Open Data Portal
Financial Diaries Project 2003-2004
2003 - 2004
Southern Africa Labour and Developement Research Unit (SALDRU)
Other Open Research Data
Documentation in PDF
Nov 07, 2008
Jun 02, 2020
Data file: Finfinancialinstruments
Stokvel Loans F7.23 How much time does it take to get there? CHOOSE from list.
Stokvel Loans F7.24 What were the transport costs one-way? RAND
Stokvel Loans F7.25 When did you pay it off? DD/MM/YY
Stokvel Loans F7.26 What is the current Balance?
Stokvel Loans Reason Ended
Stokvel Loans End
Mashionisa Loan F8.2 Who is the Mashionisa?
Mashionisa Loan F8.5 What is the loan for? CHOOSE from list.
Mashionisa Loan F8.6 What was the loan amount? RAND
Mashionisa Loan F8.7 What collateral did you have to offer? CHOOSE from list.
Mashionisa Loan F8.8 How often do you pay interest? CHOOSE from list.
Mashionisa Loan F8.9 How much interest do you pay each time? RAND
Mashionisa Loan F8.10 So the monthly interest rate is.....
Mashionisa Loan F8.11 How do you pay? CHOOSE from list.
Mashionisa Loan F8.12 Are you supposed to have paid off the loan by a particula
Mashionisa Loan F8.13 If yes, when? DD/MM/YY
Mashionisa Loan F8.14 How do you get paid out? CHOOSE from list.
Mashionisa Loan F8.15 Are there other fees? Y/N
Mashionisa Loan F8.16 What are they for? CHOOSE
Mashionisa Loan F8.17 If cash, how do you travel to pay payment? CHOOSE from li
Mashionisa Loan F8.18 How much time does it take to get there? CHOOSE from lis
Mashionisa Loan F8.19 What were the transport costs one-way? RAND
Mashionisa Loan F8.20 What happens if you don't pay? CHOOSE from list.
Mashionisa Loan F8.21 Was it easy to arrange this loan? Y/N
Mashionisa Loan F8.22 What other source did you try first? CHOOSE from list.
Mashionisa Loan F8.23 When did you pay it off? DD/MM/YY
Mashionisa Loan F8.24 What is the current balance?
Mashionisa Loan Reason Ended
Mashionisa Loan End
Credit (Account) PayMethod
Credit (Account) F9.2 What is the name of the store? NAME
Credit (Account) F9.3 What type of creditor is it? CHOOSE from list.
Credit (Account) F9.6 What was the total cost of the item? RAND
Credit (Account) F9.7 How much did you put down as a deposit? RAND
Credit (Account) F9.8 What do you pay each month? RAND
Credit (Account) F9.9 What interest rate do you pay?
Credit (Account) F9.10 How much would it cost cash? RAND
Credit (Account) F9.11 How do you pay? CHOOSE from list.
Credit (Account) F9.12 Are there other fees? Y/N
Credit (Account) F9.13 What are they for? CHOOSE
Credit (Account) F9.14 If you have to travel to pay monthly payment, how do y
Credit (Account) F9.15 How much time does it take to get there? CHOOSE from lis
Credit (Account) F9.16 What were the transport costs one-way? RAND
Credit (Account) F9.18 When are you supposed to have paid it off?DD/MM/YY
Credit (Account) F9.19 When did you pay it off?DD/ MM/YY
Credit (Account) F9.20 What is the current Balance?
Credit (Account) Reason Ended
Credit (Account) End
Credit at local Spaza shop F10.2 What is the name of the Spaza / Shebeen? NAME
Credit at local Spaza shop F10.3 How much have you bought on credit? RAND
Credit at local Spaza shop F10.5 Do you pay interest? Y/N
Credit at local Spaza shop F10.6 If yes, how much per month? % or RANDS/R100
Credit at local Spaza shop F10.7 How much would the same amount cost if you bou
Credit at local Spaza shop F10.9 What is the current balance?
Credit at local Spaza shop Reason Ended
Credit at local Spaza shop DateEnd
One-on-One Giving Loans F11.3 Who is this person to you? CHOOSE from list.
One-on-One Giving Loans F11.4 How much did you lend? RAND
One-on-One Giving Loans F11.6 Do you charge interest? Y/N
One-on-One Giving Loans F11.7 If yes, how much? % or RANDS/ R100
One-on-One Giving Loans F11.8 Why do you give a loan to that person? CHOOSE fro
One-on-One Giving Loans F11.9 What is the current Balance?
One-on-One Giving Loans Reason Ended
One-on-One Giving Loans DateEnd
One-on-One Borrowing F12.3 Who is this person to you? CHOOSE from list
One-on-One Borrowing F12.4 How much did you borrow? RAND
One-on-One Borrowing F12.6 Do you pay interest? Y/N
One-on-One Borrowing F12.7 If yes, how much per month? % or RANDS/ R100
One-on-One Borrowing F12.8 What did you borrow for? CHOOSE from list.
One-on-One Borrowing F12.9 What is the current Balance?
