zmb-fsdz-msgismp-2015-v1 DataFirst 2020-04-01 NADA Version 3 FSDZ Multi-Sector GIS Mapping Project Round 1 zmb-fsdz-msmp-2015-v1.0 Financial Sector Deepening Zambia MetadataEditor DataFirst Support Enterprise Census [en/census] v1: Edited, edited anonymous dataset for public distribution Zambia National coverage except Ikelenge district Census/enumeration data [cen] Brandworx Face-to-face [f2f] DataFirst FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Agricultural Input Providers V1.0 0 60 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Agricultural Markets V1.0 0 36 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Agricultural Processors V1.0 0 47 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Bank Agents V1.0 0 46 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Bank ATMS All V1.0 0 16 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Commercial Banks V1.0 0 58 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Education Facilities V1.0 0 41 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Forex Facilities V1.0 0 36 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Health Care Facilities V1.0 0 34 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Insurance Access Points V1.0 0 31 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Kaloba V1.0 0 8 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Microfinance Facilities V1.0 0 31 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Mobile Money Agents V1.0 0 124 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Money Transfer Facilities V1.0 0 34 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Post Offices V1.0 0 34 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 SACCOs And SGs V1.0 0 20 ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 1 Chadiza District 2 Chama District 3 Chibombo District 4 Chienge District 5 Chililabombwe District 6 Chingola District 7 Chinsali District 8 Chipata District 9 Choma District 10 Chongwe District 11 Gwembe District 12 Isoka District 13 Itezhi Tezhi District 14 Kabompo District 15 Kabwe District 16 Kafue District 17 Kalabo District 18 Kalomo District 19 Kalulushi District 20 Kaoma District 21 Kapiri Mposhi District 22 Kaputa District 23 Kasama District 24 Kasempa District 25 Katete District 26 Kawambwa Constituency 27 Kazungula District 28 Kitwe District 29 Livingstone District 30 Luanshya District 31 Lufwanyama District 32 Lukulu District 33 Lundazi District 34 Lusaka District 35 Luwingu District 36 Mafinga District 37 Mambwe District 38 Mansa District 39 Masaiti District 40 Mazabuka District 41 Mbala District 42 Milenge District 43 Mkushi District 44 Mongu District 45 Monze District 46 Mpika District 47 Mpongwe District 48 Mporokoso District 49 Mpulungu District 50 Mufulira District 51 Mufumbwe District 52 Mumbwa District 53 Mungwi District 54 Mwense District 55 Mwinilunga District 56 Nakonde District 57 Namwala District 58 Nchelenge District 59 Ndola District 60 Nyimba District 61 Petauke District 62 Samfya District 63 Senanga District 64 Serenje District 65 Sesheke District 66 Shang'ombo District 67 Siavonga District 68 Sinazongwe District 69 Solwezi District 70 Zambezi District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Institution_type 1 Input Providers 2 Processors 3 Markets Startup year Employees Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Electricity No 1 Yes Running_water No 1 Yes Seed No 1 Yes Chemicals No 1 Yes Fertilizer No 1 Yes Ag_equipment No 1 Yes Livestockmeds No 1 Yes Payment_cash No 1 Yes Payment_mm No 1 Yes Payment_cheque No 1 Yes Payment_bankt No 1 Yes Paystaff_cash No 1 Yes Paystaff_mm No 1 Yes Paystaff_cheque No 1 Yes Paystaff_bankt No 1 Yes Offerct No 1 Yes MNcoverage No 1 Yes Operational_Q1 No 1 Yes Operational_Q2 No 1 Yes Operational_Q3 No 1 Yes Operational_Q4 No 1 Yes ATS No 1 Yes BASF No 1 Yes ExportTrading No 1 Yes MRI No 1 Yes Nyiombo No 1 Yes Omnia No 1 Yes ZF No 1 Yes MRIS No 1 Yes PNNAR No 1 Yes Pioneer No 1 Yes Seedco No 1 Yes Zamseed No 1 Yes Freenbelt No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 1 Chadiza District 2 Chama District 3 Chavuma District 4 Chibombo District 5 Chienge District 6 Chililabombwe District 7 Chilubi District 8 Chingola District 9 Chinsali District 10 Chipata District 11 Choma District 12 Chongwe District 13 Gwembe District 14 Isoka District 15 Itezhi Tezhi District 16 Kabompo District 17 Kabwe District 18 Kafue District 19 Kalabo District 20 Kalomo District 21 Kalulushi District 22 Kaoma District 23 Kapiri Mposhi District 24 Kaputa District 25 Kasama District 26 Kasempa District 27 Katete