - use public internet access e.g. internet cafe</labl>
  <imputation>Reason for no internet access - use public internet access e.g. internet cafe</imputation>
  <security>Reason for no internet access - use public internet access e.g. internet cafe</security>
  <embargo>Reason for no internet access - use public internet access e.g. internet cafe</embargo>
  <respUnit>Reason for no internet access - use public internet access e.g. internet cafe</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Use Public Internet access: Internet cafe eg Why does your business not have Internet Access??</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V260" name="I_15e" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - internet is too slow to use it</labl>
  <imputation>Reason for no internet access - internet is too slow to use it</imputation>
  <security>Reason for no internet access - internet is too slow to use it</security>
  <embargo>Reason for no internet access - internet is too slow to use it</embargo>
  <respUnit>Reason for no internet access - internet is too slow to use it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V261" name="I_15f" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - no knowledge about it</labl>
  <imputation>Reason for no internet access - no knowledge about it</imputation>
  <security>Reason for no internet access - no knowledge about it</security>
  <embargo>Reason for no internet access - no knowledge about it</embargo>
  <respUnit>Reason for no internet access - no knowledge about it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V262" name="I_15fcoded" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - other</labl>
  <imputation>Reason for no internet access - other</imputation>
  <security>Reason for no internet access - other</security>
  <embargo>Reason for no internet access - other</embargo>
  <respUnit>Reason for no internet access - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't know how to use it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Don't have a computer</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Employees not trained</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>No electricity</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V263" name="I_15_F_102" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - I don't know how to use/operate it</labl>
  <imputation>Other reason for no internet access - I don't know how to use/operate it</imputation>
  <security>Other reason for no internet access - I don't know how to use/operate it</security>
  <embargo>Other reason for no internet access - I don't know how to use/operate it</embargo>
  <respUnit>Other reason for no internet access - I don't know how to use/operate it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I don't know how to use/operate it.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I don't know how to use/operate it.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - I don't know how to use/operate it.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V264" name="I_15_F_103" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - no need for it.</labl>
  <imputation>Other reason for no internet access - no need for it.</imputation>
  <security>Other reason for no internet access - no need for it.</security>
  <embargo>Other reason for no internet access - no need for it.</embargo>
  <respUnit>Other reason for no internet access - no need for it.</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No need for it.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No need for it.</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V265" name="I_15_F_104" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - no power/electricity</labl>
  <imputation>Other reason for no internet access - no power/electricity</imputation>
  <security>Other reason for no internet access - no power/electricity</security>
  <embargo>Other reason for no internet access - no power/electricity</embargo>
  <respUnit>Other reason for no internet access - no power/electricity</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No power/electricity</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No power/electricity</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V266" name="I_15_F_105" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - the network is very poor</labl>
  <imputation>Other reason for no internet access - the network is very poor</imputation>
  <security>Other reason for no internet access - the network is very poor</security>
  <embargo>Other reason for no internet access - the network is very poor</embargo>
  <respUnit>Other reason for no internet access - the network is very poor</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not The network is very poor.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>The network is very poor.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - The network is very poor.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V267" name="I_15_F_106" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - cant afford</labl>
  <imputation>Other reason for no internet access - cant afford</imputation>
  <security>Other reason for no internet access - cant afford</security>
  <embargo>Other reason for no internet access - cant afford</embargo>
  <respUnit>Other reason for no internet access - cant afford</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not cant afford</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>cant afford</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V268" name="I_15_F_201" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - services not available</labl>
  <imputation>Other reason for no internet access - services not available</imputation>
  <security>Other reason for no internet access - services not available</security>
  <embargo>Other reason for no internet access - services not available</embargo>
  <respUnit>Other reason for no internet access - services not available</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Services not available in our area</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Services not available in our area</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Services not available in our area</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V269" name="I_15_F_202" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - have never used it</labl>
  <imputation>Other reason for no internet access - have never used it</imputation>
  <security>Other reason for no internet access - have never used it</security>
  <embargo>Other reason for no internet access - have never used it</embargo>
  <respUnit>Other reason for no internet access - have never used it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Have never used it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Have never used it</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V270" name="I_15_F_203" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - my customers are within the area</labl>
  <imputation>Other reason for no internet access - my customers are within the area</imputation>
  <security>Other reason for no internet access - my customers are within the area</security>
  <embargo>Other reason for no internet access - my customers are within the area</embargo>
  <respUnit>Other reason for no internet access - my customers are within the area</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not My customers are within the area</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>My customers are within the area</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - My customers are within the area</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V271" name="I_15_F_204" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - dont know how to use</labl>
  <imputation>Other reason for no internet access - dont know how to use</imputation>
  <security>Other reason for no internet access - dont know how to use</security>
  <embargo>Other reason for no internet access - dont know how to use</embargo>
  <respUnit>Other reason for no internet access - dont know how to use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don’t know how to use it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don’t know how to use it</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Don’t know how to use it</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V272" name="I_15_F_205" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - low income</labl>
  <imputation>Other reason for no internet access - low income</imputation>
  <security>Other reason for no internet access - low income</security>
  <embargo>Other reason for no internet access - low income</embargo>
  <respUnit>Other reason for no internet access - low income</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Low income</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Low income</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V273" name="I_15_F_206" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - no internet connection</labl>
  <imputation>Other reason for no internet access - no internet connection</imputation>
  <security>Other reason for no internet access - no internet connection</security>
  <embargo>Other reason for no internet access - no internet connection</embargo>
  <respUnit>Other reason for no internet access - no internet connection</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No internet connection</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No internet connection</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - No internet connection</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V274" name="I_15_F_301" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - don't have a time to use the service</labl>
  <imputation>Other reason for no internet access - don't have a time to use the service</imputation>
  <security>Other reason for no internet access - don't have a time to use the service</security>
  <embargo>Other reason for no internet access - don't have a time to use the service</embargo>
  <respUnit>Other reason for no internet access - don't have a time to use the service</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't have a time to use the service</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't have a time to use the service</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Don't have a time to use the service</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V275" name="I_15_F_302" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - don't have interest in using internet serv</labl>
  <imputation>Other reason for no internet access - don't have interest in using internet serv</imputation>
  <security>Other reason for no internet access - don't have interest in using internet serv</security>
  <embargo>Other reason for no internet access - don't have interest in using internet serv</embargo>
  <respUnit>Other reason for no internet access - don't have interest in using internet serv</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't have interest in using internet services</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't have interest in using internet services</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Don't have interest in using internet services</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V276" name="I_15_F_303" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - don't know how to use</labl>
  <imputation>Other reason for no internet access - don't know how to use</imputation>
  <security>Other reason for no internet access - don't know how to use</security>
  <embargo>Other reason for no internet access - don't know how to use</embargo>
  <respUnit>Other reason for no internet access - don't know how to use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't know how to use it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't know how to use it</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Don't know how to use it</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V277" name="I_15_F_304" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - don't know the meaning of internet service</labl>
  <imputation>Other reason for no internet access - don't know the meaning of internet service</imputation>
  <security>Other reason for no internet access - don't know the meaning of internet service</security>
  <embargo>Other reason for no internet access - don't know the meaning of internet service</embargo>
  <respUnit>Other reason for no internet access - don't know the meaning of internet service</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't know the meaning of internet services</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't know the meaning of internet services</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Don't know the meaning of internet services</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V278" name="I_15_F_305" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - low business but I will use it later</labl>
  <imputation>Other reason for no internet access - low business but I will use it later</imputation>
  <security>Other reason for no internet access - low business but I will use it later</security>
  <embargo>Other reason for no internet access - low business but I will use it later</embargo>
  <respUnit>Other reason for no internet access - low business but I will use it later</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Low business but I will use it later</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Low business but I will use it later</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Low business but I will use it later</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V279" name="I_15_F_306" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - low circulation of money</labl>
  <imputation>Other reason for no internet access - low circulation of money</imputation>
  <security>Other reason for no internet access - low circulation of money</security>
  <embargo>Other reason for no internet access - low circulation of money</embargo>
  <respUnit>Other reason for no internet access - low circulation of money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Low circulation of money</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Low circulation of money</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - Low circulation of money</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V280" name="I_15_F_401" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - no knowledge about it</labl>
  <imputation>Other reason for no internet access - no knowledge about it</imputation>
  <security>Other reason for no internet access - no knowledge about it</security>
  <embargo>Other reason for no internet access - no knowledge about it</embargo>
  <respUnit>Other reason for no internet access - no knowledge about it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No knowledge about it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No knowledge about it</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V281" name="I_15_F_501" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - less/little income</labl>
  <imputation>Other reason for no internet access - less/little income</imputation>
  <security>Other reason for no internet access - less/little income</security>
  <embargo>Other reason for no internet access - less/little income</embargo>
  <respUnit>Other reason for no internet access - less/little income</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not LESS/LITTLE INCOME</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>LESS/LITTLE INCOME</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V282" name="I_15_F_502" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - I donâ€™t have the know how</labl>
  <imputation>Other reason for no internet access - I donâ€™t have the know how</imputation>
  <security>Other reason for no internet access - I donâ€™t have the know how</security>
  <embargo>Other reason for no internet access - I donâ€™t have the know how</embargo>
  <respUnit>Other reason for no internet access - I donâ€™t have the know how</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I DON'T HAVE THE KNOW HOW</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I DON'T HAVE THE KNOW HOW</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your business not have Internet Access? - Other - I DON'T HAVE THE KNOW HOW</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V283" name="I_15_F_997" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - other</labl>
  <imputation>Other reason for no internet access - other</imputation>
  <security>Other reason for no internet access - other</security>
  <embargo>Other reason for no internet access - other</embargo>
  <respUnit>Other reason for no internet access - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Others</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Others</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V284" name="I_15_F_998" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - nothing</labl>
  <imputation>Other reason for no internet access - nothing</imputation>
  <security>Other reason for no internet access - nothing</security>
  <embargo>Other reason for no internet access - nothing</embargo>
  <respUnit>Other reason for no internet access - nothing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Nothing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Nothing</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V285" name="I_15_F_999" files="F1" intrvl="discrete">
  <labl>Other reason for no internet access - donâ€™t know</labl>
  <imputation>Other reason for no internet access - donâ€™t know</imputation>
  <security>Other reason for no internet access - donâ€™t know</security>
  <embargo>Other reason for no internet access - donâ€™t know</embargo>
  <respUnit>Other reason for no internet access - donâ€™t know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not DK</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>DK</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V286" name="I_15g" files="F1" intrvl="discrete">
  <labl>Reason for no internet access - too expensive</labl>
  <imputation>Reason for no internet access - too expensive</imputation>
  <security>Reason for no internet access - too expensive</security>
  <embargo>Reason for no internet access - too expensive</embargo>
  <respUnit>Reason for no internet access - too expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>I.15A WHY DOES YOUR BUSINESS NOT HAVE INTERNET ACCESS?I.15A Too expensive................................................</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V287" name="I_16" files="F1" intrvl="discrete">
  <labl>Plan to use internet in the future</labl>
  <imputation>Plan to use internet in the future</imputation>
  <security>Plan to use internet in the future</security>
  <embargo>Plan to use internet in the future</embargo>
  <respUnit>Plan to use internet in the future</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V288" name="I_17" files="F1" intrvl="contin">
  <labl>Amount the business is willing and able to spend on internet access in a month</labl>
  <imputation>Amount the business is willing and able to spend on internet access in a month</imputation>
  <security>Amount the business is willing and able to spend on internet access in a month</security>
  <embargo>Amount the business is willing and able to spend on internet access in a month</embargo>
  <respUnit>Amount the business is willing and able to spend on internet access in a month</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>How much would the business be willing and able to spend on Internet access in a month</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V289" name="B_1" files="F1" intrvl="discrete">
  <labl>Business has a bank account</labl>
  <imputation>Business has a bank account</imputation>
  <security>Business has a bank account</security>
  <embargo>Business has a bank account</embargo>
  <respUnit>Business has a bank account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes, a dedicated business account</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Yes, use private account for business purposes</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V290" name="B_2" files="F1" intrvl="discrete">
  <labl>Type of bank account</labl>
  <imputation>Type of bank account</imputation>
  <security>Type of bank account</security>
  <embargo>Type of bank account</embargo>
  <respUnit>Type of bank account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Check account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Savings account</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Post Office</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V291" name="B_2_1" files="F1" intrvl="discrete">
  <labl>Type of bank account - current account</labl>
  <imputation>Type of bank account - current account</imputation>
  <security>Type of bank account - current account</security>
  <embargo>Type of bank account - current account</embargo>
  <respUnit>Type of bank account - current account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not 1 Current account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>1 Current account</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V292" name="B_2_2" files="F1" intrvl="discrete">
  <labl>Type of bank account - savings account</labl>
  <imputation>Type of bank account - savings account</imputation>
  <security>Type of bank account - savings account</security>
  <embargo>Type of bank account - savings account</embargo>
  <respUnit>Type of bank account - savings account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not 2 Savings account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>2 Savings account</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V293" name="B_2_3" files="F1" intrvl="discrete">
  <labl>Type of bank account - other</labl>
  <imputation>Type of bank account - other</imputation>
  <security>Type of bank account - other</security>
  <embargo>Type of bank account - other</embargo>
  <respUnit>Type of bank account - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not 3 Other, please specify</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>3 Other, please specify</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V294" name="B_3" files="F1" intrvl="discrete">
  <labl>Length of time banking with current bank</labl>
  <imputation>Length of time banking with current bank</imputation>
  <security>Length of time banking with current bank</security>
  <embargo>Length of time banking with current bank</embargo>
  <respUnit>Length of time banking with current bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Less than 6 months</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>6 months to 12 months</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>1 to 2 years</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>2 to 3 years</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>more than 3 years</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V295" name="B_4" files="F1" intrvl="discrete">
  <labl>Business has a corporate credit card</labl>
  <imputation>Business has a corporate credit card</imputation>
  <security>Business has a corporate credit card</security>
  <embargo>Business has a corporate credit card</embargo>
  <respUnit>Business has a corporate credit card</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V296" name="B_5" files="F1" intrvl="discrete">
  <labl>Business  currently has a business loan from a bank</labl>
  <imputation>Business  currently has a business loan from a bank</imputation>
  <security>Business  currently has a business loan from a bank</security>
  <embargo>Business  currently has a business loan from a bank</embargo>
  <respUnit>Business  currently has a business loan from a bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V297" name="B_6" files="F1" intrvl="discrete">
  <labl>Business ever rejected for a business loan from a bank</labl>
  <imputation>Business ever rejected for a business loan from a bank</imputation>
  <security>Business ever rejected for a business loan from a bank</security>
  <embargo>Business ever rejected for a business loan from a bank</embargo>
  <respUnit>Business ever rejected for a business loan from a bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V298" name="B_7" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why</labl>
  <imputation>If yes in B.6 why</imputation>
  <security>If yes in B.6 why</security>
  <embargo>If yes in B.6 why</embargo>
  <respUnit>If yes in B.6 why</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V299" name="b_7_1" files="F1" intrvl="discrete">
  <labl>If yes in b.6 why - I could not meet up with the guraantee required by the bank</labl>
  <imputation>If yes in b.6 why - I could not meet up with the guraantee required by the bank</imputation>
  <security>If yes in b.6 why - I could not meet up with the guraantee required by the bank</security>
  <embargo>If yes in b.6 why - I could not meet up with the guraantee required by the bank</embargo>
  <respUnit>If yes in b.6 why - I could not meet up with the guraantee required by the bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I could not meet up with the guraantee required by the bank</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I could not meet up with the guraantee required by the bank</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>If yes in b.6 why? - - i could not meet up with the guraantee required by the bank</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V300" name="b_7_2" files="F1" intrvl="discrete">
  <labl>If yes in b.6 why - the interest rate offer was too high</labl>
  <imputation>If yes in b.6 why - the interest rate offer was too high</imputation>
  <security>If yes in b.6 why - the interest rate offer was too high</security>
  <embargo>If yes in b.6 why - the interest rate offer was too high</embargo>
  <respUnit>If yes in b.6 why - the interest rate offer was too high</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not The interest rate offer was too high</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>The interest rate offer was too high</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V301" name="b_7_3" files="F1" intrvl="discrete">
  <labl>If yes in b.6 why - other</labl>
  <imputation>If yes in b.6 why - other</imputation>
  <security>If yes in b.6 why - other</security>
  <embargo>If yes in b.6 why - other</embargo>
  <respUnit>If yes in b.6 why - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Others</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Others</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V302" name="B_7_01" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - credit risk</labl>
  <imputation>If yes in B.6 why - credit risk</imputation>
  <security>If yes in B.6 why - credit risk</security>
  <embargo>If yes in B.6 why - credit risk</embargo>
  <respUnit>If yes in B.6 why - credit risk</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V303" name="B_7_02" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - don't qualify for a loan</labl>
  <imputation>If yes in B.6 why - don't qualify for a loan</imputation>
  <security>If yes in B.6 why - don't qualify for a loan</security>
  <embargo>If yes in B.6 why - don't qualify for a loan</embargo>
  <respUnit>If yes in B.6 why - don't qualify for a loan</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V304" name="B_7_03" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - not given a reason</labl>
  <imputation>If yes in B.6 why - not given a reason</imputation>
  <security>If yes in B.6 why - not given a reason</security>
  <embargo>If yes in B.6 why - not given a reason</embargo>
  <respUnit>If yes in B.6 why - not given a reason</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V305" name="B_7_48" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - other</labl>
  <imputation>If yes in B.6 why - other</imputation>
  <security>If yes in B.6 why - other</security>
  <embargo>If yes in B.6 why - other</embargo>
  <respUnit>If yes in B.6 why - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V306" name="B_7_49" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - none</labl>
  <imputation>If yes in B.6 why - none</imputation>
  <security>If yes in B.6 why - none</security>
  <embargo>If yes in B.6 why - none</embargo>
  <respUnit>If yes in B.6 why - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V307" name="B_7_50" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - don't know</labl>
  <imputation>If yes in B.6 why - don't know</imputation>
  <security>If yes in B.6 why - don't know</security>
  <embargo>If yes in B.6 why - don't know</embargo>
  <respUnit>If yes in B.6 why - don't know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V308" name="B_8" files="F1" intrvl="discrete">
  <labl>Ever decided not to accept a loan from a bank</labl>
  <imputation>Ever decided not to accept a loan from a bank</imputation>
  <security>Ever decided not to accept a loan from a bank</security>
  <embargo>Ever decided not to accept a loan from a bank</embargo>
  <respUnit>Ever decided not to accept a loan from a bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V309" name="B_9" files="F1" intrvl="discrete">
  <labl>Business has an overdraft with the bank</labl>
  <imputation>Business has an overdraft with the bank</imputation>
  <security>Business has an overdraft with the bank</security>
  <embargo>Business has an overdraft with the bank</embargo>
  <respUnit>Business has an overdraft with the bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V310" name="B_10" files="F1" intrvl="discrete">
  <labl>Frequency of communication with your bank</labl>
  <imputation>Frequency of communication with your bank</imputation>
  <security>Frequency of communication with your bank</security>
  <embargo>Frequency of communication with your bank</embargo>
  <respUnit>Frequency of communication with your bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>once a day</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Once a week</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>once every two weeks</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>once a month</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>occasionally</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V311" name="B_11" files="F1" intrvl="discrete">
  <labl>Purchased an insurance for your business</labl>
  <imputation>Purchased an insurance for your business</imputation>
  <security>Purchased an insurance for your business</security>
  <embargo>Purchased an insurance for your business</embargo>
  <respUnit>Purchased an insurance for your business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V312" name="B_12" files="F1" intrvl="discrete">
  <labl>The bank used by the business offer internet banking services</labl>
  <imputation>The bank used by the business offer internet banking services</imputation>
  <security>The bank used by the business offer internet banking services</security>
  <embargo>The bank used by the business offer internet banking services</embargo>
  <respUnit>The bank used by the business offer internet banking services</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V313" name="B_13" files="F1" intrvl="discrete">
  <labl>The bank used by the business offer mobile banking services</labl>
  <imputation>The bank used by the business offer mobile banking services</imputation>
  <security>The bank used by the business offer mobile banking services</security>
  <embargo>The bank used by the business offer mobile banking services</embargo>
  <respUnit>The bank used by the business offer mobile banking services</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V314" name="B_14" files="F1" intrvl="discrete">
  <labl>Our bank understands our business needs and offers the financial facilities we n</labl>
  <imputation>Our bank understands our business needs and offers the financial facilities we n</imputation>
  <security>Our bank understands our business needs and offers the financial facilities we n</security>
  <embargo>Our bank understands our business needs and offers the financial facilities we n</embargo>
  <respUnit>Our bank understands our business needs and offers the financial facilities we n</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>Our bank understands Our business Needs and offers the financial facilities we need: I will read some statements to you p</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V315" name="B_16" files="F1" intrvl="discrete">
  <labl>We are unhappy with the services offered by my bank</labl>
  <imputation>We are unhappy with the services offered by my bank</imputation>
  <security>We are unhappy with the services offered by my bank</security>
  <embargo>We are unhappy with the services offered by my bank</embargo>
  <respUnit>We are unhappy with the services offered by my bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>We are unhappy with the services offered by my bank: I will read some statements to you please tell me whether you  agree</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V316" name="B_17" files="F1" intrvl="discrete">
  <labl>We are considering changing to another bank</labl>
  <imputation>We are considering changing to another bank</imputation>
  <security>We are considering changing to another bank</security>
  <embargo>We are considering changing to another bank</embargo>
  <respUnit>We are considering changing to another bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>We are considering changing to another bank: I will read some statements to you please tell me whether you  agree or disa</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V317" name="B_18" files="F1" intrvl="discrete">
  <labl>Our bank is expensive</labl>
  <imputation>Our bank is expensive</imputation>
  <security>Our bank is expensive</security>
  <embargo>Our bank is expensive</embargo>
  <respUnit>Our bank is expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>Our bank is expensive: I will read some statements to you please tell me whether you  agree or disagree</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V318" name="B_19" files="F1" intrvl="discrete">
  <labl>Our banks services are slow</labl>
  <imputation>Our banks services are slow</imputation>
  <security>Our banks services are slow</security>
  <embargo>Our banks services are slow</embargo>
  <respUnit>Our banks services are slow</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>Our banks services are slow: I will read some statements to you please tell me whether you  agree or disagree</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V319" name="B_20" files="F1" intrvl="discrete">
  <labl>We spend too much time at our bank</labl>
  <imputation>We spend too much time at our bank</imputation>
  <security>We spend too much time at our bank</security>
  <embargo>We spend too much time at our bank</embargo>
  <respUnit>We spend too much time at our bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>We spend too much time at our bank:I will read some statements to you please tell me whether you  agree or disagree</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V320" name="B_20b" files="F1" intrvl="discrete">
  <labl>I dont understand the fees and charges</labl>
  <imputation>I dont understand the fees and charges</imputation>
  <security>I dont understand the fees and charges</security>
  <embargo>I dont understand the fees and charges</embargo>
  <respUnit>I dont understand the fees and charges</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>I dont understand the fees and charges: I will read some statements to you please tell me whether you  agree or disagree</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V321" name="B_20c" files="F1" intrvl="discrete">
  <labl>The next branch is too far away</labl>
  <imputation>The next branch is too far away</imputation>
  <security>The next branch is too far away</security>
  <embargo>The next branch is too far away</embargo>
  <respUnit>The next branch is too far away</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>disagree</labl>
  </catgry>
  <notes>The next branch is too far away: I will read some statements to you please tell me whether you  agree or disagree</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V322" name="B_21_A" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - business does not need a bank account</labl>
  <imputation>Reason for no business bank account - business does not need a bank account</imputation>
  <security>Reason for no business bank account - business does not need a bank account</security>
  <embargo>Reason for no business bank account - business does not need a bank account</embargo>
  <respUnit>Reason for no business bank account - business does not need a bank account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V323" name="B_21_B" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - banks would not provide my business with a</labl>
  <imputation>Reason for no business bank account - banks would not provide my business with a</imputation>
  <security>Reason for no business bank account - banks would not provide my business with a</security>
  <embargo>Reason for no business bank account - banks would not provide my business with a</embargo>
  <respUnit>Reason for no business bank account - banks would not provide my business with a</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V324" name="B_21_C" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - bank accounts are too expensive to maintai</labl>
  <imputation>Reason for no business bank account - bank accounts are too expensive to maintai</imputation>
  <security>Reason for no business bank account - bank accounts are too expensive to maintai</security>
  <embargo>Reason for no business bank account - bank accounts are too expensive to maintai</embargo>
  <respUnit>Reason for no business bank account - bank accounts are too expensive to maintai</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V325" name="B_21_E" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - other</labl>
  <imputation>Reason for no business bank account - other</imputation>
  <security>Reason for no business bank account - other</security>
  <embargo>Reason for no business bank account - other</embargo>
  <respUnit>Reason for no business bank account - other</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V326" name="B_21_Ecoded" files="F1" intrvl="discrete">
  <labl>Other reason for no business bank account</labl>
  <imputation>Other reason for no business bank account</imputation>
  <security>Other reason for no business bank account</security>
  <embargo>Other reason for no business bank account</embargo>
  <respUnit>Other reason for no business bank account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>No banks nearby</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Post office cheaper</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Too small</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Takes too long</labl>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>Others</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V327" name="B_21_F" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account</labl>
  <imputation>Reason for no business bank account</imputation>
  <security>Reason for no business bank account</security>
  <embargo>Reason for no business bank account</embargo>
  <respUnit>Reason for no business bank account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>B.21 WHY DOES YOUR BUSINESS NOT USE  A BANK ACCOUNTB.21A: BUSINESS DOES NOT NEED A BANK ACCOUNT..........................</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V328" name="B_21_4_101" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - am likely to get one soon</labl>
  <imputation>Reason for no business bank account - am likely to get one soon</imputation>
  <security>Reason for no business bank account - am likely to get one soon</security>
  <embargo>Reason for no business bank account - am likely to get one soon</embargo>
  <respUnit>Reason for no business bank account - am likely to get one soon</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Am likely to get one soon</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Am likely to get one soon</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Am likely to get one soon</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V329" name="B_21_4_102" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - banks are not available in my area</labl>
  <imputation>Reason for no business bank account - banks are not available in my area</imputation>
  <security>Reason for no business bank account - banks are not available in my area</security>
  <embargo>Reason for no business bank account - banks are not available in my area</embargo>
  <respUnit>Reason for no business bank account - banks are not available in my area</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Banks are not available in my area.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Banks are not available in my area.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Banks are not available in my area.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V330" name="B_21_4_103" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - business is still new/just started</labl>
  <imputation>Reason for no business bank account - business is still new/just started</imputation>
  <security>Reason for no business bank account - business is still new/just started</security>
  <embargo>Reason for no business bank account - business is still new/just started</embargo>
  <respUnit>Reason for no business bank account - business is still new/just started</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Business is still new/just started</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Business is still new/just started</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Business is still new/just started</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V331" name="B_21_4_104" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - don't have enough money to save</labl>
  <imputation>Reason for no business bank account - don't have enough money to save</imputation>
  <security>Reason for no business bank account - don't have enough money to save</security>
  <embargo>Reason for no business bank account - don't have enough money to save</embargo>
  <respUnit>Reason for no business bank account - don't have enough money to save</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't have enough money to save</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't have enough money to save</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Don't have enough money to save</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V332" name="B_21_4_105" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - don't know how it operates</labl>
  <imputation>Reason for no business bank account - don't know how it operates</imputation>
  <security>Reason for no business bank account - don't know how it operates</security>
  <embargo>Reason for no business bank account - don't know how it operates</embargo>
  <respUnit>Reason for no business bank account - don't know how it operates</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't know how it operates/Lack of knowledge</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't know how it operates/Lack of knowledge</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Don't know how it operates/Lack of knowledge</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V333" name="B_21_4_106" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - don't understand/know benefits to business</labl>
  <imputation>Reason for no business bank account - don't understand/know benefits to business</imputation>
  <security>Reason for no business bank account - don't understand/know benefits to business</security>
  <embargo>Reason for no business bank account - don't understand/know benefits to business</embargo>
  <respUnit>Reason for no business bank account - don't understand/know benefits to business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don't understand/know benefits to business people</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don't understand/know benefits to business people</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Don't understand/know benefits to business people</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V334" name="B_21_4_107" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - for personal use/home use</labl>
  <imputation>Reason for no business bank account - for personal use/home use</imputation>
  <security>Reason for no business bank account - for personal use/home use</security>
  <embargo>Reason for no business bank account - for personal use/home use</embargo>
  <respUnit>Reason for no business bank account - for personal use/home use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not For personal use/home use</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>For personal use/home use</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - For personal use/home use</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V335" name="B_21_4_108" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I don't trust financial institutions</labl>
  <imputation>Reason for no business bank account - I don't trust financial institutions</imputation>
  <security>Reason for no business bank account - I don't trust financial institutions</security>
  <embargo>Reason for no business bank account - I don't trust financial institutions</embargo>
  <respUnit>Reason for no business bank account - I don't trust financial institutions</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I don't trust financial institutions.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I don't trust financial institutions.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I don't trust financial institutions.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V336" name="B_21_4_109" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I haven't tried to get one/I see no use fo</labl>
  <imputation>Reason for no business bank account - I haven't tried to get one/I see no use fo</imputation>
  <security>Reason for no business bank account - I haven't tried to get one/I see no use fo</security>
  <embargo>Reason for no business bank account - I haven't tried to get one/I see no use fo</embargo>
  <respUnit>Reason for no business bank account - I haven't tried to get one/I see no use fo</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I haven't tried to get one/ I see no use for it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I haven't tried to get one/ I see no use for it</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I haven't tried to get one/ I see no use for it</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V337" name="B_21_4_110" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - my business is small</labl>
  <imputation>Reason for no business bank account - my business is small</imputation>
  <security>Reason for no business bank account - my business is small</security>
  <embargo>Reason for no business bank account - my business is small</embargo>
  <respUnit>Reason for no business bank account - my business is small</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not My business is small</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>My business is small</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V338" name="B_21_4_111" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - prefer keeping my money</labl>
  <imputation>Reason for no business bank account - prefer keeping my money</imputation>
  <security>Reason for no business bank account - prefer keeping my money</security>
  <embargo>Reason for no business bank account - prefer keeping my money</embargo>