One-on-One Borrowing Reason Ended
One-on-One Borrowing DateEnd
Acting as Money Guard F13.2 Whose money is looked after? CHOOSE from list
Acting as Money Guard F13.3 How much is being looked after? RAND
Acting as Money Guard F13.5 Do you charge them interest? Y/N
Acting as Money Guard F13.6 If yes, how much interest per month? ( % or rands/10
Acting as Money Guard Reason Ended
Acting as Money Guard DateEnd
Using Money Guard F14.2 Who is looking after money? CHOOSE from list
Using Money Guard F14.3 How much is being looked after? RAND
Using Money Guard F14.5 Are they charging you interest? Y/N
Using Money Guard F14.6 If yes, how much per month? % or RANDS/R100
Using Money Guard F14.7 Why do you trust that person? CHOOSE from list.
Using Money Guard F14.8 What are you saving money for? CHOOSE from list
Using Money Guard Reason Ended
Using Money Guard DateEnd
Savings in the House F15.2 Where do you hide the money? CHOOSE from list.
Savings in the House F15.3 What are you keeping it for? CHOOSE from list.
Savings in the House F15.4 How much is put in every month? RAND
Savings in the House F15.5 How much is taken out every month? RAND
Savings in the House F15.6 What was the largest balance you were able to save?
Savings in the House F15.7 What is the current balance? RAND
Rent Arrears F16.2 How much do you owe? RAND
Rent Arrears F16.3 Why do you pay rent late? CHOOSE from list.
Rent Arrears Reason Ended
Rent Arrears DateEnd
Wage Advance F17.2 How much did you take in advance? RAND
Wage Advance F17.3 Why do you need the money? CHOOSE from list.
Wage Advance F17.4 When you get paid the rest, will it be enough to live on? Y/
Wage Advance F17.5 If no, what will you do? CHOOSE from list.
Wage Advance Reason Ended
Wage Advance DateEnd
Income Arrears F18.2 What type of income is it?
Income Arrears F18.3 How much do you still need to be paid ? RAND
Income Arrears F18.5 Do you have enough to live on? Y/N
Income Arrears F18.6 If no, what do you do? CHOOSE from list.
Income Arrears Reason Ended
Income Arrears DateEnd
Giving Credit F19.2 What was the original amount borrowed? RAND
Giving Credit F19.4 How much has this person paid you towards that credit? RAND
Giving Credit F19.5 Do you Charge Interest (Y / N)
Giving Credit F19.6 If yes, how much per month? (% / Rands/100 Rand)
Giving Credit F19.7 If no, do you charge more for the goods? (Y/ N)
Giving Credit F19.8 Why give this person the loan? CHOOSE from list.
Giving Credit F19.9 What is the current balance (how much is still owed)?
Giving Credit Reason Ended
Giving Credit DateEnd
Credit Cards PayMethod
Credit Cards F21.2 What type of credit card is it? (Choose form list)
Credit Cards F21.3 What is the balance right now? RAND
Credit Cards F21.4 Do you pay it off in the same month? (Yes / No)
Credit Cards F21.5 Do you pay more than the minimum required? (Y / N)
Credit Cards F21.6 What interest rate are you charged per annum? (%)
Credit Cards F21.6 What date did you last use the credit Card
Credit Cards Reason Ended
Credit Cards End
Salary Timing F22.3 How many people are involved with this arrangement in total
Salary Timing F22.4 On what day of the month do you get paid?
Salary Timing F22.5 After you get paid, how much do you lend to person #2?
Salary Timing F22.6 After you get paid, how much do you lend to person number 3
Salary Timing F22.8 What day of the month does the next person get paid? (#2)
Salary Timing F22.9 After #2 gets paid, how much do you borrow from them?
Salary Timing F22.10 What day of the month does the next person get paid? (#3)
Salary Timing F22.11 After #3 gets paid, how much do you borrow from them?
Salary Timing F22.13 Does everyone always borrow and pay back the same amount e
Salary Timing F22.14 Are there months when you don't borrow from the others? (Y
Salary Timing F22.15 If yes, Do you need to lend them money when you get paid?
Salary Timing Reason Ended
Salary Timing DateEnd
Debts Under Administration PayMethod
Debts Under Administration F23.2 What is the name of the Attorney / Administrato
Debts Under Administration F23.3 What kind of debt was it originally?
Debts Under Administration F23.4 What was the name of the company the loan was
Debts Under Administration F23.5 What was the original loan / credit amount?
Debts Under Administration F23.6 How much did you have to pay per month before
Debts Under Administration F23.7 How much interest were you paying per month on
Debts Under Administration F23.8 When did you stop making payment on the origin
Debts Under Administration F23.10 How much did you owe on the loan at that time
Debts Under Administration F23.11 How much is the monthly payment now?
Debts Under Administration F23.12 When will you have paid this loan off? (DD/MM
Debts Under Administration F23.13 What interest Rate are you currently paying p
Debts Under Administration F23.14 What is the outstanding balance? Rand
Debts Under Administration Reason Ended
Debts Under Administration DateEnd
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