zmb-fsdz-msgismp-2015-v1 DataFirst 2020-04-01 Nesstar Publisher Version 3 FSDZ Multi-Sector GIS Mapping Project Round 1 MSMP zmb-fsdz-msmp-2015-v1.0 Financial Sector Deepening Zambia Nesstar Publisher DataFirst Support Enterprise Census [en/census] Financiel Sector Deepening Zambia. FSDZ Multi-Sector GIS Mapping Project Round 1 2015 [dataset]. v1. Lusaka: FSDZ [producer], 2015. Cape Town: DataFirst [distributor], 2017. DOI: https://doi.org/10.25828/ff11-wx42 v1: Edited, edited anonymous dataset for public distribution This is the first publicly available version of this dataset. This mapping project aimed to create a database of all financial, health, education, and agricultural service access points in Zambia. Zambia National coverage except Ikelenge district Health care facilities, financial institutions, educational institutions, agricultural service providers Census/enumeration data [cen] Brandworx Face-to-face [f2f] The questionnaires used in the MSMP are specific to each sector service intermediary. This means that there are 14 different questionnaires, each with its own set of specific questions. DataFirst Financiel Sector Deepening Zambia. FSDZ Multi-Sector GIS Mapping Project Round 1 2015 [dataset]. v1. Lusaka: FSDZ [producer], 2015. Cape Town: DataFirst [distributor], 2017. DOI: https://doi.org/10.25828/ff11-wx42 Public use files, available to all FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Agricultural Input Providers V1.0.NSDstat 0 60 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Agricultural Markets V1.0.NSDstat 0 36 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Agricultural Processors V1.0.NSDstat 0 47 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Bank Agents V1.0.NSDstat 0 46 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Bank ATMS All V1.0.NSDstat 0 16 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Commercial Banks V1.0.NSDstat 0 58 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Education Facilities V1.0.NSDstat 0 41 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Forex Facilities V1.0.NSDstat 0 36 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Health Care Facilities V1.0.NSDstat 0 34 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Insurance Access Points V1.0.NSDstat 0 31 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Kaloba V1.0.NSDstat 0 8 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Microfinance Facilities V1.0.NSDstat 0 31 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Mobile Money Agents V1.0.NSDstat 0 124 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Money Transfer Facilities V1.0.NSDstat 0 34 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 Post Offices V1.0.NSDstat 0 34 Nesstar 200801 FSDZ Multi-Sector GIS Mapping Project Round 1 2015 SACCOs And SGs V1.0.NSDstat 0 20 Nesstar 200801 ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 1 Chadiza District 2 Chama District 3 Chibombo District 4 Chienge District 5 Chililabombwe District 6 Chingola District 7 Chinsali District 8 Chipata District 9 Choma District 10 Chongwe District 11 Gwembe District 12 Isoka District 13 Itezhi Tezhi District 14 Kabompo District 15 Kabwe District 16 Kafue District 17 Kalabo District 18 Kalomo District 19 Kalulushi District 20 Kaoma District 21 Kapiri Mposhi District 22 Kaputa District 23 Kasama District 24 Kasempa District 25 Katete District 26 Kawambwa Constituency 27 Kazungula District 28 Kitwe District 29 Livingstone District 30 Luanshya District 31 Lufwanyama District 32 Lukulu District 33 Lundazi District 34 