  <respUnit>Reason for no business bank account - prefer keeping my money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Prefer keeping my money on my own.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Prefer keeping my money on my own.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Prefer keeping my money on my own.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V339" name="B_21_4_112" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - their rates/charges are very high</labl>
  <imputation>Reason for no business bank account - their rates/charges are very high</imputation>
  <security>Reason for no business bank account - their rates/charges are very high</security>
  <embargo>Reason for no business bank account - their rates/charges are very high</embargo>
  <respUnit>Reason for no business bank account - their rates/charges are very high</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Their rates/charges are very high.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Their rates/charges are very high.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Their rates/charges are very high.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V340" name="B_21_4_113" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - to get a bank account I need to register m</labl>
  <imputation>Reason for no business bank account - to get a bank account I need to register m</imputation>
  <security>Reason for no business bank account - to get a bank account I need to register m</security>
  <embargo>Reason for no business bank account - to get a bank account I need to register m</embargo>
  <respUnit>Reason for no business bank account - to get a bank account I need to register m</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To get a bank account I need the registration of my busi</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To get a bank account I need the registration of my business</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - To get a bank account I need the registration of my business.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V341" name="B_21_4_114" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - use profits, gains, savings to restock bus</labl>
  <imputation>Reason for no business bank account - use profits, gains, savings to restock bus</imputation>
  <security>Reason for no business bank account - use profits, gains, savings to restock bus</security>
  <embargo>Reason for no business bank account - use profits, gains, savings to restock bus</embargo>
  <respUnit>Reason for no business bank account - use profits, gains, savings to restock bus</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Use profits, gains, savings to restock business</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Use profits, gains, savings to restock business</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Use profits, gains, savings to restock business</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V342" name="B_21_4_115" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I use someone else's account</labl>
  <imputation>Reason for no business bank account - I use someone else's account</imputation>
  <security>Reason for no business bank account - I use someone else's account</security>
  <embargo>Reason for no business bank account - I use someone else's account</embargo>
  <respUnit>Reason for no business bank account - I use someone else's account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I use someone else's account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I use someone else's account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I use someone else's account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V343" name="B_21_4_116" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - no time for banks</labl>
  <imputation>Reason for no business bank account - no time for banks</imputation>
  <security>Reason for no business bank account - no time for banks</security>
  <embargo>Reason for no business bank account - no time for banks</embargo>
  <respUnit>Reason for no business bank account - no time for banks</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No time for banks</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No time for banks</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V344" name="B_21_4_117" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - have a personal/private account</labl>
  <imputation>Reason for no business bank account - have a personal/private account</imputation>
  <security>Reason for no business bank account - have a personal/private account</security>
  <embargo>Reason for no business bank account - have a personal/private account</embargo>
  <respUnit>Reason for no business bank account - have a personal/private account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Have a personal/private account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Have a personal/private account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Have a personal/private account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V345" name="B_21_4_201" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - bank is too far/not available</labl>
  <imputation>Reason for no business bank account - bank is too far/not available</imputation>
  <security>Reason for no business bank account - bank is too far/not available</security>
  <embargo>Reason for no business bank account - bank is too far/not available</embargo>
  <respUnit>Reason for no business bank account - bank is too far/not available</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Bank is too far/ not available</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Bank is too far/ not available</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Bank is too far/ not available</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V346" name="B_21_4_202" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - business is small</labl>
  <imputation>Reason for no business bank account - business is small</imputation>
  <security>Reason for no business bank account - business is small</security>
  <embargo>Reason for no business bank account - business is small</embargo>
  <respUnit>Reason for no business bank account - business is small</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Business is  small</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Business is  small</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V347" name="B_21_4_203" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - business is still new to have an account</labl>
  <imputation>Reason for no business bank account - business is still new to have an account</imputation>
  <security>Reason for no business bank account - business is still new to have an account</security>
  <embargo>Reason for no business bank account - business is still new to have an account</embargo>
  <respUnit>Reason for no business bank account - business is still new to have an account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Business is still new to have an account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Business is still new to have an account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Business is still new to have an account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V348" name="B_21_4_204" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - dont have enough money to save</labl>
  <imputation>Reason for no business bank account - dont have enough money to save</imputation>
  <security>Reason for no business bank account - dont have enough money to save</security>
  <embargo>Reason for no business bank account - dont have enough money to save</embargo>
  <respUnit>Reason for no business bank account - dont have enough money to save</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Don’t have enough money to save/Less income</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Don’t have enough money to save/Less income</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Don’t have enough money to save/Less income</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V349" name="B_21_4_205" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - use a personal account</labl>
  <imputation>Reason for no business bank account - use a personal account</imputation>
  <security>Reason for no business bank account - use a personal account</security>
  <embargo>Reason for no business bank account - use a personal account</embargo>
  <respUnit>Reason for no business bank account - use a personal account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Use a personal account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Use a personal account</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V350" name="B_21_4_206" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - will open one in future</labl>
  <imputation>Reason for no business bank account - will open one in future</imputation>
  <security>Reason for no business bank account - will open one in future</security>
  <embargo>Reason for no business bank account - will open one in future</embargo>
  <respUnit>Reason for no business bank account - will open one in future</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Will open one in future</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Will open one in future</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V351" name="B_21_4_301" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - bank is far/not available in my area</labl>
  <imputation>Reason for no business bank account - bank is far/not available in my area</imputation>
  <security>Reason for no business bank account - bank is far/not available in my area</security>
  <embargo>Reason for no business bank account - bank is far/not available in my area</embargo>
  <respUnit>Reason for no business bank account - bank is far/not available in my area</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Bank is far/not available in my area</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Bank is far/not available in my area</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Bank is far/not available in my area</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V352" name="B_21_4_302" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I am not qualified to open bank account</labl>
  <imputation>Reason for no business bank account - I am not qualified to open bank account</imputation>
  <security>Reason for no business bank account - I am not qualified to open bank account</security>
  <embargo>Reason for no business bank account - I am not qualified to open bank account</embargo>
  <respUnit>Reason for no business bank account - I am not qualified to open bank account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I am not qualified to open bank account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I am not qualified to open bank account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I am not qualified to open bank account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V353" name="B_21_4_303" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I am saving my money on my own</labl>
  <imputation>Reason for no business bank account - I am saving my money on my own</imputation>
  <security>Reason for no business bank account - I am saving my money on my own</security>
  <embargo>Reason for no business bank account - I am saving my money on my own</embargo>
  <respUnit>Reason for no business bank account - I am saving my money on my own</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I am saving my money on my own (home, hiden place)</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I am saving my money on my own (home, hiden place)</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I am saving my money on my own (home, hiden place)</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V354" name="B_21_4_304" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I am using mobile phone account</labl>
  <imputation>Reason for no business bank account - I am using mobile phone account</imputation>
  <security>Reason for no business bank account - I am using mobile phone account</security>
  <embargo>Reason for no business bank account - I am using mobile phone account</embargo>
  <respUnit>Reason for no business bank account - I am using mobile phone account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I am using mobile phone account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I am using mobile phone account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I am using mobile phone account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V355" name="B_21_4_305" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - long time in the line</labl>
  <imputation>Reason for no business bank account - long time in the line</imputation>
  <security>Reason for no business bank account - long time in the line</security>
  <embargo>Reason for no business bank account - long time in the line</embargo>
  <respUnit>Reason for no business bank account - long time in the line</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Long time in the line and higher concentration of custom</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Long time in the line and higher concentration of customers</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Long time in the line and higher concentration of customers in th</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V356" name="B_21_4_306" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - low business but I will use it later</labl>
  <imputation>Reason for no business bank account - low business but I will use it later</imputation>
  <security>Reason for no business bank account - low business but I will use it later</security>
  <embargo>Reason for no business bank account - low business but I will use it later</embargo>
  <respUnit>Reason for no business bank account - low business but I will use it later</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Low business but I will use it later</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Low business but I will use it later</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Low business but I will use it later</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V357" name="B_21_4_307" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - low capital/not enough capital</labl>
  <imputation>Reason for no business bank account - low capital/not enough capital</imputation>
  <security>Reason for no business bank account - low capital/not enough capital</security>
  <embargo>Reason for no business bank account - low capital/not enough capital</embargo>
  <respUnit>Reason for no business bank account - low capital/not enough capital</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Low capital/Not enough capital to open bank account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Low capital/Not enough capital to open bank account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Low capital/Not enough capital to open bank account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V358" name="B_21_4_308" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - providing loans to my fellows</labl>
  <imputation>Reason for no business bank account - providing loans to my fellows</imputation>
  <security>Reason for no business bank account - providing loans to my fellows</security>
  <embargo>Reason for no business bank account - providing loans to my fellows</embargo>
  <respUnit>Reason for no business bank account - providing loans to my fellows</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Providing loans to my fellows</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Providing loans to my fellows</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Providing loans to my fellows</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V359" name="B_21_4_401" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I use a personal acount</labl>
  <imputation>Reason for no business bank account - I use a personal acount</imputation>
  <security>Reason for no business bank account - I use a personal acount</security>
  <embargo>Reason for no business bank account - I use a personal acount</embargo>
  <respUnit>Reason for no business bank account - I use a personal acount</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I use a personal acount</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I use a personal acount</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V360" name="B_21_4_402" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - planning on getting one</labl>
  <imputation>Reason for no business bank account - planning on getting one</imputation>
  <security>Reason for no business bank account - planning on getting one</security>
  <embargo>Reason for no business bank account - planning on getting one</embargo>
  <respUnit>Reason for no business bank account - planning on getting one</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Planning on getting one</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Planning on getting one</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V361" name="B_21_4_403" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - banks are far from my area</labl>
  <imputation>Reason for no business bank account - banks are far from my area</imputation>
  <security>Reason for no business bank account - banks are far from my area</security>
  <embargo>Reason for no business bank account - banks are far from my area</embargo>
  <respUnit>Reason for no business bank account - banks are far from my area</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Banks are far from my area</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Banks are far from my area</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Banks are far from my area</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V362" name="B_21_4_404" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - not enough money to save</labl>
  <imputation>Reason for no business bank account - not enough money to save</imputation>
  <security>Reason for no business bank account - not enough money to save</security>
  <embargo>Reason for no business bank account - not enough money to save</embargo>
  <respUnit>Reason for no business bank account - not enough money to save</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Not enough money to save</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Not enough money to save</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V363" name="B_21_4_405" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - no need</labl>
  <imputation>Reason for no business bank account - no need</imputation>
  <security>Reason for no business bank account - no need</security>
  <embargo>Reason for no business bank account - no need</embargo>
  <respUnit>Reason for no business bank account - no need</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No need</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No need</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V364" name="B_21_4_406" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - no knowledge about them</labl>
  <imputation>Reason for no business bank account - no knowledge about them</imputation>
  <security>Reason for no business bank account - no knowledge about them</security>
  <embargo>Reason for no business bank account - no knowledge about them</embargo>
  <respUnit>Reason for no business bank account - no knowledge about them</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not No kowledge about them</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>No kowledge about them</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V365" name="B_21_4_501" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - have little/less income to deposit</labl>
  <imputation>Reason for no business bank account - have little/less income to deposit</imputation>
  <security>Reason for no business bank account - have little/less income to deposit</security>
  <embargo>Reason for no business bank account - have little/less income to deposit</embargo>
  <respUnit>Reason for no business bank account - have little/less income to deposit</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Have little/less income, money to deposit/Don’t save mon</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Have little/less income, money to deposit/Don’t save money</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Have little/less income, money to deposit/Don’t save money</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V366" name="B_21_4_502" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - use a personal account</labl>
  <imputation>Reason for no business bank account - use a personal account</imputation>
  <security>Reason for no business bank account - use a personal account</security>
  <embargo>Reason for no business bank account - use a personal account</embargo>
  <respUnit>Reason for no business bank account - use a personal account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Use a personal account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Use a personal account</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V367" name="B_21_4_503" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I dont know how to open an account</labl>
  <imputation>Reason for no business bank account - I dont know how to open an account</imputation>
  <security>Reason for no business bank account - I dont know how to open an account</security>
  <embargo>Reason for no business bank account - I dont know how to open an account</embargo>
  <respUnit>Reason for no business bank account - I dont know how to open an account</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I don’t know how to open an account</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I don’t know how to open an account</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I don’t know how to open an account</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V368" name="B_21_4_504" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - bank is far</labl>
  <imputation>Reason for no business bank account - bank is far</imputation>
  <security>Reason for no business bank account - bank is far</security>
  <embargo>Reason for no business bank account - bank is far</embargo>
  <respUnit>Reason for no business bank account - bank is far</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Bank is far</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Bank is far</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V369" name="B_21_4_505" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - recently established/newly opened</labl>
  <imputation>Reason for no business bank account - recently established/newly opened</imputation>
  <security>Reason for no business bank account - recently established/newly opened</security>
  <embargo>Reason for no business bank account - recently established/newly opened</embargo>
  <respUnit>Reason for no business bank account - recently established/newly opened</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Recently established/newly opened</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Recently established/newly opened</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Recently established/newly opened</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V370" name="B_21_4_506" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - used as working money/capital</labl>
  <imputation>Reason for no business bank account - used as working money/capital</imputation>
  <security>Reason for no business bank account - used as working money/capital</security>
  <embargo>Reason for no business bank account - used as working money/capital</embargo>
  <respUnit>Reason for no business bank account - used as working money/capital</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Used as working money/capital</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Used as working money/capital</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Used as working money/capital</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V371" name="B_21_4_507" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - use profit for personal use/family use</labl>
  <imputation>Reason for no business bank account - use profit for personal use/family use</imputation>
  <security>Reason for no business bank account - use profit for personal use/family use</security>
  <embargo>Reason for no business bank account - use profit for personal use/family use</embargo>
  <respUnit>Reason for no business bank account - use profit for personal use/family use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Use profit for personal use/family use</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Use profit for personal use/family use</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - Use profit for personal use/family use</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V372" name="B_21_4_508" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - our sales is small</labl>
  <imputation>Reason for no business bank account - our sales is small</imputation>
  <security>Reason for no business bank account - our sales is small</security>
  <embargo>Reason for no business bank account - our sales is small</embargo>
  <respUnit>Reason for no business bank account - our sales is small</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Our sales is small</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Our sales is small</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V373" name="B_21_4_509" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I dont have the habit of using this servic</labl>
  <imputation>Reason for no business bank account - I dont have the habit of using this servic</imputation>
  <security>Reason for no business bank account - I dont have the habit of using this servic</security>
  <embargo>Reason for no business bank account - I dont have the habit of using this servic</embargo>
  <respUnit>Reason for no business bank account - I dont have the habit of using this servic</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I don’t have the habit of using this service</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I don’t have the habit of using this service</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - I don’t have the habit of using this service</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V374" name="B_21_4_510" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - I don't need it at all</labl>
  <imputation>Reason for no business bank account - I don't need it at all</imputation>
  <security>Reason for no business bank account - I don't need it at all</security>
  <embargo>Reason for no business bank account - I don't need it at all</embargo>
  <respUnit>Reason for no business bank account - I don't need it at all</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not I don't need it at all</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>I don't need it at all</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V375" name="B_21_4_511" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - there is no service giver in our village</labl>
  <imputation>Reason for no business bank account - there is no service giver in our village</imputation>
  <security>Reason for no business bank account - there is no service giver in our village</security>
  <embargo>Reason for no business bank account - there is no service giver in our village</embargo>
  <respUnit>Reason for no business bank account - there is no service giver in our village</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not there is no service giver in our village</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>there is no service giver in our village</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Why does your Business not use a bank account - other - there is no service giver in our village</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V376" name="B_21_4_997" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - other</labl>
  <imputation>Reason for no business bank account - other</imputation>
  <security>Reason for no business bank account - other</security>
  <embargo>Reason for no business bank account - other</embargo>
  <respUnit>Reason for no business bank account - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Others</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Others</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V377" name="B_21_4_998" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - nothing</labl>
  <imputation>Reason for no business bank account - nothing</imputation>
  <security>Reason for no business bank account - nothing</security>
  <embargo>Reason for no business bank account - nothing</embargo>
  <respUnit>Reason for no business bank account - nothing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Nothing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Nothing</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V378" name="B_21_4_999" files="F1" intrvl="discrete">
  <labl>Reason for no business bank account - donâ€™t know</labl>
  <imputation>Reason for no business bank account - donâ€™t know</imputation>
  <security>Reason for no business bank account - donâ€™t know</security>
  <embargo>Reason for no business bank account - donâ€™t know</embargo>
  <respUnit>Reason for no business bank account - donâ€™t know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not DK</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>DK</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V379" name="MM_1a" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - mobile money</labl>
  <imputation>Means of sending and receiving money - mobile money</imputation>
  <security>Means of sending and receiving money - mobile money</security>
  <embargo>Means of sending and receiving money - mobile money</embargo>
  <respUnit>Means of sending and receiving money - mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V380" name="MM_1b" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - post office</labl>
  <imputation>Means of sending and receiving money - post office</imputation>
  <security>Means of sending and receiving money - post office</security>
  <embargo>Means of sending and receiving money - post office</embargo>
  <respUnit>Means of sending and receiving money - post office</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V381" name="MM_1c" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - western union/moneygram etc</labl>
  <imputation>Means of sending and receiving money - western union/moneygram etc</imputation>
  <security>Means of sending and receiving money - western union/moneygram etc</security>
  <embargo>Means of sending and receiving money - western union/moneygram etc</embargo>
  <respUnit>Means of sending and receiving money - western union/moneygram etc</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>Western Union/Moneygram etc: what means of sending and receiving does the business use</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V382" name="MM_1d" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - bank</labl>
  <imputation>Means of sending and receiving money - bank</imputation>
  <security>Means of sending and receiving money - bank</security>
  <embargo>Means of sending and receiving money - bank</embargo>
  <respUnit>Means of sending and receiving money - bank</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V383" name="MM_1e" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - send  cash with someone</labl>
  <imputation>Means of sending and receiving money - send  cash with someone</imputation>
  <security>Means of sending and receiving money - send  cash with someone</security>
  <embargo>Means of sending and receiving money - send  cash with someone</embargo>
  <respUnit>Means of sending and receiving money - send  cash with someone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>send  cash with someone: what means of sending and receiving does the business use</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V384" name="MM_1f" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - other</labl>
  <imputation>Means of sending and receiving money - other</imputation>
  <security>Means of sending and receiving money - other</security>
  <embargo>Means of sending and receiving money - other</embargo>
  <respUnit>Means of sending and receiving money - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V385" name="MM_1fcoded" files="F1" intrvl="discrete">
  <labl>Other means of sending and receiving money</labl>
  <imputation>Other means of sending and receiving money</imputation>
  <security>Other means of sending and receiving money</security>
  <embargo>Other means of sending and receiving money</embargo>
  <respUnit>Other means of sending and receiving money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>In person</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>Others</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V386" name="MM_1F_101" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - in person/cash at hand</labl>
  <imputation>Means of sending and receiving money - in person/cash at hand</imputation>
  <security>Means of sending and receiving money - in person/cash at hand</security>
  <embargo>Means of sending and receiving money - in person/cash at hand</embargo>
  <respUnit>Means of sending and receiving money - in person/cash at hand</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not In person/Cash at hand.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>In person/Cash at hand.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - In person/Cash at hand.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V387" name="MM_1F_102" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - customers bring money themselves</labl>
  <imputation>Means of sending and receiving money - customers bring money themselves</imputation>
  <security>Means of sending and receiving money - customers bring money themselves</security>
  <embargo>Means of sending and receiving money - customers bring money themselves</embargo>
  <respUnit>Means of sending and receiving money - customers bring money themselves</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Customers bring money themselves</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Customers bring money themselves</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Customers bring money themselves</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V388" name="MM_1F_201" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - cash in hand</labl>
  <imputation>Means of sending and receiving money - cash in hand</imputation>
  <security>Means of sending and receiving money - cash in hand</security>
  <embargo>Means of sending and receiving money - cash in hand</embargo>
  <respUnit>Means of sending and receiving money - cash in hand</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Cash in hand</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Cash in hand</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Cash in hand</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V389" name="MM_1F_202" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - pay in person</labl>
  <imputation>Means of sending and receiving money - pay in person</imputation>
  <security>Means of sending and receiving money - pay in person</security>
  <embargo>Means of sending and receiving money - pay in person</embargo>
  <respUnit>Means of sending and receiving money - pay in person</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Pay in person</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Pay in person</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Pay in person</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V390" name="MM_1F_203" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - receive cash from customer</labl>
  <imputation>Means of sending and receiving money - receive cash from customer</imputation>
  <security>Means of sending and receiving money - receive cash from customer</security>
  <embargo>Means of sending and receiving money - receive cash from customer</embargo>
  <respUnit>Means of sending and receiving money - receive cash from customer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Receive cash from customer</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Receive cash from customer</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Receive cash from customer</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V391" name="MM_1F_301" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - payed  myself</labl>
  <imputation>Means of sending and receiving money - payed  myself</imputation>
  <security>Means of sending and receiving money - payed  myself</security>
  <embargo>Means of sending and receiving money - payed  myself</embargo>
  <respUnit>Means of sending and receiving money - payed  myself</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Payed  myself</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Payed  myself</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Payed  myself</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V392" name="MM_1F_302" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - Gong (upatu)</labl>
  <imputation>Means of sending and receiving money - Gong (upatu)</imputation>
  <security>Means of sending and receiving money - Gong (upatu)</security>
  <embargo>Means of sending and receiving money - Gong (upatu)</embargo>
  <respUnit>Means of sending and receiving money - Gong (upatu)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Gong (upatu)</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Gong (upatu)</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Gong (upatu)</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V393" name="MM_1F_303" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - saving money in small box</labl>
  <imputation>Means of sending and receiving money - saving money in small box</imputation>
  <security>Means of sending and receiving money - saving money in small box</security>
  <embargo>Means of sending and receiving money - saving money in small box</embargo>
  <respUnit>Means of sending and receiving money - saving money in small box</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Saving money in my small money box (KIBUBU)</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Saving money in my small money box (KIBUBU)</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - Saving money in my small money box (KIBUBU)</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V394" name="MM_1F_401" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - in person/cash at hand</labl>
  <imputation>Means of sending and receiving money - in person/cash at hand</imputation>
  <security>Means of sending and receiving money - in person/cash at hand</security>
  <embargo>Means of sending and receiving money - in person/cash at hand</embargo>
  <respUnit>Means of sending and receiving money - in person/cash at hand</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not In person/Cash at hand.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>In person/Cash at hand.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>what means of sending and receiving does the business use  - Other - In person/Cash at hand.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V395" name="MM_1F_501" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - in person</labl>
  <imputation>Means of sending and receiving money - in person</imputation>
  <security>Means of sending and receiving money - in person</security>
  <embargo>Means of sending and receiving money - in person</embargo>
  <respUnit>Means of sending and receiving money - in person</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not In person</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>In person</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V396" name="MM_1F_998" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - nothing</labl>
  <imputation>Means of sending and receiving money - nothing</imputation>
  <security>Means of sending and receiving money - nothing</security>
  <embargo>Means of sending and receiving money - nothing</embargo>
  <respUnit>Means of sending and receiving money - nothing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Nothing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Nothing</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V397" name="MM_1F_999" files="F1" intrvl="discrete">
  <labl>Means of sending and receiving money - donâ€™t know</labl>
  <imputation>Means of sending and receiving money - donâ€™t know</imputation>
  <security>Means of sending and receiving money - donâ€™t know</security>
  <embargo>Means of sending and receiving money - donâ€™t know</embargo>
  <respUnit>Means of sending and receiving money - donâ€™t know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not DK</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>DK</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V398" name="MM_2" files="F1" intrvl="discrete">
  <labl>Most used means of sending and receiving money</labl>
  <imputation>Most used means of sending and receiving money</imputation>
  <security>Most used means of sending and receiving money</security>
  <embargo>Most used means of sending and receiving money</embargo>
  <respUnit>Most used means of sending and receiving money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Mobile Money</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Post Office</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Western Union/Moneygram</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Bank</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>send cash with someone</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>Pay myself (in person)</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V399" name="MM_3" files="F1" intrvl="discrete">
  <labl>Business send or receive money via mobile phones</labl>
  <imputation>Business send or receive money via mobile phones</imputation>
  <security>Business send or receive money via mobile phones</security>
  <embargo>Business send or receive money via mobile phones</embargo>
  <respUnit>Business send or receive money via mobile phones</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>does the business send or receive money via mobile phones (mobile money - mobile money transfer such as MPESA or Mobipay)</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V400" name="MM_4" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use</labl>
  <imputation>Mobile money providers the business use</imputation>
  <security>Mobile money providers the business use</security>
  <embargo>Mobile money providers the business use</embargo>
  <respUnit>Mobile money providers the business use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V401" name="MM_4_01" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use</labl>
  <imputation>Mobile money providers the business use</imputation>
  <security>Mobile money providers the business use</security>
  <embargo>Mobile money providers the business use</embargo>
  <respUnit>Mobile money providers the business use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V402" name="MM_4_02" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - FNB</labl>
  <imputation>Mobile money providers the business use - FNB</imputation>
  <security>Mobile money providers the business use - FNB</security>
  <embargo>Mobile money providers the business use - FNB</embargo>
  <respUnit>Mobile money providers the business use - FNB</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V403" name="MM_4_03" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - Barclays</labl>
  <imputation>Mobile money providers the business use - Barclays</imputation>
  <security>Mobile money providers the business use - Barclays</security>
  <embargo>Mobile money providers the business use - Barclays</embargo>
  <respUnit>Mobile money providers the business use - Barclays</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V404" name="MM_4_04" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - Mascom</labl>
  <imputation>Mobile money providers the business use - Mascom</imputation>
  <security>Mobile money providers the business use - Mascom</security>
  <embargo>Mobile money providers the business use - Mascom</embargo>
  <respUnit>Mobile money providers the business use - Mascom</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V405" name="MM_4_05" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - E wallet</labl>
  <imputation>Mobile money providers the business use - E wallet</imputation>
  <security>Mobile money providers the business use - E wallet</security>
  <embargo>Mobile money providers the business use - E wallet</embargo>
  <respUnit>Mobile money providers the business use - E wallet</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V406" name="MM_4_6" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - TIGO</labl>
  <imputation>Mobile money providers the business use - TIGO</imputation>
  <security>Mobile money providers the business use - TIGO</security>
  <embargo>Mobile money providers the business use - TIGO</embargo>
  <respUnit>Mobile money providers the business use - TIGO</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not TIGO</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>TIGO</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V407" name="MM_4_7" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - Z-PESA</labl>
  <imputation>Mobile money providers the business use - Z-PESA</imputation>
  <security>Mobile money providers the business use - Z-PESA</security>
  <embargo>Mobile money providers the business use - Z-PESA</embargo>
  <respUnit>Mobile money providers the business use - Z-PESA</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Z-PESA</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Z-PESA</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V408" name="MM_4_8" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - ZAP</labl>
  <imputation>Mobile money providers the business use - ZAP</imputation>
  <security>Mobile money providers the business use - ZAP</security>
  <embargo>Mobile money providers the business use - ZAP</embargo>
  <respUnit>Mobile money providers the business use - ZAP</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not ZAP</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>ZAP</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V409" name="MM_4_9" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - M-PESA</labl>
  <imputation>Mobile money providers the business use - M-PESA</imputation>
  <security>Mobile money providers the business use - M-PESA</security>
  <embargo>Mobile money providers the business use - M-PESA</embargo>
  <respUnit>Mobile money providers the business use - M-PESA</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not M-PESA</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>M-PESA</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V410" name="MM_4_10" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - MTN mobile money</labl>
  <imputation>Mobile money providers the business use - MTN mobile money</imputation>
  <security>Mobile money providers the business use - MTN mobile money</security>
  <embargo>Mobile money providers the business use - MTN mobile money</embargo>
  <respUnit>Mobile money providers the business use - MTN mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not MTN MOBILE MONEY</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>MTN MOBILE MONEY</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V411" name="MM_4_11" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - TIGO cash</labl>
  <imputation>Mobile money providers the business use - TIGO cash</imputation>
  <security>Mobile money providers the business use - TIGO cash</security>
