| Value |
Category |
| 1 |
No account held with the bank |
| 2 |
No credible references |
| 3 |
No identity document |
| 4 |
No permanent address |
| 5 |
No pay slip |
| 6 |
Income too low |
| 7 |
Do not have formal employment |
| 8 |
Have too many other debts |
| 9 |
Cannot provide collateral |
| 10 |
Bank branch was closed |
| 11 |
Because of current government scheme |
| 12 |
Corrupted loan officers |
| 13 |
Application deadline was over |
| 14 |
Delay |
| 15 |
I did not look serious |
| 16 |
It was not the right time |
| 17 |
Favoritism |
| 18 |
Loan provider had problems / had no money |
| 19 |
I did not qualify |
| 95 |
Others |
| 98 |
Don't know / No reason |
| 99 |
Not specified |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.