Lusaka District 35 Luwingu District 36 Mafinga District 37 Mambwe District 38 Mansa District 39 Masaiti District 40 Mazabuka District 41 Mbala District 42 Milenge District 43 Mkushi District 44 Mongu District 45 Monze District 46 Mpika District 47 Mpongwe District 48 Mporokoso District 49 Mpulungu District 50 Mufulira District 51 Mufumbwe District 52 Mumbwa District 53 Mungwi District 54 Mwense District 55 Mwinilunga District 56 Nakonde District 57 Namwala District 58 Nchelenge District 59 Ndola District 60 Nyimba District 61 Petauke District 62 Samfya District 63 Senanga District 64 Serenje District 65 Sesheke District 66 Shang'ombo District 67 Siavonga District 68 Sinazongwe District 69 Solwezi District 70 Zambezi District GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Institution_type 0 0 1 Input Providers 2 Processors 3 Markets Startup year 0 Employees 0 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Electricity 0 0 0 No 1 Yes Running_water 0 0 0 No 1 Yes Seed 0 0 0 No 1 Yes Chemicals 0 0 0 No 1 Yes Fertilizer 0 0 0 No 1 Yes Ag_equipment 0 0 0 No 1 Yes Livestockmeds 0 0 0 No 1 Yes Payment_cash 0 0 0 No 1 Yes Payment_mm 0 0 0 No 1 Yes Payment_cheque 0 0 0 No 1 Yes Payment_bankt 0 0 0 No 1 Yes Paystaff_cash 0 0 0 No 1 Yes Paystaff_mm 0 0 0 No 1 Yes Paystaff_cheque 0 0 0 No 1 Yes Paystaff_bankt 0 0 0 No 1 Yes Offerct 0 0 0 No 1 Yes MNcoverage 0 0 0 No 1 Yes Operational_Q1 0 0 0 No 1 Yes Operational_Q2 0 0 0 No 1 Yes Operational_Q3 0 0 0 No 1 Yes Operational_Q4 0 0 0 No 1 Yes ATS 0 0 0 No 1 Yes BASF 0 0 0 No 1 Yes ExportTrading 0 0 0 No 1 Yes MRI 0 0 0 No 1 Yes Nyiombo 0 0 0 No 1 Yes Omnia 0 0 0 No 1 Yes ZF 0 0 0 No 1 Yes MRIS 0 0 0 No 1 Yes PNNAR 0 0 0 No 1 Yes Pioneer 0 0 0 No 1 Yes Seedco 0 0 0 No 1 Yes Zamseed 0 0 0 No 1 Yes Freenbelt 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 1 Chadiza District 2 Chama District 3 Chavuma District 4 Chibombo District 5 Chienge District 6 Chililabombwe District 7 Chilubi District 8 Chingola District 9 Chinsali District 10 Chipata District 11 Choma District 12 Chongwe District 13 Gwembe District 14 Isoka District 15 Itezhi Tezhi District 16 Kabompo District 17 Kabwe District 18 Kafue District 19 Kalabo District 20 Kalomo District 21 Kalulushi District 22 Kaoma District 23 Kapiri Mposhi District 24 Kaputa District 25 Kasama District 26 Kasempa District 27 Katete District 28 Kawambwa Constituency 29 Kazungula District 30 Kitwe District 31 Livingstone District 32 Luangwa District 33 Luanshya District 34 Lufwanyama District 35 Lukulu District 36 Lundazi District 37 Lusaka District 38 Mafinga District 39 Mambwe District 40 Mansa District 41 Masaiti District 42 Mazabuka District 43 Mbala District 44 Milenge District 45 Mkushi District 46 Mongu District 47 Monze District 48 Mpika District 49 Mpongwe District 50 Mporokoso District 51 Mpulungu District 52 Mufulira District 53 Mufumbwe District 54 Mumbwa District 55 Mungwi District 56 Mwense District 57 Mwinilunga District 58 Nakonde District 59 Namwala District 60 Nchelenge District 61 Ndola District 62 Nyimba District 63 Petauke District 64 Samfya District 65 Senanga District 66 Serenje District 67 Sesheke District 68 Shang'ombo District 69 Siavonga District 70 Sinazongwe District 71 Solwezi District 72 Zambezi District GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Inst_type 0 0 1 Input Providers 2 Processors 3 Markets Stalls 0 0 Livestock 0 0 0 No 1 Yes Produce 0 0 0 No 1 Yes Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 permanent 0 0 0 No 1 Yes open 0 0 0 No 1 Yes MMO 0 0 0 No 1 Yes BA 0 0 0 