  <embargo>Mobile money providers the business use - TIGO cash</embargo>
  <respUnit>Mobile money providers the business use - TIGO cash</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not TIGO CASH</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>TIGO CASH</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V412" name="MM_4_12" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - M PESA</labl>
  <imputation>Mobile money providers the business use - M PESA</imputation>
  <security>Mobile money providers the business use - M PESA</security>
  <embargo>Mobile money providers the business use - M PESA</embargo>
  <respUnit>Mobile money providers the business use - M PESA</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not M PESA</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>M PESA</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V413" name="MM_4_13" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - MTN mobile money</labl>
  <imputation>Mobile money providers the business use - MTN mobile money</imputation>
  <security>Mobile money providers the business use - MTN mobile money</security>
  <embargo>Mobile money providers the business use - MTN mobile money</embargo>
  <respUnit>Mobile money providers the business use - MTN mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not MTN MOBILE MONEY</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>MTN MOBILE MONEY</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V414" name="MM_4_14" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - M SENTE mobile money</labl>
  <imputation>Mobile money providers the business use - M SENTE mobile money</imputation>
  <security>Mobile money providers the business use - M SENTE mobile money</security>
  <embargo>Mobile money providers the business use - M SENTE mobile money</embargo>
  <respUnit>Mobile money providers the business use - M SENTE mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not M SENTE MOBILE MONEY</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>M SENTE MOBILE MONEY</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V415" name="MM_4_15" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - AIRTEL money</labl>
  <imputation>Mobile money providers the business use - AIRTEL money</imputation>
  <security>Mobile money providers the business use - AIRTEL money</security>
  <embargo>Mobile money providers the business use - AIRTEL money</embargo>
  <respUnit>Mobile money providers the business use - AIRTEL money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not AIRTEL MONEY</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>AIRTEL MONEY</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V416" name="MM_4_16" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - M PESA</labl>
  <imputation>Mobile money providers the business use - M PESA</imputation>
  <security>Mobile money providers the business use - M PESA</security>
  <embargo>Mobile money providers the business use - M PESA</embargo>
  <respUnit>Mobile money providers the business use - M PESA</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not M PESA</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>M PESA</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V417" name="MM_4_50" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - other</labl>
  <imputation>Mobile money providers the business use - other</imputation>
  <security>Mobile money providers the business use - other</security>
  <embargo>Mobile money providers the business use - other</embargo>
  <respUnit>Mobile money providers the business use - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V418" name="MM_4_998" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - nothing</labl>
  <imputation>Mobile money providers the business use - nothing</imputation>
  <security>Mobile money providers the business use - nothing</security>
  <embargo>Mobile money providers the business use - nothing</embargo>
  <respUnit>Mobile money providers the business use - nothing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Nothing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Nothing</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V419" name="MM_4_999" files="F1" intrvl="discrete">
  <labl>Mobile money providers the business use - donâ€™t know</labl>
  <imputation>Mobile money providers the business use - donâ€™t know</imputation>
  <security>Mobile money providers the business use - donâ€™t know</security>
  <embargo>Mobile money providers the business use - donâ€™t know</embargo>
  <respUnit>Mobile money providers the business use - donâ€™t know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not DK</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>DK</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V420" name="MM_5" files="F1" intrvl="contin">
  <labl>Time business has been using mobile money transfers with suppliers</labl>
  <imputation>Time business has been using mobile money transfers with suppliers</imputation>
  <security>Time business has been using mobile money transfers with suppliers</security>
  <embargo>Time business has been using mobile money transfers with suppliers</embargo>
  <respUnit>Time business has been using mobile money transfers with suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>how long has the business been using mobile money transfers for transactions with Suppliers (months)</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V421" name="MM_6a" files="F1" intrvl="contin">
  <labl>Time business has been using mobile money transfers with customers</labl>
  <imputation>Time business has been using mobile money transfers with customers</imputation>
  <security>Time business has been using mobile money transfers with customers</security>
  <embargo>Time business has been using mobile money transfers with customers</embargo>
  <respUnit>Time business has been using mobile money transfers with customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>how long has the business been using mobile money transfers for transactions with customers</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V422" name="MM_6b" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money</labl>
  <imputation>Major reason for using mobile money</imputation>
  <security>Major reason for using mobile money</security>
  <embargo>Major reason for using mobile money</embargo>
  <respUnit>Major reason for using mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V423" name="MM_6b_48" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - 48</labl>
  <imputation>Major reason for using mobile money - 48</imputation>
  <security>Major reason for using mobile money - 48</security>
  <embargo>Major reason for using mobile money - 48</embargo>
  <respUnit>Major reason for using mobile money - 48</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>MM.6B WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - 48</notes>
  <varFormat type="character"/>
</var>
<var ID="V424" name="MM_6b_49" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - 49</labl>
  <imputation>Major reason for using mobile money - 49</imputation>
  <security>Major reason for using mobile money - 49</security>
  <embargo>Major reason for using mobile money - 49</embargo>
  <respUnit>Major reason for using mobile money - 49</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>MM.6B WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - 49</notes>
  <varFormat type="character"/>
</var>
<var ID="V425" name="MM_6b_50" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - no info</labl>
  <imputation>Major reason for using mobile money - no info</imputation>
  <security>Major reason for using mobile money - no info</security>
  <embargo>Major reason for using mobile money - no info</embargo>
  <respUnit>Major reason for using mobile money - no info</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>MM.6B WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - No info</notes>
  <varFormat type="character"/>
</var>
<var ID="V426" name="MM_6_B_7" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - it is time saving/fast</labl>
  <imputation>Major reason for using mobile money - it is time saving/fast</imputation>
  <security>Major reason for using mobile money - it is time saving/fast</security>
  <embargo>Major reason for using mobile money - it is time saving/fast</embargo>
  <respUnit>Major reason for using mobile money - it is time saving/fast</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not It is time saving/fast</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>It is time saving/fast</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - It is time saving/fast</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V427" name="MM_6_B_8" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - reduction in movements</labl>
  <imputation>Major reason for using mobile money - reduction in movements</imputation>
  <security>Major reason for using mobile money - reduction in movements</security>
  <embargo>Major reason for using mobile money - reduction in movements</embargo>
  <respUnit>Major reason for using mobile money - reduction in movements</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Reduction on movements.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Reduction on movements.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Reduction on movements.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V428" name="MM_6_B_9" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to make payments</labl>
  <imputation>Major reason for using mobile money - to make payments</imputation>
  <security>Major reason for using mobile money - to make payments</security>
  <embargo>Major reason for using mobile money - to make payments</embargo>
  <respUnit>Major reason for using mobile money - to make payments</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To  make payments</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To  make payments</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To  make payments</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V429" name="MM_6_B_10" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to easily buy and sell the products</labl>
  <imputation>Major reason for using mobile money - to easily buy and sell the products</imputation>
  <security>Major reason for using mobile money - to easily buy and sell the products</security>
  <embargo>Major reason for using mobile money - to easily buy and sell the products</embargo>
  <respUnit>Major reason for using mobile money - to easily buy and sell the products</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To easily buy and sell the products.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To easily buy and sell the products.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To easily buy and sell the products.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V430" name="MM_6_B_11" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to make my work easier/it simplifies work</labl>
  <imputation>Major reason for using mobile money - to make my work easier/it simplifies work</imputation>
  <security>Major reason for using mobile money - to make my work easier/it simplifies work</security>
  <embargo>Major reason for using mobile money - to make my work easier/it simplifies work</embargo>
  <respUnit>Major reason for using mobile money - to make my work easier/it simplifies work</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To make my work easier/It simplifies work.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To make my work easier/It simplifies work.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To make my work easier/It simplifies wo</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V431" name="MM_6_B_12" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to receive money from customers</labl>
  <imputation>Major reason for using mobile money - to receive money from customers</imputation>
  <security>Major reason for using mobile money - to receive money from customers</security>
  <embargo>Major reason for using mobile money - to receive money from customers</embargo>
  <respUnit>Major reason for using mobile money - to receive money from customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To receive money from customers</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To receive money from customers</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To receive money from customers</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V432" name="MM_6_B_13" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to save on or reduce on transport costs</labl>
  <imputation>Major reason for using mobile money - to save on or reduce on transport costs</imputation>
  <security>Major reason for using mobile money - to save on or reduce on transport costs</security>
  <embargo>Major reason for using mobile money - to save on or reduce on transport costs</embargo>
  <respUnit>Major reason for using mobile money - to save on or reduce on transport costs</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To save on or reduce on transport costs.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To save on or reduce on transport costs.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To save on or reduce on transport costs</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V433" name="MM_6_B_101" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - cheap  in money transaction</labl>
  <imputation>Major reason for using mobile money - cheap  in money transaction</imputation>
  <security>Major reason for using mobile money - cheap  in money transaction</security>
  <embargo>Major reason for using mobile money - cheap  in money transaction</embargo>
  <respUnit>Major reason for using mobile money - cheap  in money transaction</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Cheap  in money transaction.e.g paying suppliers,debt co</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Cheap  in money transaction.e.g paying suppliers,debt collec</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Cheap  in money transaction.e.g paying</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V434" name="MM_6_B_102" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - more safe/secure</labl>
  <imputation>Major reason for using mobile money - more safe/secure</imputation>
  <security>Major reason for using mobile money - more safe/secure</security>
  <embargo>Major reason for using mobile money - more safe/secure</embargo>
  <respUnit>Major reason for using mobile money - more safe/secure</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not More safe / secure.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>More safe / secure.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - More safe / secure.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V435" name="MM_6_B_103" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - alternative to hard cash</labl>
  <imputation>Major reason for using mobile money - alternative to hard cash</imputation>
  <security>Major reason for using mobile money - alternative to hard cash</security>
  <embargo>Major reason for using mobile money - alternative to hard cash</embargo>
  <respUnit>Major reason for using mobile money - alternative to hard cash</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Alternative to hard cash.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Alternative to hard cash.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Alternative to hard cash.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V436" name="MM_6_B_104" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - saves time/fast</labl>
  <imputation>Major reason for using mobile money - saves time/fast</imputation>
  <security>Major reason for using mobile money - saves time/fast</security>
  <embargo>Major reason for using mobile money - saves time/fast</embargo>
  <respUnit>Major reason for using mobile money - saves time/fast</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Saves time /  Fast especially in distance transactions.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Saves time /  Fast especially in distance transactions.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Saves time /  Fast especially in distan</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V437" name="MM_6_B_105" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - convinient/easily available</labl>
  <imputation>Major reason for using mobile money - convinient/easily available</imputation>
  <security>Major reason for using mobile money - convinient/easily available</security>
  <embargo>Major reason for using mobile money - convinient/easily available</embargo>
  <respUnit>Major reason for using mobile money - convinient/easily available</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Convinient / Easily available.</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Convinient / Easily available.</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Convinient / Easily available.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V438" name="MM_6_B_201" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - a way of earning income</labl>
  <imputation>Major reason for using mobile money - a way of earning income</imputation>
  <security>Major reason for using mobile money - a way of earning income</security>
  <embargo>Major reason for using mobile money - a way of earning income</embargo>
  <respUnit>Major reason for using mobile money - a way of earning income</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not A way of earning income</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>A way of earning income</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - A way of earning income</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V439" name="MM_6_B_202" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - easy to use</labl>
  <imputation>Major reason for using mobile money - easy to use</imputation>
  <security>Major reason for using mobile money - easy to use</security>
  <embargo>Major reason for using mobile money - easy to use</embargo>
  <respUnit>Major reason for using mobile money - easy to use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Easy to use</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Easy to use</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Easy to use</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V440" name="MM_6_B_203" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - easy to make payments</labl>
  <imputation>Major reason for using mobile money - easy to make payments</imputation>
  <security>Major reason for using mobile money - easy to make payments</security>
  <embargo>Major reason for using mobile money - easy to make payments</embargo>
  <respUnit>Major reason for using mobile money - easy to make payments</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Easy to make payments eg to distributors, suppliers</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Easy to make payments eg to distributors, suppliers</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Easy to make payments eg to distributor</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V441" name="MM_6_B_204" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - simple to receive money</labl>
  <imputation>Major reason for using mobile money - simple to receive money</imputation>
  <security>Major reason for using mobile money - simple to receive money</security>
  <embargo>Major reason for using mobile money - simple to receive money</embargo>
  <respUnit>Major reason for using mobile money - simple to receive money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Simple to receive money</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Simple to receive money</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Simple to receive money</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V442" name="MM_6_B_205" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - simplify relationship with customers</labl>
  <imputation>Major reason for using mobile money - simplify relationship with customers</imputation>
  <security>Major reason for using mobile money - simplify relationship with customers</security>
  <embargo>Major reason for using mobile money - simplify relationship with customers</embargo>
  <respUnit>Major reason for using mobile money - simplify relationship with customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Simplify relationship between me and my customers</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Simplify relationship between me and my customers</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Simplify relationship between me and my</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V443" name="MM_6_B_206" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - simplify transportation costs and on time</labl>
  <imputation>Major reason for using mobile money - simplify transportation costs and on time</imputation>
  <security>Major reason for using mobile money - simplify transportation costs and on time</security>
  <embargo>Major reason for using mobile money - simplify transportation costs and on time</embargo>
  <respUnit>Major reason for using mobile money - simplify transportation costs and on time</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Simplify transportation costs and on time availability o</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Simplify transportation costs and on time availability of pr</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Simplify transportation costs and on ti</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V444" name="MM_6_B_207" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to save money from my business</labl>
  <imputation>Major reason for using mobile money - to save money from my business</imputation>
  <security>Major reason for using mobile money - to save money from my business</security>
  <embargo>Major reason for using mobile money - to save money from my business</embargo>
  <respUnit>Major reason for using mobile money - to save money from my business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To save money from my business</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To save money from my business</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To save money from my business</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V445" name="MM_6_B_301" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - it is easy to use</labl>
  <imputation>Major reason for using mobile money - it is easy to use</imputation>
  <security>Major reason for using mobile money - it is easy to use</security>
  <embargo>Major reason for using mobile money - it is easy to use</embargo>
  <respUnit>Major reason for using mobile money - it is easy to use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not It is easy to use</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>It is easy to use</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - It is easy to use</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V446" name="MM_6_B_302" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - most of my suppliers use it</labl>
  <imputation>Major reason for using mobile money - most of my suppliers use it</imputation>
  <security>Major reason for using mobile money - most of my suppliers use it</security>
  <embargo>Major reason for using mobile money - most of my suppliers use it</embargo>
  <respUnit>Major reason for using mobile money - most of my suppliers use it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Most of my suppliers use it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Most of my suppliers use it</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Most of my suppliers use it</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V447" name="MM_6_B_303" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to make payments easy</labl>
  <imputation>Major reason for using mobile money - to make payments easy</imputation>
  <security>Major reason for using mobile money - to make payments easy</security>
  <embargo>Major reason for using mobile money - to make payments easy</embargo>
  <respUnit>Major reason for using mobile money - to make payments easy</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To make payments easy</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To make payments easy</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To make payments easy</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V448" name="MM_6_B_304" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - it is cheap</labl>
  <imputation>Major reason for using mobile money - it is cheap</imputation>
  <security>Major reason for using mobile money - it is cheap</security>
  <embargo>Major reason for using mobile money - it is cheap</embargo>
  <respUnit>Major reason for using mobile money - it is cheap</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not It is cheap</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>It is cheap</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - It is cheap</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V449" name="MM_6_B_305" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - it is fast</labl>
  <imputation>Major reason for using mobile money - it is fast</imputation>
  <security>Major reason for using mobile money - it is fast</security>
  <embargo>Major reason for using mobile money - it is fast</embargo>
  <respUnit>Major reason for using mobile money - it is fast</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not It is fast</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>It is fast</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - It is fast</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V450" name="MM_6_B_306" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - it is safe</labl>
  <imputation>Major reason for using mobile money - it is safe</imputation>
  <security>Major reason for using mobile money - it is safe</security>
  <embargo>Major reason for using mobile money - it is safe</embargo>
  <respUnit>Major reason for using mobile money - it is safe</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not It is safe</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>It is safe</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - It is safe</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V451" name="MM_6_B_307" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - for business purpose</labl>
  <imputation>Major reason for using mobile money - for business purpose</imputation>
  <security>Major reason for using mobile money - for business purpose</security>
  <embargo>Major reason for using mobile money - for business purpose</embargo>
  <respUnit>Major reason for using mobile money - for business purpose</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not for business purpose</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>for business purpose</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - for business purpose</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V452" name="MM_6_B_308" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - to send and receive money</labl>
  <imputation>Major reason for using mobile money - to send and receive money</imputation>
  <security>Major reason for using mobile money - to send and receive money</security>
  <embargo>Major reason for using mobile money - to send and receive money</embargo>
  <respUnit>Major reason for using mobile money - to send and receive money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not To send and receive money</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>To send and receive money</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - To send and receive money</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V453" name="MM_6_B_997" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - other</labl>
  <imputation>Major reason for using mobile money - other</imputation>
  <security>Major reason for using mobile money - other</security>
  <embargo>Major reason for using mobile money - other</embargo>
  <respUnit>Major reason for using mobile money - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Others</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Others</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Others</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V454" name="MM_6_B_998" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - nothing</labl>
  <imputation>Major reason for using mobile money - nothing</imputation>
  <security>Major reason for using mobile money - nothing</security>
  <embargo>Major reason for using mobile money - nothing</embargo>
  <respUnit>Major reason for using mobile money - nothing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Nothing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Nothing</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - Nothing</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V455" name="MM_6_B_999" files="F1" intrvl="discrete">
  <labl>Major reason for using mobile money - donâ€™t know</labl>
  <imputation>Major reason for using mobile money - donâ€™t know</imputation>
  <security>Major reason for using mobile money - donâ€™t know</security>
  <embargo>Major reason for using mobile money - donâ€™t know</embargo>
  <respUnit>Major reason for using mobile money - donâ€™t know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not DK</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>DK</labl>
    <catStat type="invd"/>
  </catgry>
  <notes>WHAT WAS THE MAJOR REASON THAT LED TO THE BUSINESS TO START USING MOBILE MONEY? - DK</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V456" name="MM_7_A" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for paying employees</labl>
  <imputation>The business uses mobile money for paying employees</imputation>
  <security>The business uses mobile money for paying employees</security>
  <embargo>The business uses mobile money for paying employees</embargo>
  <respUnit>The business uses mobile money for paying employees</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V457" name="MM_7_B" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for paying insurance</labl>
  <imputation>The business uses mobile money for paying insurance</imputation>
  <security>The business uses mobile money for paying insurance</security>
  <embargo>The business uses mobile money for paying insurance</embargo>
  <respUnit>The business uses mobile money for paying insurance</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V458" name="MM_7_C" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for paying suppliers</labl>
  <imputation>The business uses mobile money for paying suppliers</imputation>
  <security>The business uses mobile money for paying suppliers</security>
  <embargo>The business uses mobile money for paying suppliers</embargo>
  <respUnit>The business uses mobile money for paying suppliers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V459" name="MM_7_D" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for paying bills</labl>
  <imputation>The business uses mobile money for paying bills</imputation>
  <security>The business uses mobile money for paying bills</security>
  <embargo>The business uses mobile money for paying bills</embargo>
  <respUnit>The business uses mobile money for paying bills</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V460" name="MM_7_E" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for paying taxes</labl>
  <imputation>The business uses mobile money for paying taxes</imputation>
  <security>The business uses mobile money for paying taxes</security>
  <embargo>The business uses mobile money for paying taxes</embargo>
  <respUnit>The business uses mobile money for paying taxes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V461" name="MM_7_F" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for paying pension fund contributions</labl>
  <imputation>The business uses mobile money for paying pension fund contributions</imputation>
  <security>The business uses mobile money for paying pension fund contributions</security>
  <embargo>The business uses mobile money for paying pension fund contributions</embargo>
  <respUnit>The business uses mobile money for paying pension fund contributions</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V462" name="MM_7_G" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for receiving payments from customers</labl>
  <imputation>The business uses mobile money for receiving payments from customers</imputation>
  <security>The business uses mobile money for receiving payments from customers</security>
  <embargo>The business uses mobile money for receiving payments from customers</embargo>
  <respUnit>The business uses mobile money for receiving payments from customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V463" name="MM_7_H" files="F1" intrvl="discrete">
  <labl>The business uses mobile money for other</labl>
  <imputation>The business uses mobile money for other</imputation>
  <security>The business uses mobile money for other</security>
  <embargo>The business uses mobile money for other</embargo>
  <respUnit>The business uses mobile money for other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V464" name="MM_9" files="F1" intrvl="contin">
  <labl>Largest amount sent with the mobile phone to settle business payment</labl>
  <imputation>Largest amount sent with the mobile phone to settle business payment</imputation>
  <security>Largest amount sent with the mobile phone to settle business payment</security>
  <embargo>Largest amount sent with the mobile phone to settle business payment</embargo>
  <respUnit>Largest amount sent with the mobile phone to settle business payment</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>what is the largest amount sent with the mobile phone to settle business payments?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V465" name="MM_10" files="F1" intrvl="contin">
  <labl>Largest amount received through the mobile phone for business purposes</labl>
  <imputation>Largest amount received through the mobile phone for business purposes</imputation>
  <security>Largest amount received through the mobile phone for business purposes</security>
  <embargo>Largest amount received through the mobile phone for business purposes</embargo>
  <respUnit>Largest amount received through the mobile phone for business purposes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>what is the largest amount received through the mobile phone for business purposes?</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V466" name="MM_11" files="F1" intrvl="discrete">
  <labl>Would the business send higher mobile amounts if that was allowed</labl>
  <imputation>Would the business send higher mobile amounts if that was allowed</imputation>
  <security>Would the business send higher mobile amounts if that was allowed</security>
  <embargo>Would the business send higher mobile amounts if that was allowed</embargo>
  <respUnit>Would the business send higher mobile amounts if that was allowed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V467" name="MM_12" files="F1" intrvl="discrete">
  <labl>Would the business receive higher mobile money amounts if that was allowed</labl>
  <imputation>Would the business receive higher mobile money amounts if that was allowed</imputation>
  <security>Would the business receive higher mobile money amounts if that was allowed</security>
  <embargo>Would the business receive higher mobile money amounts if that was allowed</embargo>
  <respUnit>Would the business receive higher mobile money amounts if that was allowed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V468" name="MM_13" files="F1" intrvl="contin">
  <labl>Amount the business send on average per business transaction</labl>
  <imputation>Amount the business send on average per business transaction</imputation>
  <security>Amount the business send on average per business transaction</security>
  <embargo>Amount the business send on average per business transaction</embargo>
  <respUnit>Amount the business send on average per business transaction</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V469" name="MM_14" files="F1" intrvl="contin">
  <labl>Amount the business receive on average per business transaction</labl>
  <imputation>Amount the business receive on average per business transaction</imputation>
  <security>Amount the business receive on average per business transaction</security>
  <embargo>Amount the business receive on average per business transaction</embargo>
  <respUnit>Amount the business receive on average per business transaction</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V470" name="MM_15" files="F1" intrvl="discrete">
  <labl>How often the business make payments by mobile phone</labl>
  <imputation>How often the business make payments by mobile phone</imputation>
  <security>How often the business make payments by mobile phone</security>
  <embargo>How often the business make payments by mobile phone</embargo>
  <respUnit>How often the business make payments by mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Daily</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Weekly</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Monthly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Occasionally</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V471" name="MM_16" files="F1" intrvl="discrete">
  <labl>How often the business receive payments through the mobile phone</labl>
  <imputation>How often the business receive payments through the mobile phone</imputation>
  <security>How often the business receive payments through the mobile phone</security>
  <embargo>How often the business receive payments through the mobile phone</embargo>
  <respUnit>How often the business receive payments through the mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Daily</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Weekly</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Monthly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Occasionally</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V472" name="MM_17" files="F1" intrvl="discrete">
  <labl>Does  mobile money transfer system responds to business needs</labl>
  <imputation>Does  mobile money transfer system responds to business needs</imputation>
  <security>Does  mobile money transfer system responds to business needs</security>
  <embargo>Does  mobile money transfer system responds to business needs</embargo>
  <respUnit>Does  mobile money transfer system responds to business needs</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V473" name="MM_18" files="F1" intrvl="discrete">
  <labl>Mobile money helps the business to save transport costs</labl>
  <imputation>Mobile money helps the business to save transport costs</imputation>
  <security>Mobile money helps the business to save transport costs</security>
  <embargo>Mobile money helps the business to save transport costs</embargo>
  <respUnit>Mobile money helps the business to save transport costs</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V474" name="MM_19" files="F1" intrvl="discrete">
  <labl>Mobile money helps the business get access to loans</labl>
  <imputation>Mobile money helps the business get access to loans</imputation>
  <security>Mobile money helps the business get access to loans</security>
  <embargo>Mobile money helps the business get access to loans</embargo>
  <respUnit>Mobile money helps the business get access to loans</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V475" name="MM_20" files="F1" intrvl="discrete">
  <labl>Mobile money helps the business better manage the cash flow</labl>
  <imputation>Mobile money helps the business better manage the cash flow</imputation>
  <security>Mobile money helps the business better manage the cash flow</security>
  <embargo>Mobile money helps the business better manage the cash flow</embargo>
  <respUnit>Mobile money helps the business better manage the cash flow</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V476" name="MM_21" files="F1" intrvl="discrete">
  <labl>Mobile money helps the business pay suppliers more easily</labl>
  <imputation>Mobile money helps the business pay suppliers more easily</imputation>
  <security>Mobile money helps the business pay suppliers more easily</security>
  <embargo>Mobile money helps the business pay suppliers more easily</embargo>
  <respUnit>Mobile money helps the business pay suppliers more easily</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V477" name="MM_22" files="F1" intrvl="discrete">
  <labl>Mobile money facilitates business</labl>
  <imputation>Mobile money facilitates business</imputation>
  <security>Mobile money facilitates business</security>
  <embargo>Mobile money facilitates business</embargo>
  <respUnit>Mobile money facilitates business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <notes>if the supplier gets paid faster, the business gets the goods faster and hence can deliver  to customers faster</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V478" name="MM_23" files="F1" intrvl="discrete">
  <labl>Mobile money did not make any difference in the way we conduct business</labl>
  <imputation>Mobile money did not make any difference in the way we conduct business</imputation>
  <security>Mobile money did not make any difference in the way we conduct business</security>
  <embargo>Mobile money did not make any difference in the way we conduct business</embargo>
  <respUnit>Mobile money did not make any difference in the way we conduct business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V479" name="MM_24" files="F1" intrvl="discrete">
  <labl>Mobile money helps the business recover money from customers much faster</labl>
  <imputation>Mobile money helps the business recover money from customers much faster</imputation>
  <security>Mobile money helps the business recover money from customers much faster</security>
  <embargo>Mobile money helps the business recover money from customers much faster</embargo>
  <respUnit>Mobile money helps the business recover money from customers much faster</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V480" name="MM_26" files="F1" intrvl="discrete">
  <labl>Sales increased since the business used mobile money</labl>
  <imputation>Sales increased since the business used mobile money</imputation>
  <security>Sales increased since the business used mobile money</security>
  <embargo>Sales increased since the business used mobile money</embargo>
  <respUnit>Sales increased since the business used mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V481" name="MM_27" files="F1" intrvl="discrete">
  <labl>Credit exposure to customers was reduced since the business started using mobile</labl>
  <imputation>Credit exposure to customers was reduced since the business started using mobile</imputation>
  <security>Credit exposure to customers was reduced since the business started using mobile</security>
  <embargo>Credit exposure to customers was reduced since the business started using mobile</embargo>
  <respUnit>Credit exposure to customers was reduced since the business started using mobile</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <notes>credit exposure to customers was reduced since the business started using mobile money</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V482" name="MM_28" files="F1" intrvl="discrete">
  <labl>The business use mobile money to pay suppliers from outside my city</labl>
  <imputation>The business use mobile money to pay suppliers from outside my city</imputation>
  <security>The business use mobile money to pay suppliers from outside my city</security>
  <embargo>The business use mobile money to pay suppliers from outside my city</embargo>
  <respUnit>The business use mobile money to pay suppliers from outside my city</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V483" name="MM_29" files="F1" intrvl="discrete">
  <labl>Sending and receiving money with mobile money reduced banking transactions</labl>
  <imputation>Sending and receiving money with mobile money reduced banking transactions</imputation>
  <security>Sending and receiving money with mobile money reduced banking transactions</security>
  <embargo>Sending and receiving money with mobile money reduced banking transactions</embargo>
  <respUnit>Sending and receiving money with mobile money reduced banking transactions</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V484" name="MM_30" files="F1" intrvl="discrete">
  <labl>Mobile money helps the business to pay suppliers from other countries</labl>
  <imputation>Mobile money helps the business to pay suppliers from other countries</imputation>
  <security>Mobile money helps the business to pay suppliers from other countries</security>
  <embargo>Mobile money helps the business to pay suppliers from other countries</embargo>
  <respUnit>Mobile money helps the business to pay suppliers from other countries</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <notes>it would help the business if i could use mobile money to pay suppliers from other countries.</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V485" name="MM_31" files="F1" intrvl="discrete">
  <labl>I trust that my business information are safe with the use of mobile money servi</labl>
  <imputation>I trust that my business information are safe with the use of mobile money servi</imputation>
  <security>I trust that my business information are safe with the use of mobile money servi</security>
  <embargo>I trust that my business information are safe with the use of mobile money servi</embargo>
  <respUnit>I trust that my business information are safe with the use of mobile money servi</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <notes>I trust that my business information are safe with the use of mobile Money services</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V486" name="MM_32" files="F1" intrvl="discrete">
  <labl>Agents capacity to hold cash and float are two main barriers for businesses</labl>
  <imputation>Agents capacity to hold cash and float are two main barriers for businesses</imputation>
  <security>Agents capacity to hold cash and float are two main barriers for businesses</security>
  <embargo>Agents capacity to hold cash and float are two main barriers for businesses</embargo>
  <respUnit>Agents capacity to hold cash and float are two main barriers for businesses</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V487" name="MM_33" files="F1" intrvl="discrete">
  <labl>Agents are far from my location</labl>
  <imputation>Agents are far from my location</imputation>
  <security>Agents are far from my location</security>
  <embargo>Agents are far from my location</embargo>
  <respUnit>Agents are far from my location</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V488" name="MM_34" files="F1" intrvl="discrete">
  <labl>Mobile money allows the business to reach more customers</labl>
  <imputation>Mobile money allows the business to reach more customers</imputation>
  <security>Mobile money allows the business to reach more customers</security>
  <embargo>Mobile money allows the business to reach more customers</embargo>
  <respUnit>Mobile money allows the business to reach more customers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V489" name="MM_35" files="F1" intrvl="discrete">
  <labl>Mobile money has  improved the  efficiency of the business</labl>
  <imputation>Mobile money has  improved the  efficiency of the business</imputation>
  <security>Mobile money has  improved the  efficiency of the business</security>
  <embargo>Mobile money has  improved the  efficiency of the business</embargo>
  <respUnit>Mobile money has  improved the  efficiency of the business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V490" name="MM_36" files="F1" intrvl="discrete">
  <labl>Agents opening hours are not convenient</labl>
