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Q20_12 - Most services offered by banks are also available from other people
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_13 - You often think you would like to start your own business but can't get credit /
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_14 - You do not trust informal associations like savings clubs / chilimbas
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_15 - You are prepared to learn how to use new technology
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_16 - When you receive your account statement you check the details on the account
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_17 - If you don't understand technology, you can't get a bank account
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_18 - You often do not feel in control of your finances
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_19 - Banks take advantage of poor people
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_20 - You would change banks if another bank offered you more attractive products or s
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_21 - You enjoy spending money to buy things even if you have to use credit to do so
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_22 - The bank you use gives you status in your friends' eyes
Zambia Finscope 2005
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Q20_23 - When buying on credit you find it usually ends up being more expensive than you
Zambia Finscope 2005
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Q20_24 - You often find that you are surprised by the final amount you have had to pay fo
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_25 - You would prefer to save money at a bank for a long-term goal
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
Q20_26 - You can earn more money investing in other ventures, rather than using a savings
Zambia Finscope 2005
Zambia - zmb-fmt-zf-2005-v1
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