Zambia Finscope 2005
Zambia, 2005
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Reference ID
zmb-fmt-zf-2005-v1
Producer(s)
Finmark Trust
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Created on
Jul 11, 2017
Last modified
Jun 11, 2020
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- Data files
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Zambia Finscope
2005 v1.0
Stata11
Reasons for not having a bank account - 5 (Q7_5)
Data file: Zambia Finscope 2005 v1.0 Stata11
Overview
Valid:
0
Invalid:
0
Type:
Discrete
Decimal:
0
loc_start_pos:
192
loc_end_pos:
193
Width:
2
Range:
1 - 99
Format:
Numeric
Questions and instructions
Categories
| Value | Category |
|---|---|
| 1 | I do not have a regular income |
| 2 | I do not have money to put into a bank |
| 3 | I do not have a job |
| 4 | I do not qualify to open an account |
| 5 | I do not need a bank account |
| 6 | The bank closed my account |
| 7 | The bank staff couldn't speak my language (mother tongue) |
| 8 | I am not comfortable walking into the bank (maybe due to app |
| 9 | I do not know how to open an account |
| 10 | The bank is too far |
| 11 | Minimum balance in the bank is too high |
| 12 | I do not have an identity document |
| 13 | I do not have a reference |
| 14 | It is expensive to have a bank account |
| 15 | Bank Charges / Service Fees are too high |
| 16 | I prefer dealing in cash |
| 17 | I do not trust banks |
| 18 | I do not want the tax man to know about my money |
| 19 | Long process to open an account |
| 20 | No fixed address / Change of address |
| 22 | I am still at school / I am too young |
| 23 | I am a dependent |
| 24 | I am not educated |
| 26 | I am still saving money |
| 27 | Attitude of staff |
| 28 | The banks offer low interest rates |
| 29 | My business is bankrupt |
| 30 | I cannot manage an account |
| 31 | I am retired |
| 33 | Lack of knowledge on banks |
| 34 | I do not have a stable job |
| 35 | I am about to open an account |
| 37 | I do not have anyone to open an account for me |
| 38 | I prefer to keep money at home |
| 39 | I have never thought about it |
| 40 | I use my husband's account |
| 41 | The bank closed down |
| 42 | I do not have enough income to save |
| 43 | There is no bank in my region |
| 44 | I have not chosen a bank yet / Not yet decided |
| 45 | I am widowed |
| 46 | Banks do not offer interest on savings |
| 47 | I am too old |
| 48 | There is no benefit |
| 95 | Others |
| 98 | Do not know |
| 99 | Not specified |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.