  <imputation>Agents opening hours are not convenient</imputation>
  <security>Agents opening hours are not convenient</security>
  <embargo>Agents opening hours are not convenient</embargo>
  <respUnit>Agents opening hours are not convenient</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V491" name="MM_37" files="F1" intrvl="discrete">
  <labl>Agents only allow me to make small transactions</labl>
  <imputation>Agents only allow me to make small transactions</imputation>
  <security>Agents only allow me to make small transactions</security>
  <embargo>Agents only allow me to make small transactions</embargo>
  <respUnit>Agents only allow me to make small transactions</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V492" name="MM_38" files="F1" intrvl="discrete">
  <labl>Why the business does not use mobile money</labl>
  <imputation>Why the business does not use mobile money</imputation>
  <security>Why the business does not use mobile money</security>
  <embargo>Why the business does not use mobile money</embargo>
  <respUnit>Why the business does not use mobile money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>No Need/no interest</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>No knowledge on how to use it</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Inadequate information</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>No cellphone</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Too far/No agents available</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>No electricity</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>Don't trust it</labl>
  </catgry>
  <catgry>
    <catValu>8</catValu>
    <labl>Expensive/Can't Afford it</labl>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>My bank does not offer this service</labl>
  </catgry>
  <catgry>
    <catValu>10</catValu>
    <labl>Others</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V493" name="MM_39" files="F1" intrvl="discrete">
  <labl>Is the business planning to use mobile money in future</labl>
  <imputation>Is the business planning to use mobile money in future</imputation>
  <security>Is the business planning to use mobile money in future</security>
  <embargo>Is the business planning to use mobile money in future</embargo>
  <respUnit>Is the business planning to use mobile money in future</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V494" name="BC_1" files="F1" intrvl="discrete">
  <labl>Rating of the current performance of your business (2011)</labl>
  <imputation>Rating of the current performance of your business (2011)</imputation>
  <security>Rating of the current performance of your business (2011)</security>
  <embargo>Rating of the current performance of your business (2011)</embargo>
  <respUnit>Rating of the current performance of your business (2011)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>very bad</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>bad</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>fair</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>good</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>very good</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V495" name="BC_2" files="F1" intrvl="discrete">
  <labl>Performance expectation of your business in 2012</labl>
  <imputation>Performance expectation of your business in 2012</imputation>
  <security>Performance expectation of your business in 2012</security>
  <embargo>Performance expectation of your business in 2012</embargo>
  <respUnit>Performance expectation of your business in 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>very bad</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>bad</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>fair</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>good</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>very good</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V496" name="BC_3" files="F1" intrvl="discrete">
  <labl>Plan to employ more or less in 2012</labl>
  <imputation>Plan to employ more or less in 2012</imputation>
  <security>Plan to employ more or less in 2012</security>
  <embargo>Plan to employ more or less in 2012</embargo>
  <respUnit>Plan to employ more or less in 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>much less</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>less</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>same</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>more</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V497" name="BC_4" files="F1" intrvl="discrete">
  <labl>Plan to invest more or less in 2012</labl>
  <imputation>Plan to invest more or less in 2012</imputation>
  <security>Plan to invest more or less in 2012</security>
  <embargo>Plan to invest more or less in 2012</embargo>
  <respUnit>Plan to invest more or less in 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>much less</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>less</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>same</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>more</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V498" name="BC_5" files="F1" intrvl="discrete">
  <labl>Major business obstacles</labl>
  <imputation>Major business obstacles</imputation>
  <security>Major business obstacles</security>
  <embargo>Major business obstacles</embargo>
  <respUnit>Major business obstacles</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V499" name="BC_5re" files="F1" intrvl="discrete">
  <labl>Major business obstacles - finance/funds</labl>
  <imputation>Major business obstacles - finance/funds</imputation>
  <security>Major business obstacles - finance/funds</security>
  <embargo>Major business obstacles - finance/funds</embargo>
  <respUnit>Major business obstacles - finance/funds</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Access to Finance</labl>
    <catStat type="vald"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V500" name="BC_5re2" files="F1" intrvl="discrete">
  <labl>Major business obstacles - second reason</labl>
  <imputation>Major business obstacles - second reason</imputation>
  <security>Major business obstacles - second reason</security>
  <embargo>Major business obstacles - second reason</embargo>
  <respUnit>Major business obstacles - second reason</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V501" name="BC_6" files="F1" intrvl="discrete">
  <labl>Major obstacle for using ICTs for business</labl>
  <imputation>Major obstacle for using ICTs for business</imputation>
  <security>Major obstacle for using ICTs for business</security>
  <embargo>Major obstacle for using ICTs for business</embargo>
  <respUnit>Major obstacle for using ICTs for business</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V502" name="BC_6_01" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - no need</labl>
  <imputation>Major business obstacle for using ICTs for business - no need</imputation>
  <security>Major business obstacle for using ICTs for business - no need</security>
  <embargo>Major business obstacle for using ICTs for business - no need</embargo>
  <respUnit>Major business obstacle for using ICTs for business - no need</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>What do you consider your major business obstacle for using ICTs for business:No need/Not needed</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V503" name="BC_6_02" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - too expensive/lack of fund</labl>
  <imputation>Major business obstacle for using ICTs for business - too expensive/lack of fund</imputation>
  <security>Major business obstacle for using ICTs for business - too expensive/lack of fund</security>
  <embargo>Major business obstacle for using ICTs for business - too expensive/lack of fund</embargo>
  <respUnit>Major business obstacle for using ICTs for business - too expensive/lack of fund</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V504" name="BC_6_03" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - lack of skills/knowledge</labl>
  <imputation>Major business obstacle for using ICTs for business - lack of skills/knowledge</imputation>
  <security>Major business obstacle for using ICTs for business - lack of skills/knowledge</security>
  <embargo>Major business obstacle for using ICTs for business - lack of skills/knowledge</embargo>
  <respUnit>Major business obstacle for using ICTs for business - lack of skills/knowledge</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V505" name="BC_6_04" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - location/no permanent prem</labl>
  <imputation>Major business obstacle for using ICTs for business - location/no permanent prem</imputation>
  <security>Major business obstacle for using ICTs for business - location/no permanent prem</security>
  <embargo>Major business obstacle for using ICTs for business - location/no permanent prem</embargo>
  <respUnit>Major business obstacle for using ICTs for business - location/no permanent prem</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V506" name="BC_6_05" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - no electricity</labl>
  <imputation>Major business obstacle for using ICTs for business - no electricity</imputation>
  <security>Major business obstacle for using ICTs for business - no electricity</security>
  <embargo>Major business obstacle for using ICTs for business - no electricity</embargo>
  <respUnit>Major business obstacle for using ICTs for business - no electricity</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V507" name="BC_6_06" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - power failures/power cuts</labl>
  <imputation>Major business obstacle for using ICTs for business - power failures/power cuts</imputation>
  <security>Major business obstacle for using ICTs for business - power failures/power cuts</security>
  <embargo>Major business obstacle for using ICTs for business - power failures/power cuts</embargo>
  <respUnit>Major business obstacle for using ICTs for business - power failures/power cuts</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V508" name="BC_6_07" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - network problems</labl>
  <imputation>Major business obstacle for using ICTs for business - network problems</imputation>
  <security>Major business obstacle for using ICTs for business - network problems</security>
  <embargo>Major business obstacle for using ICTs for business - network problems</embargo>
  <respUnit>Major business obstacle for using ICTs for business - network problems</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V509" name="BC_6_08" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - business too small</labl>
  <imputation>Major business obstacle for using ICTs for business - business too small</imputation>
  <security>Major business obstacle for using ICTs for business - business too small</security>
  <embargo>Major business obstacle for using ICTs for business - business too small</embargo>
  <respUnit>Major business obstacle for using ICTs for business - business too small</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V510" name="BC_6_09" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - security/safety</labl>
  <imputation>Major business obstacle for using ICTs for business - security/safety</imputation>
  <security>Major business obstacle for using ICTs for business - security/safety</security>
  <embargo>Major business obstacle for using ICTs for business - security/safety</embargo>
  <respUnit>Major business obstacle for using ICTs for business - security/safety</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V511" name="BC_6_10" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - outdated ICT products/old</labl>
  <imputation>Major business obstacle for using ICTs for business - outdated ICT products/old</imputation>
  <security>Major business obstacle for using ICTs for business - outdated ICT products/old</security>
  <embargo>Major business obstacle for using ICTs for business - outdated ICT products/old</embargo>
  <respUnit>Major business obstacle for using ICTs for business - outdated ICT products/old</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V512" name="BC_6_11" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - don't know what ICT'S are</labl>
  <imputation>Major business obstacle for using ICTs for business - don't know what ICT'S are</imputation>
  <security>Major business obstacle for using ICTs for business - don't know what ICT'S are</security>
  <embargo>Major business obstacle for using ICTs for business - don't know what ICT'S are</embargo>
  <respUnit>Major business obstacle for using ICTs for business - don't know what ICT'S are</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V513" name="BC_6_12" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - internet is slow</labl>
  <imputation>Major business obstacle for using ICTs for business - internet is slow</imputation>
  <security>Major business obstacle for using ICTs for business - internet is slow</security>
  <embargo>Major business obstacle for using ICTs for business - internet is slow</embargo>
  <respUnit>Major business obstacle for using ICTs for business - internet is slow</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V514" name="BC_6_13" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - viruses</labl>
  <imputation>Major business obstacle for using ICTs for business - viruses</imputation>
  <security>Major business obstacle for using ICTs for business - viruses</security>
  <embargo>Major business obstacle for using ICTs for business - viruses</embargo>
  <respUnit>Major business obstacle for using ICTs for business - viruses</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V515" name="BC_6_14" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - customers don't use it</labl>
  <imputation>Major business obstacle for using ICTs for business - customers don't use it</imputation>
  <security>Major business obstacle for using ICTs for business - customers don't use it</security>
  <embargo>Major business obstacle for using ICTs for business - customers don't use it</embargo>
  <respUnit>Major business obstacle for using ICTs for business - customers don't use it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V516" name="BC_6_15" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - in process of installing</labl>
  <imputation>Major business obstacle for using ICTs for business - in process of installing</imputation>
  <security>Major business obstacle for using ICTs for business - in process of installing</security>
  <embargo>Major business obstacle for using ICTs for business - in process of installing</embargo>
  <respUnit>Major business obstacle for using ICTs for business - in process of installing</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V517" name="BC_6_16" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - crime</labl>
  <imputation>Major business obstacle for using ICTs for business - crime</imputation>
  <security>Major business obstacle for using ICTs for business - crime</security>
  <embargo>Major business obstacle for using ICTs for business - crime</embargo>
  <respUnit>Major business obstacle for using ICTs for business - crime</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V518" name="BC_6_17" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - none</labl>
  <imputation>Major business obstacle for using ICTs for business - none</imputation>
  <security>Major business obstacle for using ICTs for business - none</security>
  <embargo>Major business obstacle for using ICTs for business - none</embargo>
  <respUnit>Major business obstacle for using ICTs for business - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V519" name="BC_6_18" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - other</labl>
  <imputation>Major business obstacle for using ICTs for business - other</imputation>
  <security>Major business obstacle for using ICTs for business - other</security>
  <embargo>Major business obstacle for using ICTs for business - other</embargo>
  <respUnit>Major business obstacle for using ICTs for business - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V520" name="BC_6_19" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - dont know</labl>
  <imputation>Major business obstacle for using ICTs for business - dont know</imputation>
  <security>Major business obstacle for using ICTs for business - dont know</security>
  <embargo>Major business obstacle for using ICTs for business - dont know</embargo>
  <respUnit>Major business obstacle for using ICTs for business - dont know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V521" name="BC_6_20" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - none</labl>
  <imputation>Major business obstacle for using ICTs for business - none</imputation>
  <security>Major business obstacle for using ICTs for business - none</security>
  <embargo>Major business obstacle for using ICTs for business - none</embargo>
  <respUnit>Major business obstacle for using ICTs for business - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V522" name="BC_6_21" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business</labl>
  <imputation>Major business obstacle for using ICTs for business</imputation>
  <security>Major business obstacle for using ICTs for business</security>
  <embargo>Major business obstacle for using ICTs for business</embargo>
  <respUnit>Major business obstacle for using ICTs for business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V523" name="BC_6_22" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business</labl>
  <imputation>Major business obstacle for using ICTs for business</imputation>
  <security>Major business obstacle for using ICTs for business</security>
  <embargo>Major business obstacle for using ICTs for business</embargo>
  <respUnit>Major business obstacle for using ICTs for business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V524" name="BC_6_23" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business</labl>
  <imputation>Major business obstacle for using ICTs for business</imputation>
  <security>Major business obstacle for using ICTs for business</security>
  <embargo>Major business obstacle for using ICTs for business</embargo>
  <respUnit>Major business obstacle for using ICTs for business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V525" name="BC_6_24" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business</labl>
  <imputation>Major business obstacle for using ICTs for business</imputation>
  <security>Major business obstacle for using ICTs for business</security>
  <embargo>Major business obstacle for using ICTs for business</embargo>
  <respUnit>Major business obstacle for using ICTs for business</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V526" name="BC_6_47" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - other</labl>
  <imputation>Major business obstacle for using ICTs for business - other</imputation>
  <security>Major business obstacle for using ICTs for business - other</security>
  <embargo>Major business obstacle for using ICTs for business - other</embargo>
  <respUnit>Major business obstacle for using ICTs for business - other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V527" name="BC_6_48" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - don't know</labl>
  <imputation>Major business obstacle for using ICTs for business - don't know</imputation>
  <security>Major business obstacle for using ICTs for business - don't know</security>
  <embargo>Major business obstacle for using ICTs for business - don't know</embargo>
  <respUnit>Major business obstacle for using ICTs for business - don't know</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V528" name="BC_6_49" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - none</labl>
  <imputation>Major business obstacle for using ICTs for business - none</imputation>
  <security>Major business obstacle for using ICTs for business - none</security>
  <embargo>Major business obstacle for using ICTs for business - none</embargo>
  <respUnit>Major business obstacle for using ICTs for business - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V529" name="BC_6_50" files="F1" intrvl="discrete">
  <labl>Major business obstacle for using ICTs for business - none</labl>
  <imputation>Major business obstacle for using ICTs for business - none</imputation>
  <security>Major business obstacle for using ICTs for business - none</security>
  <embargo>Major business obstacle for using ICTs for business - none</embargo>
  <respUnit>Major business obstacle for using ICTs for business - none</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <notes>BC.6 WHAT DO YOU CONSIDER YOUR MAJOR OBSTACLE FOR USING ICTS FOR BUSINESS? - None</notes>
  <varFormat type="numeric"/>
</var>
<var ID="V530" name="filter__" files="F1" intrvl="discrete">
  <labl>Formality: filter = 1</labl>
  <imputation>Formality: filter = 1</imputation>
  <security>Formality: filter = 1</security>
  <embargo>Formality: filter = 1</embargo>
  <respUnit>Formality: filter = 1</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Not Selected</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Selected</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V531" name="B_7_8" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - turnover fluctuates</labl>
  <imputation>If yes in B.6 why - turnover fluctuates</imputation>
  <security>If yes in B.6 why - turnover fluctuates</security>
  <embargo>If yes in B.6 why - turnover fluctuates</embargo>
  <respUnit>If yes in B.6 why - turnover fluctuates</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V532" name="B_7_9" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - not given a reason</labl>
  <imputation>If yes in B.6 why - not given a reason</imputation>
  <security>If yes in B.6 why - not given a reason</security>
  <embargo>If yes in B.6 why - not given a reason</embargo>
  <respUnit>If yes in B.6 why - not given a reason</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V533" name="B_7_10" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - already had a loan</labl>
  <imputation>If yes in B.6 why - already had a loan</imputation>
  <security>If yes in B.6 why - already had a loan</security>
  <embargo>If yes in B.6 why - already had a loan</embargo>
  <respUnit>If yes in B.6 why - already had a loan</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V534" name="B_7_56" files="F1" intrvl="discrete">
  <labl>If yes in B.6 why - not answered</labl>
  <imputation>If yes in B.6 why - not answered</imputation>
  <security>If yes in B.6 why - not answered</security>
  <embargo>If yes in B.6 why - not answered</embargo>
  <respUnit>If yes in B.6 why - not answered</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V535" name="Serial_Id" files="F2" intrvl="contin">
  <labl>Serial Id</labl>
  <imputation>Serial Id</imputation>
  <security>Serial Id</security>
  <embargo>Serial Id</embargo>
  <respUnit>Serial Id</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V536" name="HHweight" files="F2" intrvl="contin">
  <labl>Weight: Apply to Households</labl>
  <imputation>Weight: Apply to Households</imputation>
  <security>Weight: Apply to Households</security>
  <embargo>Weight: Apply to Households</embargo>
  <respUnit>Weight: Apply to Households</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V537" name="Indweight" files="F2" intrvl="contin">
  <labl>Weight: Apply to Individuals</labl>
  <imputation>Weight: Apply to Individuals</imputation>
  <security>Weight: Apply to Individuals</security>
  <embargo>Weight: Apply to Individuals</embargo>
  <respUnit>Weight: Apply to Individuals</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V538" name="FXUSD" files="F2" intrvl="contin">
  <labl>Average 2012</labl>
  <imputation>Average 2012</imputation>
  <security>Average 2012</security>
  <embargo>Average 2012</embargo>
  <respUnit>Average 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V539" name="FXPPP" files="F2" intrvl="contin">
  <labl>implied PPP conversion rate based on IMF for 2012</labl>
  <imputation>implied PPP conversion rate based on IMF for 2012</imputation>
  <security>implied PPP conversion rate based on IMF for 2012</security>
  <embargo>implied PPP conversion rate based on IMF for 2012</embargo>
  <respUnit>implied PPP conversion rate based on IMF for 2012</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V540" name="PROV_RIA" files="F2" intrvl="contin">
  <labl>RIA</labl>
  <imputation>RIA</imputation>
  <security>RIA</security>
  <embargo>RIA</embargo>
  <respUnit>RIA</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V541" name="A_5" files="F2" intrvl="discrete">
  <labl>Country</labl>
  <imputation>Country</imputation>
  <security>Country</security>
  <embargo>Country</embargo>
  <respUnit>Country</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Uganda</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Kenya</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Tanzania</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Rwanda</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Ethiopia</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>Ghana</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>Cameroon</labl>
  </catgry>
  <catgry>
    <catValu>8</catValu>
    <labl>Nigeria</labl>
  </catgry>
  <catgry>
    <catValu>9</catValu>
    <labl>Namibia</labl>
  </catgry>
  <catgry>
    <catValu>10</catValu>
    <labl>South Africa</labl>
  </catgry>
  <catgry>
    <catValu>11</catValu>
    <labl>Mozambique</labl>
  </catgry>
  <catgry>
    <catValu>12</catValu>
    <labl>Botswana</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V542" name="A_6" files="F2" intrvl="discrete">
  <labl>Location</labl>
  <imputation>Location</imputation>
  <security>Location</security>
  <embargo>Location</embargo>
  <respUnit>Location</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Urban</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Rural</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V543" name="H_1" files="F2" intrvl="contin">
  <labl>How much did the household spend on water and electricity last month?</labl>
  <imputation>How much did the household spend on water and electricity last month?</imputation>
  <security>How much did the household spend on water and electricity last month?</security>
  <embargo>How much did the household spend on water and electricity last month?</embargo>
  <respUnit>How much did the household spend on water and electricity last month?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V544" name="H_2" files="F2" intrvl="discrete">
  <labl>Does this house have ELECTRICITY?</labl>
  <imputation>Does this house have ELECTRICITY?</imputation>
  <security>Does this house have ELECTRICITY?</security>
  <embargo>Does this house have ELECTRICITY?</embargo>
  <respUnit>Does this house have ELECTRICITY?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Main Electricity Grid</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Generator</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Solar</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Other</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V545" name="H_4" files="F2" intrvl="discrete">
  <labl>REFRIGERATOR</labl>
  <imputation>REFRIGERATOR</imputation>
  <security>REFRIGERATOR</security>
  <embargo>REFRIGERATOR</embargo>
  <respUnit>REFRIGERATOR</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V546" name="H_7" files="F2" intrvl="discrete">
  <labl>TV</labl>
  <imputation>TV</imputation>
  <security>TV</security>
  <embargo>TV</embargo>
  <respUnit>TV</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V547" name="H_8" files="F2" intrvl="discrete">
  <labl>Satellite Decoder or Cable</labl>
  <imputation>Satellite Decoder or Cable</imputation>
  <security>Satellite Decoder or Cable</security>
  <embargo>Satellite Decoder or Cable</embargo>
  <respUnit>Satellite Decoder or Cable</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V548" name="H_9" files="F2" intrvl="discrete">
  <labl>COMPUTER (Desktop/Laptop)</labl>
  <imputation>COMPUTER (Desktop/Laptop)</imputation>
  <security>COMPUTER (Desktop/Laptop)</security>
  <embargo>COMPUTER (Desktop/Laptop)</embargo>
  <respUnit>COMPUTER (Desktop/Laptop)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V549" name="H_10" files="F2" intrvl="discrete">
  <labl>Has this household subscribed to Pay TV (DSTV)?</labl>
  <imputation>Has this household subscribed to Pay TV (DSTV)?</imputation>
  <security>Has this household subscribed to Pay TV (DSTV)?</security>
  <embargo>Has this household subscribed to Pay TV (DSTV)?</embargo>
  <respUnit>Has this household subscribed to Pay TV (DSTV)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V550" name="H_3" files="F2" intrvl="discrete">
  <labl>Does this house have piped water?</labl>
  <imputation>Does this house have piped water?</imputation>
  <security>Does this house have piped water?</security>
  <embargo>Does this house have piped water?</embargo>
  <respUnit>Does this house have piped water?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes, into the yard</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Yes, into the house</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V551" name="H_5" files="F2" intrvl="discrete">
  <labl>ELECTRIC or Gas COOKER /STOVE</labl>
  <imputation>ELECTRIC or Gas COOKER /STOVE</imputation>
  <security>ELECTRIC or Gas COOKER /STOVE</security>
  <embargo>ELECTRIC or Gas COOKER /STOVE</embargo>
  <respUnit>ELECTRIC or Gas COOKER /STOVE</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V552" name="H_6" files="F2" intrvl="discrete">
  <labl>RADIO</labl>
  <imputation>RADIO</imputation>
  <security>RADIO</security>
  <embargo>RADIO</embargo>
  <respUnit>RADIO</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V553" name="H_11" files="F2" intrvl="discrete">
  <labl>If yes which one?</labl>
  <imputation>If yes which one?</imputation>
  <security>If yes which one?</security>
  <embargo>If yes which one?</embargo>
  <respUnit>If yes which one?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V554" name="H_12" files="F2" intrvl="discrete">
  <labl>How good is the TV signal in your area</labl>
  <imputation>How good is the TV signal in your area</imputation>
  <security>How good is the TV signal in your area</security>
  <embargo>How good is the TV signal in your area</embargo>
  <respUnit>How good is the TV signal in your area</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>no reception</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>weak [unclear picture, sound]</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>strong (clear picture and sound)</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V555" name="H_13" files="F2" intrvl="discrete">
  <labl>How good is the Radio reception in your area?</labl>
  <imputation>How good is the Radio reception in your area?</imputation>
  <security>How good is the Radio reception in your area?</security>
  <embargo>How good is the Radio reception in your area?</embargo>
  <respUnit>How good is the Radio reception in your area?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>no reception</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>weak</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>good</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V556" name="H_14" files="F2" intrvl="discrete">
  <labl>Does this household have a postal address?</labl>
  <imputation>Does this household have a postal address?</imputation>
  <security>Does this household have a postal address?</security>
  <embargo>Does this household have a postal address?</embargo>
  <respUnit>Does this household have a postal address?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Private Post box</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Street address</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>At work</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Local shop/school</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Other</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V557" name="H_15" files="F2" intrvl="discrete">
  <labl>Does anybody in this household have a bank account or has access to one in any o</labl>
  <imputation>Does anybody in this household have a bank account or has access to one in any o</imputation>
  <security>Does anybody in this household have a bank account or has access to one in any o</security>
  <embargo>Does anybody in this household have a bank account or has access to one in any o</embargo>
  <respUnit>Does anybody in this household have a bank account or has access to one in any o</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>At least one household member has one</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Through work</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Through someone else</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V558" name="H_16" files="F2" intrvl="discrete">
  <labl>How many people in this household have either a long-term illness or condition,</labl>
  <imputation>How many people in this household have either a long-term illness or condition,</imputation>
  <security>How many people in this household have either a long-term illness or condition,</security>
  <embargo>How many people in this household have either a long-term illness or condition,</embargo>
  <respUnit>How many people in this household have either a long-term illness or condition,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V559" name="H_17" files="F2" intrvl="discrete">
  <labl>Does the household receive any financial support (government / NGO) for those pe</labl>
  <imputation>Does the household receive any financial support (government / NGO) for those pe</imputation>
  <security>Does the household receive any financial support (government / NGO) for those pe</security>
  <embargo>Does the household receive any financial support (government / NGO) for those pe</embargo>
  <respUnit>Does the household receive any financial support (government / NGO) for those pe</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V560" name="F_1" files="F2" intrvl="discrete">
  <labl>Does this household have a Fixed-line (land)Phone</labl>
  <imputation>Does this household have a Fixed-line (land)Phone</imputation>
  <security>Does this household have a Fixed-line (land)Phone</security>
  <embargo>Does this household have a Fixed-line (land)Phone</embargo>
  <respUnit>Does this household have a Fixed-line (land)Phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes, landline</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Yes, wireless</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Mobile Phone</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V561" name="F_2" files="F2" intrvl="discrete">
  <labl>What is the name of the service provider?</labl>
  <imputation>What is the name of the service provider?</imputation>
  <security>What is the name of the service provider?</security>
  <embargo>What is the name of the service provider?</embargo>
  <respUnit>What is the name of the service provider?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V562" name="F_3" files="F2" intrvl="contin">
  <labl>In what year did you get the fixed-line TELEPHONE?</labl>
  <imputation>In what year did you get the fixed-line TELEPHONE?</imputation>
  <security>In what year did you get the fixed-line TELEPHONE?</security>
  <embargo>In what year did you get the fixed-line TELEPHONE?</embargo>
  <respUnit>In what year did you get the fixed-line TELEPHONE?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V563" name="F_4" files="F2" intrvl="discrete">
  <labl>What billing type is it?</labl>
  <imputation>What billing type is it?</imputation>
  <security>What billing type is it?</security>
  <embargo>What billing type is it?</embargo>
  <respUnit>What billing type is it?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Monthly billing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Pre-paid</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Both</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V564" name="F_5" files="F2" intrvl="contin">
  <labl>Could you tell me how much the household spent on the fixed-line last month (cal</labl>
  <imputation>Could you tell me how much the household spent on the fixed-line last month (cal</imputation>
  <security>Could you tell me how much the household spent on the fixed-line last month (cal</security>
  <embargo>Could you tell me how much the household spent on the fixed-line last month (cal</embargo>
  <respUnit>Could you tell me how much the household spent on the fixed-line last month (cal</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V565" name="F_6" files="F2" intrvl="discrete">
  <labl>If calls were cheaper would the household:</labl>
  <imputation>If calls were cheaper would the household:</imputation>
  <security>If calls were cheaper would the household:</security>
  <embargo>If calls were cheaper would the household:</embargo>
  <respUnit>If calls were cheaper would the household:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>make more calls</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>use the saved money for something else</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>both</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>do not know</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V566" name="F_7" files="F2" intrvl="discrete">
  <labl>Have you previously had a fixed-line phone?</labl>
  <imputation>Have you previously had a fixed-line phone?</imputation>
  <security>Have you previously had a fixed-line phone?</security>
  <embargo>Have you previously had a fixed-line phone?</embargo>
  <respUnit>Have you previously had a fixed-line phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V567" name="F_8" files="F2" intrvl="discrete">
  <labl>No Fixed: We use mobile phones</labl>
  <imputation>No Fixed: We use mobile phones</imputation>
  <security>No Fixed: We use mobile phones</security>
  <embargo>No Fixed: We use mobile phones</embargo>
  <respUnit>No Fixed: We use mobile phones</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V568" name="F_9" files="F2" intrvl="discrete">
  <labl>No Fixed:Fixed phones are not available where I live</labl>
  <imputation>No Fixed:Fixed phones are not available where I live</imputation>
  <security>No Fixed:Fixed phones are not available where I live</security>
  <embargo>No Fixed:Fixed phones are not available where I live</embargo>
  <respUnit>No Fixed:Fixed phones are not available where I live</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V569" name="F_10" files="F2" intrvl="discrete">
  <labl>No Fixed:No regular income</labl>
  <imputation>No Fixed:No regular income</imputation>
  <security>No Fixed:No regular income</security>
  <embargo>No Fixed:No regular income</embargo>
  <respUnit>No Fixed:No regular income</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V570" name="F_11" files="F2" intrvl="discrete">
  <labl>No Fixed:Cannot afford one</labl>
  <imputation>No Fixed:Cannot afford one</imputation>
  <security>No Fixed:Cannot afford one</security>
  <embargo>No Fixed:Cannot afford one</embargo>
  <respUnit>No Fixed:Cannot afford one</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V571" name="F_12" files="F2" intrvl="discrete">
  <labl>No Fixed:Too long wait for a fixed line</labl>
  <imputation>No Fixed:Too long wait for a fixed line</imputation>
  <security>No Fixed:Too long wait for a fixed line</security>
  <embargo>No Fixed:Too long wait for a fixed line</embargo>
  <respUnit>No Fixed:Too long wait for a fixed line</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V572" name="F_13" files="F2" intrvl="discrete">
  <labl>No Fixed:Other, please specify:</labl>
  <imputation>No Fixed:Other, please specify:</imputation>
  <security>No Fixed:Other, please specify:</security>
  <embargo>No Fixed:Other, please specify:</embargo>
  <respUnit>No Fixed:Other, please specify:</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V573" name="F_14" files="F2" intrvl="discrete">
  <labl>Calls cheaper: Under which conditions would you consider getting a fixed-line (l</labl>
  <imputation>Calls cheaper: Under which conditions would you consider getting a fixed-line (l</imputation>
  <security>Calls cheaper: Under which conditions would you consider getting a fixed-line (l</security>
  <embargo>Calls cheaper: Under which conditions would you consider getting a fixed-line (l</embargo>
  <respUnit>Calls cheaper: Under which conditions would you consider getting a fixed-line (l</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V574" name="F_15" files="F2" intrvl="discrete">
  <labl>Line rental cheaper: Under which conditions would you consider getting a fixed-l</labl>
  <imputation>Line rental cheaper: Under which conditions would you consider getting a fixed-l</imputation>
  <security>Line rental cheaper: Under which conditions would you consider getting a fixed-l</security>
  <embargo>Line rental cheaper: Under which conditions would you consider getting a fixed-l</embargo>
  <respUnit>Line rental cheaper: Under which conditions would you consider getting a fixed-l</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V575" name="F_16" files="F2" intrvl="discrete">
  <labl>Available as prepaid: Under which conditions would you consider getting a fixed-</labl>
  <imputation>Available as prepaid: Under which conditions would you consider getting a fixed-</imputation>
  <security>Available as prepaid: Under which conditions would you consider getting a fixed-</security>
  <embargo>Available as prepaid: Under which conditions would you consider getting a fixed-</embargo>
  <respUnit>Available as prepaid: Under which conditions would you consider getting a fixed-</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V576" name="F_17" files="F2" intrvl="discrete">
  <labl>Available in my area: Under which conditions would you consider getting a fixed-</labl>
  <imputation>Available in my area: Under which conditions would you consider getting a fixed-</imputation>
  <security>Available in my area: Under which conditions would you consider getting a fixed-</security>
  <embargo>Available in my area: Under which conditions would you consider getting a fixed-</embargo>
  <respUnit>Available in my area: Under which conditions would you consider getting a fixed-</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V577" name="F_18" files="F2" intrvl="discrete">
  <labl>What type of billing would you prefer?</labl>
  <imputation>What type of billing would you prefer?</imputation>
  <security>What type of billing would you prefer?</security>
  <embargo>What type of billing would you prefer?</embargo>
  <respUnit>What type of billing would you prefer?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Do not want any</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Pre-paid</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Post paid</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V578" name="F_19" files="F2" intrvl="contin">
  <labl>Highest YEs:How much would the household be willing and able to spend monthly on</labl>
  <imputation>Highest YEs:How much would the household be willing and able to spend monthly on</imputation>
  <security>Highest YEs:How much would the household be willing and able to spend monthly on</security>
  <embargo>Highest YEs:How much would the household be willing and able to spend monthly on</embargo>
  <respUnit>Highest YEs:How much would the household be willing and able to spend monthly on</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V579" name="F_20" files="F2" intrvl="contin">
  <labl>Lowest NO: How much would the household be willing and able to spend monthly on</labl>
  <imputation>Lowest NO: How much would the household be willing and able to spend monthly on</imputation>
  <security>Lowest NO: How much would the household be willing and able to spend monthly on</security>
  <embargo>Lowest NO: How much would the household be willing and able to spend monthly on</embargo>
  <respUnit>Lowest NO: How much would the household be willing and able to spend monthly on</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V580" name="HI_1" files="F2" intrvl="discrete">
  <labl>Does this household have a working Internet connection?</labl>
  <imputation>Does this household have a working Internet connection?</imputation>
  <security>Does this household have a working Internet connection?</security>
  <embargo>Does this household have a working Internet connection?</embargo>
  <respUnit>Does this household have a working Internet connection?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V581" name="HI_2" files="F2" intrvl="discrete">
  <labl>Modem / ISDN dial-up: What type of internet connection is this?</labl>
  <imputation>Modem / ISDN dial-up: What type of internet connection is this?</imputation>
  <security>Modem / ISDN dial-up: What type of internet connection is this?</security>
  <embargo>Modem / ISDN dial-up: What type of internet connection is this?</embargo>
  <respUnit>Modem / ISDN dial-up: What type of internet connection is this?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V582" name="HI_3" files="F2" intrvl="discrete">
  <labl>ADSL: What type of internet connection is this?</labl>
  <imputation>ADSL: What type of internet connection is this?</imputation>
  <security>ADSL: What type of internet connection is this?</security>
  <embargo>ADSL: What type of internet connection is this?</embargo>
  <respUnit>ADSL: What type of internet connection is this?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V583" name="HI_4" files="F2" intrvl="discrete">
  <labl>Mobile modem (3G): What type of internet connection is this?</labl>
  <imputation>Mobile modem (3G): What type of internet connection is this?</imputation>
  <security>Mobile modem (3G): What type of internet connection is this?</security>
  <embargo>Mobile modem (3G): What type of internet connection is this?</embargo>
  <respUnit>Mobile modem (3G): What type of internet connection is this?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V584" name="HI_5" files="F2" intrvl="discrete">
  <labl>Using mobile phone: What type of internet connection is this?</labl>
  <imputation>Using mobile phone: What type of internet connection is this?</imputation>
  <security>Using mobile phone: What type of internet connection is this?</security>
  <embargo>Using mobile phone: What type of internet connection is this?</embargo>
  <respUnit>Using mobile phone: What type of internet connection is this?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V585" name="HI_6" files="F2" intrvl="discrete">
  <labl>Wireless Broadband: What type of internet connection is this?</labl>
  <imputation>Wireless Broadband: What type of internet connection is this?</imputation>
  <security>Wireless Broadband: What type of internet connection is this?</security>
  <embargo>Wireless Broadband: What type of internet connection is this?</embargo>
  <respUnit>Wireless Broadband: What type of internet connection is this?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V586" name="HI_7" files="F2" intrvl="discrete">
  <labl>Other, please specify:</labl>
  <imputation>Other, please specify:</imputation>
  <security>Other, please specify:</security>
  <embargo>Other, please specify:</embargo>
  <respUnit>Other, please specify:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V587" name="HI_8" files="F2" intrvl="contin">
  <labl>How much is spent monthly for the INTERNET (subscription &amp; use)?</labl>
  <imputation>How much is spent monthly for the INTERNET (subscription &amp; use)?</imputation>
  <security>How much is spent monthly for the INTERNET (subscription &amp; use)?</security>
  <embargo>How much is spent monthly for the INTERNET (subscription &amp; use)?</embargo>
  <respUnit>How much is spent monthly for the INTERNET (subscription &amp; use)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V588" name="HI_9" files="F2" intrvl="discrete">