No 1 Yes MFI 0 0 0 No 1 Yes Q1 0 0 0 No 1 Yes Q2 0 0 0 No 1 Yes Q3 0 0 0 No 1 Yes Q4 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 1 Chibombo District 2 Chililabombwe District 3 Chilubi District 4 Chingola District 5 Chinsali District 6 Chipata District 7 Choma District 8 Chongwe District 9 Gwembe District 10 Isoka District 11 Itezhi Tezhi District 12 Kabompo District 13 Kabwe District 14 Kafue District 15 Kalabo District 16 Kalomo District 17 Kaoma District 18 Kapiri Mposhi District 19 Kaputa District 20 Kasama District 21 Kawambwa Constituency 22 Kazungula District 23 Kitwe District 24 Livingstone District 25 Luangwa District 26 Luanshya District 27 Lukulu District 28 Lusaka District 29 Mafinga District 30 Mansa District 31 Mazabuka District 32 Mbala District 33 Milenge District 34 Mongu District 35 Monze District 36 Mpika District 37 Mporokoso District 38 Mpulungu District 39 Mufulira District 40 Mumbwa District 41 Mwense District 42 Mwinilunga District 43 Namwala District 44 Nchelenge District 45 Ndola District 46 Petauke District 47 Samfya District 48 Senanga District 49 Sesheke District 50 Shang'ombo District 51 Siavonga District 52 Sinazongwe District 53 Solwezi District GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Institution type 0 0 1 Input Providers 2 Processors 3 Markets Start year 0 Staff 0 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Electricity 0 0 0 No 1 Yes Water 0 0 0 No 1 Yes Vegetables 0 0 0 No 1 Yes Grain 0 0 0 No 1 Yes Milk 0 0 0 No 1 Yes Livestock 0 0 0 No 1 Yes processed_prod 0 0 MNcover 0 0 0 No 1 Yes Payment_cash 0 0 0 No 1 Yes Payment_MM 0 0 0 No 1 Yes Payment_Cheq 0 0 0 No 1 Yes Payment_Bankt 0 0 0 No 1 Yes Staff_cash 0 0 0 No 1 Yes Staff_MM 0 0 0 No 1 Yes Staff_Cheq 0 0 0 No 1 Yes Staff_Bankt 0 0 0 No 1 Yes Credt 0 0 0 No 1 Yes Q1 0 0 0 No 1 Yes Q2 0 0 0 No 1 Yes Q3 0 0 0 No 1 Yes Q4 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 1 Chadiza District 2 Chavuma District 3 Chibombo District 4 Chienge District 5 Chililabombwe District 6 Chilubi District 7 Chingola District 8 Chinsali District 9 Chipata District 10 Choma District 11 Chongwe District 12 Gwembe District 13 Isoka District 14 Itezhi Tezhi District 15 Kabompo District 16 Kabwe District 17 Kafue District 18 Kalabo District 19 Kalomo District 20 Kalulushi District 21 Kaoma District 22 Kapiri Mposhi District 23 Kaputa District 24 Kasama District 25 Katete District 26 Kawambwa Constituency 27 Kazungula District 28 Kitwe District 29 Livingstone District 30 Luangwa District 31 Luanshya District 32 Lufwanyama District 33 Lukulu District 34 Lundazi District 35 Lusaka District 36 Luwingu District 37 Mafinga District 38 Mambwe District 39 Mansa District 40 Masaiti District 41 Mazabuka District 42 Mbala District 43 Milenge District 44 Mkushi District 45 Mongu District 46 Mpika District 47 Mpongwe District 48 Mporokoso District 49 Mpulungu District 50 Mufulira District 51 Mufumbwe District 52 Mumbwa District 53 Mungwi District 54 Mwense District 55 Mwinilunga District 56 Nakonde District 57 Namwala District 58 Nchelenge District 59 Ndola District 60 Nyimba District 61 Petauke District 62 Samfya District 63 Senanga District 64 Serenje District 65 Sesheke District 66 Shang'ombo District 67 Siavonga District 68 Sinazongwe District 69 Solwezi District 70 Zambezi District GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health BA_type 0 0 1 Agent @ Commercial bank 2 Agent @ Post Office 3 Bank & MM Agent 4 Bank Agent only Start year 0 Structure 0 0 1 Container 2 Permanent 3 Temporary Other_bus 0 0 1 Conduct