District 28 Kawambwa Constituency 29 Kazungula District 30 Kitwe District 31 Livingstone District 32 Luangwa District 33 Luanshya District 34 Lufwanyama District 35 Lukulu District 36 Lundazi District 37 Lusaka District 38 Mafinga District 39 Mambwe District 40 Mansa District 41 Masaiti District 42 Mazabuka District 43 Mbala District 44 Milenge District 45 Mkushi District 46 Mongu District 47 Monze District 48 Mpika District 49 Mpongwe District 50 Mporokoso District 51 Mpulungu District 52 Mufulira District 53 Mufumbwe District 54 Mumbwa District 55 Mungwi District 56 Mwense District 57 Mwinilunga District 58 Nakonde District 59 Namwala District 60 Nchelenge District 61 Ndola District 62 Nyimba District 63 Petauke District 64 Samfya District 65 Senanga District 66 Serenje District 67 Sesheke District 68 Shang'ombo District 69 Siavonga District 70 Sinazongwe District 71 Solwezi District 72 Zambezi District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Inst_type 1 Input Providers 2 Processors 3 Markets Stalls Livestock No 1 Yes Produce No 1 Yes Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock permanent No 1 Yes open No 1 Yes MMO No 1 Yes BA No 1 Yes MFI No 1 Yes Q1 No 1 Yes Q2 No 1 Yes Q3 No 1 Yes Q4 No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 1 Chibombo District 2 Chililabombwe District 3 Chilubi District 4 Chingola District 5 Chinsali District 6 Chipata District 7 Choma District 8 Chongwe District 9 Gwembe District 10 Isoka District 11 Itezhi Tezhi District 12 Kabompo District 13 Kabwe District 14 Kafue District 15 Kalabo District 16 Kalomo District 17 Kaoma District 18 Kapiri Mposhi District 19 Kaputa District 20 Kasama District 21 Kawambwa Constituency 22 Kazungula District 23 Kitwe District 24 Livingstone District 25 Luangwa District 26 Luanshya District 27 Lukulu District 28 Lusaka District 29 Mafinga District 30 Mansa District 31 Mazabuka District 32 Mbala District 33 Milenge District 34 Mongu District 35 Monze District 36 Mpika District 37 Mporokoso District 38 Mpulungu District 39 Mufulira District 40 Mumbwa District 41 Mwense District 42 Mwinilunga District 43 Namwala District 44 Nchelenge District 45 Ndola District 46 Petauke District 47 Samfya District 48 Senanga District 49 Sesheke District 50 Shang'ombo District 51 Siavonga District 52 Sinazongwe District 53 Solwezi District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Institution type 1 Input Providers 2 Processors 3 Markets Start year Staff Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Electricity No 1 Yes Water No 1 Yes Vegetables No 1 Yes Grain No 1 Yes Milk No 1 Yes Livestock No 1 Yes processed_prod MNcover No 1 Yes Payment_cash No 1 Yes Payment_MM No 1 Yes Payment_Cheq No 1 Yes Payment_Bankt No 1 Yes Staff_cash No 1 Yes Staff_MM No 1 Yes Staff_Cheq No 1 Yes Staff_Bankt No 1 Yes Credt No 1 Yes Q1 No 1 Yes Q2 No 1 Yes Q3 No 1 Yes Q4 No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 1 Chadiza District 2 Chavuma District 3 Chibombo District 4 Chienge District 5 Chililabombwe District 6 Chilubi District 7 Chingola District 8 Chinsali District 9 Chipata District 10 Choma District 11 Chongwe District 12 Gwembe District 13 Isoka District 14 Itezhi Tezhi District 15 Kabompo District 16 Kabwe District 17 Kafue District 18 Kalabo District 19 Kalomo District 20 Kalulushi District 21 Kaoma District 22 Kapiri Mposhi District 23 Kaputa District 24 Kasama District 25 Katete District 26 Kawambwa Constituency 27 Kazungula District 28 Kitwe District 29 Livingstone District 30 Luangwa District 31 Luanshya District 32 Lufwanyama District 33 Lukulu District 34 Lundazi District 35 Lusaka District 36 Luwingu District 37 Mafinga District 38 Mambwe District 39 Mansa District 40 Masaiti District 41 Mazabuka District 42 Mbala District 43 Milenge District 44 Mkushi District 45 Mongu District 46 Mpika District 47 Mpongwe District 48 Mporokoso District 49 Mpulungu District 50 Mufulira District 51 Mufumbwe District 52 Mumbwa District 53 Mungwi District 54 Mwense District 55 Mwinilunga District 56 Nakonde District 57 Namwala District 58 Nchelenge District 59 Ndola District 60 Nyimba District 61 Petauke District 62 Samfya District 63 Senanga District 64 Serenje District 65 Sesheke District 66 Shang'ombo District 67 Siavonga District 68 Sinazongwe District 69 Solwezi District 70 Zambezi District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health BA_type 1 Agent @ Commercial bank 2 Agent @ Post Office 3 Bank & MM Agent 4 Bank Agent only Start year Structure 1 Container 2 Permanent 3 Temporary Other_bus 1 Conduct Other business 2 Stand