  <labl>What is the name of the service provider?</labl>
  <imputation>What is the name of the service provider?</imputation>
  <security>What is the name of the service provider?</security>
  <embargo>What is the name of the service provider?</embargo>
  <respUnit>What is the name of the service provider?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V589" name="Hi_9a" files="F2" intrvl="discrete">
  <labl>Telecom Namibia</labl>
  <imputation>Telecom Namibia</imputation>
  <security>Telecom Namibia</security>
  <embargo>Telecom Namibia</embargo>
  <respUnit>Telecom Namibia</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V590" name="Hi_9b" files="F2" intrvl="discrete">
  <labl>MTC</labl>
  <imputation>MTC</imputation>
  <security>MTC</security>
  <embargo>MTC</embargo>
  <respUnit>MTC</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V591" name="HI_9c" files="F2" intrvl="discrete">
  <labl>Other ISP</labl>
  <imputation>Other ISP</imputation>
  <security>Other ISP</security>
  <embargo>Other ISP</embargo>
  <respUnit>Other ISP</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V592" name="Hi_9d" files="F2" intrvl="discrete">
  <labl>LEO</labl>
  <imputation>LEO</imputation>
  <security>LEO</security>
  <embargo>LEO</embargo>
  <respUnit>LEO</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V593" name="HI_10" files="F2" intrvl="discrete">
  <labl>How many household members use the Internet at home?</labl>
  <imputation>How many household members use the Internet at home?</imputation>
  <security>How many household members use the Internet at home?</security>
  <embargo>How many household members use the Internet at home?</embargo>
  <respUnit>How many household members use the Internet at home?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V594" name="HI_11" files="F2" intrvl="discrete">
  <labl>How many of household members that use the Internet at home are below the age of</labl>
  <imputation>How many of household members that use the Internet at home are below the age of</imputation>
  <security>How many of household members that use the Internet at home are below the age of</security>
  <embargo>How many of household members that use the Internet at home are below the age of</embargo>
  <respUnit>How many of household members that use the Internet at home are below the age of</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V595" name="HI_12" files="F2" intrvl="discrete">
  <labl>What is the main reason why the household does not have a working Internet Conne</labl>
  <imputation>What is the main reason why the household does not have a working Internet Conne</imputation>
  <security>What is the main reason why the household does not have a working Internet Conne</security>
  <embargo>What is the main reason why the household does not have a working Internet Conne</embargo>
  <respUnit>What is the main reason why the household does not have a working Internet Conne</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Cannot afford it</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not available in the area</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Do not know how to use it</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Other, please specify:</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V596" name="HI_12_1" files="F2" intrvl="discrete">
  <labl>Other, please specify:</labl>
  <imputation>Other, please specify:</imputation>
  <security>Other, please specify:</security>
  <embargo>Other, please specify:</embargo>
  <respUnit>Other, please specify:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V597" name="HI_13" files="F2" intrvl="contin">
  <labl>You stated that your main reason for not having internet is that it is too expen</labl>
  <imputation>You stated that your main reason for not having internet is that it is too expen</imputation>
  <security>You stated that your main reason for not having internet is that it is too expen</security>
  <embargo>You stated that your main reason for not having internet is that it is too expen</embargo>
  <respUnit>You stated that your main reason for not having internet is that it is too expen</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V598" name="I_3" files="F2" intrvl="contin">
  <labl>Age</labl>
  <imputation>Age</imputation>
  <security>Age</security>
  <embargo>Age</embargo>
  <respUnit>Age</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V599" name="I_1" files="F2" intrvl="discrete">
  <labl>First Name</labl>
  <imputation>First Name</imputation>
  <security>First Name</security>
  <embargo>First Name</embargo>
  <respUnit>First Name</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V600" name="I_2" files="F2" intrvl="discrete">
  <labl>Gender</labl>
  <imputation>Gender</imputation>
  <security>Gender</security>
  <embargo>Gender</embargo>
  <respUnit>Gender</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Male</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Female</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V601" name="I_4" files="F2" intrvl="discrete">
  <labl>How related to Household head</labl>
  <imputation>How related to Household head</imputation>
  <security>How related to Household head</security>
  <embargo>How related to Household head</embargo>
  <respUnit>How related to Household head</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>head of household</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>spouse/partner</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>son/daughter</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>grandchild</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>parent</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>brother /sister</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>other relative</labl>
  </catgry>
  <catgry>
    <catValu>8</catValu>
    <labl>not related</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V602" name="I_5" files="F2" intrvl="discrete">
  <labl>marital status</labl>
  <imputation>marital status</imputation>
  <security>marital status</security>
  <embargo>marital status</embargo>
  <respUnit>marital status</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>married</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>single</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>widowed</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>divorced</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>other</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>NA</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V603" name="I_6" files="F2" intrvl="discrete">
  <labl>highest level of schooling completed</labl>
  <imputation>highest level of schooling completed</imputation>
  <security>highest level of schooling completed</security>
  <embargo>highest level of schooling completed</embargo>
  <respUnit>highest level of schooling completed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>none</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>primary</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>secondary</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Tertiary: diploma /Certificate</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Tertiary: BSc/BA</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>tertiary: Masters</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>tertiary: PhD</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V604" name="I_7" files="F2" intrvl="contin">
  <labl>Total years of schooling</labl>
  <imputation>Total years of schooling</imputation>
  <security>Total years of schooling</security>
  <embargo>Total years of schooling</embargo>
  <respUnit>Total years of schooling</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V605" name="I_8" files="F2" intrvl="discrete">
  <labl>If you have any additional vocational certificates please specify:</labl>
  <imputation>If you have any additional vocational certificates please specify:</imputation>
  <security>If you have any additional vocational certificates please specify:</security>
  <embargo>If you have any additional vocational certificates please specify:</embargo>
  <respUnit>If you have any additional vocational certificates please specify:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V606" name="I_9" files="F2" intrvl="discrete">
  <labl>Main activity during last 6 months?</labl>
  <imputation>Main activity during last 6 months?</imputation>
  <security>Main activity during last 6 months?</security>
  <embargo>Main activity during last 6 months?</embargo>
  <respUnit>Main activity during last 6 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>2</catValu>
    <labl>student / pupil</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>unpaid house work (eg housewife)</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>retired</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>unemployed</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>disabled and unable to work</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>employed</labl>
  </catgry>
  <catgry>
    <catValu>8</catValu>
    <labl>self-employed</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V607" name="I_10" files="F2" intrvl="discrete">
  <labl>If employed or self employed:</labl>
  <imputation>If employed or self employed:</imputation>
  <security>If employed or self employed:</security>
  <embargo>If employed or self employed:</embargo>
  <respUnit>If employed or self employed:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V608" name="I_11" files="F2" intrvl="contin">
  <labl>Years work experience:</labl>
  <imputation>Years work experience:</imputation>
  <security>Years work experience:</security>
  <embargo>Years work experience:</embargo>
  <respUnit>Years work experience:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V609" name="I_12" files="F2" intrvl="contin">
  <labl>What do you EARN EVERY MONTH IN TERMS OF SALARY OR WAGE?</labl>
  <imputation>What do you EARN EVERY MONTH IN TERMS OF SALARY OR WAGE?</imputation>
  <security>What do you EARN EVERY MONTH IN TERMS OF SALARY OR WAGE?</security>
  <embargo>What do you EARN EVERY MONTH IN TERMS OF SALARY OR WAGE?</embargo>
  <respUnit>What do you EARN EVERY MONTH IN TERMS OF SALARY OR WAGE?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V610" name="I_13" files="F2" intrvl="contin">
  <labl>What do you EARN EVERY MONTH IN TERMS OF SELF EMPLOYMENT INCOME AND PROPERTY INC</labl>
  <imputation>What do you EARN EVERY MONTH IN TERMS OF SELF EMPLOYMENT INCOME AND PROPERTY INC</imputation>
  <security>What do you EARN EVERY MONTH IN TERMS OF SELF EMPLOYMENT INCOME AND PROPERTY INC</security>
  <embargo>What do you EARN EVERY MONTH IN TERMS OF SELF EMPLOYMENT INCOME AND PROPERTY INC</embargo>
  <respUnit>What do you EARN EVERY MONTH IN TERMS OF SELF EMPLOYMENT INCOME AND PROPERTY INC</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V611" name="I_14" files="F2" intrvl="contin">
  <labl>What do you EARN EVERY MONTH IN TERMS OF PENSION, TRANSFER INCOME &amp; SCHOLARSHIPS</labl>
  <imputation>What do you EARN EVERY MONTH IN TERMS OF PENSION, TRANSFER INCOME &amp; SCHOLARSHIPS</imputation>
  <security>What do you EARN EVERY MONTH IN TERMS OF PENSION, TRANSFER INCOME &amp; SCHOLARSHIPS</security>
  <embargo>What do you EARN EVERY MONTH IN TERMS OF PENSION, TRANSFER INCOME &amp; SCHOLARSHIPS</embargo>
  <respUnit>What do you EARN EVERY MONTH IN TERMS OF PENSION, TRANSFER INCOME &amp; SCHOLARSHIPS</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V612" name="N_1" files="F2" intrvl="contin">
  <labl>How much money do you have for your free disposal each month (spend without cons</labl>
  <imputation>How much money do you have for your free disposal each month (spend without cons</imputation>
  <security>How much money do you have for your free disposal each month (spend without cons</security>
  <embargo>How much money do you have for your free disposal each month (spend without cons</embargo>
  <respUnit>How much money do you have for your free disposal each month (spend without cons</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V613" name="N_2" files="F2" intrvl="contin">
  <labl>How much do you contribute to household expenses every month?</labl>
  <imputation>How much do you contribute to household expenses every month?</imputation>
  <security>How much do you contribute to household expenses every month?</security>
  <embargo>How much do you contribute to household expenses every month?</embargo>
  <respUnit>How much do you contribute to household expenses every month?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V614" name="N_3" files="F2" intrvl="contin">
  <labl>During the last 30 days, for how many days did you not have enough to eat?</labl>
  <imputation>During the last 30 days, for how many days did you not have enough to eat?</imputation>
  <security>During the last 30 days, for how many days did you not have enough to eat?</security>
  <embargo>During the last 30 days, for how many days did you not have enough to eat?</embargo>
  <respUnit>During the last 30 days, for how many days did you not have enough to eat?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V615" name="N_4" files="F2" intrvl="discrete">
  <labl>Can you read a letter or newspaper?</labl>
  <imputation>Can you read a letter or newspaper?</imputation>
  <security>Can you read a letter or newspaper?</security>
  <embargo>Can you read a letter or newspaper?</embargo>
  <respUnit>Can you read a letter or newspaper?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>easily</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>with difficulty</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>not at all</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V616" name="N_5" files="F2" intrvl="discrete">
  <labl>Can You Write a letter?</labl>
  <imputation>Can You Write a letter?</imputation>
  <security>Can You Write a letter?</security>
  <embargo>Can You Write a letter?</embargo>
  <respUnit>Can You Write a letter?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>easily</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>with difficulty</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>not at all</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V617" name="N_6" files="F2" intrvl="discrete">
  <labl>How often a week do you read newspapers</labl>
  <imputation>How often a week do you read newspapers</imputation>
  <security>How often a week do you read newspapers</security>
  <embargo>How often a week do you read newspapers</embargo>
  <respUnit>How often a week do you read newspapers</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>infrequently</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V618" name="N_7" files="F2" intrvl="discrete">
  <labl>What is the main household language:</labl>
  <imputation>What is the main household language:</imputation>
  <security>What is the main household language:</security>
  <embargo>What is the main household language:</embargo>
  <respUnit>What is the main household language:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V619" name="N_8" files="F2" intrvl="discrete">
  <labl>Can you easily read and write English?</labl>
  <imputation>Can you easily read and write English?</imputation>
  <security>Can you easily read and write English?</security>
  <embargo>Can you easily read and write English?</embargo>
  <respUnit>Can you easily read and write English?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V620" name="N_9" files="F2" intrvl="discrete">
  <labl>What other languages do you understand or speak (local or foreign) apart from wh</labl>
  <imputation>What other languages do you understand or speak (local or foreign) apart from wh</imputation>
  <security>What other languages do you understand or speak (local or foreign) apart from wh</security>
  <embargo>What other languages do you understand or speak (local or foreign) apart from wh</embargo>
  <respUnit>What other languages do you understand or speak (local or foreign) apart from wh</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V621" name="N_10" files="F2" intrvl="discrete">
  <labl>Do you own a portable CD player, MP3 Player or iPod?</labl>
  <imputation>Do you own a portable CD player, MP3 Player or iPod?</imputation>
  <security>Do you own a portable CD player, MP3 Player or iPod?</security>
  <embargo>Do you own a portable CD player, MP3 Player or iPod?</embargo>
  <respUnit>Do you own a portable CD player, MP3 Player or iPod?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V622" name="N_11" files="F2" intrvl="discrete">
  <labl>Do you have a bank account (bank or Post office)?</labl>
  <imputation>Do you have a bank account (bank or Post office)?</imputation>
  <security>Do you have a bank account (bank or Post office)?</security>
  <embargo>Do you have a bank account (bank or Post office)?</embargo>
  <respUnit>Do you have a bank account (bank or Post office)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V623" name="N_12" files="F2" intrvl="discrete">
  <labl>How often do you send or receive money?</labl>
  <imputation>How often do you send or receive money?</imputation>
  <security>How often do you send or receive money?</security>
  <embargo>How often do you send or receive money?</embargo>
  <respUnit>How often do you send or receive money?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>daily</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>monthly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>rarely eve</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V624" name="N_13" files="F2" intrvl="discrete">
  <labl>How often do you send or receive mail (postal services)?</labl>
  <imputation>How often do you send or receive mail (postal services)?</imputation>
  <security>How often do you send or receive mail (postal services)?</security>
  <embargo>How often do you send or receive mail (postal services)?</embargo>
  <respUnit>How often do you send or receive mail (postal services)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>daily</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>monthly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>rarely ever</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V625" name="N_14" files="F2" intrvl="discrete">
  <labl>Do you belong to any religious groups (Church eg)?</labl>
  <imputation>Do you belong to any religious groups (Church eg)?</imputation>
  <security>Do you belong to any religious groups (Church eg)?</security>
  <embargo>Do you belong to any religious groups (Church eg)?</embargo>
  <respUnit>Do you belong to any religious groups (Church eg)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V626" name="N_15" files="F2" intrvl="discrete">
  <labl>Do you belong to any trade unions?</labl>
  <imputation>Do you belong to any trade unions?</imputation>
  <security>Do you belong to any trade unions?</security>
  <embargo>Do you belong to any trade unions?</embargo>
  <respUnit>Do you belong to any trade unions?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V627" name="N_16" files="F2" intrvl="discrete">
  <labl>Do you belong to any organised Cultural, Social or political group</labl>
  <imputation>Do you belong to any organised Cultural, Social or political group</imputation>
  <security>Do you belong to any organised Cultural, Social or political group</security>
  <embargo>Do you belong to any organised Cultural, Social or political group</embargo>
  <respUnit>Do you belong to any organised Cultural, Social or political group</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V628" name="N_17" files="F2" intrvl="discrete">
  <labl>Do you belong to any farmer associations or cooperatives?</labl>
  <imputation>Do you belong to any farmer associations or cooperatives?</imputation>
  <security>Do you belong to any farmer associations or cooperatives?</security>
  <embargo>Do you belong to any farmer associations or cooperatives?</embargo>
  <respUnit>Do you belong to any farmer associations or cooperatives?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V629" name="N_18" files="F2" intrvl="discrete">
  <labl>Do you belong to any Savings clubs / micro finance groups/ Burial societies</labl>
  <imputation>Do you belong to any Savings clubs / micro finance groups/ Burial societies</imputation>
  <security>Do you belong to any Savings clubs / micro finance groups/ Burial societies</security>
  <embargo>Do you belong to any Savings clubs / micro finance groups/ Burial societies</embargo>
  <respUnit>Do you belong to any Savings clubs / micro finance groups/ Burial societies</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V630" name="N_19" files="F2" intrvl="discrete">
  <labl>Do you belong to any Other social network (sport, reading etc)</labl>
  <imputation>Do you belong to any Other social network (sport, reading etc)</imputation>
  <security>Do you belong to any Other social network (sport, reading etc)</security>
  <embargo>Do you belong to any Other social network (sport, reading etc)</embargo>
  <respUnit>Do you belong to any Other social network (sport, reading etc)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V631" name="N_20" files="F2" intrvl="discrete">
  <labl>Do you participate in decision making at village/city/municipal level?</labl>
  <imputation>Do you participate in decision making at village/city/municipal level?</imputation>
  <security>Do you participate in decision making at village/city/municipal level?</security>
  <embargo>Do you participate in decision making at village/city/municipal level?</embargo>
  <respUnit>Do you participate in decision making at village/city/municipal level?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V632" name="N_21" files="F2" intrvl="discrete">
  <labl>How would you rate your overall health?</labl>
  <imputation>How would you rate your overall health?</imputation>
  <security>How would you rate your overall health?</security>
  <embargo>How would you rate your overall health?</embargo>
  <respUnit>How would you rate your overall health?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>excellent</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>good</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>fair</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>poor</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V633" name="N_22" files="F2" intrvl="discrete">
  <labl>Are you currently receiving long-term medical treatment (medications) for any il</labl>
  <imputation>Are you currently receiving long-term medical treatment (medications) for any il</imputation>
  <security>Are you currently receiving long-term medical treatment (medications) for any il</security>
  <embargo>Are you currently receiving long-term medical treatment (medications) for any il</embargo>
  <respUnit>Are you currently receiving long-term medical treatment (medications) for any il</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V634" name="N_23" files="F2" intrvl="discrete">
  <labl>Most people I know live near me and know each other</labl>
  <imputation>Most people I know live near me and know each other</imputation>
  <security>Most people I know live near me and know each other</security>
  <embargo>Most people I know live near me and know each other</embargo>
  <respUnit>Most people I know live near me and know each other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V635" name="N_24" files="F2" intrvl="discrete">
  <labl>I know many people who have different backgrounds to me</labl>
  <imputation>I know many people who have different backgrounds to me</imputation>
  <security>I know many people who have different backgrounds to me</security>
  <embargo>I know many people who have different backgrounds to me</embargo>
  <respUnit>I know many people who have different backgrounds to me</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V636" name="N_25" files="F2" intrvl="discrete">
  <labl>I feel alone in within my community</labl>
  <imputation>I feel alone in within my community</imputation>
  <security>I feel alone in within my community</security>
  <embargo>I feel alone in within my community</embargo>
  <respUnit>I feel alone in within my community</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V637" name="N_26" files="F2" intrvl="discrete">
  <labl>Thinking about your 5 closest friends, how many of them have a mobile phone (min</labl>
  <imputation>Thinking about your 5 closest friends, how many of them have a mobile phone (min</imputation>
  <security>Thinking about your 5 closest friends, how many of them have a mobile phone (min</security>
  <embargo>Thinking about your 5 closest friends, how many of them have a mobile phone (min</embargo>
  <respUnit>Thinking about your 5 closest friends, how many of them have a mobile phone (min</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V638" name="N_27" files="F2" intrvl="discrete">
  <labl>Thinking about your 5 closest friends, how many of them have an email address (m</labl>
  <imputation>Thinking about your 5 closest friends, how many of them have an email address (m</imputation>
  <security>Thinking about your 5 closest friends, how many of them have an email address (m</security>
  <embargo>Thinking about your 5 closest friends, how many of them have an email address (m</embargo>
  <respUnit>Thinking about your 5 closest friends, how many of them have an email address (m</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V639" name="N_28" files="F2" intrvl="discrete">
  <labl>Thinking about your 5 closest friends, how many of them use a online social netw</labl>
  <imputation>Thinking about your 5 closest friends, how many of them use a online social netw</imputation>
  <security>Thinking about your 5 closest friends, how many of them use a online social netw</security>
  <embargo>Thinking about your 5 closest friends, how many of them use a online social netw</embargo>
  <respUnit>Thinking about your 5 closest friends, how many of them use a online social netw</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V640" name="N_29" files="F2" intrvl="discrete">
  <labl>During a typical week how many hours do you spend socialising face to face with</labl>
  <imputation>During a typical week how many hours do you spend socialising face to face with</imputation>
  <security>During a typical week how many hours do you spend socialising face to face with</security>
  <embargo>During a typical week how many hours do you spend socialising face to face with</embargo>
  <respUnit>During a typical week how many hours do you spend socialising face to face with</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V641" name="N_30" files="F2" intrvl="discrete">
  <labl>Do you have a National ID Card</labl>
  <imputation>Do you have a National ID Card</imputation>
  <security>Do you have a National ID Card</security>
  <embargo>Do you have a National ID Card</embargo>
  <respUnit>Do you have a National ID Card</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V642" name="N_31" files="F2" intrvl="discrete">
  <labl>Do you have a Passport?</labl>
  <imputation>Do you have a Passport?</imputation>
  <security>Do you have a Passport?</security>
  <embargo>Do you have a Passport?</embargo>
  <respUnit>Do you have a Passport?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V643" name="TV_1" files="F2" intrvl="discrete">
  <labl>Do you watch TV?</labl>
  <imputation>Do you watch TV?</imputation>
  <security>Do you watch TV?</security>
  <embargo>Do you watch TV?</embargo>
  <respUnit>Do you watch TV?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V644" name="TV_2" files="F2" intrvl="discrete">
  <labl>How many hours a day do you watch Television on average?</labl>
  <imputation>How many hours a day do you watch Television on average?</imputation>
  <security>How many hours a day do you watch Television on average?</security>
  <embargo>How many hours a day do you watch Television on average?</embargo>
  <respUnit>How many hours a day do you watch Television on average?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>very irregularly</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>less than 1 hour</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>between 1 and 2 hours</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>between 2 and 4 hours</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>more than 4 hours</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V645" name="TV_3" files="F2" intrvl="discrete">
  <labl>Where do you watch television mainly?</labl>
  <imputation>Where do you watch television mainly?</imputation>
  <security>Where do you watch television mainly?</security>
  <embargo>Where do you watch television mainly?</embargo>
  <respUnit>Where do you watch television mainly?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>at home</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>at friends, relatives or neighbours home</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>public places (bars, community halls, TV Clubs)</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>other</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V646" name="TV_4" files="F2" intrvl="discrete">
  <labl>What TV Station do you watch (multiple response)?</labl>
  <imputation>What TV Station do you watch (multiple response)?</imputation>
  <security>What TV Station do you watch (multiple response)?</security>
  <embargo>What TV Station do you watch (multiple response)?</embargo>
  <respUnit>What TV Station do you watch (multiple response)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V647" name="TV_5" files="F2" intrvl="discrete">
  <labl>What is your favourite programme?  please specify</labl>
  <imputation>What is your favourite programme?  please specify</imputation>
  <security>What is your favourite programme?  please specify</security>
  <embargo>What is your favourite programme?  please specify</embargo>
  <respUnit>What is your favourite programme?  please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V648" name="TV_6" files="F2" intrvl="discrete">
  <labl>What time do you normally watch TV?</labl>
  <imputation>What time do you normally watch TV?</imputation>
  <security>What time do you normally watch TV?</security>
  <embargo>What time do you normally watch TV?</embargo>
  <respUnit>What time do you normally watch TV?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V649" name="TV_7" files="F2" intrvl="discrete">
  <labl>Are you happy with the choice of programs you receive on TV?</labl>
  <imputation>Are you happy with the choice of programs you receive on TV?</imputation>
  <security>Are you happy with the choice of programs you receive on TV?</security>
  <embargo>Are you happy with the choice of programs you receive on TV?</embargo>
  <respUnit>Are you happy with the choice of programs you receive on TV?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V650" name="TV_8" files="F2" intrvl="discrete">
  <labl>entertainment: What programmes do you view?</labl>
  <imputation>entertainment: What programmes do you view?</imputation>
  <security>entertainment: What programmes do you view?</security>
  <embargo>entertainment: What programmes do you view?</embargo>
  <respUnit>entertainment: What programmes do you view?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V651" name="TV_9" files="F2" intrvl="discrete">
  <labl>educational programmes: What programmes do you view?</labl>
  <imputation>educational programmes: What programmes do you view?</imputation>
  <security>educational programmes: What programmes do you view?</security>
  <embargo>educational programmes: What programmes do you view?</embargo>
  <respUnit>educational programmes: What programmes do you view?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V652" name="TV_10" files="F2" intrvl="discrete">
  <labl>news: What programmes do you view?</labl>
  <imputation>news: What programmes do you view?</imputation>
  <security>news: What programmes do you view?</security>
  <embargo>news: What programmes do you view?</embargo>
  <respUnit>news: What programmes do you view?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V653" name="TV_11" files="F2" intrvl="discrete">
  <labl>sports: What programmes do you view?</labl>
  <imputation>sports: What programmes do you view?</imputation>
  <security>sports: What programmes do you view?</security>
  <embargo>sports: What programmes do you view?</embargo>
  <respUnit>sports: What programmes do you view?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V654" name="TV_11A" files="F2" intrvl="discrete">
  <labl>health programmes: What programmes do you view?</labl>
  <imputation>health programmes: What programmes do you view?</imputation>
  <security>health programmes: What programmes do you view?</security>
  <embargo>health programmes: What programmes do you view?</embargo>
  <respUnit>health programmes: What programmes do you view?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V655" name="TV_12" files="F2" intrvl="discrete">
  <labl>other, please specify: What programmes do you view?</labl>
  <imputation>other, please specify: What programmes do you view?</imputation>
  <security>other, please specify: What programmes do you view?</security>
  <embargo>other, please specify: What programmes do you view?</embargo>
  <respUnit>other, please specify: What programmes do you view?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V656" name="TV_13" files="F2" intrvl="discrete">
  <labl>Have you heard about Digital migration?</labl>
  <imputation>Have you heard about Digital migration?</imputation>
  <security>Have you heard about Digital migration?</security>
  <embargo>Have you heard about Digital migration?</embargo>
  <respUnit>Have you heard about Digital migration?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V657" name="TV_14" files="F2" intrvl="discrete">
  <labl>entertainment: If there would be more channels available, which programmes would</labl>
  <imputation>entertainment: If there would be more channels available, which programmes would</imputation>
  <security>entertainment: If there would be more channels available, which programmes would</security>
  <embargo>entertainment: If there would be more channels available, which programmes would</embargo>
  <respUnit>entertainment: If there would be more channels available, which programmes would</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>same</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>more</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V658" name="TV_15" files="F2" intrvl="discrete">
  <labl>educational programmes: If there would be more channels available, which program</labl>
  <imputation>educational programmes: If there would be more channels available, which program</imputation>
  <security>educational programmes: If there would be more channels available, which program</security>
  <embargo>educational programmes: If there would be more channels available, which program</embargo>
  <respUnit>educational programmes: If there would be more channels available, which program</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>same</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>more</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V659" name="TV_16" files="F2" intrvl="discrete">
  <labl>news: If there would be more channels available, which programmes would you like</labl>
  <imputation>news: If there would be more channels available, which programmes would you like</imputation>
  <security>news: If there would be more channels available, which programmes would you like</security>
  <embargo>news: If there would be more channels available, which programmes would you like</embargo>
  <respUnit>news: If there would be more channels available, which programmes would you like</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>same</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>more</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V660" name="TV_17" files="F2" intrvl="discrete">
  <labl>sports: If there would be more channels available, which programmes would you li</labl>
  <imputation>sports: If there would be more channels available, which programmes would you li</imputation>
  <security>sports: If there would be more channels available, which programmes would you li</security>
  <embargo>sports: If there would be more channels available, which programmes would you li</embargo>
  <respUnit>sports: If there would be more channels available, which programmes would you li</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>same</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>more</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V661" name="TV_18" files="F2" intrvl="discrete">
  <labl>health programmes: If there would be more channels available, which programmes w</labl>
  <imputation>health programmes: If there would be more channels available, which programmes w</imputation>
  <security>health programmes: If there would be more channels available, which programmes w</security>
  <embargo>health programmes: If there would be more channels available, which programmes w</embargo>
  <respUnit>health programmes: If there would be more channels available, which programmes w</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>same</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>more</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>much more</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V662" name="TV_19" files="F2" intrvl="discrete">
  <labl>other, please specify: If there would be more channels available, which programm</labl>
  <imputation>other, please specify: If there would be more channels available, which programm</imputation>
  <security>other, please specify: If there would be more channels available, which programm</security>
  <embargo>other, please specify: If there would be more channels available, which programm</embargo>
  <respUnit>other, please specify: If there would be more channels available, which programm</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V663" name="TV_20" files="F2" intrvl="discrete">
  <labl>Do you think programs you see on TV are relevant to your needs?</labl>
  <imputation>Do you think programs you see on TV are relevant to your needs?</imputation>
  <security>Do you think programs you see on TV are relevant to your needs?</security>
  <embargo>Do you think programs you see on TV are relevant to your needs?</embargo>
  <respUnit>Do you think programs you see on TV are relevant to your needs?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V664" name="TV_21" files="F2" intrvl="discrete">
  <labl>With regard to TV licences, what would you prefer</labl>
  <imputation>With regard to TV licences, what would you prefer</imputation>
  <security>With regard to TV licences, what would you prefer</security>
  <embargo>With regard to TV licences, what would you prefer</embargo>
  <respUnit>With regard to TV licences, what would you prefer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>tax financed (income tax)</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>TV licence fees</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V665" name="TV_22" files="F2" intrvl="discrete">
  <labl>TV expands my thinking and understanding of the world</labl>
  <imputation>TV expands my thinking and understanding of the world</imputation>
  <security>TV expands my thinking and understanding of the world</security>
  <embargo>TV expands my thinking and understanding of the world</embargo>
  <respUnit>TV expands my thinking and understanding of the world</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V666" name="TV_23" files="F2" intrvl="discrete">
  <labl>I only watch satellite TV (DSTV eg)</labl>
  <imputation>I only watch satellite TV (DSTV eg)</imputation>
  <security>I only watch satellite TV (DSTV eg)</security>
  <embargo>I only watch satellite TV (DSTV eg)</embargo>
  <respUnit>I only watch satellite TV (DSTV eg)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V667" name="TV_24" files="F2" intrvl="discrete">
  <labl>I rely on TV for my education</labl>
  <imputation>I rely on TV for my education</imputation>
  <security>I rely on TV for my education</security>
  <embargo>I rely on TV for my education</embargo>
  <respUnit>I rely on TV for my education</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V668" name="TV_25" files="F2" intrvl="discrete">
  <labl>TV connects to my country and my community</labl>
  <imputation>TV connects to my country and my community</imputation>
  <security>TV connects to my country and my community</security>
  <embargo>TV connects to my country and my community</embargo>
  <respUnit>TV connects to my country and my community</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V669" name="TV_26" files="F2" intrvl="discrete">
  <labl>Programmes on TV are all boring and irrelevant to me.</labl>
  <imputation>Programmes on TV are all boring and irrelevant to me.</imputation>
  <security>Programmes on TV are all boring and irrelevant to me.</security>
  <embargo>Programmes on TV are all boring and irrelevant to me.</embargo>
  <respUnit>Programmes on TV are all boring and irrelevant to me.</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V670" name="TV_27" files="F2" intrvl="discrete">
  <labl>I find TV programmes morally offensive sometimes</labl>
  <imputation>I find TV programmes morally offensive sometimes</imputation>
  <security>I find TV programmes morally offensive sometimes</security>
  <embargo>I find TV programmes morally offensive sometimes</embargo>
  <respUnit>I find TV programmes morally offensive sometimes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V671" name="TV_28" files="F2" intrvl="discrete">
  <labl>I keep my TV on all the time and watch what ever is being broadcasted</labl>
  <imputation>I keep my TV on all the time and watch what ever is being broadcasted</imputation>
  <security>I keep my TV on all the time and watch what ever is being broadcasted</security>
  <embargo>I keep my TV on all the time and watch what ever is being broadcasted</embargo>
  <respUnit>I keep my TV on all the time and watch what ever is being broadcasted</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V672" name="TV_29" files="F2" intrvl="discrete">
  <labl>TV helps to find jobs by keeping me informed</labl>
  <imputation>TV helps to find jobs by keeping me informed</imputation>
  <security>TV helps to find jobs by keeping me informed</security>
  <embargo>TV helps to find jobs by keeping me informed</embargo>
  <respUnit>TV helps to find jobs by keeping me informed</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V673" name="TV_30" files="F2" intrvl="discrete">
  <labl>Content on TV should be more relevant to my community</labl>
  <imputation>Content on TV should be more relevant to my community</imputation>
  <security>Content on TV should be more relevant to my community</security>
  <embargo>Content on TV should be more relevant to my community</embargo>
  <respUnit>Content on TV should be more relevant to my community</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V674" name="TV_31" files="F2" intrvl="discrete">
  <labl>I could not live without TV</labl>
  <imputation>I could not live without TV</imputation>
  <security>I could not live without TV</security>
  <embargo>I could not live without TV</embargo>
  <respUnit>I could not live without TV</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V675" name="TV_32" files="F2" intrvl="discrete">
  <labl>I am hooked to soapies (TV series)</labl>
  <imputation>I am hooked to soapies (TV series)</imputation>
  <security>I am hooked to soapies (TV series)</security>
  <embargo>I am hooked to soapies (TV series)</embargo>
  <respUnit>I am hooked to soapies (TV series)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V676" name="TV_33" files="F2" intrvl="discrete">
  <labl>I would like to have Pay TV (eg DSTV) but cannot afford it</labl>
  <imputation>I would like to have Pay TV (eg DSTV) but cannot afford it</imputation>
  <security>I would like to have Pay TV (eg DSTV) but cannot afford it</security>
  <embargo>I would like to have Pay TV (eg DSTV) but cannot afford it</embargo>
  <respUnit>I would like to have Pay TV (eg DSTV) but cannot afford it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V677" name="TV_34" files="F2" intrvl="discrete">
  <labl>not interested: If you don't watch TV, why not?</labl>
  <imputation>not interested: If you don't watch TV, why not?</imputation>
  <security>not interested: If you don't watch TV, why not?</security>
  <embargo>not interested: If you don't watch TV, why not?</embargo>
  <respUnit>not interested: If you don't watch TV, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V678" name="TV_35" files="F2" intrvl="discrete">
  <labl>house has no electricity: If you don't watch TV, why not?</labl>
  <imputation>house has no electricity: If you don't watch TV, why not?</imputation>
  <security>house has no electricity: If you don't watch TV, why not?</security>
  <embargo>house has no electricity: If you don't watch TV, why not?</embargo>
  <respUnit>house has no electricity: If you don't watch TV, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V679" name="TV_36" files="F2" intrvl="discrete">
  <labl>cannot afford a TV set: If you don't watch TV, why not?</labl>
  <imputation>cannot afford a TV set: If you don't watch TV, why not?</imputation>
  <security>cannot afford a TV set: If you don't watch TV, why not?</security>
  <embargo>cannot afford a TV set: If you don't watch TV, why not?</embargo>
  <respUnit>cannot afford a TV set: If you don't watch TV, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V680" name="TV_37" files="F2" intrvl="discrete">
  <labl>Dont have time to watch TV: If you don't watch TV, why not?</labl>
  <imputation>Dont have time to watch TV: If you don't watch TV, why not?</imputation>
  <security>Dont have time to watch TV: If you don't watch TV, why not?</security>
  <embargo>Dont have time to watch TV: If you don't watch TV, why not?</embargo>
  <respUnit>Dont have time to watch TV: If you don't watch TV, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V681" name="TV_38" files="F2" intrvl="discrete">
  <labl>cannot afford TV licence: If you don't watch TV, why not?</labl>
  <imputation>cannot afford TV licence: If you don't watch TV, why not?</imputation>
  <security>cannot afford TV licence: If you don't watch TV, why not?</security>
  <embargo>cannot afford TV licence: If you don't watch TV, why not?</embargo>
  <respUnit>cannot afford TV licence: If you don't watch TV, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V682" name="TV_39" files="F2" intrvl="discrete">
  <labl>other, please specify: If you don't watch TV, why not?</labl>
  <imputation>other, please specify: If you don't watch TV, why not?</imputation>
  <security>other, please specify: If you don't watch TV, why not?</security>
  <embargo>other, please specify: If you don't watch TV, why not?</embargo>
  <respUnit>other, please specify: If you don't watch TV, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V683" name="R_1" files="F2" intrvl="discrete">
  <labl>Do you listen to radio?</labl>
  <imputation>Do you listen to radio?</imputation>
  <security>Do you listen to radio?</security>
  <embargo>Do you listen to radio?</embargo>
  <respUnit>Do you listen to radio?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V684" name="R_2" files="F2" intrvl="discrete">
  <labl>Do you own a personal radio which you can use at any time?</labl>
  <imputation>Do you own a personal radio which you can use at any time?</imputation>
  <security>Do you own a personal radio which you can use at any time?</security>
  <embargo>Do you own a personal radio which you can use at any time?</embargo>
  <respUnit>Do you own a personal radio which you can use at any time?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V685" name="R_3" files="F2" intrvl="discrete">
  <labl>How many hours a day do you listen to RADIO on average?</labl>
  <imputation>How many hours a day do you listen to RADIO on average?</imputation>
  <security>How many hours a day do you listen to RADIO on average?</security>