Other business 2 Stand alone Bus_type 0 0 1 Bar 2 Cafe 3 Cellular Shop 4 Electronic Shop 5 General Dealer 6 Grocery Store 7 Hotel 8 Other 9 Pharmacy 10 Restaurant 11 Salon 12 Trader Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Cash_in 0 0 0 No 1 Yes Dep_freq 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Cash_out 0 0 0 No 1 Yes Dep_wk 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Account_open 0 0 0 No 1 Yes runout 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly floatout 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly float_topup 0 0 1 Bank 2 Master Agent 3 Other agents Agent_training 0 0 0 No 1 Yes Training_type 0 0 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariff_guide 0 0 0 No 1 Yes Logbook 0 0 0 No 1 Yes Fraud 0 0 0 No 1 Yes Fraud_type 0 0 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Networkdown 0 0 0 No 1 Yes Network_freq 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave 0 0 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day MM 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Onsite ATMs 2 Stand alone ATM Number 0 0 VISA 0 0 0 No 1 Yes Mastercard 0 0 0 No 1 Yes AmericanXpress 0 0 0 No 1 Yes Cirrus 0 0 0 No 1 Yes Security 0 0 0 No 1 Yes Guard 0 0 0 No 1 Yes Camera 0 0 0 No 1 Yes Deposits 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Commercial banks Start year 0 Type 0 0 1 Branch 2 Head Office Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Withdr_Monday 0 0 0 No 1 Yes Withdr_tuesday 0 0 0 No 1 Yes Withdr_wednesday 0 0 0 No 1 Yes Withdr_thursday 0 0 0 No 1 Yes Withdr_friday 0 0 0 No 1 Yes Withdr_Saturday 0 0 0 No 1 Yes Withdr_Sunday 0 0 0 No 1 Yes Dep_Monday 0 0 0 No 1 Yes Dep_Tuesday 0 0 0 No 1 Yes Dep_wednesday 0 0 0 No 1 Yes Dep_thursday 0 0 0 No 1 Yes Dep_friday 0 0 0 No 1 Yes Dep_saturday 0 0 0 No 1 Yes Dep_sunday 0 0 0 No 1 Yes SME 0 0 0 No 1 Yes Agri 0 0 0 No 1 Yes Current 0 0 0 No 1 Yes Savings 0 0 0 No 1 Yes Loans 0 0 0 No 1 Yes Mortgage 0 0 0 No 1 Yes Insurance 0 0 0 No 1 Yes MM_platform 0 0 0 No 1 Yes ATMs_onsite 0 0 0 No 1 Yes MM 0 0 0 No 1 Yes BA 0 0 0 No 1 Yes MT 0 0 0 No 1 Yes MoneyGram 0 0 0 No 1 Yes WesternUnion 0 0 0 No 1 Yes Xpress 0 0 0 No 1 Yes VIGO 0 0 0 No 1 Yes WorldRemit 0 0 0 No 1 Yes Forex 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health inst_type 0 0 1 Government Primary Schools 2 Private Primary Schools 3 Government Secondary Schools 4 Private Secondary Schools 5 Community School 6 Colleges 7 Universities Start year 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Payment_cash 0 0 0 No 1 Yes Payment_MM 0 0 0 No 1 Yes Payment_bankt 0 0 0 No 1 Yes Payment_cards 0 0 0 No 1 Yes Payment_full 0 0 0 No 1 Yes Payment_monthly 0 0 0 No 1 Yes Payment_term 0 0 0 No 1 Yes Payment_Q 0 0 0 No 1 Yes Staff_cash 0 0 0 No 1 Yes staff_MM 0 0 0 No 1 Yes Staff_bankt 0 0 0 No 1 Yes Staff_cheq 0 0 0 No 1 Yes Electricity 0 0 0 No 1 Yes Water 0 0 0 No 1 Yes Internet 0 0 0 No 1 Yes Toilets 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Commercial banks 2 Forex Bureaus Start year 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 US$ 0 0 0 No 1 Yes ZAR 0 0 0 No 1 Yes GBP 0 0 0 No 1 Yes Pula 0 0 0 No 1 Yes Nam$ 0 0 0 No 1 Yes MKW 0 0 0 No 1 Yes ZMK 0 0 0 No 1 Yes MM 0 0 0 No 1 Yes BA 0 0 0 No 1 Yes MT 0 0 0 No 1 Yes Runout 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Inst_type 0 0 1 District Hospitals 2 Government Clinics 3 Health Posts 4 Private Clinics 5 Provincial or General Hospitals 6 Rural Health Centres 7 Specialist or Tertially Hospitals 8 Urban Health Centres Start year 0 Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Electricty 0 0 0 No 1 Yes Powerfailed 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Water 0 0 0 No 1 Yes Toilet 0 0 0 No 1 Yes Payment_cash 0 0 0 No 1 Yes Payment_mm 0 0 0 No 1 Yes Payment_bankt 0 0 0 No 1 Yes Payment_cards 0 0 0 No 1 Yes Payment_Cheq 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Insurance Service Provider Start year 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Property 0 0 0 No 1 Yes Life 0 0 0 No 1 Yes Health 0 0 0 No 1 Yes Microinsurance 0 0 0 No 1 Yes Pension 0 0 0 No 1 Yes Other 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Shylocks/Kaloba Address 0 0 Village 0 0 ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Micro Finance Institution 2 Micro Money Lenders 3 Registered Money Lender Start year 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 MFI_Loans 0 0 0 No 1 Yes MFI_Savings 0 0 0 No 1 Yes MFI_remittance 0 0 0 No 1 Yes MFI_Agri 0 0 0 No 1 Yes MFI_SME 0 0 0 No 1 Yes Runout 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Agent_type 0 0 1 MM & Bank agent 2 MM @ Forex Bureaus 3 MM @ MTS 4 MM @ PO 5 MM @ bank 6 Mobile Money Agent Active 0 0 0 No 1 Yes NoT_float 0 0 0 No 1 Yes NoT_comm 0 0 0 No 1 Yes NoT_agents 0 0 0 No 1 Yes NoT_Support 0 0 0 No 1 Yes NoT_training 0 0 0 No 1 Yes NoT_fraud 0 0 0 No 1 Yes NoT_other 0 0 0 No 1 Yes Store_closed 0 0 0 No 1 Yes MNO 0 0 1 Airtel 2 MTN 3 Zoona Start year 0 Structure 0 0 1 Container 2 Permanent 3 Temporary Business 0 0 1 Conduct Other business 2 Stand alone Bus_type 0 0 1 Bar 2 Cafe 3 Cellular Shop 4 Electronic Shop 5 General Dealer 6 Grocery Store 7 Hotel 8 Kiosk 9 Other 10 Pharmacy 11 Restaurant 12 Salon 13 Trader Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Cash_in 0 0 0 No 1 Yes Cash_out 0 0 0 No 1 Yes Account_open 0 0 0 No 1 Yes Dep_freq 0 0 Withdr_fre 0 0 Nocash_freq 0 0 Nofloat_freq 0 0 Float_topup 0 0 MMtraining 0 0 0 No 1 Yes training_type 0 0 Tariffguide 0 0 0 No 1 Yes logbook 0 0 0 No 1 Yes fraud 0 0 0 No 1 Yes fraud_spec 0 0 Network_down 0 0 0 No 1 Yes Network_freq 0 0 Network_ave 0 0 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in2 0 0 0 No 1 Yes Cash_out2 0 0 0 No 1 Yes Account_open2 0 0 0 No 1 Yes Dep_freq2 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq2 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq2 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq2 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup2 0 0 1 Bank 2 Master Agent 3 Other agents MMtraining2 0 0 0 No 1 Yes training_type2 0 0 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide2 0 0 0 No 1 Yes logbook2 0 0 0 No 1 Yes fraud2 0 0 0 No 1 Yes fraud_spec2 0 0 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Network_down2 0 0 0 No 1 Yes Network_freq2 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave2 0 0 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in3 0 0 0 No 1 Yes Cash_out3 0 0 0 No 1 Yes Account_open3 0 0 0 No 1 Yes Dep_freq3 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq3 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq3 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq3 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup3 0 0 1 Bank 2 Master Agent 3 Other agents MMtraining3 0 0 0 No 1 Yes training_type3 0 0 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide3 0 0 0 No 1 Yes logbook3 0 0 0 No 1 Yes fraud3 0 0 0 No 1 Yes fraud_spec3 0 0 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Network_down3 0 0 0 No 1 Yes Network_freq3 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave3 0 0 