alone Bus_type 1 Bar 2 Cafe 3 Cellular Shop 4 Electronic Shop 5 General Dealer 6 Grocery Store 7 Hotel 8 Other 9 Pharmacy 10 Restaurant 11 Salon 12 Trader Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Cash_in No 1 Yes Dep_freq 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Cash_out No 1 Yes Dep_wk 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Account_open No 1 Yes runout 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly floatout 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly float_topup 1 Bank 2 Master Agent 3 Other agents Agent_training No 1 Yes Training_type 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariff_guide No 1 Yes Logbook No 1 Yes Fraud No 1 Yes Fraud_type 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Networkdown No 1 Yes Network_freq 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day MM No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Onsite ATMs 2 Stand alone ATM Number VISA No 1 Yes Mastercard No 1 Yes AmericanXpress No 1 Yes Cirrus No 1 Yes Security No 1 Yes Guard No 1 Yes Camera No 1 Yes Deposits No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Commercial banks Start year Type 1 Branch 2 Head Office Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Withdr_Monday No 1 Yes Withdr_tuesday No 1 Yes Withdr_wednesday No 1 Yes Withdr_thursday No 1 Yes Withdr_friday No 1 Yes Withdr_Saturday No 1 Yes Withdr_Sunday No 1 Yes Dep_Monday No 1 Yes Dep_Tuesday No 1 Yes Dep_wednesday No 1 Yes Dep_thursday No 1 Yes Dep_friday No 1 Yes Dep_saturday No 1 Yes Dep_sunday No 1 Yes SME No 1 Yes Agri No 1 Yes Current No 1 Yes Savings No 1 Yes Loans No 1 Yes Mortgage No 1 Yes Insurance No 1 Yes MM_platform No 1 Yes ATMs_onsite No 1 Yes MM No 1 Yes BA No 1 Yes MT No 1 Yes MoneyGram No 1 Yes WesternUnion No 1 Yes Xpress No 1 Yes VIGO No 1 Yes WorldRemit No 1 Yes Forex No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health inst_type 1 Government Primary Schools 2 Private Primary Schools 3 Government Secondary Schools 4 Private Secondary Schools 5 Community School 6 Colleges 7 Universities Start year Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Saturday No 1 Yes Sunday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Payment_cash No 1 Yes Payment_MM No 1 Yes Payment_bankt No 1 Yes Payment_cards No 1 Yes Payment_full No 1 Yes Payment_monthly No 1 Yes Payment_term No 1 Yes Payment_Q No 1 Yes Staff_cash No 1 Yes staff_MM No 1 Yes Staff_bankt No 1 Yes Staff_cheq No 1 Yes Electricity No 1 Yes Water No 1 Yes Internet No 1 Yes Toilets No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Commercial banks 2 Forex Bureaus Start year Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock US$ No 1 Yes ZAR No 1 Yes GBP No 1 Yes Pula No 1 Yes Nam$ No 1 Yes MKW No 1 Yes ZMK No 1 Yes MM No 1 Yes BA No 1 Yes MT No 1 Yes Runout No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Inst_type 1 District Hospitals 2 Government Clinics 3 Health Posts 4 Private Clinics 5 Provincial or General Hospitals 6 Rural Health Centres 7 Specialist or Tertially Hospitals 8 Urban Health Centres Start year Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Saturday No 1 Yes Sunday No 1 Yes Electricty No 1 Yes Powerfailed 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Water No 1 Yes Toilet No 1 Yes Payment_cash No 1 Yes Payment_mm No 1 Yes Payment_bankt No 1 Yes Payment_cards No 1 Yes Payment_Cheq No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Insurance Service Provider Start year Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Property No 1 Yes Life No 1 Yes Health No 1 Yes Microinsurance No 1 Yes Pension No 1 Yes Other No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Shylocks/Kaloba Address Village ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Micro Finance Institution 2 Micro Money Lenders 3 Registered Money Lender Start year Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock MFI_Loans No 1 Yes MFI_Savings No 1 Yes MFI_remittance No 1 Yes MFI_Agri No 1 Yes MFI_SME No 1 Yes Runout No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Agent_type 1 MM & Bank agent 2 MM @ Forex Bureaus 3 MM @ MTS 4 MM @ PO 5 MM @ bank 6 Mobile Money Agent Active No 1 Yes NoT_float No 1 Yes NoT_comm No 1 Yes NoT_agents No 1 Yes NoT_Support No 1 Yes NoT_training No 1 Yes NoT_fraud No 1 Yes NoT_other No 1 Yes Store_closed No 1 Yes MNO 1 Airtel 2 MTN 3 Zoona Start year Structure 1 Container 2 Permanent 3 Temporary Business 1 Conduct Other business 2 Stand alone Bus_type 1 Bar 2 Cafe 3 Cellular Shop 4 Electronic Shop 5 General Dealer 6 Grocery Store 7 Hotel 8 