  <embargo>How many hours a day do you listen to RADIO on average?</embargo>
  <respUnit>How many hours a day do you listen to RADIO on average?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>very irregularly</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>less than 1 hour</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>between 1 and 2 hours</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>between 2 and 4 hours</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>more than 4 hours</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V686" name="R_4" files="F2" intrvl="discrete">
  <labl>What times do you usually listen to radio?</labl>
  <imputation>What times do you usually listen to radio?</imputation>
  <security>What times do you usually listen to radio?</security>
  <embargo>What times do you usually listen to radio?</embargo>
  <respUnit>What times do you usually listen to radio?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V687" name="R_4_A" files="F2" intrvl="discrete">
  <labl>What times do you usually listen to radio? - 5:00-8:00</labl>
  <imputation>What times do you usually listen to radio? - 5:00-8:00</imputation>
  <security>What times do you usually listen to radio? - 5:00-8:00</security>
  <embargo>What times do you usually listen to radio? - 5:00-8:00</embargo>
  <respUnit>What times do you usually listen to radio? - 5:00-8:00</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V688" name="R_4_B" files="F2" intrvl="discrete">
  <labl>What times do you usually listen to radio? - 8:00-16:00</labl>
  <imputation>What times do you usually listen to radio? - 8:00-16:00</imputation>
  <security>What times do you usually listen to radio? - 8:00-16:00</security>
  <embargo>What times do you usually listen to radio? - 8:00-16:00</embargo>
  <respUnit>What times do you usually listen to radio? - 8:00-16:00</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V689" name="R_4_C" files="F2" intrvl="discrete">
  <labl>What times do you usually listen to radio? - 16:00-20:00</labl>
  <imputation>What times do you usually listen to radio? - 16:00-20:00</imputation>
  <security>What times do you usually listen to radio? - 16:00-20:00</security>
  <embargo>What times do you usually listen to radio? - 16:00-20:00</embargo>
  <respUnit>What times do you usually listen to radio? - 16:00-20:00</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V690" name="R_4_D" files="F2" intrvl="discrete">
  <labl>What times do you usually listen to radio? - 20:00-24:00</labl>
  <imputation>What times do you usually listen to radio? - 20:00-24:00</imputation>
  <security>What times do you usually listen to radio? - 20:00-24:00</security>
  <embargo>What times do you usually listen to radio? - 20:00-24:00</embargo>
  <respUnit>What times do you usually listen to radio? - 20:00-24:00</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V691" name="R_4_E" files="F2" intrvl="discrete">
  <labl>What times do you usually listen to radio? - 24:00-5:00</labl>
  <imputation>What times do you usually listen to radio? - 24:00-5:00</imputation>
  <security>What times do you usually listen to radio? - 24:00-5:00</security>
  <embargo>What times do you usually listen to radio? - 24:00-5:00</embargo>
  <respUnit>What times do you usually listen to radio? - 24:00-5:00</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V692" name="R_5" files="F2" intrvl="discrete">
  <labl>Where do you listen to radio mainly</labl>
  <imputation>Where do you listen to radio mainly</imputation>
  <security>Where do you listen to radio mainly</security>
  <embargo>Where do you listen to radio mainly</embargo>
  <respUnit>Where do you listen to radio mainly</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>at home</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Radio club</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>work</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>at friends, relatives or neighbours home</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>public places (bars, community halls etc.)</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>while travelling (car or public transport)</labl>
  </catgry>
  <catgry>
    <catValu>7</catValu>
    <labl>using my mobile phone</labl>
  </catgry>
  <catgry>
    <catValu>8</catValu>
    <labl>other</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V693" name="R_6" files="F2" intrvl="discrete">
  <labl>music: What programmes do you listen to ?</labl>
  <imputation>music: What programmes do you listen to ?</imputation>
  <security>music: What programmes do you listen to ?</security>
  <embargo>music: What programmes do you listen to ?</embargo>
  <respUnit>music: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V694" name="R_7" files="F2" intrvl="discrete">
  <labl>politics: What programmes do you listen to ?</labl>
  <imputation>politics: What programmes do you listen to ?</imputation>
  <security>politics: What programmes do you listen to ?</security>
  <embargo>politics: What programmes do you listen to ?</embargo>
  <respUnit>politics: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V695" name="R_8" files="F2" intrvl="discrete">
  <labl>educational programmes: What programmes do you listen to ?</labl>
  <imputation>educational programmes: What programmes do you listen to ?</imputation>
  <security>educational programmes: What programmes do you listen to ?</security>
  <embargo>educational programmes: What programmes do you listen to ?</embargo>
  <respUnit>educational programmes: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V696" name="R_9" files="F2" intrvl="discrete">
  <labl>programmes on local issues: What programmes do you listen to ?</labl>
  <imputation>programmes on local issues: What programmes do you listen to ?</imputation>
  <security>programmes on local issues: What programmes do you listen to ?</security>
  <embargo>programmes on local issues: What programmes do you listen to ?</embargo>
  <respUnit>programmes on local issues: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V697" name="R_10" files="F2" intrvl="discrete">
  <labl>sports: What programmes do you listen to ?</labl>
  <imputation>sports: What programmes do you listen to ?</imputation>
  <security>sports: What programmes do you listen to ?</security>
  <embargo>sports: What programmes do you listen to ?</embargo>
  <respUnit>sports: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V698" name="R_11" files="F2" intrvl="discrete">
  <labl>news: What programmes do you listen to ?</labl>
  <imputation>news: What programmes do you listen to ?</imputation>
  <security>news: What programmes do you listen to ?</security>
  <embargo>news: What programmes do you listen to ?</embargo>
  <respUnit>news: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V699" name="R_12" files="F2" intrvl="discrete">
  <labl>business purposes: What programmes do you listen to ?</labl>
  <imputation>business purposes: What programmes do you listen to ?</imputation>
  <security>business purposes: What programmes do you listen to ?</security>
  <embargo>business purposes: What programmes do you listen to ?</embargo>
  <respUnit>business purposes: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V700" name="R_13" files="F2" intrvl="discrete">
  <labl>health programmes: What programmes do you listen to ?</labl>
  <imputation>health programmes: What programmes do you listen to ?</imputation>
  <security>health programmes: What programmes do you listen to ?</security>
  <embargo>health programmes: What programmes do you listen to ?</embargo>
  <respUnit>health programmes: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V701" name="R_14" files="F2" intrvl="discrete">
  <labl>religious: What programmes do you listen to ?</labl>
  <imputation>religious: What programmes do you listen to ?</imputation>
  <security>religious: What programmes do you listen to ?</security>
  <embargo>religious: What programmes do you listen to ?</embargo>
  <respUnit>religious: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V702" name="R_15" files="F2" intrvl="discrete">
  <labl>What is your favourite programme?</labl>
  <imputation>What is your favourite programme?</imputation>
  <security>What is your favourite programme?</security>
  <embargo>What is your favourite programme?</embargo>
  <respUnit>What is your favourite programme?</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V703" name="R_16" files="F2" intrvl="discrete">
  <labl>What language to you listen to most on radio?</labl>
  <imputation>What language to you listen to most on radio?</imputation>
  <security>What language to you listen to most on radio?</security>
  <embargo>What language to you listen to most on radio?</embargo>
  <respUnit>What language to you listen to most on radio?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V704" name="R_17" files="F2" intrvl="discrete">
  <labl>Which programmes would you like to listen to more?</labl>
  <imputation>Which programmes would you like to listen to more?</imputation>
  <security>Which programmes would you like to listen to more?</security>
  <embargo>Which programmes would you like to listen to more?</embargo>
  <respUnit>Which programmes would you like to listen to more?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V705" name="R_18" files="F2" intrvl="discrete">
  <labl>The radio provides me with relevant health information: What programmes do you l</labl>
  <imputation>The radio provides me with relevant health information: What programmes do you l</imputation>
  <security>The radio provides me with relevant health information: What programmes do you l</security>
  <embargo>The radio provides me with relevant health information: What programmes do you l</embargo>
  <respUnit>The radio provides me with relevant health information: What programmes do you l</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V706" name="R_19" files="F2" intrvl="discrete">
  <labl>The radio provides me with useful information for farming: What programmes do yo</labl>
  <imputation>The radio provides me with useful information for farming: What programmes do yo</imputation>
  <security>The radio provides me with useful information for farming: What programmes do yo</security>
  <embargo>The radio provides me with useful information for farming: What programmes do yo</embargo>
  <respUnit>The radio provides me with useful information for farming: What programmes do yo</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V707" name="R_20" files="F2" intrvl="discrete">
  <labl>Radio Content in my language is important for me: What programmes do you listen</labl>
  <imputation>Radio Content in my language is important for me: What programmes do you listen</imputation>
  <security>Radio Content in my language is important for me: What programmes do you listen</security>
  <embargo>Radio Content in my language is important for me: What programmes do you listen</embargo>
  <respUnit>Radio Content in my language is important for me: What programmes do you listen</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V708" name="R_21" files="F2" intrvl="discrete">
  <labl>I only listen to news: What programmes do you listen to ?</labl>
  <imputation>I only listen to news: What programmes do you listen to ?</imputation>
  <security>I only listen to news: What programmes do you listen to ?</security>
  <embargo>I only listen to news: What programmes do you listen to ?</embargo>
  <respUnit>I only listen to news: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V709" name="R_22" files="F2" intrvl="discrete">
  <labl>The radio helps find a job by keeping me informed: What programmes do you listen</labl>
  <imputation>The radio helps find a job by keeping me informed: What programmes do you listen</imputation>
  <security>The radio helps find a job by keeping me informed: What programmes do you listen</security>
  <embargo>The radio helps find a job by keeping me informed: What programmes do you listen</embargo>
  <respUnit>The radio helps find a job by keeping me informed: What programmes do you listen</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V710" name="R_23" files="F2" intrvl="discrete">
  <labl>I mostly listen to music: What programmes do you listen to ?</labl>
  <imputation>I mostly listen to music: What programmes do you listen to ?</imputation>
  <security>I mostly listen to music: What programmes do you listen to ?</security>
  <embargo>I mostly listen to music: What programmes do you listen to ?</embargo>
  <respUnit>I mostly listen to music: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V711" name="R_24" files="F2" intrvl="discrete">
  <labl>My radio is always switched on: What programmes do you listen to ?</labl>
  <imputation>My radio is always switched on: What programmes do you listen to ?</imputation>
  <security>My radio is always switched on: What programmes do you listen to ?</security>
  <embargo>My radio is always switched on: What programmes do you listen to ?</embargo>
  <respUnit>My radio is always switched on: What programmes do you listen to ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V712" name="R_25" files="F2" intrvl="discrete">
  <labl>If you do not listen to radio, why not?</labl>
  <imputation>If you do not listen to radio, why not?</imputation>
  <security>If you do not listen to radio, why not?</security>
  <embargo>If you do not listen to radio, why not?</embargo>
  <respUnit>If you do not listen to radio, why not?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>I don't like listing to the radio</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>I cannot afford one</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V713" name="R_25A" files="F2" intrvl="discrete">
  <labl>other, please specify</labl>
  <imputation>other, please specify</imputation>
  <security>other, please specify</security>
  <embargo>other, please specify</embargo>
  <respUnit>other, please specify</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V714" name="PP_1" files="F2" intrvl="discrete">
  <labl>Have you used any Public Phones (any type, including call boxes, umbrella operat</labl>
  <imputation>Have you used any Public Phones (any type, including call boxes, umbrella operat</imputation>
  <security>Have you used any Public Phones (any type, including call boxes, umbrella operat</security>
  <embargo>Have you used any Public Phones (any type, including call boxes, umbrella operat</embargo>
  <respUnit>Have you used any Public Phones (any type, including call boxes, umbrella operat</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V715" name="PP_2" files="F2" intrvl="discrete">
  <labl>How often do you use a public phone?</labl>
  <imputation>How often do you use a public phone?</imputation>
  <security>How often do you use a public phone?</security>
  <embargo>How often do you use a public phone?</embargo>
  <respUnit>How often do you use a public phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>More than once a day</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Every day or almost every day</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>At least once a week</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>At least once a month</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Less than once a month</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V716" name="PP_3" files="F2" intrvl="discrete">
  <labl>What is the walking distance to the next public phone from your home</labl>
  <imputation>What is the walking distance to the next public phone from your home</imputation>
  <security>What is the walking distance to the next public phone from your home</security>
  <embargo>What is the walking distance to the next public phone from your home</embargo>
  <respUnit>What is the walking distance to the next public phone from your home</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>less than 10 minutes</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>10 to 20 minutes</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>20 to 30 minute</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>30 to 60 minutes</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>1 to 2 hours</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>to far to walk</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V717" name="PP_4" files="F2" intrvl="discrete">
  <labl>How often would you use a public telephone if one was within 5 minute walking di</labl>
  <imputation>How often would you use a public telephone if one was within 5 minute walking di</imputation>
  <security>How often would you use a public telephone if one was within 5 minute walking di</security>
  <embargo>How often would you use a public telephone if one was within 5 minute walking di</embargo>
  <respUnit>How often would you use a public telephone if one was within 5 minute walking di</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>More than once a day</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Every day or almost every day</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>At least once a week</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>At least once a mont</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Less than once a month</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V718" name="PP_5" files="F2" intrvl="contin">
  <labl>On average how much do you spend monthly on using PUBLIC PHONES (local currency)</labl>
  <imputation>On average how much do you spend monthly on using PUBLIC PHONES (local currency)</imputation>
  <security>On average how much do you spend monthly on using PUBLIC PHONES (local currency)</security>
  <embargo>On average how much do you spend monthly on using PUBLIC PHONES (local currency)</embargo>
  <respUnit>On average how much do you spend monthly on using PUBLIC PHONES (local currency)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V719" name="PP_6" files="F2" intrvl="contin">
  <labl>How much would you spend if a Public phone  was within 30 minute  walking distan</labl>
  <imputation>How much would you spend if a Public phone  was within 30 minute  walking distan</imputation>
  <security>How much would you spend if a Public phone  was within 30 minute  walking distan</security>
  <embargo>How much would you spend if a Public phone  was within 30 minute  walking distan</embargo>
  <respUnit>How much would you spend if a Public phone  was within 30 minute  walking distan</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V720" name="PP_7" files="F2" intrvl="contin">
  <labl>How much would you spend if a m Public phone  was within 5 minute  walking dista</labl>
  <imputation>How much would you spend if a m Public phone  was within 5 minute  walking dista</imputation>
  <security>How much would you spend if a m Public phone  was within 5 minute  walking dista</security>
  <embargo>How much would you spend if a m Public phone  was within 5 minute  walking dista</embargo>
  <respUnit>How much would you spend if a m Public phone  was within 5 minute  walking dista</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V721" name="PP_8" files="F2" intrvl="discrete">
  <labl>What type of public phones are you using most:</labl>
  <imputation>What type of public phones are you using most:</imputation>
  <security>What type of public phones are you using most:</security>
  <embargo>What type of public phones are you using most:</embargo>
  <respUnit>What type of public phones are you using most:</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Telephone Booth (fixed line operator)</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Telephone kiosk, umbrella operator</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V722" name="PP_8_1" files="F2" intrvl="discrete">
  <labl>Other, please specify</labl>
  <imputation>Other, please specify</imputation>
  <security>Other, please specify</security>
  <embargo>Other, please specify</embargo>
  <respUnit>Other, please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V723" name="PP_9" files="F2" intrvl="discrete">
  <labl>What is the main reason for using public phones?</labl>
  <imputation>What is the main reason for using public phones?</imputation>
  <security>What is the main reason for using public phones?</security>
  <embargo>What is the main reason for using public phones?</embargo>
  <respUnit>What is the main reason for using public phones?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>do not have a fixed line phone at home</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>do not have a mobile phone</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>use it because it is cheaper</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>easier than having to recharge airtime mobile</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>difficulties charging the battery of mobile</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V724" name="PP_9_1" files="F2" intrvl="discrete">
  <labl>Other, please specify</labl>
  <imputation>Other, please specify</imputation>
  <security>Other, please specify</security>
  <embargo>Other, please specify</embargo>
  <respUnit>Other, please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V725" name="PP_10" files="F2" intrvl="discrete">
  <labl>What makes you choose a particular Community/Public Pay-Phone?</labl>
  <imputation>What makes you choose a particular Community/Public Pay-Phone?</imputation>
  <security>What makes you choose a particular Community/Public Pay-Phone?</security>
  <embargo>What makes you choose a particular Community/Public Pay-Phone?</embargo>
  <respUnit>What makes you choose a particular Community/Public Pay-Phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Price of calls</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Convenience (e.g. close to my house)</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Security while using</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V726" name="PP_10_1" files="F2" intrvl="discrete">
  <labl>Other, please specify</labl>
  <imputation>Other, please specify</imputation>
  <security>Other, please specify</security>
  <embargo>Other, please specify</embargo>
  <respUnit>Other, please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V727" name="PP_11" files="F2" intrvl="discrete">
  <labl>What would be your preferred location for public phone usage</labl>
  <imputation>What would be your preferred location for public phone usage</imputation>
  <security>What would be your preferred location for public phone usage</security>
  <embargo>What would be your preferred location for public phone usage</embargo>
  <respUnit>What would be your preferred location for public phone usage</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Where you shop</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Where you work</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Close to home</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V728" name="PP_11_1" files="F2" intrvl="discrete">
  <labl>Other, please specify</labl>
  <imputation>Other, please specify</imputation>
  <security>Other, please specify</security>
  <embargo>Other, please specify</embargo>
  <respUnit>Other, please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V729" name="PP_12" files="F2" intrvl="discrete">
  <labl>Do you receive calls on Public phones?</labl>
  <imputation>Do you receive calls on Public phones?</imputation>
  <security>Do you receive calls on Public phones?</security>
  <embargo>Do you receive calls on Public phones?</embargo>
  <respUnit>Do you receive calls on Public phones?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>daily</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>monthly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>occasionally</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V730" name="PP_13" files="F2" intrvl="discrete">
  <labl>Would you receive more calls , if a public phone was within 5 minutes walking di</labl>
  <imputation>Would you receive more calls , if a public phone was within 5 minutes walking di</imputation>
  <security>Would you receive more calls , if a public phone was within 5 minutes walking di</security>
  <embargo>Would you receive more calls , if a public phone was within 5 minutes walking di</embargo>
  <respUnit>Would you receive more calls , if a public phone was within 5 minutes walking di</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V731" name="PP_14" files="F2" intrvl="discrete">
  <labl>too inconvenient to use: Why are you not using public phones? (multiple response</labl>
  <imputation>too inconvenient to use: Why are you not using public phones? (multiple response</imputation>
  <security>too inconvenient to use: Why are you not using public phones? (multiple response</security>
  <embargo>too inconvenient to use: Why are you not using public phones? (multiple response</embargo>
  <respUnit>too inconvenient to use: Why are you not using public phones? (multiple response</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V732" name="PP_15" files="F2" intrvl="discrete">
  <labl>not safe to use at night: Why are you not using public phones? (multiple respons</labl>
  <imputation>not safe to use at night: Why are you not using public phones? (multiple respons</imputation>
  <security>not safe to use at night: Why are you not using public phones? (multiple respons</security>
  <embargo>not safe to use at night: Why are you not using public phones? (multiple respons</embargo>
  <respUnit>not safe to use at night: Why are you not using public phones? (multiple respons</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V733" name="PP_16" files="F2" intrvl="discrete">
  <labl>too expensive: Why are you not using public phones? (multiple response)</labl>
  <imputation>too expensive: Why are you not using public phones? (multiple response)</imputation>
  <security>too expensive: Why are you not using public phones? (multiple response)</security>
  <embargo>too expensive: Why are you not using public phones? (multiple response)</embargo>
  <respUnit>too expensive: Why are you not using public phones? (multiple response)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V734" name="PP_17" files="F2" intrvl="discrete">
  <labl>lack of privacy: Why are you not using public phones? (multiple response)</labl>
  <imputation>lack of privacy: Why are you not using public phones? (multiple response)</imputation>
  <security>lack of privacy: Why are you not using public phones? (multiple response)</security>
  <embargo>lack of privacy: Why are you not using public phones? (multiple response)</embargo>
  <respUnit>lack of privacy: Why are you not using public phones? (multiple response)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V735" name="PP_18" files="F2" intrvl="discrete">
  <labl>I prefer to use the household phone: Why are you not using public phones? (multi</labl>
  <imputation>I prefer to use the household phone: Why are you not using public phones? (multi</imputation>
  <security>I prefer to use the household phone: Why are you not using public phones? (multi</security>
  <embargo>I prefer to use the household phone: Why are you not using public phones? (multi</embargo>
  <respUnit>I prefer to use the household phone: Why are you not using public phones? (multi</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V736" name="PP_19" files="F2" intrvl="discrete">
  <labl>I prefer to use the phone at work or at school: Why are you not using public pho</labl>
  <imputation>I prefer to use the phone at work or at school: Why are you not using public pho</imputation>
  <security>I prefer to use the phone at work or at school: Why are you not using public pho</security>
  <embargo>I prefer to use the phone at work or at school: Why are you not using public pho</embargo>
  <respUnit>I prefer to use the phone at work or at school: Why are you not using public pho</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V737" name="PP_20" files="F2" intrvl="discrete">
  <labl>I prefer to use my mobile: Why are you not using public phones? (multiple respon</labl>
  <imputation>I prefer to use my mobile: Why are you not using public phones? (multiple respon</imputation>
  <security>I prefer to use my mobile: Why are you not using public phones? (multiple respon</security>
  <embargo>I prefer to use my mobile: Why are you not using public phones? (multiple respon</embargo>
  <respUnit>I prefer to use my mobile: Why are you not using public phones? (multiple respon</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V738" name="PP_21" files="F2" intrvl="discrete">
  <labl>Other, please specify: : Why are you not using public phones? (multiple response</labl>
  <imputation>Other, please specify: : Why are you not using public phones? (multiple response</imputation>
  <security>Other, please specify: : Why are you not using public phones? (multiple response</security>
  <embargo>Other, please specify: : Why are you not using public phones? (multiple response</embargo>
  <respUnit>Other, please specify: : Why are you not using public phones? (multiple response</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V739" name="M_1" files="F2" intrvl="discrete">
  <labl>Do you own a mobile phone?</labl>
  <imputation>Do you own a mobile phone?</imputation>
  <security>Do you own a mobile phone?</security>
  <embargo>Do you own a mobile phone?</embargo>
  <respUnit>Do you own a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V740" name="M_2" files="F2" intrvl="discrete">
  <labl>How long ago did YOU get your first MOBILE PHONE? (in Years)</labl>
  <imputation>How long ago did YOU get your first MOBILE PHONE? (in Years)</imputation>
  <security>How long ago did YOU get your first MOBILE PHONE? (in Years)</security>
  <embargo>How long ago did YOU get your first MOBILE PHONE? (in Years)</embargo>
  <respUnit>How long ago did YOU get your first MOBILE PHONE? (in Years)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V741" name="M_3" files="F2" intrvl="contin">
  <labl>How many ACTIVE SIM cards do you have?</labl>
  <imputation>How many ACTIVE SIM cards do you have?</imputation>
  <security>How many ACTIVE SIM cards do you have?</security>
  <embargo>How many ACTIVE SIM cards do you have?</embargo>
  <respUnit>How many ACTIVE SIM cards do you have?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V742" name="M_4" files="F2" intrvl="discrete">
  <labl>If you have more than one SIM card, why?</labl>
  <imputation>If you have more than one SIM card, why?</imputation>
  <security>If you have more than one SIM card, why?</security>
  <embargo>If you have more than one SIM card, why?</embargo>
  <respUnit>If you have more than one SIM card, why?</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V743" name="M_5" files="F2" intrvl="discrete">
  <labl>Is your mobile phone (main SIM card)</labl>
  <imputation>Is your mobile phone (main SIM card)</imputation>
  <security>Is your mobile phone (main SIM card)</security>
  <embargo>Is your mobile phone (main SIM card)</embargo>
  <respUnit>Is your mobile phone (main SIM card)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>prepaid</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>postpaid</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V744" name="M_6" files="F2" intrvl="discrete">
  <labl>Where do you charge your mobile phone (battery) mostly?</labl>
  <imputation>Where do you charge your mobile phone (battery) mostly?</imputation>
  <security>Where do you charge your mobile phone (battery) mostly?</security>
  <embargo>Where do you charge your mobile phone (battery) mostly?</embargo>
  <respUnit>Where do you charge your mobile phone (battery) mostly?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>home</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>shop</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>work/school</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>other</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V745" name="M_7" files="F2" intrvl="discrete">
  <labl>Do you share your mobile phone with others?</labl>
  <imputation>Do you share your mobile phone with others?</imputation>
  <security>Do you share your mobile phone with others?</security>
  <embargo>Do you share your mobile phone with others?</embargo>
  <respUnit>Do you share your mobile phone with others?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>daily</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>once a week</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>several times a week</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>several times a month</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>occasional</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V746" name="M_8" files="F2" intrvl="discrete">
  <labl>Is you mobile phone capable of browsing the Internet?</labl>
  <imputation>Is you mobile phone capable of browsing the Internet?</imputation>
  <security>Is you mobile phone capable of browsing the Internet?</security>
  <embargo>Is you mobile phone capable of browsing the Internet?</embargo>
  <respUnit>Is you mobile phone capable of browsing the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V747" name="M_9" files="F2" intrvl="discrete">
  <labl>How old is your phone (in years)?</labl>
  <imputation>How old is your phone (in years)?</imputation>
  <security>How old is your phone (in years)?</security>
  <embargo>How old is your phone (in years)?</embargo>
  <respUnit>How old is your phone (in years)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V748" name="M_10" files="F2" intrvl="discrete">
  <labl>How did you get your current (latest) mobile phone</labl>
  <imputation>How did you get your current (latest) mobile phone</imputation>
  <security>How did you get your current (latest) mobile phone</security>
  <embargo>How did you get your current (latest) mobile phone</embargo>
  <respUnit>How did you get your current (latest) mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>I got a new mobile when I signed a contract</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>I bought a new phone</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>I bought a second-hand phone</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>I got my from family or friends</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V749" name="M_11" files="F2" intrvl="discrete">
  <labl>What is the name of your current service provider (main provider if multiple SIM</labl>
  <imputation>What is the name of your current service provider (main provider if multiple SIM</imputation>
  <security>What is the name of your current service provider (main provider if multiple SIM</security>
  <embargo>What is the name of your current service provider (main provider if multiple SIM</embargo>
  <respUnit>What is the name of your current service provider (main provider if multiple SIM</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V750" name="M_12" files="F2" intrvl="discrete">
  <labl>Are you happy with your current service provider ?</labl>
  <imputation>Are you happy with your current service provider ?</imputation>
  <security>Are you happy with your current service provider ?</security>
  <embargo>Are you happy with your current service provider ?</embargo>
  <respUnit>Are you happy with your current service provider ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V751" name="M_13" files="F2" intrvl="contin">
  <labl>Could you tell me how much you spent last MONTH for mobile phone usage (airtime,</labl>
  <imputation>Could you tell me how much you spent last MONTH for mobile phone usage (airtime,</imputation>
  <security>Could you tell me how much you spent last MONTH for mobile phone usage (airtime,</security>
  <embargo>Could you tell me how much you spent last MONTH for mobile phone usage (airtime,</embargo>
  <respUnit>Could you tell me how much you spent last MONTH for mobile phone usage (airtime,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V752" name="M_14" files="F2" intrvl="discrete">
  <labl>How do you decide on how much to spend</labl>
  <imputation>How do you decide on how much to spend</imputation>
  <security>How do you decide on how much to spend</security>
  <embargo>How do you decide on how much to spend</embargo>
  <respUnit>How do you decide on how much to spend</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>I give myself a monthly budget</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>when ever I have money I recharge</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>when the need arises I decide how much I can afford</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>I subscribed to a monthly plan with bundled minutes</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V753" name="M_14_1" files="F2" intrvl="discrete">
  <labl>other, please specify</labl>
  <imputation>other, please specify</imputation>
  <security>other, please specify</security>
  <embargo>other, please specify</embargo>
  <respUnit>other, please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V754" name="M_15" files="F2" intrvl="discrete">
  <labl>Would you consider changing your service provider if you could keep your number?</labl>
  <imputation>Would you consider changing your service provider if you could keep your number?</imputation>
  <security>Would you consider changing your service provider if you could keep your number?</security>
  <embargo>Would you consider changing your service provider if you could keep your number?</embargo>
  <respUnit>Would you consider changing your service provider if you could keep your number?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V755" name="M_16" files="F2" intrvl="discrete">
  <labl>Which provider would you change to?</labl>
  <imputation>Which provider would you change to?</imputation>
  <security>Which provider would you change to?</security>
  <embargo>Which provider would you change to?</embargo>
  <respUnit>Which provider would you change to?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V756" name="M_17" files="F2" intrvl="discrete">
  <labl>What prevents you from making more phone calls, from the mobile phone?</labl>
  <imputation>What prevents you from making more phone calls, from the mobile phone?</imputation>
  <security>What prevents you from making more phone calls, from the mobile phone?</security>
  <embargo>What prevents you from making more phone calls, from the mobile phone?</embargo>
  <respUnit>What prevents you from making more phone calls, from the mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Nothing</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>People I want to call have no phones</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Cost of calls</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Coverage</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>Do not own a handset</labl>
  </catgry>
  <catgry>
    <catValu>6</catValu>
    <labl>other, please specify</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V757" name="M_17_1" files="F2" intrvl="discrete">
  <labl>other, please specify</labl>
  <imputation>other, please specify</imputation>
  <security>other, please specify</security>
  <embargo>other, please specify</embargo>
  <respUnit>other, please specify</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V758" name="M_18" files="F2" intrvl="discrete">
  <labl>If calls were cheaper would you</labl>
  <imputation>If calls were cheaper would you</imputation>
  <security>If calls were cheaper would you</security>
  <embargo>If calls were cheaper would you</embargo>
  <respUnit>If calls were cheaper would you</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>make more calls</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>use the saved money for something else</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>both</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V759" name="M_19" files="F2" intrvl="discrete">
  <labl>Suppose the cost of using your phone came down by half. Which of these statement</labl>
  <imputation>Suppose the cost of using your phone came down by half. Which of these statement</imputation>
  <security>Suppose the cost of using your phone came down by half. Which of these statement</security>
  <embargo>Suppose the cost of using your phone came down by half. Which of these statement</embargo>
  <respUnit>Suppose the cost of using your phone came down by half. Which of these statement</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>unchanged phone usage</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>slight increase</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>double my phone usage</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>more than double my phone usage</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V760" name="M_20" files="F2" intrvl="discrete">
  <labl>Suppose the cost of using your phone doubled. Which one of these statements best</labl>
  <imputation>Suppose the cost of using your phone doubled. Which one of these statements best</imputation>
  <security>Suppose the cost of using your phone doubled. Which one of these statements best</security>
  <embargo>Suppose the cost of using your phone doubled. Which one of these statements best</embargo>
  <respUnit>Suppose the cost of using your phone doubled. Which one of these statements best</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>unchanged phone usage</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>slight decrease</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>reduce phone usage by half</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>reduce my phone usage by more than half</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V761" name="M_21" files="F2" intrvl="discrete">
  <labl>Making and receiving phone calls</labl>
  <imputation>Making and receiving phone calls</imputation>
  <security>Making and receiving phone calls</security>
  <embargo>Making and receiving phone calls</embargo>
  <respUnit>Making and receiving phone calls</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V762" name="M_22" files="F2" intrvl="discrete">
  <labl>Sending and receiving text messages (SMS)</labl>
  <imputation>Sending and receiving text messages (SMS)</imputation>
  <security>Sending and receiving text messages (SMS)</security>
  <embargo>Sending and receiving text messages (SMS)</embargo>
  <respUnit>Sending and receiving text messages (SMS)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V763" name="M_23" files="F2" intrvl="discrete">
  <labl>International calls</labl>
  <imputation>International calls</imputation>
  <security>International calls</security>
  <embargo>International calls</embargo>
  <respUnit>International calls</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V764" name="M_24" files="F2" intrvl="discrete">
  <labl>Roaming when going abroad</labl>
  <imputation>Roaming when going abroad</imputation>
  <security>Roaming when going abroad</security>
  <embargo>Roaming when going abroad</embargo>
  <respUnit>Roaming when going abroad</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V765" name="M_25" files="F2" intrvl="discrete">
  <labl>Skype / Voice over IP</labl>
  <imputation>Skype / Voice over IP</imputation>
  <security>Skype / Voice over IP</security>
  <embargo>Skype / Voice over IP</embargo>
  <respUnit>Skype / Voice over IP</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V766" name="M_26" files="F2" intrvl="discrete">
  <labl>Using as a personal organiser / diary / notebook Reminder / watch</labl>
  <imputation>Using as a personal organiser / diary / notebook Reminder / watch</imputation>
  <security>Using as a personal organiser / diary / notebook Reminder / watch</security>
  <embargo>Using as a personal organiser / diary / notebook Reminder / watch</embargo>
  <respUnit>Using as a personal organiser / diary / notebook Reminder / watch</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V767" name="M_27" files="F2" intrvl="discrete">
  <labl>MISSED CALL or a PLEASE CALL ME etc</labl>
  <imputation>MISSED CALL or a PLEASE CALL ME etc</imputation>
  <security>MISSED CALL or a PLEASE CALL ME etc</security>
  <embargo>MISSED CALL or a PLEASE CALL ME etc</embargo>
  <respUnit>MISSED CALL or a PLEASE CALL ME etc</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V768" name="M_28" files="F2" intrvl="discrete">
  <labl>Taking photos or video clips</labl>
  <imputation>Taking photos or video clips</imputation>
  <security>Taking photos or video clips</security>
  <embargo>Taking photos or video clips</embargo>
  <respUnit>Taking photos or video clips</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V769" name="M_29" files="F2" intrvl="discrete">
  <labl>Facebook,Twitter, Mixit or other social networking</labl>
  <imputation>Facebook,Twitter, Mixit or other social networking</imputation>
  <security>Facebook,Twitter, Mixit or other social networking</security>
  <embargo>Facebook,Twitter, Mixit or other social networking</embargo>
  <respUnit>Facebook,Twitter, Mixit or other social networking</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V770" name="M_30" files="F2" intrvl="discrete">
  <labl>Browsing the Internet</labl>
  <imputation>Browsing the Internet</imputation>
  <security>Browsing the Internet</security>
  <embargo>Browsing the Internet</embargo>
  <respUnit>Browsing the Internet</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V771" name="M_31" files="F2" intrvl="discrete">
  <labl>Transfer airtime</labl>
  <imputation>Transfer airtime</imputation>
  <security>Transfer airtime</security>
  <embargo>Transfer airtime</embargo>
  <respUnit>Transfer airtime</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V772" name="M_32" files="F2" intrvl="discrete">
  <labl>Sending or receiving money</labl>
  <imputation>Sending or receiving money</imputation>
  <security>Sending or receiving money</security>
  <embargo>Sending or receiving money</embargo>
  <respUnit>Sending or receiving money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V773" name="M_33" files="F2" intrvl="discrete">
  <labl>SMS to radio or TV programmes</labl>
  <imputation>SMS to radio or TV programmes</imputation>
  <security>SMS to radio or TV programmes</security>
  <embargo>SMS to radio or TV programmes</embargo>
  <respUnit>SMS to radio or TV programmes</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V774" name="M_34" files="F2" intrvl="discrete">
  <labl>Playing games</labl>
  <imputation>Playing games</imputation>
  <security>Playing games</security>
  <embargo>Playing games</embargo>
  <respUnit>Playing games</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V775" name="M_35" files="F2" intrvl="discrete">
  <labl>Listen to music / radio</labl>
  <imputation>Listen to music / radio</imputation>
  <security>Listen to music / radio</security>
  <embargo>Listen to music / radio</embargo>
  <respUnit>Listen to music / radio</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V776" name="M_36" files="F2" intrvl="discrete">
  <labl>Downloaded applications to your mobile phone</labl>
  <imputation>Downloaded applications to your mobile phone</imputation>
  <security>Downloaded applications to your mobile phone</security>
  <embargo>Downloaded applications to your mobile phone</embargo>
  <respUnit>Downloaded applications to your mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V777" name="M_37" files="F2" intrvl="discrete">
  <labl>Reading and writing Emails</labl>
  <imputation>Reading and writing Emails</imputation>
  <security>Reading and writing Emails</security>
  <embargo>Reading and writing Emails</embargo>
  <respUnit>Reading and writing Emails</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V778" name="M_39" files="F2" intrvl="discrete">
  <labl>My mobile phone helps me to find work</labl>
  <imputation>My mobile phone helps me to find work</imputation>
  <security>My mobile phone helps me to find work</security>
  <embargo>My mobile phone helps me to find work</embargo>
  <respUnit>My mobile phone helps me to find work</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V779" name="M_43" files="F2" intrvl="discrete">
  <labl>My family is better off because I have a mobile phone</labl>
  <imputation>My family is better off because I have a mobile phone</imputation>
