Value |
Category |
1 |
No account held with the bank |
2 |
No credible references |
3 |
No identity document |
4 |
No permanent address |
5 |
No pay slip |
6 |
Income too low |
7 |
Do not have formal employment |
8 |
Have too many other debts |
9 |
Cannot provide collateral |
10 |
Bank branch was closed |
11 |
Because of current government scheme |
12 |
Corrupted loan officers |
13 |
Application deadline was over |
14 |
Delay |
15 |
I did not look serious |
16 |
It was not the right time |
17 |
Favoritism |
18 |
Loan provider had problems / had no money |
19 |
I did not qualify |
95 |
Others |
98 |
Don't know / No reason |
99 |
Not specified |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.