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in4 0 0 0 No 1 Yes Cash_out4 0 0 0 No 1 Yes Account_open4 0 0 0 No 1 Yes Dep_freq4 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq4 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq4 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq4 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup4 0 0 1 Bank 2 Master Agent 3 Other agents MMtraining4 0 0 0 No 1 Yes training_type4 0 0 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide4 0 0 0 No 1 Yes logbook4 0 0 0 No 1 Yes fraud4 0 0 0 No 1 Yes fraud_spec4 0 0 1 Counterfeit Money 2 Direct Handset Fraud 3 Fake sms 4 Robbery Network_down4 0 0 0 No 1 Yes Network_freq4 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave4 0 0 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day Cash_in5 0 0 0 No 1 Yes Cash_out5 0 0 0 No 1 Yes Account_open5 0 0 0 No 1 Yes Dep_freq5 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Withdr_freq5 0 0 0 0 1 1 - 25 2 26 - 50 3 51 - 100 4 101 - 200 5 201 - 500 6 501 + Nocash_freq5 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Nofloat_freq5 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Float_topup5 0 0 1 Bank 2 Master Agent 3 Other agents MMtraining5 0 0 0 No 1 Yes training_type5 0 0 1 Classroom training 2 Trained by outlet owner 3 Training from a Mobile Money sepcialist 4 Training from the Sales Rep Tariffguide5 0 0 0 No 1 Yes logbook5 0 0 0 No 1 Yes fraud5 0 0 0 No 1 Yes fraud_spec5 0 0 1 Fake sms Network_down5 0 0 0 No 1 Yes Network_freq5 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly Network_ave5 0 0 1 30 Minutes 2 1 Hour 3 2 Hours 4 Half the day 5 The whole day BA 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Commercial banks 2 Forex Bureaus 3 Money Transfer Service 4 Post Office Start year 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 Moneygram 0 0 0 No 1 Yes WesternU 0 0 0 No 1 Yes Xpress 0 0 0 No 1 Yes VIGO 0 0 0 No 1 Yes WorldRemit 0 0 0 No 1 Yes Network_down 0 0 1 Daily 2 Monthly 3 Never 4 Occasionally 5 Weekly MM 0 0 0 No 1 Yes BA 0 0 0 No 1 Yes Runout 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Post Office Start year 0 Monday 0 0 0 No 1 Yes Tuesday 0 0 0 No 1 Yes Wednesday 0 0 0 No 1 Yes Thursday 0 0 0 No 1 Yes Friday 0 0 0 No 1 Yes Weekday trading hours 0 0 Opening time on weekday 0 0 Closing time on weekday 0 0 Opening time on weekday, numeric 24h clock 0 0 Closing time on weekday, numeric 24h clock 0 0 Saturday 0 0 0 No 1 Yes Sunday 0 0 0 No 1 Yes Weekend trading hours 0 0 Opening time on weekend 0 0 Closing time on weekend 0 0 Opening time on weekend, numeric 24h clock 0 0 Closing time on weekend, numeric 24h clock 0 0 MM 0 0 0 No 1 Yes BA 0 0 0 No 1 Yes MT 0 0 MoneyGram 0 0 WesternU 0 0 0 No 1 Yes Xpress 0 0 0 No 1 Yes VIGO 0 0 0 No 1 Yes Other 0 0 Runout 0 0 0 No 1 Yes ID 0 0 Province 0 0 1 Central Province 2 Copperbelt Province 3 Eastern Province 4 Luapula Province 5 Lusaka Province 6 Muchinga Province 7 North-Western Province 8 Northern Province 9 Southern Province 10 Western Province District 0 0 GPS latitude 0 0 GPS longitude 0 0 Sector 0 0 1 Agricultural 2 Financial 3 Education 4 Health Provider 0 0 1 Savings Groups 2 Savings and Credit Co-operative (SACCO) Address 0 0 Name 0 0 Start year 0 SACCO_Shares 0 0 0 No 1 Yes SACCO_Savings 0 0 0 No 1 Yes SG_Savings_shares 0 0 0 No 1 Yes Loans 0 0 0 No 1 Yes SACCO_Remittance 0 0 0 No 1 Yes Socialfund 0 0 0 No 1 Yes SG_type 0 0 1 Formed by an outside organisation 2 Started by themselves SG_Institution 0 0 SG_Bank_account 0 0 0 No 1 Yes SG_MM_services 0 0 0 No 1 Yes