  <security>My family is better off because I have a mobile phone</security>
  <embargo>My family is better off because I have a mobile phone</embargo>
  <respUnit>My family is better off because I have a mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V780" name="M_44" files="F2" intrvl="discrete">
  <labl>My mobile phone saves on travel time and cost</labl>
  <imputation>My mobile phone saves on travel time and cost</imputation>
  <security>My mobile phone saves on travel time and cost</security>
  <embargo>My mobile phone saves on travel time and cost</embargo>
  <respUnit>My mobile phone saves on travel time and cost</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V781" name="M_45" files="F2" intrvl="discrete">
  <labl>The mobile phone is a distraction</labl>
  <imputation>The mobile phone is a distraction</imputation>
  <security>The mobile phone is a distraction</security>
  <embargo>The mobile phone is a distraction</embargo>
  <respUnit>The mobile phone is a distraction</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V782" name="M_46" files="F2" intrvl="discrete">
  <labl>My mobile phone lets me get more done during the day</labl>
  <imputation>My mobile phone lets me get more done during the day</imputation>
  <security>My mobile phone lets me get more done during the day</security>
  <embargo>My mobile phone lets me get more done during the day</embargo>
  <respUnit>My mobile phone lets me get more done during the day</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V783" name="M_49" files="F2" intrvl="discrete">
  <labl>My mobile phone makes me feel more secure / safe</labl>
  <imputation>My mobile phone makes me feel more secure / safe</imputation>
  <security>My mobile phone makes me feel more secure / safe</security>
  <embargo>My mobile phone makes me feel more secure / safe</embargo>
  <respUnit>My mobile phone makes me feel more secure / safe</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V784" name="M_55" files="F2" intrvl="discrete">
  <labl>I use my phone more for business than for social calls</labl>
  <imputation>I use my phone more for business than for social calls</imputation>
  <security>I use my phone more for business than for social calls</security>
  <embargo>I use my phone more for business than for social calls</embargo>
  <respUnit>I use my phone more for business than for social calls</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V785" name="M_56" files="F2" intrvl="discrete">
  <labl>I use mobile phones to check on the safety of my loved ones and see where they a</labl>
  <imputation>I use mobile phones to check on the safety of my loved ones and see where they a</imputation>
  <security>I use mobile phones to check on the safety of my loved ones and see where they a</security>
  <embargo>I use mobile phones to check on the safety of my loved ones and see where they a</embargo>
  <respUnit>I use mobile phones to check on the safety of my loved ones and see where they a</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V786" name="M_57" files="F2" intrvl="discrete">
  <labl>I use my mobile phone to find out about safety issues and to alert people</labl>
  <imputation>I use my mobile phone to find out about safety issues and to alert people</imputation>
  <security>I use my mobile phone to find out about safety issues and to alert people</security>
  <embargo>I use my mobile phone to find out about safety issues and to alert people</embargo>
  <respUnit>I use my mobile phone to find out about safety issues and to alert people</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V787" name="M_58" files="F2" intrvl="discrete">
  <labl>I use a mobile phone to mobilise  the community or for political events</labl>
  <imputation>I use a mobile phone to mobilise  the community or for political events</imputation>
  <security>I use a mobile phone to mobilise  the community or for political events</security>
  <embargo>I use a mobile phone to mobilise  the community or for political events</embargo>
  <respUnit>I use a mobile phone to mobilise  the community or for political events</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V788" name="M_59" files="F2" intrvl="discrete">
  <labl>The mobile phone is expensive and I end up paying more for it than I can really</labl>
  <imputation>The mobile phone is expensive and I end up paying more for it than I can really</imputation>
  <security>The mobile phone is expensive and I end up paying more for it than I can really</security>
  <embargo>The mobile phone is expensive and I end up paying more for it than I can really</embargo>
  <respUnit>The mobile phone is expensive and I end up paying more for it than I can really</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V789" name="M_60" files="F2" intrvl="discrete">
  <labl>I worry about sending personal information using my phone</labl>
  <imputation>I worry about sending personal information using my phone</imputation>
  <security>I worry about sending personal information using my phone</security>
  <embargo>I worry about sending personal information using my phone</embargo>
  <respUnit>I worry about sending personal information using my phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V790" name="M_61" files="F2" intrvl="discrete">
  <labl>I use my phone to access free education content, such as free courses.</labl>
  <imputation>I use my phone to access free education content, such as free courses.</imputation>
  <security>I use my phone to access free education content, such as free courses.</security>
  <embargo>I use my phone to access free education content, such as free courses.</embargo>
  <respUnit>I use my phone to access free education content, such as free courses.</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Do not agree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V791" name="M_62" files="F2" intrvl="discrete">
  <labl>People who share your hobbies/sports</labl>
  <imputation>People who share your hobbies/sports</imputation>
  <security>People who share your hobbies/sports</security>
  <embargo>People who share your hobbies/sports</embargo>
  <respUnit>People who share your hobbies/sports</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decrease</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>the same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increase</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V792" name="M_63" files="F2" intrvl="discrete">
  <labl>People who share your political views</labl>
  <imputation>People who share your political views</imputation>
  <security>People who share your political views</security>
  <embargo>People who share your political views</embargo>
  <respUnit>People who share your political views</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decrease</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>the same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increase</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V793" name="M_64" files="F2" intrvl="discrete">
  <labl>People who share your religious beliefs</labl>
  <imputation>People who share your religious beliefs</imputation>
  <security>People who share your religious beliefs</security>
  <embargo>People who share your religious beliefs</embargo>
  <respUnit>People who share your religious beliefs</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decrease</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>the same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increase</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V794" name="M_65" files="F2" intrvl="discrete">
  <labl>Family &amp; Friends</labl>
  <imputation>Family &amp; Friends</imputation>
  <security>Family &amp; Friends</security>
  <embargo>Family &amp; Friends</embargo>
  <respUnit>Family &amp; Friends</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decrease</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>the same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increase</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V795" name="M_66" files="F2" intrvl="discrete">
  <labl>colleagues</labl>
  <imputation>colleagues</imputation>
  <security>colleagues</security>
  <embargo>colleagues</embargo>
  <respUnit>colleagues</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decrease</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>the same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increase</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V796" name="M_67" files="F2" intrvl="discrete">
  <labl>set an alarm for appointment at clinic or doctor: Have you ever used your mobile</labl>
  <imputation>set an alarm for appointment at clinic or doctor: Have you ever used your mobile</imputation>
  <security>set an alarm for appointment at clinic or doctor: Have you ever used your mobile</security>
  <embargo>set an alarm for appointment at clinic or doctor: Have you ever used your mobile</embargo>
  <respUnit>set an alarm for appointment at clinic or doctor: Have you ever used your mobile</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V797" name="M_68" files="F2" intrvl="discrete">
  <labl>set an alarm for taking medicine: Have you ever used your mobile for health purp</labl>
  <imputation>set an alarm for taking medicine: Have you ever used your mobile for health purp</imputation>
  <security>set an alarm for taking medicine: Have you ever used your mobile for health purp</security>
  <embargo>set an alarm for taking medicine: Have you ever used your mobile for health purp</embargo>
  <respUnit>set an alarm for taking medicine: Have you ever used your mobile for health purp</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V798" name="M_68_1" files="F2" intrvl="discrete">
  <labl>Have you ever used your mobile for health purposes? -sms reminder from clinic or</labl>
  <imputation>Have you ever used your mobile for health purposes? -sms reminder from clinic or</imputation>
  <security>Have you ever used your mobile for health purposes? -sms reminder from clinic or</security>
  <embargo>Have you ever used your mobile for health purposes? -sms reminder from clinic or</embargo>
  <respUnit>Have you ever used your mobile for health purposes? -sms reminder from clinic or</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V799" name="M_69" files="F2" intrvl="discrete">
  <labl>SMS reminder from clinic or doctor: Have you ever used your mobile for health pu</labl>
  <imputation>SMS reminder from clinic or doctor: Have you ever used your mobile for health pu</imputation>
  <security>SMS reminder from clinic or doctor: Have you ever used your mobile for health pu</security>
  <embargo>SMS reminder from clinic or doctor: Have you ever used your mobile for health pu</embargo>
  <respUnit>SMS reminder from clinic or doctor: Have you ever used your mobile for health pu</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V800" name="M_70" files="F2" intrvl="discrete">
  <labl>contact with health care workers: Have you ever used your mobile for health purp</labl>
  <imputation>contact with health care workers: Have you ever used your mobile for health purp</imputation>
  <security>contact with health care workers: Have you ever used your mobile for health purp</security>
  <embargo>contact with health care workers: Have you ever used your mobile for health purp</embargo>
  <respUnit>contact with health care workers: Have you ever used your mobile for health purp</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V801" name="M_71" files="F2" intrvl="discrete">
  <labl>Would it be helpful to be able to use your mobile for health? ( receiving SMS r</labl>
  <imputation>Would it be helpful to be able to use your mobile for health? ( receiving SMS r</imputation>
  <security>Would it be helpful to be able to use your mobile for health? ( receiving SMS r</security>
  <embargo>Would it be helpful to be able to use your mobile for health? ( receiving SMS r</embargo>
  <respUnit>Would it be helpful to be able to use your mobile for health? ( receiving SMS r</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Very helpful</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>A bit helpful</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Not very helpful</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Not helpful</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V802" name="NM_1" files="F2" intrvl="discrete">
  <labl>I cannot afford it: Why don't you have a mobile phone?</labl>
  <imputation>I cannot afford it: Why don't you have a mobile phone?</imputation>
  <security>I cannot afford it: Why don't you have a mobile phone?</security>
  <embargo>I cannot afford it: Why don't you have a mobile phone?</embargo>
  <respUnit>I cannot afford it: Why don't you have a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V803" name="NM_2" files="F2" intrvl="discrete">
  <labl>No mobile coverage where I live: Why don't you have a mobile phone?</labl>
  <imputation>No mobile coverage where I live: Why don't you have a mobile phone?</imputation>
  <security>No mobile coverage where I live: Why don't you have a mobile phone?</security>
  <embargo>No mobile coverage where I live: Why don't you have a mobile phone?</embargo>
  <respUnit>No mobile coverage where I live: Why don't you have a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V804" name="NM_3" files="F2" intrvl="discrete">
  <labl>No electricity at home to charge the mobile phone: Why don't you have a mobile p</labl>
  <imputation>No electricity at home to charge the mobile phone: Why don't you have a mobile p</imputation>
  <security>No electricity at home to charge the mobile phone: Why don't you have a mobile p</security>
  <embargo>No electricity at home to charge the mobile phone: Why don't you have a mobile p</embargo>
  <respUnit>No electricity at home to charge the mobile phone: Why don't you have a mobile p</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V805" name="NM_4" files="F2" intrvl="discrete">
  <labl>I don't have anyone to call: Why don't you have a mobile phone?</labl>
  <imputation>I don't have anyone to call: Why don't you have a mobile phone?</imputation>
  <security>I don't have anyone to call: Why don't you have a mobile phone?</security>
  <embargo>I don't have anyone to call: Why don't you have a mobile phone?</embargo>
  <respUnit>I don't have anyone to call: Why don't you have a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V806" name="NM_5" files="F2" intrvl="discrete">
  <labl>My phone in broken: Why don't you have a mobile phone?</labl>
  <imputation>My phone in broken: Why don't you have a mobile phone?</imputation>
  <security>My phone in broken: Why don't you have a mobile phone?</security>
  <embargo>My phone in broken: Why don't you have a mobile phone?</embargo>
  <respUnit>My phone in broken: Why don't you have a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V807" name="NM_5_1" files="F2" intrvl="discrete">
  <labl>Why don't you have a mobile phone? - my phone got stolen</labl>
  <imputation>Why don't you have a mobile phone? - my phone got stolen</imputation>
  <security>Why don't you have a mobile phone? - my phone got stolen</security>
  <embargo>Why don't you have a mobile phone? - my phone got stolen</embargo>
  <respUnit>Why don't you have a mobile phone? - my phone got stolen</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V808" name="NM_6" files="F2" intrvl="discrete">
  <labl>My phone got stolen: Why don't you have a mobile phone?</labl>
  <imputation>My phone got stolen: Why don't you have a mobile phone?</imputation>
  <security>My phone got stolen: Why don't you have a mobile phone?</security>
  <embargo>My phone got stolen: Why don't you have a mobile phone?</embargo>
  <respUnit>My phone got stolen: Why don't you have a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V809" name="NM_7" files="F2" intrvl="discrete">
  <labl>other please specify: Why don't you have a mobile phone?</labl>
  <imputation>other please specify: Why don't you have a mobile phone?</imputation>
  <security>other please specify: Why don't you have a mobile phone?</security>
  <embargo>other please specify: Why don't you have a mobile phone?</embargo>
  <respUnit>other please specify: Why don't you have a mobile phone?</respUnit>
  <sumStat type="vald"/>
  <varFormat type="character"/>
</var>
<var ID="V810" name="NM_8" files="F2" intrvl="discrete">
  <labl>Did you use a mobile in the past three months?</labl>
  <imputation>Did you use a mobile in the past three months?</imputation>
  <security>Did you use a mobile in the past three months?</security>
  <embargo>Did you use a mobile in the past three months?</embargo>
  <respUnit>Did you use a mobile in the past three months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V811" name="NM_9" files="F2" intrvl="discrete">
  <labl>Whos Mobile did you use?</labl>
  <imputation>Whos Mobile did you use?</imputation>
  <security>Whos Mobile did you use?</security>
  <embargo>Whos Mobile did you use?</embargo>
  <respUnit>Whos Mobile did you use?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V812" name="NM_9_A" files="F2" intrvl="discrete">
  <labl>Who?s mobile did you use?? - family member</labl>
  <imputation>Who?s mobile did you use?? - family member</imputation>
  <security>Who?s mobile did you use?? - family member</security>
  <embargo>Who?s mobile did you use?? - family member</embargo>
  <respUnit>Who?s mobile did you use?? - family member</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V813" name="NM_9_B" files="F2" intrvl="discrete">
  <labl>Who?s mobile did you use?? - friends or colleague</labl>
  <imputation>Who?s mobile did you use?? - friends or colleague</imputation>
  <security>Who?s mobile did you use?? - friends or colleague</security>
  <embargo>Who?s mobile did you use?? - friends or colleague</embargo>
  <respUnit>Who?s mobile did you use?? - friends or colleague</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V814" name="NM_9_C" files="F2" intrvl="discrete">
  <labl>Who?s mobile did you use?? - public phone on the roadside</labl>
  <imputation>Who?s mobile did you use?? - public phone on the roadside</imputation>
  <security>Who?s mobile did you use?? - public phone on the roadside</security>
  <embargo>Who?s mobile did you use?? - public phone on the roadside</embargo>
  <respUnit>Who?s mobile did you use?? - public phone on the roadside</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V815" name="NM_10" files="F2" intrvl="discrete">
  <labl>Do you have any active SIM cards, if yes how many?</labl>
  <imputation>Do you have any active SIM cards, if yes how many?</imputation>
  <security>Do you have any active SIM cards, if yes how many?</security>
  <embargo>Do you have any active SIM cards, if yes how many?</embargo>
  <respUnit>Do you have any active SIM cards, if yes how many?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V816" name="NM_11" files="F2" intrvl="discrete">
  <labl>Do you plan to get a mobile phone in the future?  If yes when?</labl>
  <imputation>Do you plan to get a mobile phone in the future?  If yes when?</imputation>
  <security>Do you plan to get a mobile phone in the future?  If yes when?</security>
  <embargo>Do you plan to get a mobile phone in the future?  If yes when?</embargo>
  <respUnit>Do you plan to get a mobile phone in the future?  If yes when?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>no</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Within the next 6 months</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Within the next year</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Within the next 2 years</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V817" name="NM_12A" files="F2" intrvl="contin">
  <labl>Highest YEs: How much would you be willing and able to spend on a mobile phone h</labl>
  <imputation>Highest YEs: How much would you be willing and able to spend on a mobile phone h</imputation>
  <security>Highest YEs: How much would you be willing and able to spend on a mobile phone h</security>
  <embargo>Highest YEs: How much would you be willing and able to spend on a mobile phone h</embargo>
  <respUnit>Highest YEs: How much would you be willing and able to spend on a mobile phone h</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V818" name="NM_12B" files="F2" intrvl="contin">
  <labl>Lowest NO: How much would you be willing and able to spend on a mobile phone han</labl>
  <imputation>Lowest NO: How much would you be willing and able to spend on a mobile phone han</imputation>
  <security>Lowest NO: How much would you be willing and able to spend on a mobile phone han</security>
  <embargo>Lowest NO: How much would you be willing and able to spend on a mobile phone han</embargo>
  <respUnit>Lowest NO: How much would you be willing and able to spend on a mobile phone han</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V819" name="NM_13A" files="F2" intrvl="contin">
  <labl>Highest YEs: How much would you be willing and able to spend monthly on a mobile</labl>
  <imputation>Highest YEs: How much would you be willing and able to spend monthly on a mobile</imputation>
  <security>Highest YEs: How much would you be willing and able to spend monthly on a mobile</security>
  <embargo>Highest YEs: How much would you be willing and able to spend monthly on a mobile</embargo>
  <respUnit>Highest YEs: How much would you be willing and able to spend monthly on a mobile</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V820" name="NM_13B" files="F2" intrvl="contin">
  <labl>Lowest NO: How much would you be willing and able to spend monthly on a mobile p</labl>
  <imputation>Lowest NO: How much would you be willing and able to spend monthly on a mobile p</imputation>
  <security>Lowest NO: How much would you be willing and able to spend monthly on a mobile p</security>
  <embargo>Lowest NO: How much would you be willing and able to spend monthly on a mobile p</embargo>
  <respUnit>Lowest NO: How much would you be willing and able to spend monthly on a mobile p</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V821" name="NM_14" files="F2" intrvl="discrete">
  <labl>Do you expect to make or receive more calls</labl>
  <imputation>Do you expect to make or receive more calls</imputation>
  <security>Do you expect to make or receive more calls</security>
  <embargo>Do you expect to make or receive more calls</embargo>
  <respUnit>Do you expect to make or receive more calls</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>make more calls than I receive</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>receive more calls than I make</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V822" name="MM_1" files="F2" intrvl="discrete">
  <labl>Do you ever use your mobile phone to send or receive money (Mpesa, mobipay)?</labl>
  <imputation>Do you ever use your mobile phone to send or receive money (Mpesa, mobipay)?</imputation>
  <security>Do you ever use your mobile phone to send or receive money (Mpesa, mobipay)?</security>
  <embargo>Do you ever use your mobile phone to send or receive money (Mpesa, mobipay)?</embargo>
  <respUnit>Do you ever use your mobile phone to send or receive money (Mpesa, mobipay)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V823" name="MM_2" files="F2" intrvl="discrete">
  <labl>Comparing Mobile Money Transfers with other means of sending or receiving money,</labl>
  <imputation>Comparing Mobile Money Transfers with other means of sending or receiving money,</imputation>
  <security>Comparing Mobile Money Transfers with other means of sending or receiving money,</security>
  <embargo>Comparing Mobile Money Transfers with other means of sending or receiving money,</embargo>
  <respUnit>Comparing Mobile Money Transfers with other means of sending or receiving money,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>easier</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>more difficult</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V824" name="MM_3" files="F2" intrvl="discrete">
  <labl>Comparing Mobile Money Transfers with other means of sending or receiving money,</labl>
  <imputation>Comparing Mobile Money Transfers with other means of sending or receiving money,</imputation>
  <security>Comparing Mobile Money Transfers with other means of sending or receiving money,</security>
  <embargo>Comparing Mobile Money Transfers with other means of sending or receiving money,</embargo>
  <respUnit>Comparing Mobile Money Transfers with other means of sending or receiving money,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>safer</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>less safe</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V825" name="MM_4" files="F2" intrvl="discrete">
  <labl>Comparing Mobile Money Transfers with other means of sending or receiving money,</labl>
  <imputation>Comparing Mobile Money Transfers with other means of sending or receiving money,</imputation>
  <security>Comparing Mobile Money Transfers with other means of sending or receiving money,</security>
  <embargo>Comparing Mobile Money Transfers with other means of sending or receiving money,</embargo>
  <respUnit>Comparing Mobile Money Transfers with other means of sending or receiving money,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>more trustworthy</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>less trustworthy</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V826" name="MM_5" files="F2" intrvl="discrete">
  <labl>Comparing Mobile Money Transfers with other means of sending or receiving money,</labl>
  <imputation>Comparing Mobile Money Transfers with other means of sending or receiving money,</imputation>
  <security>Comparing Mobile Money Transfers with other means of sending or receiving money,</security>
  <embargo>Comparing Mobile Money Transfers with other means of sending or receiving money,</embargo>
  <respUnit>Comparing Mobile Money Transfers with other means of sending or receiving money,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>more convenient</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>less convenient</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V827" name="MM_6" files="F2" intrvl="discrete">
  <labl>Comparing Mobile Money Transfers with other means of sending or receiving money,</labl>
  <imputation>Comparing Mobile Money Transfers with other means of sending or receiving money,</imputation>
  <security>Comparing Mobile Money Transfers with other means of sending or receiving money,</security>
  <embargo>Comparing Mobile Money Transfers with other means of sending or receiving money,</embargo>
  <respUnit>Comparing Mobile Money Transfers with other means of sending or receiving money,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>faster</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>slower</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V828" name="MM_7" files="F2" intrvl="discrete">
  <labl>Comparing Mobile Money Transfers with other means of sending or receiving money,</labl>
  <imputation>Comparing Mobile Money Transfers with other means of sending or receiving money,</imputation>
  <security>Comparing Mobile Money Transfers with other means of sending or receiving money,</security>
  <embargo>Comparing Mobile Money Transfers with other means of sending or receiving money,</embargo>
  <respUnit>Comparing Mobile Money Transfers with other means of sending or receiving money,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>cheaper</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>more expensive</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V829" name="MM_8" files="F2" intrvl="contin">
  <labl>For how long have you used Mobile Money in months?</labl>
  <imputation>For how long have you used Mobile Money in months?</imputation>
  <security>For how long have you used Mobile Money in months?</security>
  <embargo>For how long have you used Mobile Money in months?</embargo>
  <respUnit>For how long have you used Mobile Money in months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V830" name="MM_9" files="F2" intrvl="discrete">
  <labl>What is the name of your main mobile money service provider?</labl>
  <imputation>What is the name of your main mobile money service provider?</imputation>
  <security>What is the name of your main mobile money service provider?</security>
  <embargo>What is the name of your main mobile money service provider?</embargo>
  <respUnit>What is the name of your main mobile money service provider?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V831" name="MM_10" files="F2" intrvl="discrete">
  <labl>airtime top up: What do you use mobile money transfers for?</labl>
  <imputation>airtime top up: What do you use mobile money transfers for?</imputation>
  <security>airtime top up: What do you use mobile money transfers for?</security>
  <embargo>airtime top up: What do you use mobile money transfers for?</embargo>
  <respUnit>airtime top up: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V832" name="MM_11" files="F2" intrvl="discrete">
  <labl>salary payments: What do you use mobile money transfers for?</labl>
  <imputation>salary payments: What do you use mobile money transfers for?</imputation>
  <security>salary payments: What do you use mobile money transfers for?</security>
  <embargo>salary payments: What do you use mobile money transfers for?</embargo>
  <respUnit>salary payments: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V833" name="MM_12" files="F2" intrvl="discrete">
  <labl>Bill Payments: What do you use mobile money transfers for?</labl>
  <imputation>Bill Payments: What do you use mobile money transfers for?</imputation>
  <security>Bill Payments: What do you use mobile money transfers for?</security>
  <embargo>Bill Payments: What do you use mobile money transfers for?</embargo>
  <respUnit>Bill Payments: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V834" name="MM_13" files="F2" intrvl="discrete">
  <labl>Insurance Payments: What do you use mobile money transfers for?</labl>
  <imputation>Insurance Payments: What do you use mobile money transfers for?</imputation>
  <security>Insurance Payments: What do you use mobile money transfers for?</security>
  <embargo>Insurance Payments: What do you use mobile money transfers for?</embargo>
  <respUnit>Insurance Payments: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V835" name="MM_14" files="F2" intrvl="discrete">
  <labl>receive payments: What do you use mobile money transfers for?</labl>
  <imputation>receive payments: What do you use mobile money transfers for?</imputation>
  <security>receive payments: What do you use mobile money transfers for?</security>
  <embargo>receive payments: What do you use mobile money transfers for?</embargo>
  <respUnit>receive payments: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V836" name="MM_15" files="F2" intrvl="discrete">
  <labl>receive your pension: What do you use mobile money transfers for?</labl>
  <imputation>receive your pension: What do you use mobile money transfers for?</imputation>
  <security>receive your pension: What do you use mobile money transfers for?</security>
  <embargo>receive your pension: What do you use mobile money transfers for?</embargo>
  <respUnit>receive your pension: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V837" name="MM_16" files="F2" intrvl="discrete">
  <labl>Other, please specify: What do you use mobile money transfers for?</labl>
  <imputation>Other, please specify: What do you use mobile money transfers for?</imputation>
  <security>Other, please specify: What do you use mobile money transfers for?</security>
  <embargo>Other, please specify: What do you use mobile money transfers for?</embargo>
  <respUnit>Other, please specify: What do you use mobile money transfers for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V838" name="MM_17" files="F2" intrvl="contin">
  <labl>What is the largest amount of Mobile Money you have ever sent or received?</labl>
  <imputation>What is the largest amount of Mobile Money you have ever sent or received?</imputation>
  <security>What is the largest amount of Mobile Money you have ever sent or received?</security>
  <embargo>What is the largest amount of Mobile Money you have ever sent or received?</embargo>
  <respUnit>What is the largest amount of Mobile Money you have ever sent or received?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V839" name="MM_18" files="F2" intrvl="contin">
  <labl>What is the smallest amount of Mobile Money you have sent or received ?</labl>
  <imputation>What is the smallest amount of Mobile Money you have sent or received ?</imputation>
  <security>What is the smallest amount of Mobile Money you have sent or received ?</security>
  <embargo>What is the smallest amount of Mobile Money you have sent or received ?</embargo>
  <respUnit>What is the smallest amount of Mobile Money you have sent or received ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V840" name="MM_19" files="F2" intrvl="contin">
  <labl>How much money do you usually send in one transaction?</labl>
  <imputation>How much money do you usually send in one transaction?</imputation>
  <security>How much money do you usually send in one transaction?</security>
  <embargo>How much money do you usually send in one transaction?</embargo>
  <respUnit>How much money do you usually send in one transaction?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V841" name="MM_20" files="F2" intrvl="contin">
  <labl>How much money do you usually receive in one transaction?</labl>
  <imputation>How much money do you usually receive in one transaction?</imputation>
  <security>How much money do you usually receive in one transaction?</security>
  <embargo>How much money do you usually receive in one transaction?</embargo>
  <respUnit>How much money do you usually receive in one transaction?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V842" name="MM_21" files="F2" intrvl="discrete">
  <labl>How often do you send or receive Mobile Money?</labl>
  <imputation>How often do you send or receive Mobile Money?</imputation>
  <security>How often do you send or receive Mobile Money?</security>
  <embargo>How often do you send or receive Mobile Money?</embargo>
  <respUnit>How often do you send or receive Mobile Money?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>daily</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>mothly</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>rarely ever</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V843" name="MM_22" files="F2" intrvl="contin">
  <labl>How Many Days do you keep the money stored in your mobile phone</labl>
  <imputation>How Many Days do you keep the money stored in your mobile phone</imputation>
  <security>How Many Days do you keep the money stored in your mobile phone</security>
  <embargo>How Many Days do you keep the money stored in your mobile phone</embargo>
  <respUnit>How Many Days do you keep the money stored in your mobile phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V844" name="MM_23" files="F2" intrvl="contin">
  <labl>How much do you usually keep stored in your phone?</labl>
  <imputation>How much do you usually keep stored in your phone?</imputation>
  <security>How much do you usually keep stored in your phone?</security>
  <embargo>How much do you usually keep stored in your phone?</embargo>
  <respUnit>How much do you usually keep stored in your phone?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V845" name="MM_24" files="F2" intrvl="discrete">
  <labl>Mobile Money is very useful in managing my finances</labl>
  <imputation>Mobile Money is very useful in managing my finances</imputation>
  <security>Mobile Money is very useful in managing my finances</security>
  <embargo>Mobile Money is very useful in managing my finances</embargo>
  <respUnit>Mobile Money is very useful in managing my finances</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V846" name="MM_25" files="F2" intrvl="discrete">
  <labl>Mobile Money helps me save time and transport cost</labl>
  <imputation>Mobile Money helps me save time and transport cost</imputation>
  <security>Mobile Money helps me save time and transport cost</security>
  <embargo>Mobile Money helps me save time and transport cost</embargo>
  <respUnit>Mobile Money helps me save time and transport cost</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V847" name="MM_26" files="F2" intrvl="discrete">
  <labl>There is pressure form family, friends, employers or employees to use mobile mon</labl>
  <imputation>There is pressure form family, friends, employers or employees to use mobile mon</imputation>
  <security>There is pressure form family, friends, employers or employees to use mobile mon</security>
  <embargo>There is pressure form family, friends, employers or employees to use mobile mon</embargo>
  <respUnit>There is pressure form family, friends, employers or employees to use mobile mon</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V848" name="MM_27" files="F2" intrvl="discrete">
  <labl>Mobile Money is replacing my banking transactions</labl>
  <imputation>Mobile Money is replacing my banking transactions</imputation>
  <security>Mobile Money is replacing my banking transactions</security>
  <embargo>Mobile Money is replacing my banking transactions</embargo>
  <respUnit>Mobile Money is replacing my banking transactions</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V849" name="MM_28" files="F2" intrvl="discrete">
  <labl>Agents and network coverage are available for me to use Mobile Money when I need</labl>
  <imputation>Agents and network coverage are available for me to use Mobile Money when I need</imputation>
  <security>Agents and network coverage are available for me to use Mobile Money when I need</security>
  <embargo>Agents and network coverage are available for me to use Mobile Money when I need</embargo>
  <respUnit>Agents and network coverage are available for me to use Mobile Money when I need</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V850" name="MM_29" files="F2" intrvl="discrete">
  <labl>most of my friends use Mobile Money</labl>
  <imputation>most of my friends use Mobile Money</imputation>
  <security>most of my friends use Mobile Money</security>
  <embargo>most of my friends use Mobile Money</embargo>
  <respUnit>most of my friends use Mobile Money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V851" name="MM_30" files="F2" intrvl="discrete">
  <labl>Using Mobile money is risky, the technology can fail</labl>
  <imputation>Using Mobile money is risky, the technology can fail</imputation>
  <security>Using Mobile money is risky, the technology can fail</security>
  <embargo>Using Mobile money is risky, the technology can fail</embargo>
  <respUnit>Using Mobile money is risky, the technology can fail</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V852" name="MM_31" files="F2" intrvl="discrete">
  <labl>I only used Mobile Money after I tried using it</labl>
  <imputation>I only used Mobile Money after I tried using it</imputation>
  <security>I only used Mobile Money after I tried using it</security>
  <embargo>I only used Mobile Money after I tried using it</embargo>
  <respUnit>I only used Mobile Money after I tried using it</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V853" name="MM_32" files="F2" intrvl="discrete">
  <labl>I will stop using Mobile Money soon</labl>
  <imputation>I will stop using Mobile Money soon</imputation>
  <security>I will stop using Mobile Money soon</security>
  <embargo>I will stop using Mobile Money soon</embargo>
  <respUnit>I will stop using Mobile Money soon</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V854" name="MM_33" files="F2" intrvl="discrete">
  <labl>Would you be interested in using  Mobile Money in future?</labl>
  <imputation>Would you be interested in using  Mobile Money in future?</imputation>
  <security>Would you be interested in using  Mobile Money in future?</security>
  <embargo>Would you be interested in using  Mobile Money in future?</embargo>
  <respUnit>Would you be interested in using  Mobile Money in future?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V855" name="MM_34" files="F2" intrvl="discrete">
  <labl>Bank or Post Office: How do you receive and send money?</labl>
  <imputation>Bank or Post Office: How do you receive and send money?</imputation>
  <security>Bank or Post Office: How do you receive and send money?</security>
  <embargo>Bank or Post Office: How do you receive and send money?</embargo>
  <respUnit>Bank or Post Office: How do you receive and send money?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V856" name="MM_35" files="F2" intrvl="discrete">
  <labl>Western Union / Moneygram: How do you receive and send money?</labl>
  <imputation>Western Union / Moneygram: How do you receive and send money?</imputation>
  <security>Western Union / Moneygram: How do you receive and send money?</security>
  <embargo>Western Union / Moneygram: How do you receive and send money?</embargo>
  <respUnit>Western Union / Moneygram: How do you receive and send money?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V857" name="MM_36" files="F2" intrvl="discrete">
  <labl>Sending Someone: How do you receive and send money?</labl>
  <imputation>Sending Someone: How do you receive and send money?</imputation>
  <security>Sending Someone: How do you receive and send money?</security>
  <embargo>Sending Someone: How do you receive and send money?</embargo>
  <respUnit>Sending Someone: How do you receive and send money?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V858" name="MM_37" files="F2" intrvl="discrete">
  <labl>other, please specify: How do you receive and send money?</labl>
  <imputation>other, please specify: How do you receive and send money?</imputation>
  <security>other, please specify: How do you receive and send money?</security>
  <embargo>other, please specify: How do you receive and send money?</embargo>
  <respUnit>other, please specify: How do you receive and send money?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V859" name="MM_38" files="F2" intrvl="discrete">
  <labl>I am not using Mobile Money because I do not have a mobile Phone</labl>
  <imputation>I am not using Mobile Money because I do not have a mobile Phone</imputation>
  <security>I am not using Mobile Money because I do not have a mobile Phone</security>
  <embargo>I am not using Mobile Money because I do not have a mobile Phone</embargo>
  <respUnit>I am not using Mobile Money because I do not have a mobile Phone</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V860" name="MM_39" files="F2" intrvl="discrete">
  <labl>I have no one sending me money and no one to send money to</labl>
  <imputation>I have no one sending me money and no one to send money to</imputation>
  <security>I have no one sending me money and no one to send money to</security>
  <embargo>I have no one sending me money and no one to send money to</embargo>
  <respUnit>I have no one sending me money and no one to send money to</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V861" name="MM_40" files="F2" intrvl="discrete">
  <labl>I use other means like bank account, western Union, Money gram, Post office  or</labl>
  <imputation>I use other means like bank account, western Union, Money gram, Post office  or</imputation>
  <security>I use other means like bank account, western Union, Money gram, Post office  or</security>
  <embargo>I use other means like bank account, western Union, Money gram, Post office  or</embargo>
  <respUnit>I use other means like bank account, western Union, Money gram, Post office  or</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V862" name="MM_41" files="F2" intrvl="discrete">
  <labl>Mobile Money is too expensive</labl>
  <imputation>Mobile Money is too expensive</imputation>
  <security>Mobile Money is too expensive</security>
  <embargo>Mobile Money is too expensive</embargo>
  <respUnit>Mobile Money is too expensive</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V863" name="MM_42" files="F2" intrvl="discrete">
  <labl>It is too complicated to use</labl>
  <imputation>It is too complicated to use</imputation>
  <security>It is too complicated to use</security>
  <embargo>It is too complicated to use</embargo>
  <respUnit>It is too complicated to use</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V864" name="MM_43" files="F2" intrvl="discrete">
  <labl>Agents are to far away from where I live</labl>
  <imputation>Agents are to far away from where I live</imputation>
  <security>Agents are to far away from where I live</security>
  <embargo>Agents are to far away from where I live</embargo>
  <respUnit>Agents are to far away from where I live</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V865" name="MM_44" files="F2" intrvl="discrete">
  <labl>I do not trust Mobile Money</labl>
  <imputation>I do not trust Mobile Money</imputation>
  <security>I do not trust Mobile Money</security>
  <embargo>I do not trust Mobile Money</embargo>
  <respUnit>I do not trust Mobile Money</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>disagree</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>not sure</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>agree</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V866" name="MM_45" files="F2" intrvl="discrete">
  <labl>I do not know what mobile money is</labl>
  <imputation>I do not know what mobile money is</imputation>
  <security>I do not know what mobile money is</security>
  <embargo>I do not know what mobile money is</embargo>
  <respUnit>I do not know what mobile money is</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>DISAGREE</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>ARE NOT SURE</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>AGREE</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V867" name="C_1" files="F2" intrvl="discrete">
  <labl>Do you use a computer (Desktop or laptop)?</labl>
  <imputation>Do you use a computer (Desktop or laptop)?</imputation>
  <security>Do you use a computer (Desktop or laptop)?</security>
  <embargo>Do you use a computer (Desktop or laptop)?</embargo>
  <respUnit>Do you use a computer (Desktop or laptop)?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V868" name="C_2" files="F2" intrvl="discrete">
  <labl>Work: Where do you use a computer</labl>
  <imputation>Work: Where do you use a computer</imputation>
  <security>Work: Where do you use a computer</security>
  <embargo>Work: Where do you use a computer</embargo>
  <respUnit>Work: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V869" name="C_3" files="F2" intrvl="discrete">
  <labl>School, University: Where do you use a computer</labl>
  <imputation>School, University: Where do you use a computer</imputation>
  <security>School, University: Where do you use a computer</security>
  <embargo>School, University: Where do you use a computer</embargo>
  <respUnit>School, University: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V870" name="C_4" files="F2" intrvl="discrete">
  <labl>Library: Where do you use a computer</labl>
  <imputation>Library: Where do you use a computer</imputation>
  <security>Library: Where do you use a computer</security>
  <embargo>Library: Where do you use a computer</embargo>
  <respUnit>Library: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V871" name="C_5" files="F2" intrvl="discrete">
  <labl>At home: Where do you use a computer</labl>
  <imputation>At home: Where do you use a computer</imputation>
  <security>At home: Where do you use a computer</security>
  <embargo>At home: Where do you use a computer</embargo>
  <respUnit>At home: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V872" name="C_6" files="F2" intrvl="discrete">
  <labl>Internet Cafe: Where do you use a computer</labl>
  <imputation>Internet Cafe: Where do you use a computer</imputation>
  <security>Internet Cafe: Where do you use a computer</security>
  <embargo>Internet Cafe: Where do you use a computer</embargo>
  <respUnit>Internet Cafe: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V873" name="C_7" files="F2" intrvl="discrete">
