Zambia Finscope 2009

Zambia, 2009

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Reference ID

zmb-fmt-fs-2009-v1

Producer(s)

Finmark Trust

Collections

Financial Sector Deepening Zambia

Metadata

DDI/XML JSON

Created on

Jul 12, 2017

Last modified

Jun 11, 2020

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S9Q2D.2: Reasons why people often do not have a bank account or use b (S9Q2D_2)

Data file: Zambia Finscope 2009 v1.0 Stata11

Overview

Valid: 0

Invalid: 0

Type: Discrete

Decimal: 0

loc_start_pos: 1724

loc_end_pos: 1725

Width: 2

Range: -9 - 19

Format: Numeric

Questions and instructions

Categories

Value	Category
-9	Missing Data
1	Does not need it - Insufficient or no money coming it to justify it
2	Income coming in, but insufficient balance after expenses
3	Cannot maintain the minimum balance
4	Bank service charges are too high
5	Banks are too far away or transport too difficult
6	Banking hours are not convenient
7	Does not have an ID document or salary slip or letter from the Chief to be able to open an account
8	Does not understand how banks work
9	Does not understand the financial language used in banks
10	Does not know how to apply
11	Does not understand benefits from having a bank account
12	Does not trust banks
13	Bank accounts are not for people like 'me'
14	Fears embarrassment or refusals
15	Banks do not provide the products or services needed
16	Can get services needed elsewhere in the community
17	Need permission of someone else to open it
18	Other specify
19	Does not know

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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