Kiosk 9 Other 10 Pharmacy 11 Restaurant 12 Salon 13 Trader Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Cash_in No 1 Yes Cash_out No 1 Yes Account_open No 1 Yes Dep_freq Withdr_fre Nocash_freq Nofloat_freq Float_topup MMtraining No 1 Yes training_type Tariffguide No 1 Yes logbook No 1 Yes fraud No 1 Yes fraud_spec Network_down No 1 Yes Network_freq Network_ave 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in2 No 1 Yes Cash_out2 No 1 Yes Account_open2 No 1 Yes Dep_freq2 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq2 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq2 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq2 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup2 1 Bank 2 Master Agent 3 Other agents MMtraining2 No 1 Yes training_type2 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide2 No 1 Yes logbook2 No 1 Yes fraud2 No 1 Yes fraud_spec2 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Network_down2 No 1 Yes Network_freq2 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave2 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in3 No 1 Yes Cash_out3 No 1 Yes Account_open3 No 1 Yes Dep_freq3 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq3 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq3 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq3 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup3 1 Bank 2 Master Agent 3 Other agents MMtraining3 No 1 Yes training_type3 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide3 No 1 Yes logbook3 No 1 Yes fraud3 No 1 Yes fraud_spec3 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Network_down3 No 1 Yes Network_freq3 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave3 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in4 No 1 Yes Cash_out4 No 1 Yes Account_open4 No 1 Yes Dep_freq4 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq4 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq4 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq4 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup4 1 Bank 2 Master Agent 3 Other agents MMtraining4 No 1 Yes training_type4 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide4 No 1 Yes logbook4 No 1 Yes fraud4 No 1 Yes fraud_spec4 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Network_down4 No 1 Yes Network_freq4 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave4 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in5 No 1 Yes Cash_out5 No 1 Yes Account_open5 No 1 Yes Dep_freq5 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq5 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq5 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq5 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup5 1 Bank 2 Master Agent 3 Other agents MMtraining5 No 1 Yes training_type5 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide5 No 1 Yes logbook5 No 1 Yes fraud5 No 1 Yes fraud_spec5 1 Fake sms Network_down5 No 1 Yes Network_freq5 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave5 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day BA No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Commercial banks 2 Forex Bureaus 3 Money Transfer Service 4 Post Office Start year Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock Moneygram No 1 Yes WesternU No 1 Yes Xpress No 1 Yes VIGO No 1 Yes WorldRemit No 1 Yes Network_down 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly MM No 1 Yes BA No 1 Yes Runout No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Post Office Start year Monday No 1 Yes Tuesday No 1 Yes Wednesday No 1 Yes Thursday No 1 Yes Friday No 1 Yes Weekday trading hours Opening time on weekday Closing time on weekday Opening time on weekday, numeric 24h clock Closing time on weekday, numeric 24h clock Saturday No 1 Yes Sunday No 1 Yes Weekend trading hours Opening time on weekend Closing time on weekend Opening time on weekend, numeric 24h clock Closing time on weekend, numeric 24h clock MM No 1 Yes BA No 1 Yes MT MoneyGram WesternU No 1 Yes Xpress No 1 Yes VIGO No 1 Yes Other Runout No 1 Yes ID Province 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District GPS latitude GPS longitude Sector 1 Agricultural 2 Financial 3 Education 4 Health Provider 1 Savings Groups 2 Savings and Credit Co-operative (SACCO) Address Name Start year SACCO_Shares No 1 Yes SACCO_Savings No 1 Yes SG_Savings_shares No 1 Yes Loans No 1 Yes SACCO_Remittance No 1 Yes Socialfund No 1 Yes SG_type 1 Formed by an outside organisation 2 Started by themselves SG_Institution SG_Bank_account No 1 Yes SG_MM_services No 1 Yes