  <labl>At a friends place: Where do you use a computer</labl>
  <imputation>At a friends place: Where do you use a computer</imputation>
  <security>At a friends place: Where do you use a computer</security>
  <embargo>At a friends place: Where do you use a computer</embargo>
  <respUnit>At a friends place: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V874" name="C_8" files="F2" intrvl="discrete">
  <labl>Other, please specify: Where do you use a computer</labl>
  <imputation>Other, please specify: Where do you use a computer</imputation>
  <security>Other, please specify: Where do you use a computer</security>
  <embargo>Other, please specify: Where do you use a computer</embargo>
  <respUnit>Other, please specify: Where do you use a computer</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V875" name="C_9" files="F2" intrvl="discrete">
  <labl>Writing letters, editing documents: What do you use your computer for</labl>
  <imputation>Writing letters, editing documents: What do you use your computer for</imputation>
  <security>Writing letters, editing documents: What do you use your computer for</security>
  <embargo>Writing letters, editing documents: What do you use your computer for</embargo>
  <respUnit>Writing letters, editing documents: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V876" name="C_10" files="F2" intrvl="discrete">
  <labl>Calculations using spreadsheets such as Excel: What do you use your computer for</labl>
  <imputation>Calculations using spreadsheets such as Excel: What do you use your computer for</imputation>
  <security>Calculations using spreadsheets such as Excel: What do you use your computer for</security>
  <embargo>Calculations using spreadsheets such as Excel: What do you use your computer for</embargo>
  <respUnit>Calculations using spreadsheets such as Excel: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V877" name="C_11" files="F2" intrvl="discrete">
  <labl>Browsing the Internet: What do you use your computer for</labl>
  <imputation>Browsing the Internet: What do you use your computer for</imputation>
  <security>Browsing the Internet: What do you use your computer for</security>
  <embargo>Browsing the Internet: What do you use your computer for</embargo>
  <respUnit>Browsing the Internet: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V878" name="C_12" files="F2" intrvl="discrete">
  <labl>Programming: What do you use your computer for</labl>
  <imputation>Programming: What do you use your computer for</imputation>
  <security>Programming: What do you use your computer for</security>
  <embargo>Programming: What do you use your computer for</embargo>
  <respUnit>Programming: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V879" name="C_13" files="F2" intrvl="discrete">
  <labl>Remixing content found online: music, videos: What do you use your computer for</labl>
  <imputation>Remixing content found online: music, videos: What do you use your computer for</imputation>
  <security>Remixing content found online: music, videos: What do you use your computer for</security>
  <embargo>Remixing content found online: music, videos: What do you use your computer for</embargo>
  <respUnit>Remixing content found online: music, videos: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V880" name="C_14" files="F2" intrvl="discrete">
  <labl>Playing games: What do you use your computer for</labl>
  <imputation>Playing games: What do you use your computer for</imputation>
  <security>Playing games: What do you use your computer for</security>
  <embargo>Playing games: What do you use your computer for</embargo>
  <respUnit>Playing games: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V881" name="C_15" files="F2" intrvl="discrete">
  <labl>Other, please specify: What do you use your computer for</labl>
  <imputation>Other, please specify: What do you use your computer for</imputation>
  <security>Other, please specify: What do you use your computer for</security>
  <embargo>Other, please specify: What do you use your computer for</embargo>
  <respUnit>Other, please specify: What do you use your computer for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V882" name="C_16" files="F2" intrvl="discrete">
  <labl>Desktop: Do you own A personal a computer or laptop</labl>
  <imputation>Desktop: Do you own A personal a computer or laptop</imputation>
  <security>Desktop: Do you own A personal a computer or laptop</security>
  <embargo>Desktop: Do you own A personal a computer or laptop</embargo>
  <respUnit>Desktop: Do you own A personal a computer or laptop</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V883" name="C_17" files="F2" intrvl="discrete">
  <labl>Laptop: Do you own A personal a computer or laptop</labl>
  <imputation>Laptop: Do you own A personal a computer or laptop</imputation>
  <security>Laptop: Do you own A personal a computer or laptop</security>
  <embargo>Laptop: Do you own A personal a computer or laptop</embargo>
  <respUnit>Laptop: Do you own A personal a computer or laptop</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V884" name="C_18" files="F2" intrvl="discrete">
  <labl>Other, please specify: Do you own A personal a computer or laptop</labl>
  <imputation>Other, please specify: Do you own A personal a computer or laptop</imputation>
  <security>Other, please specify: Do you own A personal a computer or laptop</security>
  <embargo>Other, please specify: Do you own A personal a computer or laptop</embargo>
  <respUnit>Other, please specify: Do you own A personal a computer or laptop</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V885" name="C_19" files="F2" intrvl="discrete">
  <labl>If not own  any: Have you ever owned one before?</labl>
  <imputation>If not own  any: Have you ever owned one before?</imputation>
  <security>If not own  any: Have you ever owned one before?</security>
  <embargo>If not own  any: Have you ever owned one before?</embargo>
  <respUnit>If not own  any: Have you ever owned one before?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V886" name="C_20" files="F2" intrvl="discrete">
  <labl>If not own  any:  How much could you afford to pay for your own computer?</labl>
  <imputation>If not own  any:  How much could you afford to pay for your own computer?</imputation>
  <security>If not own  any:  How much could you afford to pay for your own computer?</security>
  <embargo>If not own  any:  How much could you afford to pay for your own computer?</embargo>
  <respUnit>If not own  any:  How much could you afford to pay for your own computer?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V887" name="B_1" files="F2" intrvl="discrete">
  <labl>Do you ever use the Internet?  (Gmail, Google, Facebook, MXit, email)</labl>
  <imputation>Do you ever use the Internet?  (Gmail, Google, Facebook, MXit, email)</imputation>
  <security>Do you ever use the Internet?  (Gmail, Google, Facebook, MXit, email)</security>
  <embargo>Do you ever use the Internet?  (Gmail, Google, Facebook, MXit, email)</embargo>
  <respUnit>Do you ever use the Internet?  (Gmail, Google, Facebook, MXit, email)</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V888" name="B_4" files="F2" intrvl="discrete">
  <labl>Did you use the Internet first on a computer or on a mobile phone ?</labl>
  <imputation>Did you use the Internet first on a computer or on a mobile phone ?</imputation>
  <security>Did you use the Internet first on a computer or on a mobile phone ?</security>
  <embargo>Did you use the Internet first on a computer or on a mobile phone ?</embargo>
  <respUnit>Did you use the Internet first on a computer or on a mobile phone ?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Computer/Laptop</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Mobile Phone</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V889" name="B_17" files="F2" intrvl="discrete">
  <labl>Any place via a mobile telephone: Where did you use the Internet in the last 12</labl>
  <imputation>Any place via a mobile telephone: Where did you use the Internet in the last 12</imputation>
  <security>Any place via a mobile telephone: Where did you use the Internet in the last 12</security>
  <embargo>Any place via a mobile telephone: Where did you use the Internet in the last 12</embargo>
  <respUnit>Any place via a mobile telephone: Where did you use the Internet in the last 12</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V890" name="B_2" files="F2" intrvl="discrete">
  <labl>What made you use the Internet in the first place?</labl>
  <imputation>What made you use the Internet in the first place?</imputation>
  <security>What made you use the Internet in the first place?</security>
  <embargo>What made you use the Internet in the first place?</embargo>
  <respUnit>What made you use the Internet in the first place?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V891" name="B_3" files="F2" intrvl="contin">
  <labl>Since how many years have you been using the internet?</labl>
  <imputation>Since how many years have you been using the internet?</imputation>
  <security>Since how many years have you been using the internet?</security>
  <embargo>Since how many years have you been using the internet?</embargo>
  <respUnit>Since how many years have you been using the internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="numeric"/>
</var>
<var ID="V892" name="B_5" files="F2" intrvl="discrete">
  <labl>How often on average have you used the internet in the last 3 months?</labl>
  <imputation>How often on average have you used the internet in the last 3 months?</imputation>
  <security>How often on average have you used the internet in the last 3 months?</security>
  <embargo>How often on average have you used the internet in the last 3 months?</embargo>
  <respUnit>How often on average have you used the internet in the last 3 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Every day or almost every day</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>At least once a week</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>At least once a month</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Less than once a month</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V893" name="B_6" files="F2" intrvl="discrete">
  <labl>Do you have an email address?</labl>
  <imputation>Do you have an email address?</imputation>
  <security>Do you have an email address?</security>
  <embargo>Do you have an email address?</embargo>
  <respUnit>Do you have an email address?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V894" name="B_7" files="F2" intrvl="discrete">
  <labl>What is your main language for emailing?</labl>
  <imputation>What is your main language for emailing?</imputation>
  <security>What is your main language for emailing?</security>
  <embargo>What is your main language for emailing?</embargo>
  <respUnit>What is your main language for emailing?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V895" name="B_8" files="F2" intrvl="discrete">
  <labl>Which other languages do you use for emailing?</labl>
  <imputation>Which other languages do you use for emailing?</imputation>
  <security>Which other languages do you use for emailing?</security>
  <embargo>Which other languages do you use for emailing?</embargo>
  <respUnit>Which other languages do you use for emailing?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V896" name="B_9" files="F2" intrvl="discrete">
  <labl>Thinking about browsing the Internet, in what language is the majority content t</labl>
  <imputation>Thinking about browsing the Internet, in what language is the majority content t</imputation>
  <security>Thinking about browsing the Internet, in what language is the majority content t</security>
  <embargo>Thinking about browsing the Internet, in what language is the majority content t</embargo>
  <respUnit>Thinking about browsing the Internet, in what language is the majority content t</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V897" name="B_10" files="F2" intrvl="discrete">
  <labl>In what language would you like to see more content?</labl>
  <imputation>In what language would you like to see more content?</imputation>
  <security>In what language would you like to see more content?</security>
  <embargo>In what language would you like to see more content?</embargo>
  <respUnit>In what language would you like to see more content?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V898" name="B_11" files="F2" intrvl="discrete">
  <labl>Home: Where did you use the Internet in the last 12 months?</labl>
  <imputation>Home: Where did you use the Internet in the last 12 months?</imputation>
  <security>Home: Where did you use the Internet in the last 12 months?</security>
  <embargo>Home: Where did you use the Internet in the last 12 months?</embargo>
  <respUnit>Home: Where did you use the Internet in the last 12 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V899" name="B_12" files="F2" intrvl="discrete">
  <labl>Work: Where did you use the Internet in the last 12 months?</labl>
  <imputation>Work: Where did you use the Internet in the last 12 months?</imputation>
  <security>Work: Where did you use the Internet in the last 12 months?</security>
  <embargo>Work: Where did you use the Internet in the last 12 months?</embargo>
  <respUnit>Work: Where did you use the Internet in the last 12 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V900" name="B_13" files="F2" intrvl="discrete">
  <labl>Place of education: Where did you use the Internet in the last 12 months?</labl>
  <imputation>Place of education: Where did you use the Internet in the last 12 months?</imputation>
  <security>Place of education: Where did you use the Internet in the last 12 months?</security>
  <embargo>Place of education: Where did you use the Internet in the last 12 months?</embargo>
  <respUnit>Place of education: Where did you use the Internet in the last 12 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V901" name="B_14" files="F2" intrvl="discrete">
  <labl>Another persons home: Where did you use the Internet in the last 12 months?</labl>
  <imputation>Another persons home: Where did you use the Internet in the last 12 months?</imputation>
  <security>Another persons home: Where did you use the Internet in the last 12 months?</security>
  <embargo>Another persons home: Where did you use the Internet in the last 12 months?</embargo>
  <respUnit>Another persons home: Where did you use the Internet in the last 12 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V902" name="B_15a" files="F2" intrvl="discrete">
  <labl>Internet cafe or Communual</labl>
  <imputation>Internet cafe or Communual</imputation>
  <security>Internet cafe or Communual</security>
  <embargo>Internet cafe or Communual</embargo>
  <respUnit>Internet cafe or Communual</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V903" name="B_15" files="F2" intrvl="discrete">
  <labl>Community Internet access facility: Where did you use the Internet in the last 1</labl>
  <imputation>Community Internet access facility: Where did you use the Internet in the last 1</imputation>
  <security>Community Internet access facility: Where did you use the Internet in the last 1</security>
  <embargo>Community Internet access facility: Where did you use the Internet in the last 1</embargo>
  <respUnit>Community Internet access facility: Where did you use the Internet in the last 1</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V904" name="B_16" files="F2" intrvl="discrete">
  <labl>Commercial Internet access facility (Internet Cafe): Where did you use the Inter</labl>
  <imputation>Commercial Internet access facility (Internet Cafe): Where did you use the Inter</imputation>
  <security>Commercial Internet access facility (Internet Cafe): Where did you use the Inter</security>
  <embargo>Commercial Internet access facility (Internet Cafe): Where did you use the Inter</embargo>
  <respUnit>Commercial Internet access facility (Internet Cafe): Where did you use the Inter</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V905" name="B_18" files="F2" intrvl="discrete">
  <labl>Any place via another mobile access devices: Where did you use the Internet in t</labl>
  <imputation>Any place via another mobile access devices: Where did you use the Internet in t</imputation>
  <security>Any place via another mobile access devices: Where did you use the Internet in t</security>
  <embargo>Any place via another mobile access devices: Where did you use the Internet in t</embargo>
  <respUnit>Any place via another mobile access devices: Where did you use the Internet in t</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V906" name="B_19" files="F2" intrvl="discrete">
  <labl>Other please specify: Where did you use the Internet in the last 12 months?</labl>
  <imputation>Other please specify: Where did you use the Internet in the last 12 months?</imputation>
  <security>Other please specify: Where did you use the Internet in the last 12 months?</security>
  <embargo>Other please specify: Where did you use the Internet in the last 12 months?</embargo>
  <respUnit>Other please specify: Where did you use the Internet in the last 12 months?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V907" name="B_20" files="F2" intrvl="discrete">
  <labl>there is no interesting content for me: What limits  your use of the Internet?</labl>
  <imputation>there is no interesting content for me: What limits  your use of the Internet?</imputation>
  <security>there is no interesting content for me: What limits  your use of the Internet?</security>
  <embargo>there is no interesting content for me: What limits  your use of the Internet?</embargo>
  <respUnit>there is no interesting content for me: What limits  your use of the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V908" name="B_21" files="F2" intrvl="discrete">
  <labl>lack of local language content: What limits  your use of the Internet?</labl>
  <imputation>lack of local language content: What limits  your use of the Internet?</imputation>
  <security>lack of local language content: What limits  your use of the Internet?</security>
  <embargo>lack of local language content: What limits  your use of the Internet?</embargo>
  <respUnit>lack of local language content: What limits  your use of the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V909" name="B_22" files="F2" intrvl="discrete">
  <labl>the Internet is very slow: What limits  your use of the Internet?</labl>
  <imputation>the Internet is very slow: What limits  your use of the Internet?</imputation>
  <security>the Internet is very slow: What limits  your use of the Internet?</security>
  <embargo>the Internet is very slow: What limits  your use of the Internet?</embargo>
  <respUnit>the Internet is very slow: What limits  your use of the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V910" name="B_23" files="F2" intrvl="discrete">
  <labl>to expensive to use: What limits  your use of the Internet?</labl>
  <imputation>to expensive to use: What limits  your use of the Internet?</imputation>
  <security>to expensive to use: What limits  your use of the Internet?</security>
  <embargo>to expensive to use: What limits  your use of the Internet?</embargo>
  <respUnit>to expensive to use: What limits  your use of the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V911" name="B_24" files="F2" intrvl="discrete">
  <labl>few people to communicate with via the Internet: What limits  your use of the In</labl>
  <imputation>few people to communicate with via the Internet: What limits  your use of the In</imputation>
  <security>few people to communicate with via the Internet: What limits  your use of the In</security>
  <embargo>few people to communicate with via the Internet: What limits  your use of the In</embargo>
  <respUnit>few people to communicate with via the Internet: What limits  your use of the In</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V912" name="B_25" files="F2" intrvl="discrete">
  <labl>Other, please specify: What limits  your use of the Internet?</labl>
  <imputation>Other, please specify: What limits  your use of the Internet?</imputation>
  <security>Other, please specify: What limits  your use of the Internet?</security>
  <embargo>Other, please specify: What limits  your use of the Internet?</embargo>
  <respUnit>Other, please specify: What limits  your use of the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V913" name="B_26" files="F2" intrvl="discrete">
  <labl>Are you signed up for any online social network (Facebook, Mixit, Badoo, Twitter</labl>
  <imputation>Are you signed up for any online social network (Facebook, Mixit, Badoo, Twitter</imputation>
  <security>Are you signed up for any online social network (Facebook, Mixit, Badoo, Twitter</security>
  <embargo>Are you signed up for any online social network (Facebook, Mixit, Badoo, Twitter</embargo>
  <respUnit>Are you signed up for any online social network (Facebook, Mixit, Badoo, Twitter</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V914" name="B_27" files="F2" intrvl="discrete">
  <labl>Which social network are you signed up for?</labl>
  <imputation>Which social network are you signed up for?</imputation>
  <security>Which social network are you signed up for?</security>
  <embargo>Which social network are you signed up for?</embargo>
  <respUnit>Which social network are you signed up for?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V915" name="B_27_1" files="F2" intrvl="discrete">
  <labl>Facebook</labl>
  <imputation>Facebook</imputation>
  <security>Facebook</security>
  <embargo>Facebook</embargo>
  <respUnit>Facebook</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V916" name="B_27_2" files="F2" intrvl="discrete">
  <labl>Linkedin</labl>
  <imputation>Linkedin</imputation>
  <security>Linkedin</security>
  <embargo>Linkedin</embargo>
  <respUnit>Linkedin</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V917" name="B_27_3" files="F2" intrvl="discrete">
  <labl>Twitter</labl>
  <imputation>Twitter</imputation>
  <security>Twitter</security>
  <embargo>Twitter</embargo>
  <respUnit>Twitter</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V918" name="B_27_4" files="F2" intrvl="discrete">
  <labl>Netlog</labl>
  <imputation>Netlog</imputation>
  <security>Netlog</security>
  <embargo>Netlog</embargo>
  <respUnit>Netlog</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V919" name="B_27_5" files="F2" intrvl="discrete">
  <labl>HI5</labl>
  <imputation>HI5</imputation>
  <security>HI5</security>
  <embargo>HI5</embargo>
  <respUnit>HI5</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V920" name="B_27_6" files="F2" intrvl="discrete">
  <labl>MySpace</labl>
  <imputation>MySpace</imputation>
  <security>MySpace</security>
  <embargo>MySpace</embargo>
  <respUnit>MySpace</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V921" name="B_27_7" files="F2" intrvl="discrete">
  <labl>Mixit</labl>
  <imputation>Mixit</imputation>
  <security>Mixit</security>
  <embargo>Mixit</embargo>
  <respUnit>Mixit</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V922" name="B_27_8" files="F2" intrvl="discrete">
  <labl>Other</labl>
  <imputation>Other</imputation>
  <security>Other</security>
  <embargo>Other</embargo>
  <respUnit>Other</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Mixit</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>2 Go</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Whatsapp</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Smuggler</labl>
  </catgry>
  <catgry>
    <catValu>5</catValu>
    <labl>U Tube</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V923" name="B_28" files="F2" intrvl="discrete">
  <labl>How do you access social networks</labl>
  <imputation>How do you access social networks</imputation>
  <security>How do you access social networks</security>
  <embargo>How do you access social networks</embargo>
  <respUnit>How do you access social networks</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V924" name="B_29" files="F2" intrvl="discrete">
  <labl>How concerned would you be about security of your credit card or banking informa</labl>
  <imputation>How concerned would you be about security of your credit card or banking informa</imputation>
  <security>How concerned would you be about security of your credit card or banking informa</security>
  <embargo>How concerned would you be about security of your credit card or banking informa</embargo>
  <respUnit>How concerned would you be about security of your credit card or banking informa</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>Not at all concerned</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>Somewhat concerned</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>Very concerned</labl>
  </catgry>
  <catgry>
    <catValu>4</catValu>
    <labl>Extremely concerned</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V925" name="B_30" files="F2" intrvl="discrete">
  <labl>Getting information about goods or services: How often do you use the Internet f</labl>
  <imputation>Getting information about goods or services: How often do you use the Internet f</imputation>
  <security>Getting information about goods or services: How often do you use the Internet f</security>
  <embargo>Getting information about goods or services: How often do you use the Internet f</embargo>
  <respUnit>Getting information about goods or services: How often do you use the Internet f</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V926" name="B_31" files="F2" intrvl="discrete">
  <labl>Getting information related to health or health services: How often do you use t</labl>
  <imputation>Getting information related to health or health services: How often do you use t</imputation>
  <security>Getting information related to health or health services: How often do you use t</security>
  <embargo>Getting information related to health or health services: How often do you use t</embargo>
  <respUnit>Getting information related to health or health services: How often do you use t</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V927" name="B_32" files="F2" intrvl="discrete">
  <labl>Getting information from government organizations: How often do you use the Inte</labl>
  <imputation>Getting information from government organizations: How often do you use the Inte</imputation>
  <security>Getting information from government organizations: How often do you use the Inte</security>
  <embargo>Getting information from government organizations: How often do you use the Inte</embargo>
  <respUnit>Getting information from government organizations: How often do you use the Inte</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V928" name="B_33" files="F2" intrvl="discrete">
  <labl>Interacting with government organizations: How often do you use the Internet for</labl>
  <imputation>Interacting with government organizations: How often do you use the Internet for</imputation>
  <security>Interacting with government organizations: How often do you use the Internet for</security>
  <embargo>Interacting with government organizations: How often do you use the Internet for</embargo>
  <respUnit>Interacting with government organizations: How often do you use the Internet for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V929" name="B_34" files="F2" intrvl="discrete">
  <labl>Sending or receiving email: How often do you use the Internet for the following</labl>
  <imputation>Sending or receiving email: How often do you use the Internet for the following</imputation>
  <security>Sending or receiving email: How often do you use the Internet for the following</security>
  <embargo>Sending or receiving email: How often do you use the Internet for the following</embargo>
  <respUnit>Sending or receiving email: How often do you use the Internet for the following</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V930" name="B_35" files="F2" intrvl="discrete">
  <labl>Telephoning over the Internet/VoIP: How often do you use the Internet for the fo</labl>
  <imputation>Telephoning over the Internet/VoIP: How often do you use the Internet for the fo</imputation>
  <security>Telephoning over the Internet/VoIP: How often do you use the Internet for the fo</security>
  <embargo>Telephoning over the Internet/VoIP: How often do you use the Internet for the fo</embargo>
  <respUnit>Telephoning over the Internet/VoIP: How often do you use the Internet for the fo</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V931" name="B_36" files="F2" intrvl="discrete">
  <labl>Posting information or instant messaging: How often do you use the Internet for</labl>
  <imputation>Posting information or instant messaging: How often do you use the Internet for</imputation>
  <security>Posting information or instant messaging: How often do you use the Internet for</security>
  <embargo>Posting information or instant messaging: How often do you use the Internet for</embargo>
  <respUnit>Posting information or instant messaging: How often do you use the Internet for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V932" name="B_37" files="F2" intrvl="discrete">
  <labl>Purchasing or ordering goods or services: How often do you use the Internet for</labl>
  <imputation>Purchasing or ordering goods or services: How often do you use the Internet for</imputation>
  <security>Purchasing or ordering goods or services: How often do you use the Internet for</security>
  <embargo>Purchasing or ordering goods or services: How often do you use the Internet for</embargo>
  <respUnit>Purchasing or ordering goods or services: How often do you use the Internet for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V933" name="B_38" files="F2" intrvl="discrete">
  <labl>Internet banking: How often do you use the Internet for the following purposes?</labl>
  <imputation>Internet banking: How often do you use the Internet for the following purposes?</imputation>
  <security>Internet banking: How often do you use the Internet for the following purposes?</security>
  <embargo>Internet banking: How often do you use the Internet for the following purposes?</embargo>
  <respUnit>Internet banking: How often do you use the Internet for the following purposes?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V934" name="B_39" files="F2" intrvl="discrete">
  <labl>Education or learning activities (formal): How often do you use the Internet for</labl>
  <imputation>Education or learning activities (formal): How often do you use the Internet for</imputation>
  <security>Education or learning activities (formal): How often do you use the Internet for</security>
  <embargo>Education or learning activities (formal): How often do you use the Internet for</embargo>
  <respUnit>Education or learning activities (formal): How often do you use the Internet for</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V935" name="B_40" files="F2" intrvl="discrete">
  <labl>Playing or downloading video games or computer games: How often do you use the I</labl>
  <imputation>Playing or downloading video games or computer games: How often do you use the I</imputation>
  <security>Playing or downloading video games or computer games: How often do you use the I</security>
  <embargo>Playing or downloading video games or computer games: How often do you use the I</embargo>
  <respUnit>Playing or downloading video games or computer games: How often do you use the I</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V936" name="B_41" files="F2" intrvl="discrete">
  <labl>Downloading movies, images, music, watching TV or video, or listening to radio o</labl>
  <imputation>Downloading movies, images, music, watching TV or video, or listening to radio o</imputation>
  <security>Downloading movies, images, music, watching TV or video, or listening to radio o</security>
  <embargo>Downloading movies, images, music, watching TV or video, or listening to radio o</embargo>
  <respUnit>Downloading movies, images, music, watching TV or video, or listening to radio o</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V937" name="B_42" files="F2" intrvl="discrete">
  <labl>Downloading software: How often do you use the Internet for the following purpos</labl>
  <imputation>Downloading software: How often do you use the Internet for the following purpos</imputation>
  <security>Downloading software: How often do you use the Internet for the following purpos</security>
  <embargo>Downloading software: How often do you use the Internet for the following purpos</embargo>
  <respUnit>Downloading software: How often do you use the Internet for the following purpos</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V938" name="B_43" files="F2" intrvl="discrete">
  <labl>Reading or downloading on-line newspapers or magazines, electronic books: How of</labl>
  <imputation>Reading or downloading on-line newspapers or magazines, electronic books: How of</imputation>
  <security>Reading or downloading on-line newspapers or magazines, electronic books: How of</security>
  <embargo>Reading or downloading on-line newspapers or magazines, electronic books: How of</embargo>
  <respUnit>Reading or downloading on-line newspapers or magazines, electronic books: How of</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V939" name="B_44" files="F2" intrvl="discrete">
  <labl>Participate in distance learning for an academic degree or job training: How oft</labl>
  <imputation>Participate in distance learning for an academic degree or job training: How oft</imputation>
  <security>Participate in distance learning for an academic degree or job training: How oft</security>
  <embargo>Participate in distance learning for an academic degree or job training: How oft</embargo>
  <respUnit>Participate in distance learning for an academic degree or job training: How oft</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V940" name="B_45" files="F2" intrvl="discrete">
  <labl>Get information for school or university related work/ Researching a topic: How</labl>
  <imputation>Get information for school or university related work/ Researching a topic: How</imputation>
  <security>Get information for school or university related work/ Researching a topic: How</security>
  <embargo>Get information for school or university related work/ Researching a topic: How</embargo>
  <respUnit>Get information for school or university related work/ Researching a topic: How</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V941" name="B_46" files="F2" intrvl="discrete">
  <labl>Look for free education content, such as free courses: How often do you use the</labl>
  <imputation>Look for free education content, such as free courses: How often do you use the</imputation>
  <security>Look for free education content, such as free courses: How often do you use the</security>
  <embargo>Look for free education content, such as free courses: How often do you use the</embargo>
  <respUnit>Look for free education content, such as free courses: How often do you use the</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V942" name="B_47" files="F2" intrvl="discrete">
  <labl>Collaborate online on documents (example Google docs): How often do you use the</labl>
  <imputation>Collaborate online on documents (example Google docs): How often do you use the</imputation>
  <security>Collaborate online on documents (example Google docs): How often do you use the</security>
  <embargo>Collaborate online on documents (example Google docs): How often do you use the</embargo>
  <respUnit>Collaborate online on documents (example Google docs): How often do you use the</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V943" name="B_48" files="F2" intrvl="discrete">
  <labl>social networking or video-sharing websites (Facebook, Twitter  Youtube, Mixit,</labl>
  <imputation>social networking or video-sharing websites (Facebook, Twitter  Youtube, Mixit,</imputation>
  <security>social networking or video-sharing websites (Facebook, Twitter  Youtube, Mixit,</security>
  <embargo>social networking or video-sharing websites (Facebook, Twitter  Youtube, Mixit,</embargo>
  <respUnit>social networking or video-sharing websites (Facebook, Twitter  Youtube, Mixit,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V944" name="B_49" files="F2" intrvl="discrete">
  <labl>Find or check a fact / Look up a definition of a word: How often do you use the</labl>
  <imputation>Find or check a fact / Look up a definition of a word: How often do you use the</imputation>
  <security>Find or check a fact / Look up a definition of a word: How often do you use the</security>
  <embargo>Find or check a fact / Look up a definition of a word: How often do you use the</embargo>
  <respUnit>Find or check a fact / Look up a definition of a word: How often do you use the</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>Never</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>occasionally</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>weekly</labl>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>daily</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V945" name="B_50" files="F2" intrvl="discrete">
  <labl>Other activities (please specify..........................................): How</labl>
  <imputation>Other activities (please specify..........................................): How</imputation>
  <security>Other activities (please specify..........................................): How</security>
  <embargo>Other activities (please specify..........................................): How</embargo>
  <respUnit>Other activities (please specify..........................................): How</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V946" name="B_51" files="F2" intrvl="discrete">
  <labl>People who share your hobbies/recreational activities: Does your use of the Inte</labl>
  <imputation>People who share your hobbies/recreational activities: Does your use of the Inte</imputation>
  <security>People who share your hobbies/recreational activities: Does your use of the Inte</security>
  <embargo>People who share your hobbies/recreational activities: Does your use of the Inte</embargo>
  <respUnit>People who share your hobbies/recreational activities: Does your use of the Inte</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decreased</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increased</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V947" name="B_52" files="F2" intrvl="discrete">
  <labl>People who share your political views: Does your use of the Internet increase or</labl>
  <imputation>People who share your political views: Does your use of the Internet increase or</imputation>
  <security>People who share your political views: Does your use of the Internet increase or</security>
  <embargo>People who share your political views: Does your use of the Internet increase or</embargo>
  <respUnit>People who share your political views: Does your use of the Internet increase or</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decreased</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increased</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V948" name="B_53" files="F2" intrvl="discrete">
  <labl>People who share your religious beliefs: Does your use of the Internet increase</labl>
  <imputation>People who share your religious beliefs: Does your use of the Internet increase</imputation>
  <security>People who share your religious beliefs: Does your use of the Internet increase</security>
  <embargo>People who share your religious beliefs: Does your use of the Internet increase</embargo>
  <respUnit>People who share your religious beliefs: Does your use of the Internet increase</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decreased</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increased</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V949" name="B_54" files="F2" intrvl="discrete">
  <labl>Family and friends: Does your use of the Internet increase or decrease your cont</labl>
  <imputation>Family and friends: Does your use of the Internet increase or decrease your cont</imputation>
  <security>Family and friends: Does your use of the Internet increase or decrease your cont</security>
  <embargo>Family and friends: Does your use of the Internet increase or decrease your cont</embargo>
  <respUnit>Family and friends: Does your use of the Internet increase or decrease your cont</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decreased</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increased</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V950" name="B_55" files="F2" intrvl="discrete">
  <labl>colleagues: Does your use of the Internet increase or decrease your contact with</labl>
  <imputation>colleagues: Does your use of the Internet increase or decrease your contact with</imputation>
  <security>colleagues: Does your use of the Internet increase or decrease your contact with</security>
  <embargo>colleagues: Does your use of the Internet increase or decrease your contact with</embargo>
  <respUnit>colleagues: Does your use of the Internet increase or decrease your contact with</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <catValu>1</catValu>
    <labl>decreased</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>2</catValu>
    <labl>same</labl>
    <catStat type="invd"/>
  </catgry>
  <catgry>
    <catValu>3</catValu>
    <labl>increased</labl>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V951" name="B_56" files="F2" intrvl="discrete">
  <labl>I dont know what the Internet is: What are the reasons why you do not use the In</labl>
  <imputation>I dont know what the Internet is: What are the reasons why you do not use the In</imputation>
  <security>I dont know what the Internet is: What are the reasons why you do not use the In</security>
  <embargo>I dont know what the Internet is: What are the reasons why you do not use the In</embargo>
  <respUnit>I dont know what the Internet is: What are the reasons why you do not use the In</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V952" name="B_57" files="F2" intrvl="discrete">
  <labl>No interest / not useful: What are the reasons why you do not use the Internet?</labl>
  <imputation>No interest / not useful: What are the reasons why you do not use the Internet?</imputation>
  <security>No interest / not useful: What are the reasons why you do not use the Internet?</security>
  <embargo>No interest / not useful: What are the reasons why you do not use the Internet?</embargo>
  <respUnit>No interest / not useful: What are the reasons why you do not use the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V953" name="B_58" files="F2" intrvl="discrete">
  <labl>I dont know how to use it: What are the reasons why you do not use the Internet?</labl>
  <imputation>I dont know how to use it: What are the reasons why you do not use the Internet?</imputation>
  <security>I dont know how to use it: What are the reasons why you do not use the Internet?</security>
  <embargo>I dont know how to use it: What are the reasons why you do not use the Internet?</embargo>
  <respUnit>I dont know how to use it: What are the reasons why you do not use the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V954" name="B_59" files="F2" intrvl="discrete">
  <labl>No computer / internet connection: What are the reasons why you do not use the I</labl>
  <imputation>No computer / internet connection: What are the reasons why you do not use the I</imputation>
  <security>No computer / internet connection: What are the reasons why you do not use the I</security>
  <embargo>No computer / internet connection: What are the reasons why you do not use the I</embargo>
  <respUnit>No computer / internet connection: What are the reasons why you do not use the I</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V955" name="B_60" files="F2" intrvl="discrete">
  <labl>Too expensive: What are the reasons why you do not use the Internet?</labl>
  <imputation>Too expensive: What are the reasons why you do not use the Internet?</imputation>
  <security>Too expensive: What are the reasons why you do not use the Internet?</security>
  <embargo>Too expensive: What are the reasons why you do not use the Internet?</embargo>
  <respUnit>Too expensive: What are the reasons why you do not use the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V956" name="B_61" files="F2" intrvl="discrete">
  <labl>No time, too busy: What are the reasons why you do not use the Internet?</labl>
  <imputation>No time, too busy: What are the reasons why you do not use the Internet?</imputation>
  <security>No time, too busy: What are the reasons why you do not use the Internet?</security>
  <embargo>No time, too busy: What are the reasons why you do not use the Internet?</embargo>
  <respUnit>No time, too busy: What are the reasons why you do not use the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V957" name="B_62" files="F2" intrvl="discrete">
  <labl>None of my friends use it: What are the reasons why you do not use the Internet?</labl>
  <imputation>None of my friends use it: What are the reasons why you do not use the Internet?</imputation>
  <security>None of my friends use it: What are the reasons why you do not use the Internet?</security>
  <embargo>None of my friends use it: What are the reasons why you do not use the Internet?</embargo>
  <respUnit>None of my friends use it: What are the reasons why you do not use the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V958" name="B_63" files="F2" intrvl="discrete">
  <labl>Is too slow, limited bandwidth: What are the reasons why you do not use the Inte</labl>
  <imputation>Is too slow, limited bandwidth: What are the reasons why you do not use the Inte</imputation>
  <security>Is too slow, limited bandwidth: What are the reasons why you do not use the Inte</security>
  <embargo>Is too slow, limited bandwidth: What are the reasons why you do not use the Inte</embargo>
  <respUnit>Is too slow, limited bandwidth: What are the reasons why you do not use the Inte</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V959" name="B_64" files="F2" intrvl="discrete">
  <labl>Other, please specify:  What are the reasons why you do not use the Internet?</labl>
  <imputation>Other, please specify:  What are the reasons why you do not use the Internet?</imputation>
  <security>Other, please specify:  What are the reasons why you do not use the Internet?</security>
  <embargo>Other, please specify:  What are the reasons why you do not use the Internet?</embargo>
  <respUnit>Other, please specify:  What are the reasons why you do not use the Internet?</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
<var ID="V960" name="B_65" files="F2" intrvl="discrete">
  <labl>Would you be interested in using the Internet if it was available close to where</labl>
  <imputation>Would you be interested in using the Internet if it was available close to where</imputation>
  <security>Would you be interested in using the Internet if it was available close to where</security>
  <embargo>Would you be interested in using the Internet if it was available close to where</embargo>
  <respUnit>Would you be interested in using the Internet if it was available close to where</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <catgry>
    <labl>No</labl>
    <catStat type="vald"/>
  </catgry>
  <catgry>
    <catValu>1</catValu>
    <labl>Yes</labl>
    <catStat type="invd"/>
  </catgry>
  <varFormat type="numeric"/>
</var>
<var ID="V961" name="B_66" files="F2" intrvl="discrete">
  <labl>How much would you be willing and able to spend monthly for using the Internet,</labl>
  <imputation>How much would you be willing and able to spend monthly for using the Internet,</imputation>
  <security>How much would you be willing and able to spend monthly for using the Internet,</security>
  <embargo>How much would you be willing and able to spend monthly for using the Internet,</embargo>
  <respUnit>How much would you be willing and able to spend monthly for using the Internet,</respUnit>
  <sumStat type="vald"/>
  <sumStat type="invd"/>
  <varFormat type="character"/>
</var>
</dataDscr></codeBook>
